Okeechobee, FL · standard
ZIP Code 34974
Okeechobee County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 23,661
- 23/sq mi
- $53,013
- Median income
- $164,100
- Median home value
- 16.1%
- Bachelor's or higher
The verdict
Okeechobee pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.
- 18th pct
- household income, US ZIPs
- 32th pct
- home value, US ZIPs
- 23
- people per sq mi
- 82%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 34974 against every reporting US ZIP.
ZIP code 34974 is classified by USPS as a standard delivery area and covers roughly 1042.3 square miles in Okeechobee, Okeechobee County, Florida. The area is home to 23,661 residents, producing a population density of 23 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 34974 against Florida and the nation.
On the economic side, the median household income for ZIP 34974 sits at $53,013 (31% below the Florida average), while per-capita income is $31,709. The poverty rate stands at 16.9% and the unemployment rate at 4.8%. On housing, the median home value is $164,100 (56% below the state average) with median rent at $1,104 per month, and 81.7% of occupied units are owner-occupied, a direct signal of whether 34974 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 16.1% of adults hold a bachelor's degree or higher, the median age is 47.7, and the average commute is 28 minutes. Use the benchmarks above to see where 34974 sits relative to Florida and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 34974
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 34974.
- Construction
Construction
75 establishments
- Retail trade
Retail trade
74 establishments
- Other services (except public administration)
Other services (except public administration)
59 establishments
- Accommodation and food services
Accommodation and food services
37 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
36 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 34974, Okeechobee, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
23,661
Population
1042.3
Area (sq mi)
23
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 34974?
47.7
Median Age
51.8%
Male
48.2%
Female
11.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$53,013
Median Household Income
-31% vs state
$31,709
Per Capita Income
16.9%
Poverty Rate
4.8%
Unemployment Rate
27.7 min
Mean Commute Time
How ZIP 34974 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$53,013 18th percentile higher than 18% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
13,823
Total Housing Units
10,272
Occupied Units
3,551
Vacant Units
2.32
Avg Household Size
Occupancy Type
$164,100
Median Home Value
-56% vs state
$1,104
Median Rent
1988
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+16.1%
YoY Change (2024)
393
HPI Index (2000 = 100)
+293%
Total Change Since 2000
Home values in ZIP 34974 have increased 16.1% over the past year (2024). Since 2000, this ZIP has seen +293% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.8% | 223 |
| 2021 | +12.9% | 251 |
| 2022 | +28.3% | 323 |
| 2023 | +5.0% | 339 |
| 2024 | +16.1% | 393 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 450 business establishments in ZIP 34974, employing approximately 3,627 people with a combined annual payroll of $132,217,000.
450
Businesses
3,627
Employees
$132.2M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 75 | 16.7% |
| Retail trade | 74 | 16.4% |
| Other services (except public administration) | 59 | 13.1% |
| Accommodation and food services | 37 | 8.2% |
| Real estate and rental and leasing | 36 | 8.0% |
| Health care and social assistance | 33 | 7.3% |
| Administrative and support and waste management and remediation services | 28 | 6.2% |
| Finance and insurance | 24 | 5.3% |
| Transportation and warehousing | 22 | 4.9% |
| Professional, scientific, and technical services | 22 | 4.9% |
| Wholesale trade | 10 | 2.2% |
| Agriculture, forestry, fishing and hunting | 7 | 1.6% |
| Manufacturing | 7 | 1.6% |
| Arts, entertainment, and recreation | 7 | 1.6% |
| Information | 4 | 0.9% |
| Educational services | 3 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
More ZIP Codes in Okeechobee County
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Frequently Asked Questions
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How many businesses are in ZIP code 34974? ▼
What are the main industries in ZIP code 34974? ▼
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ZIP Code Research Guides
Official Data Resources for Okeechobee, FL
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.