Okeechobee, FL · standard
ZIP Code 34974
Okeechobee County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 23,661
- 23/sq mi Moderate-density area
- $53,013
- Median income Below-median income area
- $164,100
- Median home value Below-median home value
- 16.1%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Okeechobee pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.
- 18th pct
- household income, US ZIPs
- 32nd pct
- home value, US ZIPs
- 23
- people per sq mi
- 82%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 34974 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 34974 (Okeechobee, FL) rose +16.1% from 2023 to 2024. The all-transactions index moved from 338.7 in 2023 to 393.1 in 2024 (2000 = 100).
ZIP code 34974 is a densely settled ZIP (a standard USPS delivery area) in Okeechobee, Okeechobee County, Florida, with 23,661 residents across 1042.3 square miles, a density of 23 people per square mile, in the New York time zone.
ZIP 34974 reports a modest median household income of $53,013 (31% below the average Florida ZIP), while per-capita income is $31,709. The poverty rate is 16.9%, with unemployment at 4.8%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $164,100 (56% below the average Florida ZIP), and median rent is $1,104; owner occupancy is 81.7%.
Educational attainment sits below the national norm: 16.1% of adults hold a bachelor's degree or higher, the median age is 47.7, and the average commute is 28 minutes. No nearby ZIP peer set is available for this delivery area, so the Florida and national benchmarks above are the appropriate context for 34974.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 34974
Top 5 sectors by establishment count in Okeechobee, FL
Which industries have the most business establishments in ZIP 34974.
- Construction
Construction
75 establishments
- Retail trade
Retail trade
74 establishments
- Other services (except public administration)
Other services (except public administration)
59 establishments
- Accommodation and food services
Accommodation and food services
37 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
36 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 34974, Okeechobee, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
23,661
Population
1042.3
Area (sq mi)
23
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 34974?
47.7
Median Age
51.8%
Male
48.2%
Female
11.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$53,013
Median Household Income
-31% vs state ZIP avg
$31,709
Per Capita Income
16.9%
Poverty Rate
4.8%
Unemployment Rate
27.7 min
Mean Commute Time
How ZIP 34974 ranks among Florida ZIPs
Okeechobee, FL household income vs. every Florida ZIP code
Median household income among 946 reporting Florida ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$53,013 15th percentile higher than 15% of 946 Florida ZIPs
Each bar is a $20K-wide band; taller bars hold more Florida ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
13,823housing units
13,823
Total Housing Units
10,272
Occupied Units
3,551
Vacant Units
2.32
Avg Household Size
Occupancy Type
$164,100
Median Home Value
-56% vs state ZIP avg
$1,104
Median Rent
1988
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+16.1%
YoY Change (2024)
393
HPI Index (2000 = 100)
+293%
Total Change Since 2000
Home values in ZIP 34974 have increased 16.1% over the past year (2024). Since 2000, this ZIP has seen +293% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.8% | 223 |
| 2021 | +12.9% | 251 |
| 2022 | +28.3% | 323 |
| 2023 | +5.0% | 339 |
| 2024 | +16.1% | 393 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 450 business establishments in ZIP 34974, employing approximately 3,627 people with a combined annual payroll of $132,217,000.
450
Businesses
3,627
Employees
$132.2M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 75 | 16.7% |
| Retail trade | 74 | 16.4% |
| Other services (except public administration) | 59 | 13.1% |
| Accommodation and food services | 37 | 8.2% |
| Real estate and rental and leasing | 36 | 8.0% |
| Health care and social assistance | 33 | 7.3% |
| Administrative and support and waste management and remediation services | 28 | 6.2% |
| Finance and insurance | 24 | 5.3% |
| Transportation and warehousing | 22 | 4.9% |
| Professional, scientific, and technical services | 22 | 4.9% |
| Wholesale trade | 10 | 2.2% |
| Agriculture, forestry, fishing and hunting | 7 | 1.6% |
| Manufacturing | 7 | 1.6% |
| Arts, entertainment, and recreation | 7 | 1.6% |
| Information | 4 | 0.9% |
| Educational services | 3 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 34974, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (23,661 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Okeechobee County
Related Areas
Frequently Asked Questions
What county is ZIP code 34974 in?
ZIP code 34974 (Okeechobee) is located in Okeechobee County, Florida. Okeechobee County contains multiple ZIP codes, see the full list at /counties/okeechobee-fl.
What is the population of ZIP code 34974?
ZIP code 34974 in Okeechobee, FL has a population of 23,661 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 34974?
The median household income in ZIP 34974 is $53,013, which is 31% below the national average of $76,288.
What is the average home value in ZIP 34974?
The median home value in ZIP 34974 is $164,100, which is 41% below the national average of $278,155.
What is the demographic makeup of ZIP 34974?
The largest racial group in ZIP 34974 is White at 77.6%. Hispanic or Latino residents make up 20.7% of the population.
How many businesses are in ZIP code 34974?
ZIP code 34974 has 450 business establishments employing approximately 3,627 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 34974?
The top industries by establishment count in ZIP 34974 are: Construction (75), Retail trade (74), Other services (except public administration) (59). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 34974?
According to the FHFA House Price Index, home values in ZIP 34974 increased by 16.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 293%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 34974?
In ZIP code 34974, 52.4% of residents aged 25+ have a high school diploma or higher, and 16.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 34974?
The mean commute time for workers in ZIP code 34974 is 27.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 34974?
In ZIP code 34974, approximately 81.7% of occupied housing units are owner-occupied and 18.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 34974?
The poverty rate in ZIP code 34974 is 16.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 34974's numbers, next.
- See how ZIP 34974 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Okeechobee, FL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.