Residential delivery area · Florida
ZIP Code 34972: Okeechobee, FL
ZIP code 34972 uses the postal name Okeechobee, Florida and lies mostly in Okeechobee County (80% of its land), reaching into Osceola County and St. Lucie County (Census 2020 ZIP-county file). About 20,000 people live there (Census Bureau, ACS 2020-2024), the less populous of Okeechobee's 2 residential ZIP codes. Median household income is $61,040 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Cypress Quarters (under 1%) and Yeehaw Junction (under 1%); more than 99% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Okeechobee · 2 residential ZIPs
- County
- Okeechobee County (80%); Osceola County (14%); St. Lucie County (6%)
- Census places
- Cypress Quarters (under 1%) census-designated place; Yeehaw Junction (under 1%) census-designated place
- Micro area
- Okeechobee, FL
- House districts
- FL-18 (80%), FL-9 (14%), FL-21 (6%) 119th Congress, by share of land
- State
- Florida
- Time zone
- Eastern
- Land area
- 854.5 sq mi · 23 people per sq mi
- PO Box ZIPs
- 34973 also use the name Okeechobee
Where is ZIP code 34972?
34972 centers on 27.478°, -80.909° and covers 854.5 square miles of land plus 11.1 of water. It borders 8 ZIP codes: 33857, 32966, 34945, 34974, 33870, 34987, 34739, 33898.
The map draws ZIP code areas only. For the streets inside 34972, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 34972 compare with the rest of Okeechobee?
| Measure | 34972 | In Okeechobee | In FL |
|---|---|---|---|
| People (ACS 2020-2024) | 20,066 | 2nd of 2 | 490th of 1,013 |
| Median household income | $61k | 1st of 2 | 611th of 819 |
| Median home value | $220k | 1st of 2 | 717th of 833 |
Its median household income is higher than in 31% of U.S. residential ZIP codes, and it is denser than 29% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 34972?
The 2020 Census counted 19,514 people in 34972; the ACS, which samples households over 2020-2024, estimates 20,066. Between the 2010 and 2020 censuses its population fell 3.3% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 20,066
- 2020 Census count
- 19,514−3.3% since 2010 (20,180)
- Households
- 6,290
- Median age
- 37.9
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 34972?
Of the 20,066 people the ACS estimates in 34972, 23.5% are under 18 and 13.1% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (51.4%), then Hispanic or Latino (29.4%).
- Under 1823.5%
- 18 to 6463.3%
- 65 and older13.1%
- White, not Hispanic51.4%
- Hispanic or Latino29.4%
- Black, not Hispanic14.1%
- Other or two or more4.6%
- Asian, not Hispanic0.5%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 34972 earn?
Median household income is $61,040 (ACS 2020-2024). It rose from $48,926 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.
- Median household income
- $61,040
- Income per person
- $25,374
- Below the poverty line
- 20.5%
- Unemployed (of the labor force)
- 4.1%
- Adults 25+ with a bachelor's degree
- 14.7%
- Adjusted gross income per tax return, 2022
- $59,2547,350 returns; wages 66% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 34972?
FHFA's house price index for 34972, built from repeat sales and appraisals of the same homes, rose 166% from 2015 to 2025 and rose 66% from 2020 to 2025, and moved +3.4% in 2025.
- Median home value (owners' estimate)
- $220,000
- Median gross rent
- $1,063
- Homes owned by their occupants
- 62.8%
- Housing units
- 7,185
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 34972?
500 business establishments had a location in this ZIP code in 2023, 43 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction77
- Health care and social assistance72
- Retail trade70
- Other services (except public administration)51
- Administrative and support and waste management and remediation services44
- Professional, scientific, and technical services39
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 34972?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 33857 | Lorida | 756 | $80k | 17.8 mi |
| 32966 | Vero Beach | 20,686 | $67k | 18.7 mi |
| 34945 | Fort Pierce | 6,321 | $88k | 21.9 mi |
| 34974 | Okeechobee | 23,975 | $53k | 22.7 mi |
| 33870 | Sebring | 25,195 | $50k | 28.2 mi |
| 34987 | Port Saint Lucie | 21,727 | $90k | 28.4 mi |
| 34739 | Kenansville | 1,176 | $101k | 33.5 mi |
| 33898 | Lake Wales | 18,527 | $57k | 37.4 mi |
| 32968 | Vero Beach | 15,912 | $94k | 25.8 mi (near) |
| 32948 | Fellsmere | 7,112 | $61k | 25.9 mi (near) |
| 33876 | Sebring | 6,816 | $56k | 26.6 mi (near) |
| 33867 | River Ranch | 43 | – | 27.6 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.