Okeechobee, FL · standard
ZIP Code 34972
Okeechobee County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 20,180
- 9/sq mi
- $61,040
- Median income
- $220,000
- Median home value
- 14.7%
- Bachelor's or higher
The verdict
Okeechobee pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 31th pct
- household income, US ZIPs
- 49th pct
- home value, US ZIPs
- 9
- people per sq mi
- 63%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 34972 against every reporting US ZIP.
ZIP code 34972 is classified by USPS as a standard delivery area and covers roughly 2346.5 square miles in Okeechobee, Okeechobee County, Florida. The area is home to 20,180 residents, producing a population density of 9 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 34972 against Florida and the nation.
On the economic side, the median household income for ZIP 34972 sits at $61,040 (21% below the Florida average), while per-capita income is $25,374. The poverty rate stands at 20.5% and the unemployment rate at 4.1%. On housing, the median home value is $220,000 (41% below the state average) with median rent at $1,063 per month, and 62.8% of occupied units are owner-occupied, a direct signal of whether 34972 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 14.7% of adults hold a bachelor's degree or higher, the median age is 37.9, and the average commute is 28 minutes. Use the benchmarks above to see where 34972 sits relative to Florida and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 34972
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 34972.
- Construction
Construction
77 establishments
- Health care and social assistance
Health care and social assistance
72 establishments
- Retail trade
Retail trade
70 establishments
- Other services (except public administration)
Other services (except public administration)
51 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
44 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 34972, Okeechobee, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
20,180
Population
2346.5
Area (sq mi)
9
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 34972?
37.9
Median Age
56.1%
Male
43.9%
Female
13.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$61,040
Median Household Income
-21% vs state
$25,374
Per Capita Income
20.5%
Poverty Rate
4.1%
Unemployment Rate
28.4 min
Mean Commute Time
How ZIP 34972 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$61,040 31st percentile higher than 31% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
7,185
Total Housing Units
6,290
Occupied Units
895
Vacant Units
2.77
Avg Household Size
Occupancy Type
$220,000
Median Home Value
-41% vs state
$1,063
Median Rent
1989
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+11.7%
YoY Change (2024)
357
HPI Index (2000 = 100)
+257%
Total Change Since 2000
Home values in ZIP 34972 have increased 11.7% over the past year (2024). Since 2000, this ZIP has seen +257% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +7.4% | 220 |
| 2021 | +8.0% | 237 |
| 2022 | +29.8% | 308 |
| 2023 | +3.6% | 319 |
| 2024 | +11.7% | 357 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 500 business establishments in ZIP 34972, employing approximately 4,674 people with a combined annual payroll of $216,122,000.
500
Businesses
4,674
Employees
$216.1M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 77 | 15.4% |
| Health care and social assistance | 72 | 14.4% |
| Retail trade | 70 | 14.0% |
| Other services (except public administration) | 51 | 10.2% |
| Administrative and support and waste management and remediation services | 44 | 8.8% |
| Professional, scientific, and technical services | 39 | 7.8% |
| Accommodation and food services | 30 | 6.0% |
| Transportation and warehousing | 27 | 5.4% |
| Wholesale trade | 23 | 4.6% |
| Real estate and rental and leasing | 19 | 3.8% |
| Manufacturing | 12 | 2.4% |
| Finance and insurance | 12 | 2.4% |
| Arts, entertainment, and recreation | 10 | 2.0% |
| Agriculture, forestry, fishing and hunting | 8 | 1.6% |
| Information | 4 | 0.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
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Frequently Asked Questions
What county is ZIP code 34972 in? ▼
What is the population of ZIP code 34972? ▼
What is the median household income in ZIP 34972? ▼
What is the average home value in ZIP 34972? ▼
What is the demographic makeup of ZIP 34972? ▼
How many businesses are in ZIP code 34972? ▼
What are the main industries in ZIP code 34972? ▼
How have home values changed in ZIP code 34972? ▼
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What percentage of residents own vs. rent in ZIP 34972? ▼
What is the poverty rate in ZIP code 34972? ▼
ZIP Code Research Guides
Official Data Resources for Okeechobee, FL
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.