Vero Beach, FL · standard
ZIP Code 32966
Indian River County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 15,626
- 21/sq mi Moderate-density area
- $66,771
- Median income Near-median income area
- $294,200
- Median home value Near-median home value
- 33.9%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Vero Beach pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.
- 41st pct
- household income, US ZIPs
- Top 34%
- home value, US ZIPs
- 21
- people per sq mi
- 75%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32966 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 32966 (Vero Beach, FL) rose +6.7% from 2023 to 2024. The all-transactions index moved from 307.0 in 2023 to 327.6 in 2024 (2000 = 100).
ZIP code 32966 is a mid-sized community (a standard USPS delivery area) in Vero Beach, Indian River County, Florida, home to 15,626 residents across 754.9 square miles, a density of 21 people per square mile, in the New York time zone.
ZIP 32966 reports a modest median household income of $66,771 (13% below the average Florida ZIP), while per-capita income is $45,583. The poverty rate is 8.7%, with unemployment at 4.7%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $294,200 (22% below the average Florida ZIP), and median rent is $1,609; owner occupancy is 74.9%.
A solid share of residents have a four-year degree: 33.9% of adults hold a bachelor's degree or higher, the median age is 63, and the average commute is 23 minutes. No nearby ZIP peer set is available for this delivery area, so the Florida and national benchmarks above are the appropriate context for 32966.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 32966
Top 5 sectors by establishment count in Vero Beach, FL
Which industries have the most business establishments in ZIP 32966.
- Retail trade
Retail trade
113 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
48 establishments
- Accommodation and food services
Accommodation and food services
47 establishments
- Other services (except public administration)
Other services (except public administration)
47 establishments
- Construction 43
Construction
43 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 32966, Vero Beach, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
15,626
Population
754.9
Area (sq mi)
21
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 32966?
63.0
Median Age
46.9%
Male
53.1%
Female
7.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$66,771
Median Household Income
-13% vs state ZIP avg
$45,583
Per Capita Income
8.7%
Poverty Rate
4.7%
Unemployment Rate
23.3 min
Mean Commute Time
How ZIP 32966 ranks among Florida ZIPs
Vero Beach, FL household income vs. every Florida ZIP code
Median household income among 946 reporting Florida ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$66,771 40th percentile higher than 40% of 946 Florida ZIPs
Each bar is a $20K-wide band; taller bars hold more Florida ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
12,154housing units
12,154
Total Housing Units
10,081
Occupied Units
2,073
Vacant Units
2.04
Avg Household Size
Occupancy Type
$294,200
Median Home Value
-22% vs state ZIP avg
$1,609
Median Rent
1994
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.7%
YoY Change (2024)
328
HPI Index (2000 = 100)
+228%
Total Change Since 2000
Home values in ZIP 32966 have increased 6.7% over the past year (2024). Since 2000, this ZIP has seen +228% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +0.7% | 205 |
| 2021 | +21.8% | 249 |
| 2022 | +21.9% | 304 |
| 2023 | +1.1% | 307 |
| 2024 | +6.7% | 328 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 514 business establishments in ZIP 32966, employing approximately 7,271 people with a combined annual payroll of $267,142,000.
514
Businesses
7,271
Employees
$267.1M
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 113 | 22.0% |
| Professional, scientific, and technical services | 48 | 9.3% |
| Accommodation and food services | 47 | 9.1% |
| Other services (except public administration) | 47 | 9.1% |
| Construction | 43 | 8.4% |
| Health care and social assistance | 41 | 8.0% |
| Real estate and rental and leasing | 36 | 7.0% |
| Administrative and support and waste management and remediation services | 36 | 7.0% |
| Finance and insurance | 26 | 5.1% |
| Wholesale trade | 15 | 2.9% |
| Transportation and warehousing | 15 | 2.9% |
| Manufacturing | 14 | 2.7% |
| Information | 11 | 2.1% |
| Arts, entertainment, and recreation | 6 | 1.2% |
| Agriculture, forestry, fishing and hunting | 4 | 0.8% |
| Educational services | 4 | 0.8% |
| Utilities | 3 | 0.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 32966, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (15,626 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Indian River County
Related Areas
Frequently Asked Questions
What county is ZIP code 32966 in?
ZIP code 32966 (Vero Beach) is located in Indian River County, Florida. Indian River County contains multiple ZIP codes, see the full list at /counties/indian-river-fl.
What is the population of ZIP code 32966?
ZIP code 32966 in Vero Beach, FL has a population of 15,626 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32966?
The median household income in ZIP 32966 is $66,771, which is 12% below the national average of $76,288.
What is the average home value in ZIP 32966?
The median home value in ZIP 32966 is $294,200, which is 6% above the national average of $278,155.
What is the demographic makeup of ZIP 32966?
The largest racial group in ZIP 32966 is White at 83.8%. Hispanic or Latino residents make up 10.9% of the population.
How many businesses are in ZIP code 32966?
ZIP code 32966 has 514 business establishments employing approximately 7,271 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32966?
The top industries by establishment count in ZIP 32966 are: Retail trade (113), Professional, scientific, and technical services (48), Accommodation and food services (47). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 32966?
According to the FHFA House Price Index, home values in ZIP 32966 increased by 6.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 228%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 32966?
In ZIP code 32966, 64.0% of residents aged 25+ have a high school diploma or higher, and 33.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 32966?
The mean commute time for workers in ZIP code 32966 is 23.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 32966?
In ZIP code 32966, approximately 74.9% of occupied housing units are owner-occupied and 25.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32966?
The poverty rate in ZIP code 32966 is 8.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
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What to do with ZIP 32966's numbers, next.
- See how ZIP 32966 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Vero Beach, FL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.