Residential delivery area · Florida
ZIP Code 32966: Vero Beach, FL
ZIP code 32966 uses the postal name Vero Beach, Florida and lies entirely in Indian River County (Census 2020 ZIP-county file). About 21,000 people live there (Census Bureau, ACS 2020-2024), the 4th most populous of Vero Beach's 6 residential ZIP codes. Median household income is $66,771 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Fellsmere (5%) and West Vero Corridor (2%), and 1% in smaller places; 91% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Vero Beach · 6 residential ZIPs
- County
- Indian River County
- Census places
- Fellsmere (5%); West Vero Corridor (2%) census-designated place
- Metro area
- Sebastian-Vero Beach-West Vero Corridor, FL
- House district
- FL-8 119th Congress
- State
- Florida
- Time zone
- Eastern
- Land area
- 259.6 sq mi · 80 people per sq mi
Where is ZIP code 32966?
32966 centers on 27.687°, -80.716° and covers 259.6 square miles of land plus 10.7 of water. It borders 8 ZIP codes: 32948, 32968, 32967, 34972, 34945, 32960, 32904, 34739.
The map draws ZIP code areas only. For the streets inside 32966, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 32966 compare with the rest of Vero Beach?
| Measure | 32966 | In Vero Beach | In Indian River County | In FL |
|---|---|---|---|---|
| People (ACS 2020-2024) | 20,686 | 4th of 6 | 5th of 9 | 480th of 1,013 |
| Median household income | $67k | 4th of 6 | 5th of 7 | 519th of 819 |
| Median home value | $294k | 4th of 6 | 5th of 7 | 540th of 833 |
Its median household income is higher than in 42% of U.S. residential ZIP codes, and it is denser than 50% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 32966?
The 2020 Census counted 19,724 people in 32966; the ACS, which samples households over 2020-2024, estimates 20,686. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 20,686
- 2020 Census count
- 19,724
- Households
- 10,081
- Median age
- 63.0
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 32966?
Of the 20,686 people the ACS estimates in 32966, 11.4% are under 18 and 46.2% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (81.7%), then Hispanic or Latino (10.9%).
- Under 1811.4%
- 18 to 6442.5%
- 65 and older46.2%
- White, not Hispanic81.7%
- Hispanic or Latino10.9%
- Other or two or more4.3%
- Black, not Hispanic2.6%
- Asian, not Hispanic0.6%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 32966 earn?
Median household income is $66,771 (ACS 2020-2024), the 5th highest of the 7 ranked ZIP codes in Indian River County.
- Median household income
- $66,771±$6,725
- Income per person
- $45,583
- Below the poverty line
- 8.7%
- Unemployed (of the labor force)
- 4.7%
- Adults 25+ with a bachelor's degree
- 33.9%
- Adjusted gross income per tax return, 2022
- $81,87410,940 returns; wages 43% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 32966?
FHFA's house price index for 32966, built from repeat sales and appraisals of the same homes, rose 154% from 2015 to 2025 and rose 69% from 2020 to 2025, and moved +4.9% in 2025.
- Median home value (owners' estimate)
- $294,200
- Median gross rent
- $1,609
- Homes owned by their occupants
- 74.9%
- Housing units
- 12,154
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 32966?
514 business establishments had a location in this ZIP code in 2023, 54 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade113
- Professional, scientific, and technical services48
- Accommodation and food services47
- Other services (except public administration)47
- Construction43
- Health care and social assistance41
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 32966?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 32948 | Fellsmere | 7,112 | $61k | 7.3 mi |
| 32968 | Vero Beach | 15,912 | $94k | 14.2 mi |
| 32967 | Vero Beach | 27,240 | $78k | 16.1 mi |
| 34972 | Okeechobee | 20,066 | $61k | 18.7 mi |
| 34945 | Fort Pierce | 6,321 | $88k | 18.7 mi |
| 32960 | Vero Beach | 25,259 | $55k | 19.4 mi |
| 32904 | Melbourne | 37,241 | $91k | 24.7 mi |
| 34739 | Kenansville | 1,176 | $101k | 28.9 mi |
| 32976 | Sebastian | 9,156 | $47k | 14.8 mi (near) |
| 32909 | Palm Bay | 41,804 | $80k | 15.1 mi (near) |
| 32958 | Sebastian | 30,023 | $67k | 15.6 mi (near) |
| 32970 | Wabasso | 174 | $44k | 16.9 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.