Residential delivery area · Florida
ZIP Code 32909: Palm Bay, FL
ZIP code 32909 is in Palm Bay, Florida, entirely in Brevard County (Census 2020 ZIP-county file). About 42,000 people live there (Census Bureau, ACS 2020-2024), the 2nd most populous of Palm Bay's 4 residential ZIP codes. Median household income is $79,977 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Palm Bay (56%) and Grant-Valkaria (7%); 38% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Palm Bay · 4 residential ZIPs
- County
- Brevard County
- Census places
- Palm Bay (56%); Grant-Valkaria (7%)
- Metro area
- Palm Bay-Melbourne-Titusville, FL
- House district
- FL-8 119th Congress
- State
- Florida
- Time zone
- Eastern
- Land area
- 57.7 sq mi · 725 people per sq mi
Where is ZIP code 32909?
32909 centers on 27.900°, -80.660° and covers 57.7 square miles of land plus 0.1 of water. It borders 7 ZIP codes: 32908, 32949, 32976, 32950, 32907, 32948, 32904.
The map draws ZIP code areas only. For the streets inside 32909, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 32909 compare with the rest of Palm Bay?
| Measure | 32909 | In Palm Bay | In Brevard County | In FL |
|---|---|---|---|---|
| People (ACS 2020-2024) | 41,804 | 2nd of 4 | 4th of 31 | 140th of 1,013 |
| Median household income | $80k | 1st of 4 | 13th of 25 | 330th of 819 |
| Median home value | $307k | 1st of 4 | 14th of 26 | 514th of 833 |
Its median household income is higher than in 62% of U.S. residential ZIP codes, and it is denser than 75% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 32909?
The 2020 Census counted 36,789 people in 32909; the ACS, which samples households over 2020-2024, estimates 41,804. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 41,804
- 2020 Census count
- 36,789
- Households
- 13,907
- Median age
- 37.9
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 32909?
Of the 41,804 people the ACS estimates in 32909, 26.0% are under 18 and 15.6% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (44.6%), then Hispanic or Latino (22.8%).
- Under 1826.0%
- 18 to 6458.4%
- 65 and older15.6%
- White, not Hispanic44.6%
- Hispanic or Latino22.8%
- Black, not Hispanic20.3%
- Other or two or more8.7%
- Asian, not Hispanic3.7%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 32909 earn?
Median household income is $79,977 (ACS 2020-2024), the 13th highest of the 25 ranked ZIP codes in Brevard County.
- Median household income
- $79,977
- Income per person
- $40,427
- Below the poverty line
- 11.8%
- Unemployed (of the labor force)
- 5.3%
- Adults 25+ with a bachelor's degree
- 23.8%
- Adjusted gross income per tax return, 2022
- $61,25920,980 returns; wages 75% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 32909?
FHFA's house price index for 32909, built from repeat sales and appraisals of the same homes, rose 146% from 2015 to 2025 and rose 50% from 2020 to 2025, and moved −1.9% in 2025.
- Median home value (owners' estimate)
- $307,100
- Median gross rent
- $1,535
- Homes owned by their occupants
- 82.7%
- Housing units
- 14,909
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 32909?
455 business establishments had a location in this ZIP code in 2023, 110 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction101
- Administrative and support and waste management and remediation services69
- Other services (except public administration)45
- Health care and social assistance44
- Retail trade39
- Professional, scientific, and technical services39
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 32909?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 32908 | Palm Bay | 16,535 | $80k | 4.6 mi |
| 32949 | Grant | 3,636 | $131k | 6.1 mi |
| 32976 | Sebastian | 9,156 | $47k | 7.4 mi |
| 32950 | Malabar | 4,132 | $116k | 7.8 mi |
| 32907 | Palm Bay | 49,080 | $75k | 8.5 mi |
| 32948 | Fellsmere | 7,112 | $61k | 9.8 mi |
| 32904 | Melbourne | 37,241 | $91k | 13.3 mi |
| 32905 | Palm Bay | 24,792 | $56k | 9.8 mi (near) |
| 32951 | Melbourne Beach | 11,299 | $98k | 10.1 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.