PlainZIP

Palm Bay, FL · standard

ZIP Code 32907

Brevard County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

41,870
911/sq mi
$75,311
Median income
$287,100
Median home value
22.7%
Bachelor's or higher

The verdict

Palm Bay pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.

Top 45%
household income, US ZIPs
Top 35%
home value, US ZIPs
911
people per sq mi
87%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32907 against every reporting US ZIP.

ZIP code 32907 is a densely settled ZIP (a standard USPS delivery area) in Palm Bay, Brevard County, Florida, with 41,870 residents across 46.0 square miles, a density of 911 people per square mile, in the New York time zone.

ZIP 32907 lands in the middle-income range, with a median household income of $75,311 (2% below the Florida average), while per-capita income is $31,758. 10.6% of residents live below the poverty line, and the unemployment rate reads 6.5%. Housing costs here run $287,100 for a typical home value (23% below the state average), with rent averaging $1,897 a month; 86.7% of homes are owner-occupied.

Educational attainment sits below the national norm: 22.7% of adults hold a bachelor's degree or higher, the median age is 43.3, and the average commute is 28 minutes. To put 32907 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Brevard County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 32907

Top 5 sectors by establishment count in Palm Bay, FL

Which industries have the most business establishments in ZIP 32907.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 32907, Palm Bay, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

41,870

Population

46.0

Area (sq mi)

911

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 32907?

43.3

Median Age

48.2%

Male

51.8%

Female

17.1%

Foreign-Born

White 58.3%
African American 17.8%
Asian 1.8%
American Indian or Alaska Native 0.7%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 15.7%
Hispanic or Latino 20.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$75,311

Median Household Income

-2% vs state

$31,758

Per Capita Income

10.6%

Poverty Rate

6.5%

Unemployment Rate

27.8 min

Mean Commute Time

How ZIP 32907 ranks nationally

Palm Bay, FL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$75,311 Top 45% higher than 55% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.2%
Bachelor's Degree or Higher 22.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

17,896

Total Housing Units

16,837

Occupied Units

1,059

Vacant Units

2.90

Avg Household Size

Occupancy Type

Owner 86.7%
Renter 13.3%

$287,100

Median Home Value

-23% vs state

$1,897

Median Rent

1992

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-0.9%

YoY Change (2024)

363

HPI Index (2000 = 100)

+263%

Total Change Since 2000

Home values in ZIP 32907 have decreased 0.9% over the past year (2024). Since 2000, this ZIP has seen +263% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.3% 235
2021 +17.5% 276
2022 +24.3% 343
2023 +6.6% 366
2024 -0.9% 363

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 580 business establishments in ZIP 32907, employing approximately 6,010 people with a combined annual payroll of $248,728,000.

580

Businesses

6,010

Employees

$248.7M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Construction 112 19.3%
Retail trade 71 12.2%
Administrative and support and waste management and remediation services 65 11.2%
Health care and social assistance 62 10.7%
Other services (except public administration) 57 9.8%
Professional, scientific, and technical services 51 8.8%
Accommodation and food services 38 6.5%
Transportation and warehousing 27 4.7%
Real estate and rental and leasing 27 4.7%
Finance and insurance 24 4.1%
Information 13 2.2%
Wholesale trade 9 1.6%
Educational services 9 1.6%
Manufacturing 7 1.2%
Arts, entertainment, and recreation 5 0.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 32907 vs 32904 →

ZIP 32907 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 32907 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 32907 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 32907 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
32904 Melbourne, FL 26,710 3.6 mi
32908 Palm Bay, FL 10,892 4.2 mi
32905 Palm Bay, FL 22,084 5.2 mi
32901 Melbourne, FL 24,521 5.7 mi
32909 Palm Bay, FL 30,120 7.0 mi
32950 Malabar, FL 3,982 6.9 mi
32934 Melbourne, FL 17,338 8.3 mi
32935 Melbourne, FL 39,082 9.2 mi
32948 Fellsmere, FL 6,773 9.3 mi
32903 Indialantic, FL 12,869 8.6 mi

More ZIP Codes in Brevard County

32935 standard
Melbourne, FL
Pop: 39,082
32955 standard
Rockledge, FL
Pop: 36,374
32780 standard
Titusville, FL
Pop: 34,628
32940 standard
Melbourne, FL
Pop: 31,999
32909 standard
Palm Bay, FL
Pop: 30,120
32927 standard
Cocoa, FL
Pop: 28,092

Related Areas

Brevard County Palm Bay, FL Florida

Frequently Asked Questions

What county is ZIP code 32907 in? ▼
ZIP code 32907 (Palm Bay) is located in Brevard County, Florida. Brevard County contains multiple ZIP codes, see the full list at /counties/brevard-fl.
What is the population of ZIP code 32907? ▼
ZIP code 32907 in Palm Bay, FL has a population of 41,870 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32907? ▼
The median household income in ZIP 32907 is $75,311, which is 1% below the national average of $76,288.
What is the average home value in ZIP 32907? ▼
The median home value in ZIP 32907 is $287,100, which is 3% above the national average of $278,155.
What is the demographic makeup of ZIP 32907? ▼
The largest racial group in ZIP 32907 is White at 58.3%. Hispanic or Latino residents make up 20.2% of the population.
How many businesses are in ZIP code 32907? ▼
ZIP code 32907 has 580 business establishments employing approximately 6,010 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32907? ▼
The top industries by establishment count in ZIP 32907 are: Construction (112), Retail trade (71), Administrative and support and waste management and remediation services (65). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 32907? ▼
According to the FHFA House Price Index, home values in ZIP 32907 decreased by 0.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 263%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 32907? ▼
In ZIP code 32907, 55.2% of residents aged 25+ have a high school diploma or higher, and 22.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 32907? ▼
The mean commute time for workers in ZIP code 32907 is 27.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 32907? ▼
In ZIP code 32907, approximately 86.7% of occupied housing units are owner-occupied and 13.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32907? ▼
The poverty rate in ZIP code 32907 is 10.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.