Palm Bay, FL

Single-footprint Census roll-up for Palm Bay, FL: 4 USPS ZIPs, population 104,966. Open the primary ZIP for household income, housing tenure, and commute from ACS 2023 5-Year Estimates.

U.S. Census Bureau, SimpleMaps US ZIP Code Database, delivery-area ZIP coverage

ACS city ledger plate

Sheet PALM-BAY-FL · Palm Bay, FL 4 ZIPs · 104,966 pop · #12050/25278 · Brevard County

INC-MID · RANK-MID · BELOW-PEER · BOOK-FEW · OWN-MID · POP-MID · SPREAD-MOD · HOME-MID

  • INC-MID $72,824
  • RANK-MID #12050/25278
  • BELOW-PEER under Mims
  • BOOK-FEW 4 ZIPs
  • OWN-MID 79% owners
  • POP-MID 104,966
  • SPREAD-MOD 32905→32909
  • HOME-MID $281,950

Nearest income peer: Mims, FL (+ $2,540 income $)

Instrument codes from this city’s ACS household income, national rank, county-peer gap, ZIP book, owner tenure, population scale, intra-city income spread, and home-value band, not a moving recommendation.

Income neighbourhood around Palm Bay

Lowest/highest poles plus county-sharing cities nearest Palm Bay on average ZIP median household income. Full ladder: /cities.

median HH income

What this shows County-sharing peers only, not the full US city board. Open a near peer when the gap is small; open the poles when the mosaic is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-25

National city placement

According to ACS 5-Year Estimates, Palm Bay, FL sits among US cities with an above-median household income, on a mid-size population base, across a handful of delivery areas.

Top 48%
household income vs 25,278 US cities
104,966
city population (Census)
4
USPS ZIP codes covered
$72,824
avg ZIP median income

Income percentile ranks this city's average ZIP median household income against 25,278 US cities with ACS income on at least one ZIP. Scale and ZIP-spread words come from Census population and USPS ZIP coverage.

Above-median income on a short ZIP list (4) - lead code 32907 (41,870 residents). Household income $72,824 is the roll-up; open the ZIP for tenure and commute.

Owner-occupancy sits in a mixed band (78.8%) - check the ZIP page's tenure split before treating Palm Bay as a pure owner town.

Within Florida, Bryceville is the closest lower-income city and Sun City Center the closest higher-income city by average ZIP household income. Their 1 and 1 ZIP footprints are the immediate statewide comparison set for Palm Bay.

Within-city ZIP comparison

Where the ZIP codes inside Palm Bay differ

The published income range is comparatively compact across the ZIPs in Palm Bay: $56,411 in ZIP 32905 to $79,977 in 32909. The city average is therefore a more representative summary here, though each ZIP page still carries its own housing and demographic record.

Income high-to-low ratio
1.4×

32905 to 32909

Home-value high-to-low ratio
1.3×

32905 to 32909

Poverty-rate spread
6.7 points

32908 to 32905

Derived from the published ACS 2023 ZIP-level records shown on this site. A high-to-low ratio compares the highest and lowest available ZIP values; it is not a score or forecast.

Population concentration

Palm Bay residents split across a short ZIP set

No ZIP owns Palm Bay: the largest, 32907, is only about 40% of 104,966 residents across 4 codes. Compare at least two ZIPs before treating the city roll-up as a neighborhood answer.

Census ZBP business roll-up

Balanced ZBP roll-up inside compact Palm Bay

Citywide ZBP: 1,800 establishments, 18,982 employees , annual payroll $993,651k (~17 establishments per 1,000 residents) across 4 of 4 ZIPs. Peak business ZIP 32905 (651 units) ; leading NAICS Construction (326) · also Health care and social assistance · Retail trade .

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ZIP Codes in Palm Bay, FL

These ZIP codes sit in Brevard County, which covers 27 ZIP codes in all; 4 of them fall in Palm Bay. See the Brevard County roll-up →

Palm Bay sits in the lower half of Brevard County on income: Melbourne, Merritt Island and Rockledge report more, Cocoa, Titusville and Sebastian report less. Indialantic marks the far end of that range at $104,906, 44% above Palm Bay.

Side-by-side: Compare 32907 vs 32909 →

ZIP Code Population Median income Establishments Density
32907 41,870 $75,311 580 911
32909 30,120 $79,977 455 268
32905 22,084 $56,411 651 898
32908 10,892 $79,596 114 218

Palm Bay roll-ups here are for informational purposes only and do not constitute financial or relocation advice. ACS and Census ZBP figures are estimates; confirm the current table against Census before a money or move decision involving Palm Bay, .