Palm Bay, FL · standard

ZIP Code 32908

Brevard County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

10,892
218/sq mi
$79,596
Median income
$303,600
Median home value
26.1%
Bachelor's or higher

The verdict

Palm Bay pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.

Top 39%
household income, US ZIPs
Top 33%
home value, US ZIPs
218
people per sq mi
90%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32908 against every reporting US ZIP.

ZIP code 32908 is classified by USPS as a standard delivery area and covers roughly 49.9 square miles in Palm Bay, Brevard County, Florida. The area is home to 10,892 residents, producing a population density of 218 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 32908 against Florida and the nation.

On the economic side, the median household income for ZIP 32908 sits at $79,596 (3% above the Florida average), while per-capita income is $35,904. The poverty rate stands at 8.6% and the unemployment rate at 5.4%. On housing, the median home value is $303,600 (19% below the state average) with median rent at $1,759 per month, and 89.8% of occupied units are owner-occupied, a direct signal of whether 32908 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 26.1% of adults hold a bachelor's degree or higher, the median age is 38.7, and the average commute is 29 minutes. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Brevard County, so you can benchmark 32908 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 32908

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 32908.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 32908, Palm Bay, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

10,892

Population

49.9

Area (sq mi)

218

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 32908?

38.7

Median Age

48.0%

Male

52.0%

Female

12.2%

Foreign-Born

White 46.7%
African American 29.3%
Asian 1.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 17.2%
Hispanic or Latino 22.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$79,596

Median Household Income

+3% vs state

$35,904

Per Capita Income

8.6%

Poverty Rate

5.4%

Unemployment Rate

29.0 min

Mean Commute Time

How ZIP 32908 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$79,596 Top 39% higher than 61% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.7%
Bachelor's Degree or Higher 26.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,598

Total Housing Units

5,363

Occupied Units

235

Vacant Units

3.08

Avg Household Size

Occupancy Type

Owner 89.8%
Renter 10.2%

$303,600

Median Home Value

-19% vs state

$1,759

Median Rent

2003

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.4%

YoY Change (2024)

376

HPI Index (2000 = 100)

+276%

Total Change Since 2000

Home values in ZIP 32908 have increased 5.4% over the past year (2024). Since 2000, this ZIP has seen +276% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.2% 227
2021 +18.9% 270
2022 +27.7% 345
2023 +3.6% 357
2024 +5.4% 376

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 114 business establishments in ZIP 32908, employing approximately 383 people with a combined annual payroll of $13,539,000.

114

Businesses

383

Employees

$13.5M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Construction 30 26.3%
Administrative and support and waste management and remediation services 19 16.7%
Health care and social assistance 16 14.0%
Professional, scientific, and technical services 15 13.2%
Real estate and rental and leasing 8 7.0%
Transportation and warehousing 7 6.1%
Other services (except public administration) 7 6.1%
Retail trade 4 3.5%
Accommodation and food services 3 2.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 32908 vs 32907 →

ZIP 32908 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 32908 ranks #6 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 32908 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 32908 ranks #5 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
32907 Palm Bay, FL 41,870 4.2 mi
32909 Palm Bay, FL 30,120 4.1 mi
32948 Fellsmere, FL 6,773 5.1 mi
32904 Melbourne, FL 26,710 7.8 mi
32950 Malabar, FL 3,982 7.5 mi
32905 Palm Bay, FL 22,084 8.0 mi
32949 Grant, FL 2,248 9.3 mi
32901 Melbourne, FL 24,521 9.7 mi

More ZIP Codes in Brevard County

Frequently Asked Questions

What county is ZIP code 32908 in?
ZIP code 32908 (Palm Bay) is located in Brevard County, Florida. Brevard County contains multiple ZIP codes, see the full list at /counties/brevard-fl.
What is the population of ZIP code 32908?
ZIP code 32908 in Palm Bay, FL has a population of 10,892 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32908?
The median household income in ZIP 32908 is $79,596, which is 4% above the national average of $76,288.
What is the average home value in ZIP 32908?
The median home value in ZIP 32908 is $303,600, which is 9% above the national average of $278,155.
What is the demographic makeup of ZIP 32908?
The largest racial group in ZIP 32908 is White at 46.7%. Hispanic or Latino residents make up 22.4% of the population.
How many businesses are in ZIP code 32908?
ZIP code 32908 has 114 business establishments employing approximately 383 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32908?
The top industries by establishment count in ZIP 32908 are: Construction (30), Administrative and support and waste management and remediation services (19), Health care and social assistance (16). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 32908?
According to the FHFA House Price Index, home values in ZIP 32908 increased by 5.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 276%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 32908?
In ZIP code 32908, 54.7% of residents aged 25+ have a high school diploma or higher, and 26.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 32908?
The mean commute time for workers in ZIP code 32908 is 29.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 32908?
In ZIP code 32908, approximately 89.8% of occupied housing units are owner-occupied and 10.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32908?
The poverty rate in ZIP code 32908 is 8.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Palm Bay, FL

Verify and explore additional data for this area using these official government sources.