PlainZIP

Fort Pierce, FL · standard

ZIP Code 34945

St. Lucie County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,514
9/sq mi
$87,568
Median income
$345,700
Median home value
24.5%
Bachelor's or higher

The verdict

Fort Pierce pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 29%
household income, US ZIPs
Top 27%
home value, US ZIPs
9
people per sq mi
92%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 34945 against every reporting US ZIP.

ZIP code 34945 is classified by USPS as a standard delivery area and covers roughly 633.8 square miles in Fort Pierce, St. Lucie County, Florida. The area is home to 5,514 residents, producing a population density of 9 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 34945 against Florida and the nation.

On the economic side, the median household income for ZIP 34945 sits at $87,568 (14% above the Florida average), while per-capita income is $35,400. The poverty rate stands at 6.0% and the unemployment rate at 1.4%. On housing, the median home value is $345,700 (8% below the state average) with median rent at $1,558 per month, and 92.2% of occupied units are owner-occupied, a direct signal of whether 34945 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 24.5% of adults hold a bachelor's degree or higher, the median age is 39, and the average commute is 23 minutes. We also surface 2 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing St. Lucie County, so you can benchmark 34945 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 34945

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 34945.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 34945, Fort Pierce, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

5,514

Population

633.8

Area (sq mi)

9

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 34945?

39.0

Median Age

56.6%

Male

43.4%

Female

8.8%

Foreign-Born

White 64.4%
African American 12.3%
Asian 0.0%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 17.8%
Hispanic or Latino 22.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$87,568

Median Household Income

+14% vs state

$35,400

Per Capita Income

6.0%

Poverty Rate

1.4%

Unemployment Rate

22.9 min

Mean Commute Time

How ZIP 34945 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$87,568 Top 29% higher than 71% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.2%
Bachelor's Degree or Higher 24.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,110

Total Housing Units

1,856

Occupied Units

254

Vacant Units

2.81

Avg Household Size

Occupancy Type

Owner 92.2%
Renter 7.8%

$345,700

Median Home Value

-8% vs state

$1,558

Median Rent

1992

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.4%

YoY Change (2024)

384

HPI Index (2000 = 100)

+284%

Total Change Since 2000

Home values in ZIP 34945 have increased 3.4% over the past year (2024). Since 2000, this ZIP has seen +284% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.4% 235
2021 +21.5% 286
2022 +11.5% 319
2023 +16.6% 372
2024 +3.4% 384

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 212 business establishments in ZIP 34945, employing approximately 2,978 people with a combined annual payroll of $148,294,000.

212

Businesses

2,978

Employees

$148.3M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Construction 42 19.8%
Accommodation and food services 26 12.3%
Retail trade 23 10.8%
Wholesale trade 22 10.4%
Administrative and support and waste management and remediation services 20 9.4%
Transportation and warehousing 14 6.6%
Professional, scientific, and technical services 13 6.1%
Real estate and rental and leasing 11 5.2%
Other services (except public administration) 9 4.3%
Agriculture, forestry, fishing and hunting 7 3.3%
Manufacturing 6 2.8%
Utilities 4 1.9%
Arts, entertainment, and recreation 4 1.9%
Educational services 3 1.4%
Health care and social assistance 3 1.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 34945 vs 34951 →

ZIP 34945 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 34945 ranks #3 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 34945 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 34945 ranks #2 of 3 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
34951 Fort Pierce, FL 14,115 10.4 mi
32968 Vero Beach, FL 12,830 11.7 mi

More ZIP Codes in St. Lucie County

34953 standard
Port Saint Lucie, FL
Pop: 61,494
34983 standard
Port Saint Lucie, FL
Pop: 38,480
34952 standard
Port Saint Lucie, FL
Pop: 38,285
34982 standard
Fort Pierce, FL
Pop: 24,544
34986 standard
Port Saint Lucie, FL
Pop: 23,297
34950 standard
Fort Pierce, FL
Pop: 15,436

Related Areas

St. Lucie County Fort Pierce, FL Florida

Frequently Asked Questions

What county is ZIP code 34945 in? ▼
ZIP code 34945 (Fort Pierce) is located in St. Lucie County, Florida. St. Lucie County contains multiple ZIP codes, see the full list at /counties/st-lucie-fl.
What is the population of ZIP code 34945? ▼
ZIP code 34945 in Fort Pierce, FL has a population of 5,514 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 34945? ▼
The median household income in ZIP 34945 is $87,568, which is 15% above the national average of $76,288.
What is the average home value in ZIP 34945? ▼
The median home value in ZIP 34945 is $345,700, which is 24% above the national average of $278,155.
What is the demographic makeup of ZIP 34945? ▼
The largest racial group in ZIP 34945 is White at 64.4%. Hispanic or Latino residents make up 22.2% of the population.
How many businesses are in ZIP code 34945? ▼
ZIP code 34945 has 212 business establishments employing approximately 2,978 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 34945? ▼
The top industries by establishment count in ZIP 34945 are: Construction (42), Accommodation and food services (26), Retail trade (23). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 34945? ▼
According to the FHFA House Price Index, home values in ZIP 34945 increased by 3.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 284%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 34945? ▼
In ZIP code 34945, 61.2% of residents aged 25+ have a high school diploma or higher, and 24.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 34945? ▼
The mean commute time for workers in ZIP code 34945 is 22.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 34945? ▼
In ZIP code 34945, approximately 92.2% of occupied housing units are owner-occupied and 7.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 34945? ▼
The poverty rate in ZIP code 34945 is 6.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Fort Pierce, FL

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.