PlainZIP

Fort Pierce, FL · standard

ZIP Code 34981

St. Lucie County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,239
159/sq mi
$71,136
Median income
$373,000
Median home value
31.2%
Bachelor's or higher

The verdict

Fort Pierce pairs a below-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

48th pct
household income, US ZIPs
Top 23%
home value, US ZIPs
159
people per sq mi
65%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 34981 against every reporting US ZIP.

ZIP code 34981 is classified by USPS as a standard delivery area and covers roughly 26.7 square miles in Fort Pierce, St. Lucie County, Florida. The area is home to 4,239 residents, producing a population density of 159 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 34981 against Florida and the nation.

On the economic side, the median household income for ZIP 34981 sits at $71,136 (8% below the Florida average), while per-capita income is $32,320. The poverty rate stands at 17.5% and the unemployment rate at 3.5%. On housing, the median home value is $373,000 (1% below the state average) with median rent at $1,304 per month, and 64.9% of occupied units are owner-occupied, a direct signal of whether 34981 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 31.2% of adults hold a bachelor's degree or higher, the median age is 32.7, and the average commute is —. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing St. Lucie County, so you can benchmark 34981 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 34981

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 34981.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 34981, Fort Pierce, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

4,239

Population

26.7

Area (sq mi)

159

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 34981?

32.7

Median Age

54.0%

Male

46.0%

Female

11.0%

Foreign-Born

White 54.4%
African American 30.3%
Asian 0.4%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 11.6%
Hispanic or Latino 18.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$71,136

Median Household Income

-8% vs state

$32,320

Per Capita Income

17.5%

Poverty Rate

3.5%

Unemployment Rate

How ZIP 34981 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$71,136 48th percentile higher than 48% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.9%
Bachelor's Degree or Higher 31.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,887

Total Housing Units

1,742

Occupied Units

145

Vacant Units

2.83

Avg Household Size

Occupancy Type

Owner 64.9%
Renter 35.1%

$373,000

Median Home Value

-1% vs state

$1,304

Median Rent

1999

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-3.6%

YoY Change (2024)

323

HPI Index (2000 = 100)

+223%

Total Change Since 2000

Home values in ZIP 34981 have decreased 3.6% over the past year (2024). Since 2000, this ZIP has seen +223% cumulative appreciation.

Year Annual Change HPI Index
2020 +11.9% 207
2021 +26.8% 263
2022 +19.0% 313
2023 +7.0% 335
2024 -3.6% 323

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 181 business establishments in ZIP 34981, employing approximately 4,522 people with a combined annual payroll of $229,963,000.

181

Businesses

4,522

Employees

$230.0M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 26 14.4%
Construction 22 12.2%
Other services (except public administration) 21 11.6%
Manufacturing 17 9.4%
Administrative and support and waste management and remediation services 16 8.8%
Professional, scientific, and technical services 15 8.3%
Wholesale trade 13 7.2%
Retail trade 13 7.2%
Real estate and rental and leasing 9 5.0%
Transportation and warehousing 7 3.9%
Accommodation and food services 7 3.9%
Management of companies and enterprises 6 3.3%
Arts, entertainment, and recreation 3 1.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 34981 vs 34947 →

ZIP 34981 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 34981 ranks #0 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 34981 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 34981 ranks #5 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
34947 Fort Pierce, FL 12,186 3.8 mi
34982 Fort Pierce, FL 24,544 4.1 mi
34950 Fort Pierce, FL 15,436 4.2 mi
34983 Port Saint Lucie, FL 38,480 5.1 mi
34986 Port Saint Lucie, FL 23,297 5.0 mi
34946 Fort Pierce, FL 6,025 7.6 mi
34949 Fort Pierce, FL 7,103 6.5 mi
34953 Port Saint Lucie, FL 61,494 10.1 mi
34952 Port Saint Lucie, FL 38,285 8.1 mi
34951 Fort Pierce, FL 14,115 9.3 mi

More ZIP Codes in St. Lucie County

34953 standard
Port Saint Lucie, FL
Pop: 61,494
34983 standard
Port Saint Lucie, FL
Pop: 38,480
34952 standard
Port Saint Lucie, FL
Pop: 38,285
34982 standard
Fort Pierce, FL
Pop: 24,544
34986 standard
Port Saint Lucie, FL
Pop: 23,297
34950 standard
Fort Pierce, FL
Pop: 15,436

Related Areas

St. Lucie County Fort Pierce, FL Florida

Frequently Asked Questions

What county is ZIP code 34981 in? ▼
ZIP code 34981 (Fort Pierce) is located in St. Lucie County, Florida. St. Lucie County contains multiple ZIP codes, see the full list at /counties/st-lucie-fl.
What is the population of ZIP code 34981? ▼
ZIP code 34981 in Fort Pierce, FL has a population of 4,239 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 34981? ▼
The median household income in ZIP 34981 is $71,136, which is 7% below the national average of $76,288.
What is the average home value in ZIP 34981? ▼
The median home value in ZIP 34981 is $373,000, which is 34% above the national average of $278,155.
What is the demographic makeup of ZIP 34981? ▼
The largest racial group in ZIP 34981 is White at 54.4%. Hispanic or Latino residents make up 18.7% of the population.
How many businesses are in ZIP code 34981? ▼
ZIP code 34981 has 181 business establishments employing approximately 4,522 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 34981? ▼
The top industries by establishment count in ZIP 34981 are: Health care and social assistance (26), Construction (22), Other services (except public administration) (21). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 34981? ▼
According to the FHFA House Price Index, home values in ZIP 34981 decreased by 3.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 223%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 34981? ▼
In ZIP code 34981, 58.9% of residents aged 25+ have a high school diploma or higher, and 31.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 34981? ▼
In ZIP code 34981, approximately 64.9% of occupied housing units are owner-occupied and 35.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 34981? ▼
The poverty rate in ZIP code 34981 is 17.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Fort Pierce, FL

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.