Fort Pierce, FL · standard
ZIP Code 34981
St. Lucie County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,239
- 159/sq mi High-density area
- $71,136
- Median income Near-median income area
- $373,000
- Median home value Above-median home value
- 31.2%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Fort Pierce pairs a below-median household income with upper-quartile home values, in a rural, homeowner-dominated area.
- 48th pct
- household income, US ZIPs
- Top 23%
- home value, US ZIPs
- 159
- people per sq mi
- 65%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 34981 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 34981 (Fort Pierce, FL) fell -3.6% from 2023 to 2024. The all-transactions index moved from 334.7 in 2023 to 322.7 in 2024 (2000 = 100).
ZIP code 34981 covers 26.7 square miles in Fort Pierce, St. Lucie County, Florida (a standard USPS delivery area), with a modest 4,239 residents on file, a density of 159 people per square mile, in the New York time zone.
ZIP 34981 lands in the middle-income range, with a median household income of $71,136 (8% below the average Florida ZIP), while per-capita income is $32,320. The poverty rate is 17.5%, with unemployment at 3.5%; those measures add context to the income figure. Median home value is $373,000 (1% below the average Florida ZIP) and median rent is $1,304; 64.9% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 31.2% of adults hold a bachelor's degree or higher, the median age is 32.7, and the average commute is -. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in St. Lucie County, so 34981 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 34981
Top 5 sectors by establishment count in Fort Pierce, FL
Which industries have the most business establishments in ZIP 34981.
- Health care and social assistance
Health care and social assistance
26 establishments
- Construction
Construction
22 establishments
- Other services (except public administration)
Other services (except public administration)
21 establishments
- Manufacturing
Manufacturing
17 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
16 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 34981, Fort Pierce, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
4,239
Population
26.7
Area (sq mi)
159
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 34981?
32.7
Median Age
54.0%
Male
46.0%
Female
11.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$71,136
Median Household Income
-8% vs state ZIP avg
$32,320
Per Capita Income
17.5%
Poverty Rate
3.5%
Unemployment Rate
How ZIP 34981 ranks among Florida ZIPs
Fort Pierce, FL household income vs. every Florida ZIP code
Median household income among 946 reporting Florida ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$71,136 47th percentile higher than 47% of 946 Florida ZIPs
Each bar is a $20K-wide band; taller bars hold more Florida ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,887housing units
1,887
Total Housing Units
1,742
Occupied Units
145
Vacant Units
2.83
Avg Household Size
Occupancy Type
$373,000
Median Home Value
-1% vs state ZIP avg
$1,304
Median Rent
1999
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-3.6%
YoY Change (2024)
323
HPI Index (2000 = 100)
+223%
Total Change Since 2000
Home values in ZIP 34981 have decreased 3.6% over the past year (2024). Since 2000, this ZIP has seen +223% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +11.9% | 207 |
| 2021 | +26.8% | 263 |
| 2022 | +19.0% | 313 |
| 2023 | +7.0% | 335 |
| 2024 | -3.6% | 323 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 181 business establishments in ZIP 34981, employing approximately 4,522 people with a combined annual payroll of $229,963,000.
181
Businesses
4,522
Employees
$230.0M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 26 | 14.4% |
| Construction | 22 | 12.2% |
| Other services (except public administration) | 21 | 11.6% |
| Manufacturing | 17 | 9.4% |
| Administrative and support and waste management and remediation services | 16 | 8.8% |
| Professional, scientific, and technical services | 15 | 8.3% |
| Wholesale trade | 13 | 7.2% |
| Retail trade | 13 | 7.2% |
| Real estate and rental and leasing | 9 | 5.0% |
| Transportation and warehousing | 7 | 3.9% |
| Accommodation and food services | 7 | 3.9% |
| Management of companies and enterprises | 6 | 3.3% |
| Arts, entertainment, and recreation | 3 | 1.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 34981 vs 34947 →
ZIP 34981 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 34953
Port Saint Lucie (34953)
61,494 residents
- 34983
Port Saint Lucie (34983)
38,480 residents
- 34952
Port Saint Lucie (34952)
38,285 residents
- 34982 24,544
Fort Pierce (34982)
24,544 residents
- 34986 23,297
Port Saint Lucie (34986)
23,297 residents
- 34950 15,436
Fort Pierce (34950)
15,436 residents
- 34951 14,115
Fort Pierce (34951)
14,115 residents
- 34947 12,186
Fort Pierce (34947)
12,186 residents
- 34949 7,103
Fort Pierce (34949)
7,103 residents
What this shows Among its immediate neighbors, ZIP 34981 ranks #0 by population - useful context the national average alone can't give.
ZIP 34981 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 34949
Fort Pierce (34949)
$94,949 median income
- 34953
Port Saint Lucie (34953)
$85,667 median income
- 34986
Port Saint Lucie (34986)
$80,047 median income
- 34983
Port Saint Lucie (34983)
$75,489 median income
- 34981
Fort Pierce (34981)
$71,136 median income
- 34951
Fort Pierce (34951)
$63,122 median income
- 34952
Port Saint Lucie (34952)
$61,628 median income
- 34982
Fort Pierce (34982)
$54,082 median income
- 34947
Fort Pierce (34947)
$51,811 median income
What this shows By household income, ZIP 34981 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 34947 | Fort Pierce, FL | 12,186 | 3.8 mi |
| 34982 | Fort Pierce, FL | 24,544 | 4.1 mi |
| 34950 | Fort Pierce, FL | 15,436 | 4.2 mi |
| 34983 | Port Saint Lucie, FL | 38,480 | 5.1 mi |
| 34986 | Port Saint Lucie, FL | 23,297 | 5.0 mi |
| 34946 | Fort Pierce, FL | 6,025 | 7.6 mi |
| 34949 | Fort Pierce, FL | 7,103 | 6.5 mi |
| 34953 | Port Saint Lucie, FL | 61,494 | 10.1 mi |
| 34952 | Port Saint Lucie, FL | 38,285 | 8.1 mi |
| 34951 | Fort Pierce, FL | 14,115 | 9.3 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 34981, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (4,239 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in St. Lucie County
Related Areas
Frequently Asked Questions
What county is ZIP code 34981 in?
ZIP code 34981 (Fort Pierce) is located in St. Lucie County, Florida. St. Lucie County contains multiple ZIP codes, see the full list at /counties/st-lucie-fl.
What is the population of ZIP code 34981?
ZIP code 34981 in Fort Pierce, FL has a population of 4,239 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 34981?
The median household income in ZIP 34981 is $71,136, which is 7% below the national average of $76,288.
What is the average home value in ZIP 34981?
The median home value in ZIP 34981 is $373,000, which is 34% above the national average of $278,155.
What is the demographic makeup of ZIP 34981?
The largest racial group in ZIP 34981 is White at 54.4%. Hispanic or Latino residents make up 18.7% of the population.
How many businesses are in ZIP code 34981?
ZIP code 34981 has 181 business establishments employing approximately 4,522 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 34981?
The top industries by establishment count in ZIP 34981 are: Health care and social assistance (26), Construction (22), Other services (except public administration) (21). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 34981?
According to the FHFA House Price Index, home values in ZIP 34981 decreased by 3.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 223%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 34981?
In ZIP code 34981, 58.9% of residents aged 25+ have a high school diploma or higher, and 31.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 34981?
In ZIP code 34981, approximately 64.9% of occupied housing units are owner-occupied and 35.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 34981?
The poverty rate in ZIP code 34981 is 17.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 34981's numbers, next.
- See how ZIP 34981 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Fort Pierce, FL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.