Vero Beach, FL · standard
ZIP Code 32968
Indian River County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 12,830
- 188/sq mi High-density area
- $94,113
- Median income Above-median income area
- $411,200
- Median home value Above-median home value
- 36.7%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Vero Beach pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 23%
- household income, US ZIPs
- Top 20%
- home value, US ZIPs
- 188
- people per sq mi
- 91%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32968 against every reporting US ZIP.
ZIP code 32968 is a mid-sized community (a standard USPS delivery area) in Vero Beach, Indian River County, Florida, home to 12,830 residents across 68.1 square miles, a density of 188 people per square mile, in the New York time zone.
ZIP 32968 lands in the middle-income range, with a median household income of $94,113 (22% above the average Florida ZIP), while per-capita income is $46,343. Both reported hardship measures are comparatively low in absolute terms: poverty is 4.9% and unemployment is 1.4%. Median home value is $411,200 (10% above the average Florida ZIP) and median rent is $1,777; 91.3% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 36.7% of adults hold a bachelor's degree or higher, the median age is 48.3, and the average commute is 22 minutes. The page also surfaces 9 ZIP codes within roughly 10 miles and 6 more in Indian River County, so 32968 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 32968
Top 5 sectors by establishment count in Vero Beach, FL
Which industries have the most business establishments in ZIP 32968.
- Construction
Construction
63 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
40 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
39 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
32 establishments
- Retail trade
Retail trade
27 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 32968, Vero Beach, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
12,830
Population
68.1
Area (sq mi)
188
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 32968?
48.3
Median Age
47.4%
Male
52.6%
Female
6.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$94,113
Median Household Income
+22% vs state ZIP avg
$46,343
Per Capita Income
4.9%
Poverty Rate
1.4%
Unemployment Rate
21.7 min
Mean Commute Time
How ZIP 32968 ranks among Florida ZIPs
Vero Beach, FL household income vs. every Florida ZIP code
Median household income among 946 reporting Florida ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$94,113 Top 21% higher than 79% of 946 Florida ZIPs
Each bar is a $20K-wide band; taller bars hold more Florida ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
6,795housing units
6,795
Total Housing Units
6,100
Occupied Units
695
Vacant Units
2.60
Avg Household Size
Occupancy Type
$411,200
Median Home Value
+10% vs state ZIP avg
$1,777
Median Rent
2003
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+0.8%
YoY Change (2024)
362
HPI Index (2000 = 100)
+262%
Total Change Since 2000
Home values in ZIP 32968 have increased 0.8% over the past year (2024). Since 2000, this ZIP has seen +262% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.9% | 221 |
| 2021 | +12.2% | 248 |
| 2022 | +25.8% | 311 |
| 2023 | +15.4% | 359 |
| 2024 | +0.8% | 362 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 312 business establishments in ZIP 32968, employing approximately 1,942 people with a combined annual payroll of $73,337,000.
312
Businesses
1,942
Employees
$73.3M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 63 | 20.2% |
| Administrative and support and waste management and remediation services | 40 | 12.8% |
| Professional, scientific, and technical services | 39 | 12.5% |
| Real estate and rental and leasing | 32 | 10.3% |
| Retail trade | 27 | 8.7% |
| Other services (except public administration) | 21 | 6.7% |
| Health care and social assistance | 19 | 6.1% |
| Accommodation and food services | 14 | 4.5% |
| Finance and insurance | 11 | 3.5% |
| Wholesale trade | 10 | 3.2% |
| Manufacturing | 8 | 2.6% |
| Transportation and warehousing | 8 | 2.6% |
| Arts, entertainment, and recreation | 6 | 1.9% |
| Educational services | 3 | 1.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 32968 vs 32962 →
ZIP 32968 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32962
Vero Beach (32962)
22,716 residents
- 32960
Vero Beach (32960)
20,037 residents
- 32967
Vero Beach (32967)
19,518 residents
- 34950
Fort Pierce (34950)
15,436 residents
- 32963
Vero Beach (32963)
14,911 residents
- 34951
Fort Pierce (34951)
14,115 residents
- 32968
Vero Beach (32968)
12,830 residents
- 34947
Fort Pierce (34947)
12,186 residents
- 34946 6,025
Fort Pierce (34946)
6,025 residents
What this shows Among its immediate neighbors, ZIP 32968 ranks #7 by population - useful context the national average alone can't give.
ZIP 32968 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32963
Vero Beach (32963)
$149,923 median income
- 32968
Vero Beach (32968)
$94,113 median income
- 34945
Fort Pierce (34945)
$87,568 median income
- 32967
Vero Beach (32967)
$78,058 median income
- 32962
Vero Beach (32962)
$66,664 median income
- 34951
Fort Pierce (34951)
$63,122 median income
- 32960 $54,682
Vero Beach (32960)
$54,682 median income
- 34947 $51,811
Fort Pierce (34947)
$51,811 median income
- 34946 $40,315
Fort Pierce (34946)
$40,315 median income
What this shows By household income, ZIP 32968 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 32962 | Vero Beach, FL | 22,716 | 5.0 mi |
| 34951 | Fort Pierce, FL | 14,115 | 5.4 mi |
| 32960 | Vero Beach, FL | 20,037 | 5.4 mi |
| 32967 | Vero Beach, FL | 19,518 | 8.7 mi |
| 34946 | Fort Pierce, FL | 6,025 | 8.6 mi |
| 32963 | Vero Beach, FL | 14,911 | 10.1 mi |
| 34947 | Fort Pierce, FL | 12,186 | 11.0 mi |
| 34945 | Fort Pierce, FL | 5,514 | 11.7 mi |
| 34950 | Fort Pierce, FL | 15,436 | 12.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 32968, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (12,830 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Indian River County
Related Areas
Frequently Asked Questions
What county is ZIP code 32968 in?
ZIP code 32968 (Vero Beach) is located in Indian River County, Florida. Indian River County contains multiple ZIP codes, see the full list at /counties/indian-river-fl.
What is the population of ZIP code 32968?
ZIP code 32968 in Vero Beach, FL has a population of 12,830 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32968?
The median household income in ZIP 32968 is $94,113, which is 23% above the national average of $76,288.
What is the average home value in ZIP 32968?
The median home value in ZIP 32968 is $411,200, which is 48% above the national average of $278,155.
What is the demographic makeup of ZIP 32968?
The largest racial group in ZIP 32968 is White at 82.0%. Hispanic or Latino residents make up 11.1% of the population.
How many businesses are in ZIP code 32968?
ZIP code 32968 has 312 business establishments employing approximately 1,942 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32968?
The top industries by establishment count in ZIP 32968 are: Construction (63), Administrative and support and waste management and remediation services (40), Professional, scientific, and technical services (39). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 32968?
According to the FHFA House Price Index, home values in ZIP 32968 increased by 0.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 262%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 32968?
In ZIP code 32968, 63.0% of residents aged 25+ have a high school diploma or higher, and 36.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 32968?
The mean commute time for workers in ZIP code 32968 is 21.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 32968?
In ZIP code 32968, approximately 91.3% of occupied housing units are owner-occupied and 8.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32968?
The poverty rate in ZIP code 32968 is 4.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 32968's numbers, next.
- See how ZIP 32968 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Vero Beach, FL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.