Vero Beach, FL · standard

ZIP Code 32968

Indian River County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

12,830
188/sq mi
$94,113
Median income
$411,200
Median home value
36.7%
Bachelor's or higher

The verdict

Vero Beach pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 23%
household income, US ZIPs
Top 20%
home value, US ZIPs
188
people per sq mi
91%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32968 against every reporting US ZIP.

ZIP code 32968 is classified by USPS as a standard delivery area and covers roughly 68.1 square miles in Vero Beach, Indian River County, Florida. The area is home to 12,830 residents, producing a population density of 188 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 32968 against Florida and the nation.

On the economic side, the median household income for ZIP 32968 sits at $94,113 (22% above the Florida average), while per-capita income is $46,343. The poverty rate stands at 4.9% and the unemployment rate at 1.4%. On housing, the median home value is $411,200 (10% above the state average) with median rent at $1,777 per month, and 91.3% of occupied units are owner-occupied, a direct signal of whether 32968 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 36.7% of adults hold a bachelor's degree or higher, the median age is 48.3, and the average commute is 22 minutes. We also surface 9 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Indian River County, so you can benchmark 32968 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 32968

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 32968.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 32968, Vero Beach, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

12,830

Population

68.1

Area (sq mi)

188

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 32968?

48.3

Median Age

47.4%

Male

52.6%

Female

6.2%

Foreign-Born

White 82.0%
African American 3.6%
Asian 1.4%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 11.6%
Hispanic or Latino 11.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$94,113

Median Household Income

+22% vs state

$46,343

Per Capita Income

4.9%

Poverty Rate

1.4%

Unemployment Rate

21.7 min

Mean Commute Time

How ZIP 32968 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$94,113 Top 23% higher than 77% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.0%
Bachelor's Degree or Higher 36.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,795

Total Housing Units

6,100

Occupied Units

695

Vacant Units

2.60

Avg Household Size

Occupancy Type

Owner 91.3%
Renter 8.7%

$411,200

Median Home Value

+10% vs state

$1,777

Median Rent

2003

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+0.8%

YoY Change (2024)

362

HPI Index (2000 = 100)

+262%

Total Change Since 2000

Home values in ZIP 32968 have increased 0.8% over the past year (2024). Since 2000, this ZIP has seen +262% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.9% 221
2021 +12.2% 248
2022 +25.8% 311
2023 +15.4% 359
2024 +0.8% 362

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 312 business establishments in ZIP 32968, employing approximately 1,942 people with a combined annual payroll of $73,337,000.

312

Businesses

1,942

Employees

$73.3M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Construction 63 20.2%
Administrative and support and waste management and remediation services 40 12.8%
Professional, scientific, and technical services 39 12.5%
Real estate and rental and leasing 32 10.3%
Retail trade 27 8.7%
Other services (except public administration) 21 6.7%
Health care and social assistance 19 6.1%
Accommodation and food services 14 4.5%
Finance and insurance 11 3.5%
Wholesale trade 10 3.2%
Manufacturing 8 2.6%
Transportation and warehousing 8 2.6%
Arts, entertainment, and recreation 6 1.9%
Educational services 3 1.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 32968 vs 32962 →

ZIP 32968 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 32968 ranks #7 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 32968 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 32968 ranks #2 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
32962 Vero Beach, FL 22,716 5.0 mi
34951 Fort Pierce, FL 14,115 5.4 mi
32960 Vero Beach, FL 20,037 5.4 mi
32967 Vero Beach, FL 19,518 8.7 mi
34946 Fort Pierce, FL 6,025 8.6 mi
32963 Vero Beach, FL 14,911 10.1 mi
34947 Fort Pierce, FL 12,186 11.0 mi
34945 Fort Pierce, FL 5,514 11.7 mi
34950 Fort Pierce, FL 15,436 12.9 mi

More ZIP Codes in Indian River County

Frequently Asked Questions

What county is ZIP code 32968 in?
ZIP code 32968 (Vero Beach) is located in Indian River County, Florida. Indian River County contains multiple ZIP codes, see the full list at /counties/indian-river-fl.
What is the population of ZIP code 32968?
ZIP code 32968 in Vero Beach, FL has a population of 12,830 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32968?
The median household income in ZIP 32968 is $94,113, which is 23% above the national average of $76,288.
What is the average home value in ZIP 32968?
The median home value in ZIP 32968 is $411,200, which is 48% above the national average of $278,155.
What is the demographic makeup of ZIP 32968?
The largest racial group in ZIP 32968 is White at 82.0%. Hispanic or Latino residents make up 11.1% of the population.
How many businesses are in ZIP code 32968?
ZIP code 32968 has 312 business establishments employing approximately 1,942 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32968?
The top industries by establishment count in ZIP 32968 are: Construction (63), Administrative and support and waste management and remediation services (40), Professional, scientific, and technical services (39). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 32968?
According to the FHFA House Price Index, home values in ZIP 32968 increased by 0.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 262%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 32968?
In ZIP code 32968, 63.0% of residents aged 25+ have a high school diploma or higher, and 36.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 32968?
The mean commute time for workers in ZIP code 32968 is 21.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 32968?
In ZIP code 32968, approximately 91.3% of occupied housing units are owner-occupied and 8.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32968?
The poverty rate in ZIP code 32968 is 4.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Vero Beach, FL

Verify and explore additional data for this area using these official government sources.