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Residential delivery area · Florida

ZIP Code 32963: Vero Beach, FL

ZIP code 32963 uses the postal name Vero Beach, Florida and lies entirely in Indian River County (Census 2020 ZIP-county file). About 15,000 people live there (Census Bureau, ACS 2020-2024), the least populous of Vero Beach's 6 residential ZIP codes. Median household income is $149,923 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Indian River Shores (29%), Vero Beach (16%), South Beach (16%), Orchid (7%), Wabasso Beach (7%) and Windsor (5%); 20% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
3national area: Florida, Alabama, Georgia, Mississippi, Tennessee and Armed Forces Americas
329sectional center: Orlando, FL (SCF 328)
63delivery area within it
Town
Vero Beach · 6 residential ZIPs
Census places
Indian River Shores (29%); Vero Beach (16%); South Beach (16%) census-designated place; Orchid (7%)
Metro area
Sebastian-Vero Beach-West Vero Corridor, FL
House district
FL-8 119th Congress
State
Florida
Time zone
Eastern
Land area
17.4 sq mi · 862 people per sq mi
PO Box ZIPs
32961, 32964, 32965, 32969 also use the name Vero Beach

Where is ZIP code 32963?

32963 centers on 27.718°, -80.393° and covers 17.4 square miles of land plus 24.4 of water. It borders 7 ZIP codes: 32967, 32960, 32958, 32962, 32976, 32951, 34949.

32951 · Melbourne Beach32958 · Sebastian32960 · Vero Beach32962 · Vero Beach32967 · Vero Beach32976 · Sebastian34949 · Fort Pierce32963 · Vero Beach (this ZIP)329633295132967349493295832976329623296032951 · Melbourne Beach32958 · Sebastian32960 · Vero Beach32962 · Vero Beach32967 · Vero Beach32976 · Sebastian34949 · Fort Pierce32963 · Vero Beach (this ZIP)32963329513494932958329763296232951 · Melbourne Beach32958 · Sebastian32960 · Vero Beach32962 · Vero Beach32967 · Vero Beach32976 · Sebastian34949 · Fort Pierce32963 · Vero Beach (this ZIP)3296332951349493295832976
Shaded by median household income, in national fifths (ACS 2020-2024); 32963 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 32963, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 32963 compare with the rest of Vero Beach?

Rank of 32963 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure32963In Vero BeachIn Indian River CountyIn FL
People (ACS 2020-2024)15,0086th of 67th of 9600th of 1,013
Median household income$150k1st of 61st of 713th of 819
Median home value$944k1st of 61st of 720th of 833

Its median household income is higher than in 96% of U.S. residential ZIP codes, and it is denser than 77% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 32963?

The 2020 Census counted 16,291 people in 32963; the ACS, which samples households over 2020-2024, estimates 15,008. Between the 2010 and 2020 censuses its population grew 9.3% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
15,008
2020 Census count
16,291+9.3% since 2010 (14,911)
Households
7,825
Median age
69.1

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 32963?

Of the 15,008 people the ACS estimates in 32963, 5.6% are under 18 and 60.2% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (92.2%).

  • Under 185.6%
  • 18 to 6434.2%
  • 65 and older60.2%
Age of the people of 32963 (ACS 2020-2024, B01001)
  • White, not Hispanic92.2%
  • Hispanic or Latino2.8%
  • Other or two or more2.7%
  • Asian, not Hispanic1.5%
  • Black, not Hispanic0.7%
Race and Hispanic origin in 32963 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 32963 earn?

Median household income is $149,923 (ACS 2020-2024), the highest of the 7 ranked ZIP codes in Indian River County. It is not measurably different from 2015-2019 ($138,349 in 2024 dollars): the change is within the surveys' margins of error.

By IRS adjusted gross income per tax return ($778,748, 2022), 32963 ranks 29th in the U.S. among ZIP codes of 1,000+ people with 200+ returns and at most 1.5 returns per household (see the ranking).

Median household income
$149,923
Income per person
$130,650
Below the poverty line
7.0%
Unemployed (of the labor force)
2.9%
Adults 25+ with a bachelor's degree
69.0%
Adjusted gross income per tax return, 2022
$778,7488,800 returns; wages 18% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 32963?

FHFA's house price index for 32963, built from repeat sales and appraisals of the same homes, rose 111% from 2015 to 2025 and rose 56% from 2020 to 2025, and moved −8.1% in 2025.

Median home value (owners' estimate)
$943,900
Median gross rent
$2,378
Homes owned by their occupants
95.1%
Housing units
12,282
0 200 400 600 198519902000201020202025 0 200 400 600 198519902000201020202025 0 200 400 600 198519902000201020202025
Index = 100 in 1985, the first year FHFA reports for 32963; 2025: 675.7. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 32963?

605 business establishments had a location in this ZIP code in 2023, 70 more than in 2018; the most are in professional, scientific, and technical services (ZIP Code Business Patterns).

  • Professional, scientific, and technical services144
  • Finance and insurance84
  • Real estate and rental and leasing81
  • Retail trade71
  • Accommodation and food services43
  • Other services (except public administration)40

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 32963?

ZIP codes that share a boundary with 32963, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
32967Vero Beach27,240$78k3.7 mi
32960Vero Beach25,259$55k5.4 mi
32958Sebastian30,023$67k8.0 mi
32962Vero Beach25,522$67k9.3 mi
32976Sebastian9,156$47k13.2 mi
32951Melbourne Beach11,299$98k17.0 mi
34949Fort Pierce7,470$95k18.3 mi
32970Wabasso174$44k4.3 mi (near)
32968Vero Beach15,912$94k11.2 mi (near)
34951Fort Pierce17,148$63k13.0 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.