Vero Beach, FL · standard
ZIP Code 32962
Indian River County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 22,716
- 716/sq mi
- $66,664
- Median income
- $270,600
- Median home value
- 27.5%
- Bachelor's or higher
The verdict
Vero Beach pairs a below-median household income with above-median home values, in a low-density, homeowner-dominated area.
- 41th pct
- household income, US ZIPs
- Top 38%
- home value, US ZIPs
- 716
- people per sq mi
- 80%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32962 against every reporting US ZIP.
ZIP code 32962 is classified by USPS as a standard delivery area and covers roughly 31.7 square miles in Vero Beach, Indian River County, Florida. The area is home to 22,716 residents, producing a population density of 716 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 32962 against Florida and the nation.
On the economic side, the median household income for ZIP 32962 sits at $66,664 (14% below the Florida average), while per-capita income is $35,561. The poverty rate stands at 10.6% and the unemployment rate at 4.3%. On housing, the median home value is $270,600 (28% below the state average) with median rent at $1,325 per month, and 79.7% of occupied units are owner-occupied, a direct signal of whether 32962 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 27.5% of adults hold a bachelor's degree or higher, the median age is 47.7, and the average commute is 26 minutes. We also surface 9 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Indian River County, so you can benchmark 32962 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 32962
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 32962.
- Construction
Construction
87 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
54 establishments
- Other services (except public administration)
Other services (except public administration)
51 establishments
- Retail trade
Retail trade
50 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
47 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 32962, Vero Beach, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
22,716
Population
31.7
Area (sq mi)
716
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 32962?
47.7
Median Age
50.5%
Male
49.5%
Female
12.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$66,664
Median Household Income
-14% vs state
$35,561
Per Capita Income
10.6%
Poverty Rate
4.3%
Unemployment Rate
25.6 min
Mean Commute Time
How ZIP 32962 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$66,664 41st percentile higher than 41% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
12,602
Total Housing Units
10,096
Occupied Units
2,506
Vacant Units
2.53
Avg Household Size
Occupancy Type
$270,600
Median Home Value
-28% vs state
$1,325
Median Rent
1986
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+1.0%
YoY Change (2024)
356
HPI Index (2000 = 100)
+256%
Total Change Since 2000
Home values in ZIP 32962 have increased 1.0% over the past year (2024). Since 2000, this ZIP has seen +256% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +9.8% | 222 |
| 2021 | +15.7% | 257 |
| 2022 | +26.9% | 326 |
| 2023 | +8.1% | 352 |
| 2024 | +1.0% | 356 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 436 business establishments in ZIP 32962, employing approximately 3,744 people with a combined annual payroll of $190,974,000.
436
Businesses
3,744
Employees
$191.0M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 87 | 19.9% |
| Administrative and support and waste management and remediation services | 54 | 12.4% |
| Other services (except public administration) | 51 | 11.7% |
| Retail trade | 50 | 11.5% |
| Professional, scientific, and technical services | 47 | 10.8% |
| Real estate and rental and leasing | 27 | 6.2% |
| Health care and social assistance | 26 | 6.0% |
| Wholesale trade | 20 | 4.6% |
| Accommodation and food services | 18 | 4.1% |
| Transportation and warehousing | 13 | 3.0% |
| Finance and insurance | 12 | 2.8% |
| Arts, entertainment, and recreation | 9 | 2.1% |
| Manufacturing | 6 | 1.4% |
| Educational services | 6 | 1.4% |
| Information | 5 | 1.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 32962 vs 32960 →
ZIP 32962 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32962
Vero Beach (32962)
22,716 residents
- 32960
Vero Beach (32960)
20,037 residents
- 32967
Vero Beach (32967)
19,518 residents
- 34950
Fort Pierce (34950)
15,436 residents
- 32963
Vero Beach (32963)
14,911 residents
- 34951
Fort Pierce (34951)
14,115 residents
- 32968
Vero Beach (32968)
12,830 residents
- 34947
Fort Pierce (34947)
12,186 residents
- 34949 7,103
Fort Pierce (34949)
7,103 residents
What this shows Among its immediate neighbors, ZIP 32962 ranks the most populous — useful context the national average alone can't give.
ZIP 32962 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 32963
Vero Beach (32963)
$149,923 median income
- 34949
Fort Pierce (34949)
$94,949 median income
- 32968
Vero Beach (32968)
$94,113 median income
- 32967
Vero Beach (32967)
$78,058 median income
- 32962
Vero Beach (32962)
$66,664 median income
- 34951
Fort Pierce (34951)
$63,122 median income
- 32960 $54,682
Vero Beach (32960)
$54,682 median income
- 34947 $51,811
Fort Pierce (34947)
$51,811 median income
- 34946 $40,315
Fort Pierce (34946)
$40,315 median income
What this shows By household income, ZIP 32962 ranks #5 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 32960 | Vero Beach, FL | 20,037 | 3.9 mi |
| 32968 | Vero Beach, FL | 12,830 | 5.0 mi |
| 34951 | Fort Pierce, FL | 14,115 | 4.9 mi |
| 34946 | Fort Pierce, FL | 6,025 | 5.9 mi |
| 32963 | Vero Beach, FL | 14,911 | 9.2 mi |
| 34947 | Fort Pierce, FL | 12,186 | 9.5 mi |
| 34950 | Fort Pierce, FL | 15,436 | 10.5 mi |
| 34949 | Fort Pierce, FL | 7,103 | 9.6 mi |
| 32967 | Vero Beach, FL | 19,518 | 9.9 mi |
More ZIP Codes in Indian River County
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Frequently Asked Questions
What county is ZIP code 32962 in? ▼
What is the population of ZIP code 32962? ▼
What is the median household income in ZIP 32962? ▼
What is the average home value in ZIP 32962? ▼
What is the demographic makeup of ZIP 32962? ▼
How many businesses are in ZIP code 32962? ▼
What are the main industries in ZIP code 32962? ▼
How have home values changed in ZIP code 32962? ▼
What is the education level in ZIP code 32962? ▼
What is the average commute time in ZIP 32962? ▼
What percentage of residents own vs. rent in ZIP 32962? ▼
What is the poverty rate in ZIP code 32962? ▼
ZIP Code Research Guides
Official Data Resources for Vero Beach, FL
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.