PlainZIP

Stuart, FL · standard

ZIP Code 34996

Martin County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

10,649
621/sq mi
$83,929
Median income
$456,800
Median home value
46.8%
Bachelor's or higher

The verdict

Stuart pairs an above-median household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 33%
household income, US ZIPs
Top 16%
home value, US ZIPs
621
people per sq mi
84%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 34996 against every reporting US ZIP.

ZIP code 34996 is classified by USPS as a standard delivery area and covers roughly 17.1 square miles in Stuart, Martin County, Florida. The area is home to 10,649 residents, producing a population density of 621 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 34996 against Florida and the nation.

On the economic side, the median household income for ZIP 34996 sits at $83,929 (9% above the Florida average), while per-capita income is $76,608. The poverty rate stands at 7.7% and the unemployment rate at 3.6%. On housing, the median home value is $456,800 (22% above the state average) with median rent at $1,222 per month, and 84.0% of occupied units are owner-occupied, a direct signal of whether 34996 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 46.8% of adults hold a bachelor's degree or higher, the median age is 64.4, and the average commute is 27 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Martin County, so you can benchmark 34996 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 34996

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 34996.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 34996, Stuart, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

10,649

Population

17.1

Area (sq mi)

621

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 34996?

64.4

Median Age

47.2%

Male

52.8%

Female

7.3%

Foreign-Born

White 90.1%
African American 0.6%
Asian 0.3%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.2%
Two or More Ethnicities 6.2%
Hispanic or Latino 7.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$83,929

Median Household Income

+9% vs state

$76,608

Per Capita Income

7.7%

Poverty Rate

3.6%

Unemployment Rate

26.5 min

Mean Commute Time

How ZIP 34996 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$83,929 Top 33% higher than 67% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 65.2%
Bachelor's Degree or Higher 46.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

8,766

Total Housing Units

5,642

Occupied Units

3,124

Vacant Units

1.88

Avg Household Size

Occupancy Type

Owner 84.0%
Renter 16.0%

$456,800

Median Home Value

+22% vs state

$1,222

Median Rent

1979

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.1%

YoY Change (2024)

402

HPI Index (2000 = 100)

+302%

Total Change Since 2000

Home values in ZIP 34996 have increased 4.1% over the past year (2024). Since 2000, this ZIP has seen +302% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.1% 247
2021 +15.8% 286
2022 +22.4% 350
2023 +10.5% 387
2024 +4.1% 402

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 450 business establishments in ZIP 34996, employing approximately 4,953 people with a combined annual payroll of $270,016,000.

450

Businesses

4,953

Employees

$270.0M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 82 18.2%
Health care and social assistance 66 14.7%
Retail trade 44 9.8%
Real estate and rental and leasing 40 8.9%
Other services (except public administration) 40 8.9%
Finance and insurance 35 7.8%
Construction 31 6.9%
Accommodation and food services 27 6.0%
Administrative and support and waste management and remediation services 26 5.8%
Wholesale trade 19 4.2%
Transportation and warehousing 15 3.3%
Arts, entertainment, and recreation 9 2.0%
Educational services 6 1.3%
Information 5 1.1%
Manufacturing 4 0.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 34996 vs 34994 →

ZIP 34996 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 34996 ranks #7 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 34996 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 34996 ranks the highest of 7 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
34994 Stuart, FL 15,967 3.7 mi
34957 Jensen Beach, FL 22,257 6.5 mi
33455 Hobe Sound, FL 19,980 10.1 mi
34984 Port Saint Lucie, FL 13,764 9.1 mi
34952 Port Saint Lucie, FL 38,285 9.2 mi
34997 Stuart, FL 40,405 11.1 mi

More ZIP Codes in Martin County

34997 standard
Stuart, FL
Pop: 40,405
34990 standard
Palm City, FL
Pop: 27,707
34957 standard
Jensen Beach, FL
Pop: 22,257
33455 standard
Hobe Sound, FL
Pop: 19,980
34994 standard
Stuart, FL
Pop: 15,967
34956 standard
Indiantown, FL
Pop: 9,874

Related Areas

Martin County Stuart, FL Florida

Frequently Asked Questions

What county is ZIP code 34996 in? ▼
ZIP code 34996 (Stuart) is located in Martin County, Florida. Martin County contains multiple ZIP codes, see the full list at /counties/martin-fl.
What is the population of ZIP code 34996? ▼
ZIP code 34996 in Stuart, FL has a population of 10,649 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 34996? ▼
The median household income in ZIP 34996 is $83,929, which is 10% above the national average of $76,288.
What is the average home value in ZIP 34996? ▼
The median home value in ZIP 34996 is $456,800, which is 64% above the national average of $278,155.
What is the demographic makeup of ZIP 34996? ▼
The largest racial group in ZIP 34996 is White at 90.1%. Hispanic or Latino residents make up 7.4% of the population.
How many businesses are in ZIP code 34996? ▼
ZIP code 34996 has 450 business establishments employing approximately 4,953 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 34996? ▼
The top industries by establishment count in ZIP 34996 are: Professional, scientific, and technical services (82), Health care and social assistance (66), Retail trade (44). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 34996? ▼
According to the FHFA House Price Index, home values in ZIP 34996 increased by 4.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 302%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 34996? ▼
In ZIP code 34996, 65.2% of residents aged 25+ have a high school diploma or higher, and 46.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 34996? ▼
The mean commute time for workers in ZIP code 34996 is 26.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 34996? ▼
In ZIP code 34996, approximately 84.0% of occupied housing units are owner-occupied and 16.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 34996? ▼
The poverty rate in ZIP code 34996 is 7.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Stuart, FL

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.