PlainZIP

Stuart, FL · standard

ZIP Code 34997

Martin County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

40,405
159/sq mi
$78,136
Median income
$378,900
Median home value
31.6%
Bachelor's or higher

The verdict

Stuart pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 41%
household income, US ZIPs
Top 23%
home value, US ZIPs
159
people per sq mi
81%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 34997 against every reporting US ZIP.

ZIP code 34997 is classified by USPS as a standard delivery area and covers roughly 254.4 square miles in Stuart, Martin County, Florida. The area is home to 40,405 residents, producing a population density of 159 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 34997 against Florida and the nation.

On the economic side, the median household income for ZIP 34997 sits at $78,136 (1% above the Florida average), while per-capita income is $45,603. The poverty rate stands at 10.2% and the unemployment rate at 4.0%. On housing, the median home value is $378,900 (1% above the state average) with median rent at $1,600 per month, and 80.9% of occupied units are owner-occupied, a direct signal of whether 34997 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 31.6% of adults hold a bachelor's degree or higher, the median age is 53.2, and the average commute is 29 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Martin County, so you can benchmark 34997 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 34997

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 34997.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 34997, Stuart, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

40,405

Population

254.4

Area (sq mi)

159

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 34997?

53.2

Median Age

50.1%

Male

49.9%

Female

13.0%

Foreign-Born

White 78.8%
African American 3.6%
Asian 1.3%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 10.2%
Hispanic or Latino 17.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$78,136

Median Household Income

+1% vs state

$45,603

Per Capita Income

10.2%

Poverty Rate

4.0%

Unemployment Rate

28.5 min

Mean Commute Time

How ZIP 34997 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$78,136 Top 41% higher than 59% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.3%
Bachelor's Degree or Higher 31.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

22,259

Total Housing Units

19,506

Occupied Units

2,753

Vacant Units

2.38

Avg Household Size

Occupancy Type

Owner 80.9%
Renter 19.1%

$378,900

Median Home Value

+1% vs state

$1,600

Median Rent

1987

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.7%

YoY Change (2024)

430

HPI Index (2000 = 100)

+330%

Total Change Since 2000

Home values in ZIP 34997 have increased 4.7% over the past year (2024). Since 2000, this ZIP has seen +330% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.8% 255
2021 +17.4% 299
2022 +26.3% 378
2023 +8.7% 411
2024 +4.7% 430

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,493 business establishments in ZIP 34997, employing approximately 15,803 people with a combined annual payroll of $756,138,000.

1,493

Businesses

15,803

Employees

$756.1M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Construction 236 15.8%
Retail trade 209 14.0%
Professional, scientific, and technical services 167 11.2%
Other services (except public administration) 158 10.6%
Administrative and support and waste management and remediation services 152 10.2%
Accommodation and food services 100 6.7%
Health care and social assistance 86 5.8%
Manufacturing 78 5.2%
Real estate and rental and leasing 73 4.9%
Wholesale trade 72 4.8%
Finance and insurance 58 3.9%
Transportation and warehousing 44 3.0%
Arts, entertainment, and recreation 27 1.8%
Information 14 0.9%
Educational services 14 0.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 34997 vs 33455 →

ZIP 34997 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 34997 ranks #2 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 34997 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 34997 ranks #5 of 7 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
33455 Hobe Sound, FL 19,980 6.6 mi
33478 Jupiter, FL 12,704 7.9 mi
34990 Palm City, FL 27,707 7.5 mi
34994 Stuart, FL 15,967 10.3 mi
34996 Stuart, FL 10,649 11.1 mi
33458 Jupiter, FL 49,396 11.7 mi

More ZIP Codes in Martin County

34990 standard
Palm City, FL
Pop: 27,707
34957 standard
Jensen Beach, FL
Pop: 22,257
33455 standard
Hobe Sound, FL
Pop: 19,980
34994 standard
Stuart, FL
Pop: 15,967
34996 standard
Stuart, FL
Pop: 10,649
34956 standard
Indiantown, FL
Pop: 9,874

Related Areas

Martin County Stuart, FL Florida

Frequently Asked Questions

What county is ZIP code 34997 in? ▼
ZIP code 34997 (Stuart) is located in Martin County, Florida. Martin County contains multiple ZIP codes, see the full list at /counties/martin-fl.
What is the population of ZIP code 34997? ▼
ZIP code 34997 in Stuart, FL has a population of 40,405 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 34997? ▼
The median household income in ZIP 34997 is $78,136, which is 2% above the national average of $76,288.
What is the average home value in ZIP 34997? ▼
The median home value in ZIP 34997 is $378,900, which is 36% above the national average of $278,155.
What is the demographic makeup of ZIP 34997? ▼
The largest racial group in ZIP 34997 is White at 78.8%. Hispanic or Latino residents make up 17.1% of the population.
How many businesses are in ZIP code 34997? ▼
ZIP code 34997 has 1,493 business establishments employing approximately 15,803 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 34997? ▼
The top industries by establishment count in ZIP 34997 are: Construction (236), Retail trade (209), Professional, scientific, and technical services (167). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 34997? ▼
According to the FHFA House Price Index, home values in ZIP 34997 increased by 4.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 330%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 34997? ▼
In ZIP code 34997, 57.3% of residents aged 25+ have a high school diploma or higher, and 31.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 34997? ▼
The mean commute time for workers in ZIP code 34997 is 28.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 34997? ▼
In ZIP code 34997, approximately 80.9% of occupied housing units are owner-occupied and 19.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 34997? ▼
The poverty rate in ZIP code 34997 is 10.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Stuart, FL

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.