Stuart, FL · standard
ZIP Code 34997
Martin County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 40,405
- 159/sq mi High-density area
- $78,136
- Median income Near-median income area
- $378,900
- Median home value Above-median home value
- 31.6%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Stuart pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 41%
- household income, US ZIPs
- Top 23%
- home value, US ZIPs
- 159
- people per sq mi
- 81%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 34997 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 34997 (Stuart, FL) rose +4.7% from 2023 to 2024. The all-transactions index moved from 410.8 in 2023 to 429.9 in 2024 (2000 = 100).
ZIP code 34997 is a densely settled ZIP (a standard USPS delivery area) in Stuart, Martin County, Florida, with 40,405 residents across 254.4 square miles, a density of 159 people per square mile, in the New York time zone.
ZIP 34997 lands in the middle-income range, with a median household income of $78,136 (1% above the average Florida ZIP), while per-capita income is $45,603. The poverty rate is 10.2%, with unemployment at 4.0%; those measures add context to the income figure. Median home value is $378,900 (1% above the average Florida ZIP) and median rent is $1,600; 80.9% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 31.6% of adults hold a bachelor's degree or higher, the median age is 53.2, and the average commute is 29 minutes. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Martin County, so 34997 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 34997
Top 5 sectors by establishment count in Stuart, FL
Which industries have the most business establishments in ZIP 34997.
- Construction
Construction
236 establishments
- Retail trade
Retail trade
209 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
167 establishments
- Other services (except public administration)
Other services (except public administration)
158 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
152 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 34997, Stuart, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
40,405
Population
254.4
Area (sq mi)
159
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 34997?
53.2
Median Age
50.1%
Male
49.9%
Female
13.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$78,136
Median Household Income
+1% vs state ZIP avg
$45,603
Per Capita Income
10.2%
Poverty Rate
4.0%
Unemployment Rate
28.5 min
Mean Commute Time
How ZIP 34997 ranks nationally
Stuart, FL household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$78,136 Top 41% higher than 59% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
22,259housing units
22,259
Total Housing Units
19,506
Occupied Units
2,753
Vacant Units
2.38
Avg Household Size
Occupancy Type
$378,900
Median Home Value
+1% vs state ZIP avg
$1,600
Median Rent
1987
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.7%
YoY Change (2024)
430
HPI Index (2000 = 100)
+330%
Total Change Since 2000
Home values in ZIP 34997 have increased 4.7% over the past year (2024). Since 2000, this ZIP has seen +330% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.8% | 255 |
| 2021 | +17.4% | 299 |
| 2022 | +26.3% | 378 |
| 2023 | +8.7% | 411 |
| 2024 | +4.7% | 430 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,493 business establishments in ZIP 34997, employing approximately 15,803 people with a combined annual payroll of $756,138,000.
1,493
Businesses
15,803
Employees
$756.1M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 236 | 15.8% |
| Retail trade | 209 | 14.0% |
| Professional, scientific, and technical services | 167 | 11.2% |
| Other services (except public administration) | 158 | 10.6% |
| Administrative and support and waste management and remediation services | 152 | 10.2% |
| Accommodation and food services | 100 | 6.7% |
| Health care and social assistance | 86 | 5.8% |
| Manufacturing | 78 | 5.2% |
| Real estate and rental and leasing | 73 | 4.9% |
| Wholesale trade | 72 | 4.8% |
| Finance and insurance | 58 | 3.9% |
| Transportation and warehousing | 44 | 3.0% |
| Arts, entertainment, and recreation | 27 | 1.8% |
| Information | 14 | 0.9% |
| Educational services | 14 | 0.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 34997 vs 33455 →
ZIP 34997 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 33458
Jupiter (33458)
49,396 residents
- 34997
Stuart (34997)
40,405 residents
- 34990
Palm City (34990)
27,707 residents
- 33455
Hobe Sound (33455)
19,980 residents
- 34994 15,967
Stuart (34994)
15,967 residents
- 33478 12,704
Jupiter (33478)
12,704 residents
- 34996 10,649
Stuart (34996)
10,649 residents
What this shows Among its immediate neighbors, ZIP 34997 ranks #2 by population - useful context the national average alone can't give.
ZIP 34997 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 33478
Jupiter (33478)
$139,091 median income
- 34990
Palm City (34990)
$129,560 median income
- 33458
Jupiter (33458)
$109,729 median income
- 34996
Stuart (34996)
$83,929 median income
- 34997
Stuart (34997)
$78,136 median income
- 33455
Hobe Sound (33455)
$70,389 median income
- 34994
Stuart (34994)
$62,533 median income
What this shows By household income, ZIP 34997 ranks #5 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 34997, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (40,405 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Martin County
Related Areas
Frequently Asked Questions
What county is ZIP code 34997 in?
ZIP code 34997 (Stuart) is located in Martin County, Florida. Martin County contains multiple ZIP codes, see the full list at /counties/martin-fl.
What is the population of ZIP code 34997?
ZIP code 34997 in Stuart, FL has a population of 40,405 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 34997?
The median household income in ZIP 34997 is $78,136, which is 2% above the national average of $76,288.
What is the average home value in ZIP 34997?
The median home value in ZIP 34997 is $378,900, which is 36% above the national average of $278,155.
What is the demographic makeup of ZIP 34997?
The largest racial group in ZIP 34997 is White at 78.8%. Hispanic or Latino residents make up 17.1% of the population.
How many businesses are in ZIP code 34997?
ZIP code 34997 has 1,493 business establishments employing approximately 15,803 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 34997?
The top industries by establishment count in ZIP 34997 are: Construction (236), Retail trade (209), Professional, scientific, and technical services (167). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 34997?
According to the FHFA House Price Index, home values in ZIP 34997 increased by 4.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 330%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 34997?
In ZIP code 34997, 57.3% of residents aged 25+ have a high school diploma or higher, and 31.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 34997?
The mean commute time for workers in ZIP code 34997 is 28.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 34997?
In ZIP code 34997, approximately 80.9% of occupied housing units are owner-occupied and 19.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 34997?
The poverty rate in ZIP code 34997 is 10.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 34997's numbers, next.
- See how ZIP 34997 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Stuart, FL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.