Elizabethton, TN · standard

ZIP Code 37643

Carter County, Tennessee — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

33,689
101/sq mi
$51,831
Median income
$166,600
Median home value
20.4%
Bachelor's or higher

The verdict

Elizabethton pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

17th pct
household income, US ZIPs
33th pct
home value, US ZIPs
101
people per sq mi
75%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 37643 against every reporting US ZIP.

ZIP code 37643 is classified by USPS as a standard delivery area and covers roughly 333.2 square miles in Elizabethton, Carter County, Tennessee. The area is home to 33,689 residents, producing a population density of 101 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 37643 against Tennessee and the nation.

On the economic side, the median household income for ZIP 37643 sits at $51,831 (22% below the Tennessee average), while per-capita income is $30,936. The poverty rate stands at 16.2% and the unemployment rate at 4.9%. On housing, the median home value is $166,600 (33% below the state average) with median rent at $732 per month, and 74.8% of occupied units are owner-occupied, a direct signal of whether 37643 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 20.4% of adults hold a bachelor's degree or higher, the median age is 46, and the average commute is 24 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 3 additional ZIPs sharing Carter County, so you can benchmark 37643 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 37643

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 37643.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 37643, Elizabethton, TN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

33,689

Population

333.2

Area (sq mi)

101

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 37643?

46.0

Median Age

48.2%

Male

51.8%

Female

1.3%

Foreign-Born

White 93.6%
African American 1.5%
Asian 0.2%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.9%
Hispanic or Latino 2.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$51,831

Median Household Income

-22% vs state

$30,936

Per Capita Income

16.2%

Poverty Rate

4.9%

Unemployment Rate

23.9 min

Mean Commute Time

How ZIP 37643 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$51,831 17th percentile higher than 17% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.3%
Bachelor's Degree or Higher 20.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

16,602

Total Housing Units

14,630

Occupied Units

1,972

Vacant Units

2.29

Avg Household Size

Occupancy Type

Owner 74.8%
Renter 25.2%

$166,600

Median Home Value

-33% vs state

$732

Median Rent

1972

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+1.8%

YoY Change (2024)

304

HPI Index (2000 = 100)

+204%

Total Change Since 2000

Home values in ZIP 37643 have increased 1.8% over the past year (2024). Since 2000, this ZIP has seen +204% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.9% 181
2021 +14.5% 207
2022 +20.0% 248
2023 +20.6% 299
2024 +1.8% 304

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 545 business establishments in ZIP 37643, employing approximately 7,366 people with a combined annual payroll of $276,328,000.

545

Businesses

7,366

Employees

$276.3M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 101 18.5%
Other services (except public administration) 89 16.3%
Health care and social assistance 75 13.8%
Accommodation and food services 62 11.4%
Finance and insurance 48 8.8%
Construction 37 6.8%
Professional, scientific, and technical services 26 4.8%
Administrative and support and waste management and remediation services 26 4.8%
Manufacturing 21 3.9%
Real estate and rental and leasing 20 3.7%
Wholesale trade 11 2.0%
Transportation and warehousing 9 1.6%
Information 9 1.6%
Arts, entertainment, and recreation 5 0.9%
Educational services 3 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 37643 vs 37658 →

ZIP 37643 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 37643 ranks the most populous — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 37643 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 37643 ranks #3 of 4 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
37658 Hampton, TN 4,386 8.2 mi
37694 Watauga, TN 1,955 7.8 mi
37618 Bluff City, TN 12,747 7.3 mi

More ZIP Codes in Carter County

Frequently Asked Questions

What county is ZIP code 37643 in?
ZIP code 37643 (Elizabethton) is located in Carter County, Tennessee. Carter County contains multiple ZIP codes, see the full list at /counties/carter-tn.
What is the population of ZIP code 37643?
ZIP code 37643 in Elizabethton, TN has a population of 33,689 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 37643?
The median household income in ZIP 37643 is $51,831, which is 32% below the national average of $76,288.
What is the average home value in ZIP 37643?
The median home value in ZIP 37643 is $166,600, which is 40% below the national average of $278,155.
What is the demographic makeup of ZIP 37643?
The largest racial group in ZIP 37643 is White at 93.6%. Hispanic or Latino residents make up 2.6% of the population.
How many businesses are in ZIP code 37643?
ZIP code 37643 has 545 business establishments employing approximately 7,366 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 37643?
The top industries by establishment count in ZIP 37643 are: Retail trade (101), Other services (except public administration) (89), Health care and social assistance (75). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 37643?
According to the FHFA House Price Index, home values in ZIP 37643 increased by 1.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 204%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 37643?
In ZIP code 37643, 60.3% of residents aged 25+ have a high school diploma or higher, and 20.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 37643?
The mean commute time for workers in ZIP code 37643 is 23.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 37643?
In ZIP code 37643, approximately 74.8% of occupied housing units are owner-occupied and 25.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 37643?
The poverty rate in ZIP code 37643 is 16.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Elizabethton, TN

Verify and explore additional data for this area using these official government sources.