Radcliff, KY · standard
ZIP Code 40160
Hardin County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 23,574
- 540/sq mi High-density area
- $58,506
- Median income Below-median income area
- $165,900
- Median home value Below-median home value
- 16.3%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Radcliff pairs a below-median household income with below-median home values, in a low-density, mixed-tenure area.
- 27th pct
- household income, US ZIPs
- 33rd pct
- home value, US ZIPs
- 540
- people per sq mi
- 54%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40160 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 40160 (Radcliff, KY) rose +16.5% from 2023 to 2024. The all-transactions index moved from 218.0 in 2023 to 253.9 in 2024 (2000 = 100).
ZIP code 40160 is a densely settled ZIP (a standard USPS delivery area) in Radcliff, Hardin County, Kentucky, with 23,574 residents across 43.6 square miles, a density of 540 people per square mile, in the New York time zone.
ZIP 40160 reports a modest median household income of $58,506 (2% below the average Kentucky ZIP), while per-capita income is $31,233. Unemployment is 10.8%, an important qualifier alongside the household-income figure. Median home value is $165,900 (4% above the average Kentucky ZIP) and median rent is $942; 53.9% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 16.3% of adults hold a bachelor's degree or higher, the median age is 37.5, and the average commute is 26 minutes. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Hardin County, so 40160 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 40160
Top 5 sectors by establishment count in Radcliff, KY
Which industries have the most business establishments in ZIP 40160.
- Retail trade
Retail trade
77 establishments
- Accommodation and food services
Accommodation and food services
65 establishments
- Health care and social assistance
Health care and social assistance
50 establishments
- Other services (except public administration)
Other services (except public administration)
46 establishments
- Construction 24
Construction
24 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40160, Radcliff, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
23,574
Population
43.6
Area (sq mi)
540
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 40160?
37.5
Median Age
47.8%
Male
52.2%
Female
5.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$58,506
Median Household Income
-2% vs state ZIP avg
$31,233
Per Capita Income
16.2%
Poverty Rate
10.8%
Unemployment Rate
25.7 min
Mean Commute Time
How ZIP 40160 ranks among Kentucky ZIPs
Radcliff, KY household income vs. every Kentucky ZIP code
Median household income among 646 reporting Kentucky ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$58,506 Top 48% higher than 52% of 646 Kentucky ZIPs
Each bar is a $20K-wide band; taller bars hold more Kentucky ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
10,445housing units
10,445
Total Housing Units
9,748
Occupied Units
697
Vacant Units
2.41
Avg Household Size
Occupancy Type
$165,900
Median Home Value
+4% vs state ZIP avg
$942
Median Rent
1982
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+16.5%
YoY Change (2024)
254
HPI Index (2000 = 100)
+154%
Total Change Since 2000
Home values in ZIP 40160 have increased 16.5% over the past year (2024). Since 2000, this ZIP has seen +154% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +7.2% | 159 |
| 2021 | +15.4% | 183 |
| 2022 | +21.4% | 223 |
| 2023 | -2.0% | 218 |
| 2024 | +16.5% | 254 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 352 business establishments in ZIP 40160, employing approximately 4,072 people with a combined annual payroll of $143,184,000.
352
Businesses
4,072
Employees
$143.2M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 77 | 21.9% |
| Accommodation and food services | 65 | 18.5% |
| Health care and social assistance | 50 | 14.2% |
| Other services (except public administration) | 46 | 13.1% |
| Construction | 24 | 6.8% |
| Real estate and rental and leasing | 23 | 6.5% |
| Finance and insurance | 19 | 5.4% |
| Professional, scientific, and technical services | 13 | 3.7% |
| Information | 9 | 2.6% |
| Administrative and support and waste management and remediation services | 9 | 2.6% |
| Manufacturing | 5 | 1.4% |
| Transportation and warehousing | 4 | 1.1% |
| Educational services | 3 | 0.8% |
| Arts, entertainment, and recreation | 3 | 0.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 40160 vs 40121 →
ZIP 40160 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 42701
Elizabethtown (42701)
48,194 residents
- 40160
Radcliff (40160)
23,574 residents
- 40175 13,070
Vine Grove (40175)
13,070 residents
- 40121 10,124
Fort Knox (40121)
10,124 residents
- 40162 6,056
Rineyville (40162)
6,056 residents
- 42724 4,714
Cecilia (42724)
4,714 residents
- 40155 947
Muldraugh (40155)
947 residents
What this shows Among its immediate neighbors, ZIP 40160 ranks #2 by population - useful context the national average alone can't give.
ZIP 40160 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 40162
Rineyville (40162)
$84,720 median income
- 40121
Fort Knox (40121)
$82,663 median income
- 40175
Vine Grove (40175)
$77,509 median income
- 42724
Cecilia (42724)
$73,465 median income
- 42701
Elizabethtown (42701)
$69,619 median income
- 40155
Muldraugh (40155)
$60,508 median income
- 40160
Radcliff (40160)
$58,506 median income
What this shows By household income, ZIP 40160 ranks #7 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 40160, both outside KY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (23,574 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Hardin County
Related Areas
Frequently Asked Questions
What county is ZIP code 40160 in?
ZIP code 40160 (Radcliff) is located in Hardin County, Kentucky. Hardin County contains multiple ZIP codes, see the full list at /counties/hardin-ky.
What is the population of ZIP code 40160?
ZIP code 40160 in Radcliff, KY has a population of 23,574 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40160?
The median household income in ZIP 40160 is $58,506, which is 23% below the national average of $76,288.
What is the average home value in ZIP 40160?
The median home value in ZIP 40160 is $165,900, which is 40% below the national average of $278,155.
What is the demographic makeup of ZIP 40160?
The largest racial group in ZIP 40160 is White at 63.2%. Hispanic or Latino residents make up 9.6% of the population.
How many businesses are in ZIP code 40160?
ZIP code 40160 has 352 business establishments employing approximately 4,072 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40160?
The top industries by establishment count in ZIP 40160 are: Retail trade (77), Accommodation and food services (65), Health care and social assistance (50). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 40160?
According to the FHFA House Price Index, home values in ZIP 40160 increased by 16.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 154%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 40160?
In ZIP code 40160, 48.3% of residents aged 25+ have a high school diploma or higher, and 16.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40160?
The mean commute time for workers in ZIP code 40160 is 25.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40160?
In ZIP code 40160, approximately 53.9% of occupied housing units are owner-occupied and 46.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40160?
The poverty rate in ZIP code 40160 is 16.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 40160's numbers, next.
- See how ZIP 40160 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Radcliff, KY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.