ZIP Code 40160
standardSource:
Radcliff · Hardin County · Kentucky
- Population
- 23,574
- Median income
- $58,506
- Median home value
- $165,900
- Bachelor's or higher
- 16.3%
- Land area
- 43.6 sq mi
540/sq mi
▼ 23% vs US
higher than 27% of US ZIPs
▼ 40% vs US
higher than 33% of US ZIPs
Median age 37.5
New York
ZIP code 40160 in Radcliff, Kentucky has a population of 23,574. The median household income is $58,506, which is 23% below the national average. Median home value is $165,900, 40% below the US average. 16.3% of residents hold a bachelor's degree or higher.
ZIP code 40160 is classified by USPS as a standard delivery area and covers roughly 43.6 square miles in Radcliff, Hardin County, Kentucky. The area is home to 23,574 residents, producing a population density of 540 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 40160 against Kentucky and the nation.
On the economic side, the median household income for ZIP 40160 sits at $58,506 (2% below the Kentucky average), while per-capita income is $31,233. The poverty rate stands at 16.2% and the unemployment rate at 10.8%. On housing, the median home value is $165,900 (4% above the state average) with median rent at $942 per month, and 53.9% of occupied units are owner-occupied, a direct signal of whether 40160 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 16.3% of adults hold a bachelor's degree or higher, the median age is 37.5, and the average commute is 26 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hardin County, so you can benchmark 40160 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 40160
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 40160.
- Retail trade
Retail trade
77 establishments
- Accommodation and food services
Accommodation and food services
65 establishments
- Health care and social assistance
Health care and social assistance
50 establishments
- Other services (except public administration)
Other services (except public administration)
46 establishments
- Construction 24
Construction
24 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 40160, Radcliff, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
23,574
Population
43.6
Area (sq mi)
540
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 40160?
37.5
Median Age
47.8%
Male
52.2%
Female
5.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$58,506
Median Household Income
-2% vs state
$31,233
Per Capita Income
16.2%
Poverty Rate
10.8%
Unemployment Rate
25.7 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
10,445
Total Housing Units
9,748
Occupied Units
697
Vacant Units
2.41
Avg Household Size
Occupancy Type
$165,900
Median Home Value
+4% vs state
$942
Median Rent
1982
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+16.5%
YoY Change (2024)
254
HPI Index (2000 = 100)
+154%
Total Change Since 2000
Home values in ZIP 40160 have increased 16.5% over the past year (2024). Since 2000, this ZIP has seen +154% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +7.2% | 159 |
| 2021 | +15.4% | 183 |
| 2022 | +21.4% | 223 |
| 2023 | -2.0% | 218 |
| 2024 | +16.5% | 254 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 352 business establishments in ZIP 40160, employing approximately 4,072 people with a combined annual payroll of $143,184,000.
352
Businesses
4,072
Employees
$143.2M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 77 | 21.9% |
| Accommodation and food services | 65 | 18.5% |
| Health care and social assistance | 50 | 14.2% |
| Other services (except public administration) | 46 | 13.1% |
| Construction | 24 | 6.8% |
| Real estate and rental and leasing | 23 | 6.5% |
| Finance and insurance | 19 | 5.4% |
| Professional, scientific, and technical services | 13 | 3.7% |
| Information | 9 | 2.6% |
| Administrative and support and waste management and remediation services | 9 | 2.6% |
| Manufacturing | 5 | 1.4% |
| Transportation and warehousing | 4 | 1.1% |
| Educational services | 3 | 0.8% |
| Arts, entertainment, and recreation | 3 | 0.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 40160 vs 40121 →
More ZIP Codes in Hardin County
Related Areas
Frequently Asked Questions
What county is ZIP code 40160 in? ▼
What is the population of ZIP code 40160? ▼
What is the median household income in ZIP 40160? ▼
What is the average home value in ZIP 40160? ▼
What is the demographic makeup of ZIP 40160? ▼
How many businesses are in ZIP code 40160? ▼
What are the main industries in ZIP code 40160? ▼
How have home values changed in ZIP code 40160? ▼
What is the education level in ZIP code 40160? ▼
What is the average commute time in ZIP 40160? ▼
What percentage of residents own vs. rent in ZIP 40160? ▼
What is the poverty rate in ZIP code 40160? ▼
ZIP Code Research Guides
Official Data Resources for Radcliff, KY
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
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Read our methodology , how this data is sourced, computed, and verified.