PlainZIP

Radcliff, KY · standard

ZIP Code 40160

Hardin County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

23,574
540/sq mi
$58,506
Median income
$165,900
Median home value
16.3%
Bachelor's or higher

The verdict

Radcliff pairs a below-median household income with below-median home values, in a low-density, mixed-tenure area.

27th pct
household income, US ZIPs
33th pct
home value, US ZIPs
540
people per sq mi
54%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40160 against every reporting US ZIP.

ZIP code 40160 is a densely settled ZIP (a standard USPS delivery area) in Radcliff, Hardin County, Kentucky, with 23,574 residents across 43.6 square miles, a density of 540 people per square mile, in the New York time zone.

ZIP 40160 reports a modest median household income of $58,506 (2% below the Kentucky average), while per-capita income is $31,233. The poverty rate stands at 16.2% and the unemployment rate at 10.8%. Median home value sits at $165,900 (4% above the state average), median rent at $942 a month, and owner-occupancy at 53.9%.

Educational attainment sits below the national norm: 16.3% of adults hold a bachelor's degree or higher, the median age is 37.5, and the average commute is 26 minutes. Beyond these figures, 6 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Hardin County, letting you compare 40160 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 40160

Top 5 sectors by establishment count in Radcliff, KY

Which industries have the most business establishments in ZIP 40160.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40160, Radcliff, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

23,574

Population

43.6

Area (sq mi)

540

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40160?

37.5

Median Age

47.8%

Male

52.2%

Female

5.7%

Foreign-Born

White 63.2%
African American 21.7%
Asian 3.0%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 9.0%
Hispanic or Latino 9.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$58,506

Median Household Income

-2% vs state

$31,233

Per Capita Income

16.2%

Poverty Rate

10.8%

Unemployment Rate

25.7 min

Mean Commute Time

How ZIP 40160 ranks nationally

Radcliff, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$58,506 27th percentile higher than 27% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 48.3%
Bachelor's Degree or Higher 16.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

10,445

Total Housing Units

9,748

Occupied Units

697

Vacant Units

2.41

Avg Household Size

Occupancy Type

Owner 53.9%
Renter 46.1%

$165,900

Median Home Value

+4% vs state

$942

Median Rent

1982

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+16.5%

YoY Change (2024)

254

HPI Index (2000 = 100)

+154%

Total Change Since 2000

Home values in ZIP 40160 have increased 16.5% over the past year (2024). Since 2000, this ZIP has seen +154% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.2% 159
2021 +15.4% 183
2022 +21.4% 223
2023 -2.0% 218
2024 +16.5% 254

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 352 business establishments in ZIP 40160, employing approximately 4,072 people with a combined annual payroll of $143,184,000.

352

Businesses

4,072

Employees

$143.2M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 77 21.9%
Accommodation and food services 65 18.5%
Health care and social assistance 50 14.2%
Other services (except public administration) 46 13.1%
Construction 24 6.8%
Real estate and rental and leasing 23 6.5%
Finance and insurance 19 5.4%
Professional, scientific, and technical services 13 3.7%
Information 9 2.6%
Administrative and support and waste management and remediation services 9 2.6%
Manufacturing 5 1.4%
Transportation and warehousing 4 1.1%
Educational services 3 0.8%
Arts, entertainment, and recreation 3 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40160 vs 40121 →

ZIP 40160 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40160 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40160 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40160 ranks #7 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40121 Fort Knox, KY 10,124 8.1 mi
40175 Vine Grove, KY 13,070 8.0 mi
40162 Rineyville, KY 6,056 7.2 mi
40155 Muldraugh, KY 947 9.1 mi
42701 Elizabethtown, KY 48,194 9.3 mi
42724 Cecilia, KY 4,714 11.8 mi

More ZIP Codes in Hardin County

42701 standard
Elizabethtown, KY
Pop: 48,194
40175 standard
Vine Grove, KY
Pop: 13,070
40121 standard
Fort Knox, KY
Pop: 10,124
40162 standard
Rineyville, KY
Pop: 6,056
42724 standard
Cecilia, KY
Pop: 4,714
42776 standard
Sonora, KY
Pop: 2,736

Related Areas

Hardin County Radcliff, KY Kentucky

Frequently Asked Questions

What county is ZIP code 40160 in? ▼
ZIP code 40160 (Radcliff) is located in Hardin County, Kentucky. Hardin County contains multiple ZIP codes, see the full list at /counties/hardin-ky.
What is the population of ZIP code 40160? ▼
ZIP code 40160 in Radcliff, KY has a population of 23,574 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40160? ▼
The median household income in ZIP 40160 is $58,506, which is 23% below the national average of $76,288.
What is the average home value in ZIP 40160? ▼
The median home value in ZIP 40160 is $165,900, which is 40% below the national average of $278,155.
What is the demographic makeup of ZIP 40160? ▼
The largest racial group in ZIP 40160 is White at 63.2%. Hispanic or Latino residents make up 9.6% of the population.
How many businesses are in ZIP code 40160? ▼
ZIP code 40160 has 352 business establishments employing approximately 4,072 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40160? ▼
The top industries by establishment count in ZIP 40160 are: Retail trade (77), Accommodation and food services (65), Health care and social assistance (50). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 40160? ▼
According to the FHFA House Price Index, home values in ZIP 40160 increased by 16.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 154%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 40160? ▼
In ZIP code 40160, 48.3% of residents aged 25+ have a high school diploma or higher, and 16.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40160? ▼
The mean commute time for workers in ZIP code 40160 is 25.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40160? ▼
In ZIP code 40160, approximately 53.9% of occupied housing units are owner-occupied and 46.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40160? ▼
The poverty rate in ZIP code 40160 is 16.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.