ZIP Code 42701

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Source:

Elizabethtown · Hardin County · Kentucky

Population
48,194

117/sq mi

Median income
$69,619

▼ 9% vs US

higher than 46% of US ZIPs

Median home value
$260,300

▼ 6% vs US

higher than 60% of US ZIPs

Bachelor's or higher
28.0%

Median age 38.1

Land area
410.9 sq mi

New York

ZIP code 42701 in Elizabethtown, Kentucky has a population of 48,194. The median household income is $69,619, which is 9% below the national average. Median home value is $260,300, 6% below the US average. 28.0% of residents hold a bachelor's degree or higher.

ZIP code 42701 is classified by USPS as a standard delivery area and covers roughly 410.9 square miles in Elizabethtown, Hardin County, Kentucky. The area is home to 48,194 residents, producing a population density of 117 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 42701 against Kentucky and the nation.

On the economic side, the median household income for ZIP 42701 sits at $69,619 (17% above the Kentucky average), while per-capita income is $41,340. The poverty rate stands at 13.5% and the unemployment rate at 5.4%. On housing, the median home value is $260,300 (64% above the state average) with median rent at $934 per month, and 61.6% of occupied units are owner-occupied, a direct signal of whether 42701 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 28.0% of adults hold a bachelor's degree or higher, the median age is 38.1, and the average commute is 21 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hardin County, so you can benchmark 42701 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 42701

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 42701.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 42701, Elizabethtown, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

48,194

Population

410.9

Area (sq mi)

117

People / sq mi

New York

Time Zone

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ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 42701?

38.1

Median Age

48.4%

Male

51.6%

Female

4.6%

Foreign-Born

White 80.4%
African American 9.4%
Asian 2.2%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 6.4%
Hispanic or Latino 4.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$69,619

Median Household Income

+17% vs state

$41,340

Per Capita Income

13.5%

Poverty Rate

5.4%

Unemployment Rate

20.9 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.0%
Bachelor's Degree or Higher 28.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

23,507

Total Housing Units

22,085

Occupied Units

1,422

Vacant Units

2.40

Avg Household Size

Occupancy Type

Owner 61.6%
Renter 38.4%

$260,300

Median Home Value

+64% vs state

$934

Median Rent

1989

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.9%

YoY Change (2024)

249

HPI Index (2000 = 100)

+149%

Total Change Since 2000

Home values in ZIP 42701 have increased 5.9% over the past year (2024). Since 2000, this ZIP has seen +149% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.4% 161
2021 +13.7% 183
2022 +15.1% 211
2023 +11.7% 235
2024 +5.9% 249

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,554 business establishments in ZIP 42701, employing approximately 27,800 people with a combined annual payroll of $1,333,583,000.

1,554

Businesses

27,800

Employees

$1.3B

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 293 18.9%
Retail trade 276 17.8%
Accommodation and food services 151 9.7%
Other services (except public administration) 140 9.0%
Construction 110 7.1%
Professional, scientific, and technical services 103 6.6%
Real estate and rental and leasing 84 5.4%
Finance and insurance 80 5.2%
Administrative and support and waste management and remediation services 77 5.0%
Wholesale trade 57 3.7%
Manufacturing 50 3.2%
Transportation and warehousing 48 3.1%
Information 28 1.8%
Arts, entertainment, and recreation 22 1.4%
Educational services 12 0.8%
Management of companies and enterprises 11 0.7%
Utilities 9 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 42701 vs 40160 →

ZIP Code City Population Distance
40160 Radcliff, KY 23,574 9.3 mi
42740 Glendale, KY 1,973 9.7 mi
42748 Hodgenville, KY 8,706 11.6 mi

More ZIP Codes in Hardin County

Frequently Asked Questions

What county is ZIP code 42701 in?
ZIP code 42701 (Elizabethtown) is located in Hardin County, Kentucky. Hardin County contains multiple ZIP codes, see the full list at /counties/hardin-ky.
What is the population of ZIP code 42701?
ZIP code 42701 in Elizabethtown, KY has a population of 48,194 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 42701?
The median household income in ZIP 42701 is $69,619, which is 9% below the national average of $76,288.
What is the average home value in ZIP 42701?
The median home value in ZIP 42701 is $260,300, which is 6% below the national average of $278,155.
What is the demographic makeup of ZIP 42701?
The largest racial group in ZIP 42701 is White at 80.4%. Hispanic or Latino residents make up 4.9% of the population.
How many businesses are in ZIP code 42701?
ZIP code 42701 has 1,554 business establishments employing approximately 27,800 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 42701?
The top industries by establishment count in ZIP 42701 are: Health care and social assistance (293), Retail trade (276), Accommodation and food services (151). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 42701?
According to the FHFA House Price Index, home values in ZIP 42701 increased by 5.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 149%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 42701?
In ZIP code 42701, 58.0% of residents aged 25+ have a high school diploma or higher, and 28.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 42701?
The mean commute time for workers in ZIP code 42701 is 20.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 42701?
In ZIP code 42701, approximately 61.6% of occupied housing units are owner-occupied and 38.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 42701?
The poverty rate in ZIP code 42701 is 13.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Elizabethtown, KY

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

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