PlainZIP

Elizabethtown, KY · standard

ZIP Code 42701

Hardin County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

48,194
117/sq mi
$69,619
Median income
$260,300
Median home value
28.0%
Bachelor's or higher

The verdict

Elizabethtown pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

46th pct
household income, US ZIPs
Top 40%
home value, US ZIPs
117
people per sq mi
62%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 42701 against every reporting US ZIP.

ZIP code 42701 is a densely settled ZIP (a standard USPS delivery area) in Elizabethtown, Hardin County, Kentucky, with 48,194 residents across 410.9 square miles, a density of 117 people per square mile, in the New York time zone.

ZIP 42701 reports a modest median household income of $69,619 (17% above the Kentucky average), while per-capita income is $41,340. Poverty here runs at 13.5%, with unemployment measured at 5.4%. The typical home here is valued at $260,300 (64% above the state average); renters pay a median of $934 monthly, and 61.6% of units are owner-occupied.

Educational attainment sits below the national norm: 28.0% of adults hold a bachelor's degree or higher, the median age is 38.1, and the average commute is 21 minutes. To put 42701 in local context, 3 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Hardin County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 42701

Top 5 sectors by establishment count in Elizabethtown, KY

Which industries have the most business establishments in ZIP 42701.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 42701, Elizabethtown, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

48,194

Population

410.9

Area (sq mi)

117

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 42701?

38.1

Median Age

48.4%

Male

51.6%

Female

4.6%

Foreign-Born

White 80.4%
African American 9.4%
Asian 2.2%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 6.4%
Hispanic or Latino 4.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$69,619

Median Household Income

+17% vs state

$41,340

Per Capita Income

13.5%

Poverty Rate

5.4%

Unemployment Rate

20.9 min

Mean Commute Time

How ZIP 42701 ranks nationally

Elizabethtown, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$69,619 46th percentile higher than 46% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.0%
Bachelor's Degree or Higher 28.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

23,507

Total Housing Units

22,085

Occupied Units

1,422

Vacant Units

2.40

Avg Household Size

Occupancy Type

Owner 61.6%
Renter 38.4%

$260,300

Median Home Value

+64% vs state

$934

Median Rent

1989

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.9%

YoY Change (2024)

249

HPI Index (2000 = 100)

+149%

Total Change Since 2000

Home values in ZIP 42701 have increased 5.9% over the past year (2024). Since 2000, this ZIP has seen +149% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.4% 161
2021 +13.7% 183
2022 +15.1% 211
2023 +11.7% 235
2024 +5.9% 249

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,554 business establishments in ZIP 42701, employing approximately 27,800 people with a combined annual payroll of $1,333,583,000.

1,554

Businesses

27,800

Employees

$1.3B

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 293 18.9%
Retail trade 276 17.8%
Accommodation and food services 151 9.7%
Other services (except public administration) 140 9.0%
Construction 110 7.1%
Professional, scientific, and technical services 103 6.6%
Real estate and rental and leasing 84 5.4%
Finance and insurance 80 5.2%
Administrative and support and waste management and remediation services 77 5.0%
Wholesale trade 57 3.7%
Manufacturing 50 3.2%
Transportation and warehousing 48 3.1%
Information 28 1.8%
Arts, entertainment, and recreation 22 1.4%
Educational services 12 0.8%
Management of companies and enterprises 11 0.7%
Utilities 9 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 42701 vs 40160 →

ZIP 42701 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 42701 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 42701 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 42701 ranks #2 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40160 Radcliff, KY 23,574 9.3 mi
42740 Glendale, KY 1,973 9.7 mi
42748 Hodgenville, KY 8,706 11.6 mi

More ZIP Codes in Hardin County

40160 standard
Radcliff, KY
Pop: 23,574
40175 standard
Vine Grove, KY
Pop: 13,070
40121 standard
Fort Knox, KY
Pop: 10,124
40162 standard
Rineyville, KY
Pop: 6,056
42724 standard
Cecilia, KY
Pop: 4,714
42776 standard
Sonora, KY
Pop: 2,736

Related Areas

Hardin County Elizabethtown, KY Kentucky

Frequently Asked Questions

What county is ZIP code 42701 in? ▼
ZIP code 42701 (Elizabethtown) is located in Hardin County, Kentucky. Hardin County contains multiple ZIP codes, see the full list at /counties/hardin-ky.
What is the population of ZIP code 42701? ▼
ZIP code 42701 in Elizabethtown, KY has a population of 48,194 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 42701? ▼
The median household income in ZIP 42701 is $69,619, which is 9% below the national average of $76,288.
What is the average home value in ZIP 42701? ▼
The median home value in ZIP 42701 is $260,300, which is 6% below the national average of $278,155.
What is the demographic makeup of ZIP 42701? ▼
The largest racial group in ZIP 42701 is White at 80.4%. Hispanic or Latino residents make up 4.9% of the population.
How many businesses are in ZIP code 42701? ▼
ZIP code 42701 has 1,554 business establishments employing approximately 27,800 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 42701? ▼
The top industries by establishment count in ZIP 42701 are: Health care and social assistance (293), Retail trade (276), Accommodation and food services (151). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 42701? ▼
According to the FHFA House Price Index, home values in ZIP 42701 increased by 5.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 149%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 42701? ▼
In ZIP code 42701, 58.0% of residents aged 25+ have a high school diploma or higher, and 28.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 42701? ▼
The mean commute time for workers in ZIP code 42701 is 20.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 42701? ▼
In ZIP code 42701, approximately 61.6% of occupied housing units are owner-occupied and 38.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 42701? ▼
The poverty rate in ZIP code 42701 is 13.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.