Rineyville, KY · standard

ZIP Code 40162

Hardin County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

6,056
41/sq mi Moderate-density area
$84,720
Median income Above-median income area
$304,600
Median home value Above-median home value
29.3%
Bachelor's or higher Near-average bachelor's attainment

National ZIP placement

Rineyville pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 32%
household income, US ZIPs
Top 33%
home value, US ZIPs
41
people per sq mi
89%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40162 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 40162 (Rineyville, KY) rose +11.4% from 2023 to 2024. The all-transactions index moved from 231.5 in 2023 to 257.8 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 40162 is a mid-sized community (a standard USPS delivery area) in Rineyville, Hardin County, Kentucky, home to 6,056 residents across 146.3 square miles, a density of 41 people per square mile, in the New York time zone.

ZIP 40162 lands in the middle-income range, with a median household income of $84,720 (42% above the average Kentucky ZIP), while per-capita income is $42,733. Both reported hardship measures are comparatively low in absolute terms: poverty is 7.2% and unemployment is 3.6%. Housing is both higher-cost and owner-heavy: median home value is $304,600 (92% above the average Kentucky ZIP), while 89.0% of occupied homes are owner-occupied and median rent is $888.

Educational attainment sits below the national norm: 29.3% of adults hold a bachelor's degree or higher, the median age is 43.3, and the average commute is 29 minutes. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in Hardin County, so 40162 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

View your shortlist → Compare ZIPs →

Top industries in ZIP 40162

Top 5 sectors by establishment count in Rineyville, KY

Which industries have the most business establishments in ZIP 40162.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40162, Rineyville, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

6,056

Population

146.3

Area (sq mi)

41

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40162?

43.3

Median Age

51.4%

Male

48.6%

Female

2.6%

Foreign-Born

White 74.7%
African American 4.4%
Asian 0.2%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 19.8%
Hispanic or Latino 3.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$84,720

Median Household Income

+42% vs state ZIP avg

$42,733

Per Capita Income

7.2%

Poverty Rate

3.6%

Unemployment Rate

28.7 min

Mean Commute Time

How ZIP 40162 ranks among Kentucky ZIPs

Rineyville, KY household income vs. every Kentucky ZIP code

Median household income among 646 reporting Kentucky ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$84,720 Top 11% higher than 89% of 646 Kentucky ZIPs

This ZIP $0 $200K+ every Kentucky ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Kentucky ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.1%
Bachelor's Degree or Higher 29.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,345

Total Housing Units

2,345

Occupied Units

0

Vacant Units

2.64

Avg Household Size

Occupancy Type

Owner 89.0%
Renter 11.0%

$304,600

Median Home Value

+92% vs state ZIP avg

$888

Median Rent

1997

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+11.4%

YoY Change (2024)

258

HPI Index (2000 = 100)

+158%

Total Change Since 2000

Home values in ZIP 40162 have increased 11.4% over the past year (2024). Since 2000, this ZIP has seen +158% cumulative appreciation.

Year Annual Change HPI Index
2020 -0.1% 172
2021 +12.6% 193
2022 +18.8% 230
2023 +0.9% 232
2024 +11.4% 258

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 38 business establishments in ZIP 40162, employing approximately 176 people with a combined annual payroll of $5,493,000.

38

Businesses

176

Employees

$5.5M

Annual Payroll

6

Industry Sectors

Industry Establishments % of Total
Construction 10 26.3%
Retail trade 6 15.8%
Other services (except public administration) 6 15.8%
Real estate and rental and leasing 4 10.5%
Administrative and support and waste management and remediation services 4 10.5%
Health care and social assistance 3 7.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40162 vs 42724 →

ZIP 40162 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40162 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40162 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40162 ranks the highest of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
42724 Cecilia, KY 4,714 5.7 mi
40175 Vine Grove, KY 13,070 5.1 mi
40160 Radcliff, KY 23,574 7.2 mi
42732 Eastview, KY 2,120 10.9 mi
40117 Ekron, KY 2,299 10.8 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 40162, both outside KY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (6,056 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Hardin County

Frequently Asked Questions

What county is ZIP code 40162 in?

ZIP code 40162 (Rineyville) is located in Hardin County, Kentucky. Hardin County contains multiple ZIP codes, see the full list at /counties/hardin-ky.

What is the population of ZIP code 40162?

ZIP code 40162 in Rineyville, KY has a population of 6,056 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 40162?

The median household income in ZIP 40162 is $84,720, which is 11% above the national average of $76,288.

What is the average home value in ZIP 40162?

The median home value in ZIP 40162 is $304,600, which is 10% above the national average of $278,155.

What is the demographic makeup of ZIP 40162?

The largest racial group in ZIP 40162 is White at 74.7%. Hispanic or Latino residents make up 3.1% of the population.

How many businesses are in ZIP code 40162?

ZIP code 40162 has 38 business establishments employing approximately 176 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 40162?

The top industries by establishment count in ZIP 40162 are: Construction (10), Retail trade (6), Other services (except public administration) (6). There are 6 industry sectors represented in total.

How have home values changed in ZIP code 40162?

According to the FHFA House Price Index, home values in ZIP 40162 increased by 11.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 158%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 40162?

In ZIP code 40162, 60.1% of residents aged 25+ have a high school diploma or higher, and 29.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 40162?

The mean commute time for workers in ZIP code 40162 is 28.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 40162?

In ZIP code 40162, approximately 89.0% of occupied housing units are owner-occupied and 11.0% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 40162?

The poverty rate in ZIP code 40162 is 7.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 40162's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

Compare this ZIP with another

Read our methodology : how this data is sourced, computed, and verified.

Take this with you

What to do with ZIP 40162's numbers, next.

ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.