Custer, KY · standard

ZIP Code 40115

Breckinridge County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

727
14/sq mi Moderate-density area
$74,722
Median income Near-median income area
$149,100
Median home value Below-median home value
3.9%
Bachelor's or higher Below-average bachelor's attainment

National ZIP placement

Custer pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 46%
household income, US ZIPs
25th pct
home value, US ZIPs
14
people per sq mi
93%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40115 against every reporting US ZIP.

ZIP code 40115 is a sparsely populated ZIP (a standard USPS delivery area) in Custer, Breckinridge County, Kentucky, home to just 727 residents across 51.9 square miles, a density of 14 people per square mile, in the Chicago time zone.

ZIP 40115 lands in the middle-income range, with a median household income of $74,722 (25% above the average Kentucky ZIP), while per-capita income is $29,870. The poverty rate is 31.4%, so the area-level income figures should not be treated as typical household experience. Median home value is $149,100 (6% below the average Kentucky ZIP); 93.0% of occupied homes are owner-occupied.

Formal educational attainment runs low here: just 3.9% of adults hold a bachelor's degree or higher, the median age is 39.4, and the average commute is -. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Breckinridge County, so 40115 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

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Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40115, Custer, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

727

Population

51.9

Area (sq mi)

14

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40115?

39.4

Median Age

49.5%

Male

50.5%

Female

0.0%

Foreign-Born

White 80.1%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 19.9%
Hispanic or Latino 4.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$74,722

Median Household Income

+25% vs state ZIP avg

$29,870

Per Capita Income

31.4%

Poverty Rate

1.7%

Unemployment Rate

How ZIP 40115 ranks among Kentucky ZIPs

Custer, KY household income vs. every Kentucky ZIP code

Median household income among 646 reporting Kentucky ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$74,722 Top 19% higher than 81% of 646 Kentucky ZIPs

This ZIP $0 $200K+ every Kentucky ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Kentucky ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 20.3%
Bachelor's Degree or Higher 3.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

365

Total Housing Units

302

Occupied Units

63

Vacant Units

3.35

Avg Household Size

Occupancy Type

Owner 93.0%
Renter 7.0%

$149,100

Median Home Value

-6% vs state ZIP avg

2000

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 6 business establishments in ZIP 40115, employing approximately 22 people with a combined annual payroll of $714,000.

6

Businesses

22

Employees

$714K

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40115 vs 40140 →

ZIP 40115 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40115 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40115 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40115 ranks #3 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40140 Garfield, KY 787 4.0 mi
40144 Harned, KY 1,866 8.2 mi
40145 Hudson, KY 908 7.5 mi
40146 Irvington, KY 3,745 10.2 mi
40175 Vine Grove, KY 13,070 10.1 mi
42732 Eastview, KY 2,120 10.7 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 40115, both outside KY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

More ZIP Codes in Breckinridge County

Frequently Asked Questions

What county is ZIP code 40115 in?

ZIP code 40115 (Custer) is located in Breckinridge County, Kentucky. Breckinridge County contains multiple ZIP codes, see the full list at /counties/breckinridge-ky.

What is the population of ZIP code 40115?

ZIP code 40115 in Custer, KY has a population of 727 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 40115?

The median household income in ZIP 40115 is $74,722, which is 2% below the national average of $76,288.

What is the average home value in ZIP 40115?

The median home value in ZIP 40115 is $149,100, which is 46% below the national average of $278,155.

What is the demographic makeup of ZIP 40115?

The largest racial group in ZIP 40115 is White at 80.1%. Hispanic or Latino residents make up 4.3% of the population.

How many businesses are in ZIP code 40115?

ZIP code 40115 has 6 business establishments employing approximately 22 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What is the education level in ZIP code 40115?

In ZIP code 40115, 20.3% of residents aged 25+ have a high school diploma or higher, and 3.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What percentage of residents own vs. rent in ZIP 40115?

In ZIP code 40115, approximately 93.0% of occupied housing units are owner-occupied and 7.0% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 40115?

The poverty rate in ZIP code 40115 is 31.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 40115's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

Compare this ZIP with another

Read our methodology : how this data is sourced, computed, and verified.

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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.