PlainZIP

Custer, KY · standard

ZIP Code 40115

Breckinridge County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

727
14/sq mi
$74,722
Median income
$149,100
Median home value
3.9%
Bachelor's or higher

The verdict

Custer pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 46%
household income, US ZIPs
25th pct
home value, US ZIPs
14
people per sq mi
93%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40115 against every reporting US ZIP.

ZIP code 40115 is a sparsely populated ZIP (a standard USPS delivery area) in Custer, Breckinridge County, Kentucky, home to just 727 residents across 51.9 square miles, a density of 14 people per square mile, in the Chicago time zone.

ZIP 40115 lands in the middle-income range, with a median household income of $74,722 (25% above the Kentucky average), while per-capita income is $29,870. Local economic indicators show a 31.4% poverty rate alongside 1.7% unemployment. Median home value sits at $149,100 (6% below the state average), median rent at - a month, and owner-occupancy at 93.0%.

Formal educational attainment runs low here: just 3.9% of adults hold a bachelor's degree or higher, the median age is 39.4, and the average commute is -. To put 40115 in local context, 6 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Breckinridge County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40115, Custer, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

727

Population

51.9

Area (sq mi)

14

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40115?

39.4

Median Age

49.5%

Male

50.5%

Female

0.0%

Foreign-Born

White 80.1%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 19.9%
Hispanic or Latino 4.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$74,722

Median Household Income

+25% vs state

$29,870

Per Capita Income

31.4%

Poverty Rate

1.7%

Unemployment Rate

How ZIP 40115 ranks nationally

Custer, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$74,722 Top 46% higher than 54% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 20.3%
Bachelor's Degree or Higher 3.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

365

Total Housing Units

302

Occupied Units

63

Vacant Units

3.35

Avg Household Size

Occupancy Type

Owner 93.0%
Renter 7.0%

$149,100

Median Home Value

-6% vs state

2000

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 6 business establishments in ZIP 40115, employing approximately 22 people with a combined annual payroll of $714,000.

6

Businesses

22

Employees

$714K

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40115 vs 40140 →

ZIP 40115 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40115 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40115 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40115 ranks #3 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40140 Garfield, KY 787 4.0 mi
40144 Harned, KY 1,866 8.2 mi
40145 Hudson, KY 908 7.5 mi
40146 Irvington, KY 3,745 10.2 mi
40175 Vine Grove, KY 13,070 10.1 mi
42732 Eastview, KY 2,120 10.7 mi

More ZIP Codes in Breckinridge County

40143 standard
Hardinsburg, KY
Pop: 5,939
40146 standard
Irvington, KY
Pop: 3,745
40144 standard
Harned, KY
Pop: 1,866
40111 standard
Cloverport, KY
Pop: 1,682
40176 standard
Webster, KY
Pop: 931
40145 standard
Hudson, KY
Pop: 908

Related Areas

Breckinridge County Custer, KY Kentucky

Frequently Asked Questions

What county is ZIP code 40115 in? ▼
ZIP code 40115 (Custer) is located in Breckinridge County, Kentucky. Breckinridge County contains multiple ZIP codes, see the full list at /counties/breckinridge-ky.
What is the population of ZIP code 40115? ▼
ZIP code 40115 in Custer, KY has a population of 727 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40115? ▼
The median household income in ZIP 40115 is $74,722, which is 2% below the national average of $76,288.
What is the average home value in ZIP 40115? ▼
The median home value in ZIP 40115 is $149,100, which is 46% below the national average of $278,155.
What is the demographic makeup of ZIP 40115? ▼
The largest racial group in ZIP 40115 is White at 80.1%. Hispanic or Latino residents make up 4.3% of the population.
How many businesses are in ZIP code 40115? ▼
ZIP code 40115 has 6 business establishments employing approximately 22 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 40115? ▼
In ZIP code 40115, 20.3% of residents aged 25+ have a high school diploma or higher, and 3.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 40115? ▼
In ZIP code 40115, approximately 93.0% of occupied housing units are owner-occupied and 7.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40115? ▼
The poverty rate in ZIP code 40115 is 31.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.