PlainZIP

Irvington, KY · standard

ZIP Code 40146

Breckinridge County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,745
17/sq mi
$54,167
Median income
$150,600
Median home value
6.3%
Bachelor's or higher

The verdict

Irvington pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

20th pct
household income, US ZIPs
25th pct
home value, US ZIPs
17
people per sq mi
77%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40146 against every reporting US ZIP.

ZIP code 40146 covers 216.5 square miles in Irvington, Breckinridge County, Kentucky (a standard USPS delivery area), with a modest 3,745 residents on file, a density of 17 people per square mile, in the Chicago time zone.

ZIP 40146 reports a modest median household income of $54,167 (9% below the Kentucky average), while per-capita income is $26,307. Local economic indicators show a 22.7% poverty rate alongside 2.5% unemployment. The typical home here is valued at $150,600 (5% below the state average); renters pay a median of $688 monthly, and 77.4% of units are owner-occupied.

Formal educational attainment runs low here: just 6.3% of adults hold a bachelor's degree or higher, the median age is 41.6, and the average commute is 32 minutes. To put 40146 in local context, 7 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Breckinridge County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 40146

Top 5 sectors by establishment count in Irvington, KY

Which industries have the most business establishments in ZIP 40146.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40146, Irvington, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,745

Population

216.5

Area (sq mi)

17

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40146?

41.6

Median Age

48.4%

Male

51.6%

Female

0.1%

Foreign-Born

White 87.2%
African American 3.6%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.7%
Hispanic or Latino 1.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$54,167

Median Household Income

-9% vs state

$26,307

Per Capita Income

22.7%

Poverty Rate

2.5%

Unemployment Rate

31.5 min

Mean Commute Time

How ZIP 40146 ranks nationally

Irvington, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$54,167 20th percentile higher than 20% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.9%
Bachelor's Degree or Higher 6.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,774

Total Housing Units

1,486

Occupied Units

288

Vacant Units

2.46

Avg Household Size

Occupancy Type

Owner 77.4%
Renter 22.6%

$150,600

Median Home Value

-5% vs state

$688

Median Rent

1983

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 48 business establishments in ZIP 40146, employing approximately 368 people with a combined annual payroll of $13,847,000.

48

Businesses

368

Employees

$13.8M

Annual Payroll

6

Industry Sectors

Industry Establishments % of Total
Retail trade 14 29.2%
Other services (except public administration) 8 16.7%
Construction 7 14.6%
Health care and social assistance 5 10.4%
Finance and insurance 3 6.3%
Accommodation and food services 3 6.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40146 vs 40176 →

ZIP 40146 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40146 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40146 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40146 ranks #6 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40176 Webster, KY 931 4.8 mi
40142 Guston, KY 2,304 7.0 mi
40144 Harned, KY 1,866 7.9 mi
40140 Garfield, KY 787 9.1 mi
40161 Rhodelia, KY 178 10.7 mi
40115 Custer, KY 727 10.2 mi
40171 Union Star, KY 243 10.4 mi

More ZIP Codes in Breckinridge County

40143 standard
Hardinsburg, KY
Pop: 5,939
40144 standard
Harned, KY
Pop: 1,866
40111 standard
Cloverport, KY
Pop: 1,682
40176 standard
Webster, KY
Pop: 931
40145 standard
Hudson, KY
Pop: 908
40140 standard
Garfield, KY
Pop: 787

Related Areas

Breckinridge County Irvington, KY Kentucky

Frequently Asked Questions

What county is ZIP code 40146 in? ▼
ZIP code 40146 (Irvington) is located in Breckinridge County, Kentucky. Breckinridge County contains multiple ZIP codes, see the full list at /counties/breckinridge-ky.
What is the population of ZIP code 40146? ▼
ZIP code 40146 in Irvington, KY has a population of 3,745 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40146? ▼
The median household income in ZIP 40146 is $54,167, which is 29% below the national average of $76,288.
What is the average home value in ZIP 40146? ▼
The median home value in ZIP 40146 is $150,600, which is 46% below the national average of $278,155.
What is the demographic makeup of ZIP 40146? ▼
The largest racial group in ZIP 40146 is White at 87.2%. Hispanic or Latino residents make up 1.1% of the population.
How many businesses are in ZIP code 40146? ▼
ZIP code 40146 has 48 business establishments employing approximately 368 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40146? ▼
The top industries by establishment count in ZIP 40146 are: Retail trade (14), Other services (except public administration) (8), Construction (7). There are 6 industry sectors represented in total.
What is the education level in ZIP code 40146? ▼
In ZIP code 40146, 55.9% of residents aged 25+ have a high school diploma or higher, and 6.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40146? ▼
The mean commute time for workers in ZIP code 40146 is 31.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40146? ▼
In ZIP code 40146, approximately 77.4% of occupied housing units are owner-occupied and 22.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40146? ▼
The poverty rate in ZIP code 40146 is 22.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.