ZIP Code 40146

ZIP code 40146 is classified by USPS as a standard delivery area and covers roughly 216.5 square miles in Irvington, Breckinridge County, Kentucky. The area is home to 3,745 residents, producing a population density of 17 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 40146 against Kentucky and the nation.

On the economic side, the median household income for ZIP 40146 sits at $54,167 (9% below the Kentucky average), while per-capita income is $26,307. The poverty rate stands at 22.7% and the unemployment rate at 2.5%. On housing, the median home value is $150,600 (5% below the state average) with median rent at $688 per month, and 77.4% of occupied units are owner-occupied, a direct signal of whether 40146 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 6.3% of adults hold a bachelor's degree or higher, the median age is 41.6, and the average commute is 32 minutes. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Breckinridge County, so you can benchmark 40146 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →