ZIP Code 40140

ZIP code 40140 is classified by USPS as a standard delivery area and covers roughly 62.5 square miles in Garfield, Breckinridge County, Kentucky. The area is home to 787 residents, producing a population density of 13 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 40140 against Kentucky and the nation.

On the economic side, the median household income for ZIP 40140 sits at $81,708 (37% above the Kentucky average), while per-capita income is $43,153. The poverty rate stands at 29.0% and the unemployment rate at 7.8%. On housing, the median home value is $135,900 (15% below the state average) with median rent at — per month, and 93.7% of occupied units are owner-occupied, a direct signal of whether 40140 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 20.6% of adults hold a bachelor's degree or higher, the median age is 48.4, and the average commute is —. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Breckinridge County, so you can benchmark 40140 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →