PlainZIP

Harned, KY · standard

ZIP Code 40144

Breckinridge County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,866
11/sq mi
$41,711
Median income
$218,000
Median home value
25.2%
Bachelor's or higher

The verdict

Harned pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

7th pct
household income, US ZIPs
49th pct
home value, US ZIPs
11
people per sq mi
89%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40144 against every reporting US ZIP.

ZIP code 40144 covers 163.7 square miles in Harned, Breckinridge County, Kentucky (a standard USPS delivery area), with a modest 1,866 residents on file, a density of 11 people per square mile, in the Chicago time zone.

ZIP 40144 reports a modest median household income of $41,711 (30% below the Kentucky average), while per-capita income is $28,668. The poverty rate stands at 17.8% and the unemployment rate at 1.2%. The typical home here is valued at $218,000 (37% above the state average); renters pay a median of - monthly, and 89.1% of units are owner-occupied.

Educational attainment sits below the national norm: 25.2% of adults hold a bachelor's degree or higher, the median age is 41.8, and the average commute is -. Beyond these figures, 7 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Breckinridge County, letting you compare 40144 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40144, Harned, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,866

Population

163.7

Area (sq mi)

11

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40144?

41.8

Median Age

50.8%

Male

49.2%

Female

0.4%

Foreign-Born

White 98.8%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.2%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$41,711

Median Household Income

-30% vs state

$28,668

Per Capita Income

17.8%

Poverty Rate

1.2%

Unemployment Rate

How ZIP 40144 ranks nationally

Harned, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$41,711 7th percentile higher than 7% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 66.5%
Bachelor's Degree or Higher 25.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

821

Total Housing Units

728

Occupied Units

93

Vacant Units

2.65

Avg Household Size

Occupancy Type

Owner 89.1%
Renter 10.9%

$218,000

Median Home Value

+37% vs state

1996

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 20 business establishments in ZIP 40144, employing approximately 96 people with a combined annual payroll of $4,723,000.

20

Businesses

96

Employees

$4.7M

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 9 45.0%
Retail trade 5 25.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40144 vs 40140 →

ZIP 40144 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40144 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40144 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40144 ranks #7 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40140 Garfield, KY 787 4.5 mi
40178 Westview, KY 468 6.6 mi
40146 Irvington, KY 3,745 7.9 mi
40115 Custer, KY 727 8.2 mi
40143 Hardinsburg, KY 5,939 7.5 mi
40145 Hudson, KY 908 7.9 mi
40152 Mc Daniels, KY 604 9.7 mi

More ZIP Codes in Breckinridge County

40143 standard
Hardinsburg, KY
Pop: 5,939
40146 standard
Irvington, KY
Pop: 3,745
40111 standard
Cloverport, KY
Pop: 1,682
40176 standard
Webster, KY
Pop: 931
40145 standard
Hudson, KY
Pop: 908
40140 standard
Garfield, KY
Pop: 787

Related Areas

Breckinridge County Harned, KY Kentucky

Frequently Asked Questions

What county is ZIP code 40144 in? ▼
ZIP code 40144 (Harned) is located in Breckinridge County, Kentucky. Breckinridge County contains multiple ZIP codes, see the full list at /counties/breckinridge-ky.
What is the population of ZIP code 40144? ▼
ZIP code 40144 in Harned, KY has a population of 1,866 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40144? ▼
The median household income in ZIP 40144 is $41,711, which is 45% below the national average of $76,288.
What is the average home value in ZIP 40144? ▼
The median home value in ZIP 40144 is $218,000, which is 22% below the national average of $278,155.
What is the demographic makeup of ZIP 40144? ▼
The largest racial group in ZIP 40144 is White at 98.8%.
How many businesses are in ZIP code 40144? ▼
ZIP code 40144 has 20 business establishments employing approximately 96 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 40144? ▼
In ZIP code 40144, 66.5% of residents aged 25+ have a high school diploma or higher, and 25.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 40144? ▼
In ZIP code 40144, approximately 89.1% of occupied housing units are owner-occupied and 10.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40144? ▼
The poverty rate in ZIP code 40144 is 17.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.