ZIP Code 40144

standard

Source:

Harned · Breckinridge County · Kentucky

Population
1,866

11/sq mi

Median income
$41,711

▼ 45% vs US

higher than 7% of US ZIPs

Median home value
$218,000

▼ 22% vs US

higher than 49% of US ZIPs

Bachelor's or higher
25.2%

Median age 41.8

Land area
163.7 sq mi

Chicago

ZIP code 40144 in Harned, Kentucky has a population of 1,866. The median household income is $41,711, which is 45% below the national average. Median home value is $218,000, 22% below the US average. 25.2% of residents hold a bachelor's degree or higher.

ZIP code 40144 is classified by USPS as a standard delivery area and covers roughly 163.7 square miles in Harned, Breckinridge County, Kentucky. The area is home to 1,866 residents, producing a population density of 11 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 40144 against Kentucky and the nation.

On the economic side, the median household income for ZIP 40144 sits at $41,711 (30% below the Kentucky average), while per-capita income is $28,668. The poverty rate stands at 17.8% and the unemployment rate at 1.2%. On housing, the median home value is $218,000 (37% above the state average) with median rent at per month, and 89.1% of occupied units are owner-occupied, a direct signal of whether 40144 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 25.2% of adults hold a bachelor's degree or higher, the median age is 41.8, and the average commute is . We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Breckinridge County, so you can benchmark 40144 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 40144, Harned, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

1,866

Population

163.7

Area (sq mi)

11

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40144?

41.8

Median Age

50.8%

Male

49.2%

Female

0.4%

Foreign-Born

White 98.8%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.2%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$41,711

Median Household Income

-30% vs state

$28,668

Per Capita Income

17.8%

Poverty Rate

1.2%

Unemployment Rate

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 66.5%
Bachelor's Degree or Higher 25.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

821

Total Housing Units

728

Occupied Units

93

Vacant Units

2.65

Avg Household Size

Occupancy Type

Owner 89.1%
Renter 10.9%

$218,000

Median Home Value

+37% vs state

1996

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 20 business establishments in ZIP 40144, employing approximately 96 people with a combined annual payroll of $4,723,000.

20

Businesses

96

Employees

$4.7M

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 9 45.0%
Retail trade 5 25.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40144 vs 40140 →

ZIP Code City Population Distance
40140 Garfield, KY 787 4.5 mi
40178 Westview, KY 468 6.6 mi
40146 Irvington, KY 3,745 7.9 mi
40115 Custer, KY 727 8.2 mi
40143 Hardinsburg, KY 5,939 7.5 mi
40145 Hudson, KY 908 7.9 mi
40152 Mc Daniels, KY 604 9.7 mi

More ZIP Codes in Breckinridge County

Frequently Asked Questions

What county is ZIP code 40144 in?
ZIP code 40144 (Harned) is located in Breckinridge County, Kentucky. Breckinridge County contains multiple ZIP codes, see the full list at /counties/breckinridge-ky.
What is the population of ZIP code 40144?
ZIP code 40144 in Harned, KY has a population of 1,866 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40144?
The median household income in ZIP 40144 is $41,711, which is 45% below the national average of $76,288.
What is the average home value in ZIP 40144?
The median home value in ZIP 40144 is $218,000, which is 22% below the national average of $278,155.
What is the demographic makeup of ZIP 40144?
The largest racial group in ZIP 40144 is White at 98.8%.
How many businesses are in ZIP code 40144?
ZIP code 40144 has 20 business establishments employing approximately 96 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 40144?
In ZIP code 40144, 66.5% of residents aged 25+ have a high school diploma or higher, and 25.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 40144?
In ZIP code 40144, approximately 89.1% of occupied housing units are owner-occupied and 10.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40144?
The poverty rate in ZIP code 40144 is 17.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Harned, KY

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.