PlainZIP

Ludlow Falls, OH · standard

ZIP Code 45339

Miami County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,234
33/sq mi
$97,750
Median income
$269,300
Median home value
43.8%
Bachelor's or higher

The verdict

Ludlow Falls pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.

Top 21%
household income, US ZIPs
Top 39%
home value, US ZIPs
33
people per sq mi
83%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45339 against every reporting US ZIP.

ZIP code 45339 is a sparsely populated ZIP (a standard USPS delivery area) in Ludlow Falls, Miami County, Ohio, home to just 1,234 residents across 37.1 square miles, a density of 33 people per square mile, in the New York time zone.

ZIP 45339 lands in the middle-income range, with a median household income of $97,750 (34% above the Ohio average), while per-capita income is $47,974. Local economic indicators show a 1.0% poverty rate alongside 1.7% unemployment. Median home value sits at $269,300 (37% above the state average), median rent at $630 a month, and owner-occupancy at 83.3%.

A solid share of residents have a four-year degree: 43.8% of adults hold a bachelor's degree or higher, the median age is 52.4, and the average commute is -. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 45339, plus 6 more within Miami County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45339, Ludlow Falls, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,234

Population

37.1

Area (sq mi)

33

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45339?

52.4

Median Age

57.0%

Male

43.0%

Female

0.0%

Foreign-Born

White 95.7%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.7%
Hispanic or Latino 0.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$97,750

Median Household Income

+34% vs state

$47,974

Per Capita Income

1.0%

Poverty Rate

1.7%

Unemployment Rate

How ZIP 45339 ranks nationally

Ludlow Falls, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$97,750 Top 21% higher than 79% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 70.2%
Bachelor's Degree or Higher 43.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

474

Total Housing Units

449

Occupied Units

25

Vacant Units

2.35

Avg Household Size

Occupancy Type

Owner 83.3%
Renter 16.7%

$269,300

Median Home Value

+37% vs state

$630

Median Rent

1972

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+39.4%

YoY Change (2024)

179

HPI Index (2000 = 100)

+79%

Total Change Since 2000

Home values in ZIP 45339 have increased 39.4% over the past year (2024). Since 2000, this ZIP has seen +79% cumulative appreciation.

Year Annual Change HPI Index
2020 – 117
2021 +11.5% 130
2022 -0.7% 129
2023 -0.6% 128
2024 +39.4% 179

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 13 business establishments in ZIP 45339, employing approximately 45 people with a combined annual payroll of $2,849,000.

13

Businesses

45

Employees

$2.8M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Construction 4 30.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45339 vs 45359 →

ZIP 45339 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45339 ranks #8 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45339 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45339 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45359 Pleasant Hill, OH 1,970 3.0 mi
45383 West Milton, OH 7,037 3.7 mi
45337 Laura, OH 1,690 4.6 mi
45361 Potsdam, OH 288 5.0 mi
45322 Englewood, OH 21,447 7.7 mi
45318 Covington, OH 5,365 8.3 mi
45354 Phillipsburg, OH 642 7.5 mi
45358 Pitsburg, OH 356 7.8 mi
45373 Troy, OH 35,131 8.0 mi
45308 Bradford, OH 4,682 10.1 mi

More ZIP Codes in Miami County

45373 standard
Troy, OH
Pop: 35,131
45356 standard
Piqua, OH
Pop: 25,172
45371 standard
Tipp City, OH
Pop: 18,333
45383 standard
West Milton, OH
Pop: 7,037
45318 standard
Covington, OH
Pop: 5,365
45359 standard
Pleasant Hill, OH
Pop: 1,970

Related Areas

Miami County Ludlow Falls, OH Ohio

Frequently Asked Questions

What county is ZIP code 45339 in? ▼
ZIP code 45339 (Ludlow Falls) is located in Miami County, Ohio. Miami County contains multiple ZIP codes, see the full list at /counties/miami-oh.
What is the population of ZIP code 45339? ▼
ZIP code 45339 in Ludlow Falls, OH has a population of 1,234 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45339? ▼
The median household income in ZIP 45339 is $97,750, which is 28% above the national average of $76,288.
What is the average home value in ZIP 45339? ▼
The median home value in ZIP 45339 is $269,300, which is 3% below the national average of $278,155.
What is the demographic makeup of ZIP 45339? ▼
The largest racial group in ZIP 45339 is White at 95.7%. Hispanic or Latino residents make up 0.1% of the population.
How many businesses are in ZIP code 45339? ▼
ZIP code 45339 has 13 business establishments employing approximately 45 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
How have home values changed in ZIP code 45339? ▼
According to the FHFA House Price Index, home values in ZIP 45339 increased by 39.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 79%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45339? ▼
In ZIP code 45339, 70.2% of residents aged 25+ have a high school diploma or higher, and 43.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 45339? ▼
In ZIP code 45339, approximately 83.3% of occupied housing units are owner-occupied and 16.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45339? ▼
The poverty rate in ZIP code 45339 is 1.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.