PlainZIP

ZIP Code 45339

standard

Source:

Ludlow Falls · Miami County · Ohio

Population
1,234

33/sq mi

Median income
$97,750

▲ 28% vs US

higher than 79% of US ZIPs

Median home value
$269,300

▼ 3% vs US

higher than 61% of US ZIPs

Bachelor's or higher
43.8%

Median age 52.4

Land area
37.1 sq mi

New York

ZIP code 45339 in Ludlow Falls, Ohio has a population of 1,234. The median household income is $97,750, which is 28% above the national average. Median home value is $269,300, 3% below the US average. 43.8% of residents hold a bachelor's degree or higher.

ZIP code 45339 is classified by USPS as a standard delivery area and covers roughly 37.1 square miles in Ludlow Falls, Miami County, Ohio. The area is home to 1,234 residents, producing a population density of 33 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 45339 against Ohio and the nation.

On the economic side, the median household income for ZIP 45339 sits at $97,750 (34% above the Ohio average), while per-capita income is $47,974. The poverty rate stands at 1.0% and the unemployment rate at 1.7%. On housing, the median home value is $269,300 (37% above the state average) with median rent at $630 per month, and 83.3% of occupied units are owner-occupied, a direct signal of whether 45339 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 43.8% of adults hold a bachelor's degree or higher, the median age is 52.4, and the average commute is —. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Miami County, so you can benchmark 45339 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 45339, Ludlow Falls, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

1,234

Population

37.1

Area (sq mi)

33

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45339?

52.4

Median Age

57.0%

Male

43.0%

Female

0.0%

Foreign-Born

White 95.7%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.7%
Hispanic or Latino 0.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$97,750

Median Household Income

+34% vs state

$47,974

Per Capita Income

1.0%

Poverty Rate

1.7%

Unemployment Rate

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 70.2%
Bachelor's Degree or Higher 43.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

474

Total Housing Units

449

Occupied Units

25

Vacant Units

2.35

Avg Household Size

Occupancy Type

Owner 83.3%
Renter 16.7%

$269,300

Median Home Value

+37% vs state

$630

Median Rent

1972

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+39.4%

YoY Change (2024)

179

HPI Index (2000 = 100)

+79%

Total Change Since 2000

Home values in ZIP 45339 have increased 39.4% over the past year (2024). Since 2000, this ZIP has seen +79% cumulative appreciation.

Year Annual Change HPI Index
2020 — 117
2021 +11.5% 130
2022 -0.7% 129
2023 -0.6% 128
2024 +39.4% 179

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 13 business establishments in ZIP 45339, employing approximately 45 people with a combined annual payroll of $2,849,000.

13

Businesses

45

Employees

$2.8M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Construction 4 30.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45339 vs 45359 →

ZIP Code City Population Distance
45359 Pleasant Hill, OH 1,970 3.0 mi
45383 West Milton, OH 7,037 3.7 mi
45337 Laura, OH 1,690 4.6 mi
45361 Potsdam, OH 288 5.0 mi
45322 Englewood, OH 21,447 7.7 mi
45318 Covington, OH 5,365 8.3 mi
45354 Phillipsburg, OH 642 7.5 mi
45358 Pitsburg, OH 356 7.8 mi
45373 Troy, OH 35,131 8.0 mi
45308 Bradford, OH 4,682 10.1 mi

More ZIP Codes in Miami County

45373 standard
Troy, OH
Pop: 35,131
45356 standard
Piqua, OH
Pop: 25,172
45371 standard
Tipp City, OH
Pop: 18,333
45383 standard
West Milton, OH
Pop: 7,037
45318 standard
Covington, OH
Pop: 5,365
45359 standard
Pleasant Hill, OH
Pop: 1,970

Related Areas

Miami County Ludlow Falls, OH Ohio

Frequently Asked Questions

What county is ZIP code 45339 in? ▼
ZIP code 45339 (Ludlow Falls) is located in Miami County, Ohio. Miami County contains multiple ZIP codes, see the full list at /counties/miami-oh.
What is the population of ZIP code 45339? ▼
ZIP code 45339 in Ludlow Falls, OH has a population of 1,234 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45339? ▼
The median household income in ZIP 45339 is $97,750, which is 28% above the national average of $76,288.
What is the average home value in ZIP 45339? ▼
The median home value in ZIP 45339 is $269,300, which is 3% below the national average of $278,155.
What is the demographic makeup of ZIP 45339? ▼
The largest racial group in ZIP 45339 is White at 95.7%. Hispanic or Latino residents make up 0.1% of the population.
How many businesses are in ZIP code 45339? ▼
ZIP code 45339 has 13 business establishments employing approximately 45 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
How have home values changed in ZIP code 45339? ▼
According to the FHFA House Price Index, home values in ZIP 45339 increased by 39.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 79%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45339? ▼
In ZIP code 45339, 70.2% of residents aged 25+ have a high school diploma or higher, and 43.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 45339? ▼
In ZIP code 45339, approximately 83.3% of occupied housing units are owner-occupied and 16.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45339? ▼
The poverty rate in ZIP code 45339 is 1.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Ludlow Falls, OH

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.

Read our methodology , how this data is sourced, computed, and verified.