Ludlow Falls, OH · standard
ZIP Code 45339
Miami County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,234
- 33/sq mi Moderate-density area
- $97,750
- Median income Above-median income area
- $269,300
- Median home value Near-median home value
- 43.8%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Ludlow Falls pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.
- Top 21%
- household income, US ZIPs
- Top 39%
- home value, US ZIPs
- 33
- people per sq mi
- 83%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45339 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 45339 (Ludlow Falls, OH) rose +39.4% from 2023 to 2024. The all-transactions index moved from 128.2 in 2023 to 178.8 in 2024 (2000 = 100).
ZIP code 45339 is a sparsely populated ZIP (a standard USPS delivery area) in Ludlow Falls, Miami County, Ohio, home to just 1,234 residents across 37.1 square miles, a density of 33 people per square mile, in the New York time zone.
ZIP 45339 lands in the middle-income range, with a median household income of $97,750 (34% above the average Ohio ZIP), while per-capita income is $47,974. Both reported hardship measures are comparatively low in absolute terms: poverty is 1.0% and unemployment is 1.7%. Housing is both higher-cost and owner-heavy: median home value is $269,300 (37% above the average Ohio ZIP), while 83.3% of occupied homes are owner-occupied and median rent is $630.
A solid share of residents have a four-year degree: 43.8% of adults hold a bachelor's degree or higher, the median age is 52.4, and the average commute is -. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Miami County, so 45339 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45339, Ludlow Falls, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,234
Population
37.1
Area (sq mi)
33
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45339?
52.4
Median Age
57.0%
Male
43.0%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$97,750
Median Household Income
+34% vs state ZIP avg
$47,974
Per Capita Income
1.0%
Poverty Rate
1.7%
Unemployment Rate
How ZIP 45339 ranks among Ohio ZIPs
Ludlow Falls, OH household income vs. every Ohio ZIP code
Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$97,750 Top 12% higher than 88% of 1,127 Ohio ZIPs
Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
474housing units
474
Total Housing Units
449
Occupied Units
25
Vacant Units
2.35
Avg Household Size
Occupancy Type
$269,300
Median Home Value
+37% vs state ZIP avg
$630
Median Rent
1972
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+39.4%
YoY Change (2024)
179
HPI Index (2000 = 100)
+79%
Total Change Since 2000
Home values in ZIP 45339 have increased 39.4% over the past year (2024). Since 2000, this ZIP has seen +79% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | – | 117 |
| 2021 | +11.5% | 130 |
| 2022 | -0.7% | 129 |
| 2023 | -0.6% | 128 |
| 2024 | +39.4% | 179 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 13 business establishments in ZIP 45339, employing approximately 45 people with a combined annual payroll of $2,849,000.
13
Businesses
45
Employees
$2.8M
Annual Payroll
1
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 4 | 30.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45339 vs 45359 →
ZIP 45339 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45373
Troy (45373)
35,131 residents
- 45322
Englewood (45322)
21,447 residents
- 45383 7,037
West Milton (45383)
7,037 residents
- 45318 5,365
Covington (45318)
5,365 residents
- 45308 4,682
Bradford (45308)
4,682 residents
- 45359 1,970
Pleasant Hill (45359)
1,970 residents
- 45337 1,690
Laura (45337)
1,690 residents
- 45339 1,234
Ludlow Falls (45339)
1,234 residents
- 45354 642
Phillipsburg (45354)
642 residents
What this shows Among its immediate neighbors, ZIP 45339 ranks #8 by population - useful context the national average alone can't give.
ZIP 45339 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45337
Laura (45337)
$108,162 median income
- 45339
Ludlow Falls (45339)
$97,750 median income
- 45359
Pleasant Hill (45359)
$77,083 median income
- 45373
Troy (45373)
$75,742 median income
- 45322
Englewood (45322)
$75,349 median income
- 45318
Covington (45318)
$73,867 median income
- 45308
Bradford (45308)
$70,435 median income
- 45354
Phillipsburg (45354)
$66,625 median income
- 45383
West Milton (45383)
$66,620 median income
What this shows By household income, ZIP 45339 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 45359 | Pleasant Hill, OH | 1,970 | 3.0 mi |
| 45383 | West Milton, OH | 7,037 | 3.7 mi |
| 45337 | Laura, OH | 1,690 | 4.6 mi |
| 45361 | Potsdam, OH | 288 | 5.0 mi |
| 45322 | Englewood, OH | 21,447 | 7.7 mi |
| 45318 | Covington, OH | 5,365 | 8.3 mi |
| 45354 | Phillipsburg, OH | 642 | 7.5 mi |
| 45358 | Pitsburg, OH | 356 | 7.8 mi |
| 45373 | Troy, OH | 35,131 | 8.0 mi |
| 45308 | Bradford, OH | 4,682 | 10.1 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 45339, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,234 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Miami County
Related Areas
Frequently Asked Questions
What county is ZIP code 45339 in?
ZIP code 45339 (Ludlow Falls) is located in Miami County, Ohio. Miami County contains multiple ZIP codes, see the full list at /counties/miami-oh.
What is the population of ZIP code 45339?
ZIP code 45339 in Ludlow Falls, OH has a population of 1,234 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45339?
The median household income in ZIP 45339 is $97,750, which is 28% above the national average of $76,288.
What is the average home value in ZIP 45339?
The median home value in ZIP 45339 is $269,300, which is 3% below the national average of $278,155.
What is the demographic makeup of ZIP 45339?
The largest racial group in ZIP 45339 is White at 95.7%. Hispanic or Latino residents make up 0.1% of the population.
How many businesses are in ZIP code 45339?
ZIP code 45339 has 13 business establishments employing approximately 45 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
How have home values changed in ZIP code 45339?
According to the FHFA House Price Index, home values in ZIP 45339 increased by 39.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 79%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45339?
In ZIP code 45339, 70.2% of residents aged 25+ have a high school diploma or higher, and 43.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 45339?
In ZIP code 45339, approximately 83.3% of occupied housing units are owner-occupied and 16.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45339?
The poverty rate in ZIP code 45339 is 1.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 45339's numbers, next.
- See how ZIP 45339 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Ludlow Falls, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.