PlainZIP

Indianapolis, IN · standard

ZIP Code 46218

Marion County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

29,028
1,189/sq mi
$38,063
Median income
$103,100
Median home value
11.8%
Bachelor's or higher

The verdict

Indianapolis pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, mixed-tenure area.

5th pct
household income, US ZIPs
11th pct
home value, US ZIPs
1,189
people per sq mi
53%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46218 against every reporting US ZIP.

ZIP code 46218 is a densely settled ZIP (a standard USPS delivery area) in Indianapolis, Marion County, Indiana, with 29,028 residents across 24.4 square miles, a density of 1,189 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46218 sits on the lower end of the income spectrum: median household income is $38,063 (48% below the Indiana average), while per-capita income is $22,785. Poverty here runs at 31.0%, with unemployment measured at 10.5%. On housing, the median home value is $103,100 (47% below the state average) with median rent at $1,094 per month, and 52.8% of occupied units are owner-occupied.

Formal educational attainment runs low here: just 11.8% of adults hold a bachelor's degree or higher, the median age is 34.5, and the average commute is 31 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Marion County, so you can benchmark 46218 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46218

Top 5 sectors by establishment count in Indianapolis, IN

Which industries have the most business establishments in ZIP 46218.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46218, Indianapolis, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

29,028

Population

24.4

Area (sq mi)

1,189

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46218?

34.5

Median Age

43.1%

Male

56.9%

Female

5.5%

Foreign-Born

White 21.5%
African American 65.6%
Asian 0.6%
American Indian or Alaska Native 0.6%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.2%
Hispanic or Latino 9.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$38,063

Median Household Income

-48% vs state

$22,785

Per Capita Income

31.0%

Poverty Rate

10.5%

Unemployment Rate

30.7 min

Mean Commute Time

How ZIP 46218 ranks nationally

Indianapolis, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$38,063 5th percentile higher than 5% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.5%
Bachelor's Degree or Higher 11.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

15,005

Total Housing Units

12,451

Occupied Units

2,554

Vacant Units

2.33

Avg Household Size

Occupancy Type

Owner 52.8%
Renter 47.2%

$103,100

Median Home Value

-47% vs state

$1,094

Median Rent

1955

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.4%

YoY Change (2024)

232

HPI Index (2000 = 100)

+132%

Total Change Since 2000

Home values in ZIP 46218 have increased 6.4% over the past year (2024). Since 2000, this ZIP has seen +132% cumulative appreciation.

Year Annual Change HPI Index
2020 +13.7% 137
2021 +14.2% 156
2022 +22.5% 191
2023 +14.0% 218
2024 +6.4% 232

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 461 business establishments in ZIP 46218, employing approximately 9,151 people with a combined annual payroll of $475,274,000.

461

Businesses

9,151

Employees

$475.3M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 73 15.8%
Health care and social assistance 62 13.4%
Other services (except public administration) 62 13.4%
Construction 60 13.0%
Manufacturing 41 8.9%
Administrative and support and waste management and remediation services 33 7.2%
Transportation and warehousing 30 6.5%
Wholesale trade 26 5.6%
Accommodation and food services 23 5.0%
Professional, scientific, and technical services 14 3.0%
Real estate and rental and leasing 13 2.8%
Finance and insurance 11 2.4%
Information 6 1.3%
Educational services 4 0.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46218 vs 46201 →

ZIP 46218 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46218 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46218 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46218 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46201 Indianapolis, IN 30,962 2.3 mi
46205 Indianapolis, IN 25,356 2.4 mi
46220 Indianapolis, IN 34,830 4.2 mi
46203 Indianapolis, IN 38,950 4.8 mi
46226 Indianapolis, IN 43,904 3.3 mi
46219 Indianapolis, IN 33,930 3.4 mi
46202 Indianapolis, IN 16,335 3.7 mi
46208 Indianapolis, IN 22,239 4.0 mi
46204 Indianapolis, IN 5,125 3.9 mi
46107 Beech Grove, IN 12,774 6.3 mi

More ZIP Codes in Marion County

46227 standard
Indianapolis, IN
Pop: 57,086
46226 standard
Indianapolis, IN
Pop: 43,904
46237 standard
Indianapolis, IN
Pop: 39,624
46203 standard
Indianapolis, IN
Pop: 38,950
46254 standard
Indianapolis, IN
Pop: 38,095
46224 standard
Indianapolis, IN
Pop: 35,094

Related Areas

Marion County Indianapolis, IN Indiana

Frequently Asked Questions

What county is ZIP code 46218 in? ▼
ZIP code 46218 (Indianapolis) is located in Marion County, Indiana. Marion County contains multiple ZIP codes, see the full list at /counties/marion-in.
What is the population of ZIP code 46218? ▼
ZIP code 46218 in Indianapolis, IN has a population of 29,028 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46218? ▼
The median household income in ZIP 46218 is $38,063, which is 50% below the national average of $76,288.
What is the average home value in ZIP 46218? ▼
The median home value in ZIP 46218 is $103,100, which is 63% below the national average of $278,155.
What is the demographic makeup of ZIP 46218? ▼
The largest racial group in ZIP 46218 is African American at 65.6%. Hispanic or Latino residents make up 9.9% of the population.
How many businesses are in ZIP code 46218? ▼
ZIP code 46218 has 461 business establishments employing approximately 9,151 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46218? ▼
The top industries by establishment count in ZIP 46218 are: Retail trade (73), Health care and social assistance (62), Other services (except public administration) (62). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 46218? ▼
According to the FHFA House Price Index, home values in ZIP 46218 increased by 6.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 132%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46218? ▼
In ZIP code 46218, 55.5% of residents aged 25+ have a high school diploma or higher, and 11.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46218? ▼
The mean commute time for workers in ZIP code 46218 is 30.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46218? ▼
In ZIP code 46218, approximately 52.8% of occupied housing units are owner-occupied and 47.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46218? ▼
The poverty rate in ZIP code 46218 is 31.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.