Indianapolis, IN · standard
ZIP Code 46218
Marion County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 29,028
- 1,189/sq mi High-density area
- $38,063
- Median income Below-median income area
- $103,100
- Median home value Below-median home value
- 11.8%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Indianapolis pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, mixed-tenure area.
- 5th pct
- household income, US ZIPs
- 11th pct
- home value, US ZIPs
- 1,189
- people per sq mi
- 53%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46218 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 46218 (Indianapolis, IN) rose +6.4% from 2023 to 2024. The all-transactions index moved from 217.7 in 2023 to 231.6 in 2024 (2000 = 100).
ZIP code 46218 is a densely settled ZIP (a standard USPS delivery area) in Indianapolis, Marion County, Indiana, with 29,028 residents across 24.4 square miles, a density of 1,189 people per square mile, in the Indiana/Indianapolis time zone.
ZIP 46218 sits on the lower end of the income spectrum: median household income is $38,063 (48% below the average Indiana ZIP), while per-capita income is $22,785. Economic pressure is pronounced: 31.0% of residents are below the poverty line and unemployment is 10.5%. Home values sit below the statewide ZIP benchmark: the median is $103,100 (47% below the average Indiana ZIP), and median rent is $1,094; owner occupancy is 52.8%.
Formal educational attainment runs low here: just 11.8% of adults hold a bachelor's degree or higher, the median age is 34.5, and the average commute is 31 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Marion County, so 46218 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 46218
Top 5 sectors by establishment count in Indianapolis, IN
Which industries have the most business establishments in ZIP 46218.
- Retail trade
Retail trade
73 establishments
- Health care and social assistance
Health care and social assistance
62 establishments
- Other services (except public administration)
Other services (except public administration)
62 establishments
- Construction
Construction
60 establishments
- Manufacturing
Manufacturing
41 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46218, Indianapolis, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
29,028
Population
24.4
Area (sq mi)
1,189
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46218?
34.5
Median Age
43.1%
Male
56.9%
Female
5.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$38,063
Median Household Income
-48% vs state ZIP avg
$22,785
Per Capita Income
31.0%
Poverty Rate
10.5%
Unemployment Rate
30.7 min
Mean Commute Time
How ZIP 46218 ranks among Indiana ZIPs
Indianapolis, IN household income vs. every Indiana ZIP code
Median household income among 721 reporting Indiana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$38,063 2nd percentile higher than 2% of 721 Indiana ZIPs
Each bar is a $20K-wide band; taller bars hold more Indiana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
15,005housing units
15,005
Total Housing Units
12,451
Occupied Units
2,554
Vacant Units
2.33
Avg Household Size
Occupancy Type
$103,100
Median Home Value
-47% vs state ZIP avg
$1,094
Median Rent
1955
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.4%
YoY Change (2024)
232
HPI Index (2000 = 100)
+132%
Total Change Since 2000
Home values in ZIP 46218 have increased 6.4% over the past year (2024). Since 2000, this ZIP has seen +132% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +13.7% | 137 |
| 2021 | +14.2% | 156 |
| 2022 | +22.5% | 191 |
| 2023 | +14.0% | 218 |
| 2024 | +6.4% | 232 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 461 business establishments in ZIP 46218, employing approximately 9,151 people with a combined annual payroll of $475,274,000.
461
Businesses
9,151
Employees
$475.3M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 73 | 15.8% |
| Health care and social assistance | 62 | 13.4% |
| Other services (except public administration) | 62 | 13.4% |
| Construction | 60 | 13.0% |
| Manufacturing | 41 | 8.9% |
| Administrative and support and waste management and remediation services | 33 | 7.2% |
| Transportation and warehousing | 30 | 6.5% |
| Wholesale trade | 26 | 5.6% |
| Accommodation and food services | 23 | 5.0% |
| Professional, scientific, and technical services | 14 | 3.0% |
| Real estate and rental and leasing | 13 | 2.8% |
| Finance and insurance | 11 | 2.4% |
| Information | 6 | 1.3% |
| Educational services | 4 | 0.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46218 vs 46201 →
ZIP 46218 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46226
Indianapolis (46226)
43,904 residents
- 46203
Indianapolis (46203)
38,950 residents
- 46220
Indianapolis (46220)
34,830 residents
- 46219
Indianapolis (46219)
33,930 residents
- 46201
Indianapolis (46201)
30,962 residents
- 46218
Indianapolis (46218)
29,028 residents
- 46205
Indianapolis (46205)
25,356 residents
- 46208
Indianapolis (46208)
22,239 residents
- 46202 16,335
Indianapolis (46202)
16,335 residents
What this shows Among its immediate neighbors, ZIP 46218 ranks #6 by population - useful context the national average alone can't give.
ZIP 46218 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46220
Indianapolis (46220)
$108,050 median income
- 46204
Indianapolis (46204)
$86,396 median income
- 46205
Indianapolis (46205)
$72,417 median income
- 46202
Indianapolis (46202)
$63,506 median income
- 46219
Indianapolis (46219)
$60,803 median income
- 46208
Indianapolis (46208)
$60,062 median income
- 46203
Indianapolis (46203)
$57,393 median income
- 46107
Beech Grove (46107)
$56,799 median income
- 46226
Indianapolis (46226)
$50,325 median income
What this shows By household income, ZIP 46218 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 46201 | Indianapolis, IN | 30,962 | 2.3 mi |
| 46205 | Indianapolis, IN | 25,356 | 2.4 mi |
| 46220 | Indianapolis, IN | 34,830 | 4.2 mi |
| 46203 | Indianapolis, IN | 38,950 | 4.8 mi |
| 46226 | Indianapolis, IN | 43,904 | 3.3 mi |
| 46219 | Indianapolis, IN | 33,930 | 3.4 mi |
| 46202 | Indianapolis, IN | 16,335 | 3.7 mi |
| 46208 | Indianapolis, IN | 22,239 | 4.0 mi |
| 46204 | Indianapolis, IN | 5,125 | 3.9 mi |
| 46107 | Beech Grove, IN | 12,774 | 6.3 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 46218, both outside IN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (29,028 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Marion County
Related Areas
Frequently Asked Questions
What county is ZIP code 46218 in?
ZIP code 46218 (Indianapolis) is located in Marion County, Indiana. Marion County contains multiple ZIP codes, see the full list at /counties/marion-in.
What is the population of ZIP code 46218?
ZIP code 46218 in Indianapolis, IN has a population of 29,028 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46218?
The median household income in ZIP 46218 is $38,063, which is 50% below the national average of $76,288.
What is the average home value in ZIP 46218?
The median home value in ZIP 46218 is $103,100, which is 63% below the national average of $278,155.
What is the demographic makeup of ZIP 46218?
The largest racial group in ZIP 46218 is African American at 65.6%. Hispanic or Latino residents make up 9.9% of the population.
How many businesses are in ZIP code 46218?
ZIP code 46218 has 461 business establishments employing approximately 9,151 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46218?
The top industries by establishment count in ZIP 46218 are: Retail trade (73), Health care and social assistance (62), Other services (except public administration) (62). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 46218?
According to the FHFA House Price Index, home values in ZIP 46218 increased by 6.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 132%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46218?
In ZIP code 46218, 55.5% of residents aged 25+ have a high school diploma or higher, and 11.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46218?
The mean commute time for workers in ZIP code 46218 is 30.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46218?
In ZIP code 46218, approximately 52.8% of occupied housing units are owner-occupied and 47.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46218?
The poverty rate in ZIP code 46218 is 31.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 46218's numbers, next.
- See how ZIP 46218 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Indianapolis, IN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.