Indianapolis, IN · standard
ZIP Code 46205
Marion County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 25,356
- 1,553/sq mi High-density area
- $72,417
- Median income Near-median income area
- $304,500
- Median home value Above-median home value
- 53.3%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Indianapolis pairs an above-median household income with above-median home values, in a low-density, mixed-tenure area.
- Top 50%
- household income, US ZIPs
- Top 33%
- home value, US ZIPs
- 1,553
- people per sq mi
- 54%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46205 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 46205 (Indianapolis, IN) rose +5.4% from 2023 to 2024. The all-transactions index moved from 272.5 in 2023 to 287.2 in 2024 (2000 = 100).
ZIP code 46205 is a densely settled ZIP (a standard USPS delivery area) in Indianapolis, Marion County, Indiana, with 25,356 residents across 16.3 square miles, a density of 1,553 people per square mile, in the Indiana/Indianapolis time zone.
ZIP 46205 lands in the middle-income range, with a median household income of $72,417 (2% below the average Indiana ZIP), while per-capita income is $50,168. The poverty rate is 13.4%, with unemployment at 4.4%; those measures add context to the income figure. Median home value is $304,500 (57% above the average Indiana ZIP) and median rent is $1,176; 53.7% of occupied homes are owner-occupied.
This is a highly-educated ZIP: 53.3% of adults hold a bachelor's degree or higher, the median age is 34.1, and the average commute is 23 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Marion County, so 46205 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 46205
Top 5 sectors by establishment count in Indianapolis, IN
Which industries have the most business establishments in ZIP 46205.
- Health care and social assistance
Health care and social assistance
110 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
85 establishments
- Other services (except public administration)
Other services (except public administration)
67 establishments
- Retail trade
Retail trade
52 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
49 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46205, Indianapolis, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
25,356
Population
16.3
Area (sq mi)
1,553
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46205?
34.1
Median Age
50.6%
Male
49.4%
Female
5.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$72,417
Median Household Income
-2% vs state ZIP avg
$50,168
Per Capita Income
13.4%
Poverty Rate
4.4%
Unemployment Rate
22.8 min
Mean Commute Time
How ZIP 46205 ranks among Indiana ZIPs
Indianapolis, IN household income vs. every Indiana ZIP code
Median household income among 721 reporting Indiana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$72,417 Top 47% higher than 53% of 721 Indiana ZIPs
Each bar is a $20K-wide band; taller bars hold more Indiana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
14,896housing units
14,896
Total Housing Units
12,487
Occupied Units
2,409
Vacant Units
2.24
Avg Household Size
Occupancy Type
$304,500
Median Home Value
+57% vs state ZIP avg
$1,176
Median Rent
1943
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.4%
YoY Change (2024)
287
HPI Index (2000 = 100)
+187%
Total Change Since 2000
Home values in ZIP 46205 have increased 5.4% over the past year (2024). Since 2000, this ZIP has seen +187% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.7% | 217 |
| 2021 | +9.9% | 239 |
| 2022 | +12.6% | 269 |
| 2023 | +1.3% | 272 |
| 2024 | +5.4% | 287 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 589 business establishments in ZIP 46205, employing approximately 7,447 people with a combined annual payroll of $391,277,000.
589
Businesses
7,447
Employees
$391.3M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 110 | 18.7% |
| Professional, scientific, and technical services | 85 | 14.4% |
| Other services (except public administration) | 67 | 11.4% |
| Retail trade | 52 | 8.8% |
| Real estate and rental and leasing | 49 | 8.3% |
| Construction | 44 | 7.5% |
| Accommodation and food services | 43 | 7.3% |
| Administrative and support and waste management and remediation services | 27 | 4.6% |
| Wholesale trade | 25 | 4.2% |
| Educational services | 22 | 3.7% |
| Finance and insurance | 18 | 3.1% |
| Manufacturing | 14 | 2.4% |
| Arts, entertainment, and recreation | 12 | 2.0% |
| Transportation and warehousing | 10 | 1.7% |
| Information | 7 | 1.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46205 vs 46208 →
ZIP 46205 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46226
Indianapolis (46226)
43,904 residents
- 46220
Indianapolis (46220)
34,830 residents
- 46260
Indianapolis (46260)
32,406 residents
- 46201
Indianapolis (46201)
30,962 residents
- 46218
Indianapolis (46218)
29,028 residents
- 46205
Indianapolis (46205)
25,356 residents
- 46208
Indianapolis (46208)
22,239 residents
- 46240
Indianapolis (46240)
18,731 residents
- 46202 16,335
Indianapolis (46202)
16,335 residents
What this shows Among its immediate neighbors, ZIP 46205 ranks #6 by population - useful context the national average alone can't give.
ZIP 46205 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46220
Indianapolis (46220)
$108,050 median income
- 46228
Indianapolis (46228)
$91,156 median income
- 46204
Indianapolis (46204)
$86,396 median income
- 46240
Indianapolis (46240)
$75,156 median income
- 46260
Indianapolis (46260)
$72,504 median income
- 46205
Indianapolis (46205)
$72,417 median income
- 46202
Indianapolis (46202)
$63,506 median income
- 46208
Indianapolis (46208)
$60,062 median income
- 46226
Indianapolis (46226)
$50,325 median income
What this shows By household income, ZIP 46205 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 46208 | Indianapolis, IN | 22,239 | 2.0 mi |
| 46218 | Indianapolis, IN | 29,028 | 2.4 mi |
| 46220 | Indianapolis, IN | 34,830 | 3.1 mi |
| 46202 | Indianapolis, IN | 16,335 | 3.4 mi |
| 46204 | Indianapolis, IN | 5,125 | 4.1 mi |
| 46201 | Indianapolis, IN | 30,962 | 4.0 mi |
| 46228 | Indianapolis, IN | 14,755 | 3.7 mi |
| 46240 | Indianapolis, IN | 18,731 | 5.5 mi |
| 46226 | Indianapolis, IN | 43,904 | 4.5 mi |
| 46260 | Indianapolis, IN | 32,406 | 5.4 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 46205, both outside IN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (25,356 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Marion County
Related Areas
Frequently Asked Questions
What county is ZIP code 46205 in?
ZIP code 46205 (Indianapolis) is located in Marion County, Indiana. Marion County contains multiple ZIP codes, see the full list at /counties/marion-in.
What is the population of ZIP code 46205?
ZIP code 46205 in Indianapolis, IN has a population of 25,356 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46205?
The median household income in ZIP 46205 is $72,417, which is 5% below the national average of $76,288.
What is the average home value in ZIP 46205?
The median home value in ZIP 46205 is $304,500, which is 9% above the national average of $278,155.
What is the demographic makeup of ZIP 46205?
The largest racial group in ZIP 46205 is White at 55.8%. Hispanic or Latino residents make up 7.4% of the population.
How many businesses are in ZIP code 46205?
ZIP code 46205 has 589 business establishments employing approximately 7,447 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46205?
The top industries by establishment count in ZIP 46205 are: Health care and social assistance (110), Professional, scientific, and technical services (85), Other services (except public administration) (67). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 46205?
According to the FHFA House Price Index, home values in ZIP 46205 increased by 5.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 187%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46205?
In ZIP code 46205, 71.6% of residents aged 25+ have a high school diploma or higher, and 53.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46205?
The mean commute time for workers in ZIP code 46205 is 22.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46205?
In ZIP code 46205, approximately 53.7% of occupied housing units are owner-occupied and 46.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46205?
The poverty rate in ZIP code 46205 is 13.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 46205's numbers, next.
- See how ZIP 46205 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.