PlainZIP

Indianapolis, IN · standard

ZIP Code 46228

Marion County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

14,755
713/sq mi
$91,156
Median income
$254,500
Median home value
49.3%
Bachelor's or higher

The verdict

Indianapolis pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.

Top 26%
household income, US ZIPs
Top 42%
home value, US ZIPs
713
people per sq mi
84%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46228 against every reporting US ZIP.

ZIP code 46228 is a mid-sized community (a standard USPS delivery area) in Indianapolis, Marion County, Indiana, home to 14,755 residents across 20.7 square miles, a density of 713 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46228 lands in the middle-income range, with a median household income of $91,156 (24% above the Indiana average), while per-capita income is $44,979. Poverty here runs at 8.3%, with unemployment measured at 3.5%. The typical home here is valued at $254,500 (32% above the state average); renters pay a median of $1,260 monthly, and 84.4% of units are owner-occupied.

A solid share of residents have a four-year degree: 49.3% of adults hold a bachelor's degree or higher, the median age is 40.6, and the average commute is 25 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Marion County, so you can benchmark 46228 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46228

Top 5 sectors by establishment count in Indianapolis, IN

Which industries have the most business establishments in ZIP 46228.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46228, Indianapolis, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

14,755

Population

20.7

Area (sq mi)

713

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46228?

40.6

Median Age

46.8%

Male

53.2%

Female

13.5%

Foreign-Born

White 42.5%
African American 45.1%
Asian 1.8%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.4%
Hispanic or Latino 5.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$91,156

Median Household Income

+24% vs state

$44,979

Per Capita Income

8.3%

Poverty Rate

3.5%

Unemployment Rate

25.0 min

Mean Commute Time

How ZIP 46228 ranks nationally

Indianapolis, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$91,156 Top 26% higher than 74% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 67.6%
Bachelor's Degree or Higher 49.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,445

Total Housing Units

6,083

Occupied Units

362

Vacant Units

2.57

Avg Household Size

Occupancy Type

Owner 84.4%
Renter 15.6%

$254,500

Median Home Value

+32% vs state

$1,260

Median Rent

1968

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-2.0%

YoY Change (2024)

221

HPI Index (2000 = 100)

+121%

Total Change Since 2000

Home values in ZIP 46228 have decreased 2.0% over the past year (2024). Since 2000, this ZIP has seen +121% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.2% 148
2021 +15.2% 171
2022 +18.2% 202
2023 +12.0% 226
2024 -2.0% 221

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 172 business establishments in ZIP 46228, employing approximately 883 people with a combined annual payroll of $35,968,000.

172

Businesses

883

Employees

$36.0M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 31 18.0%
Professional, scientific, and technical services 27 15.7%
Other services (except public administration) 22 12.8%
Construction 21 12.2%
Real estate and rental and leasing 16 9.3%
Administrative and support and waste management and remediation services 13 7.6%
Retail trade 11 6.4%
Accommodation and food services 10 5.8%
Finance and insurance 5 2.9%
Arts, entertainment, and recreation 5 2.9%
Wholesale trade 3 1.7%
Information 3 1.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46228 vs 46208 →

ZIP 46228 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46228 ranks #0 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46228 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46228 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46208 Indianapolis, IN 22,239 2.3 mi
46260 Indianapolis, IN 32,406 3.5 mi
46254 Indianapolis, IN 38,095 3.8 mi
46222 Indianapolis, IN 34,044 4.1 mi
46268 Indianapolis, IN 24,965 3.9 mi
46205 Indianapolis, IN 25,356 3.7 mi
46202 Indianapolis, IN 16,335 4.9 mi
46224 Indianapolis, IN 35,094 4.7 mi
46220 Indianapolis, IN 34,830 5.0 mi
46204 Indianapolis, IN 5,125 5.8 mi

More ZIP Codes in Marion County

46227 standard
Indianapolis, IN
Pop: 57,086
46226 standard
Indianapolis, IN
Pop: 43,904
46237 standard
Indianapolis, IN
Pop: 39,624
46203 standard
Indianapolis, IN
Pop: 38,950
46254 standard
Indianapolis, IN
Pop: 38,095
46224 standard
Indianapolis, IN
Pop: 35,094

Related Areas

Marion County Indianapolis, IN Indiana

Frequently Asked Questions

What county is ZIP code 46228 in? ▼
ZIP code 46228 (Indianapolis) is located in Marion County, Indiana. Marion County contains multiple ZIP codes, see the full list at /counties/marion-in.
What is the population of ZIP code 46228? ▼
ZIP code 46228 in Indianapolis, IN has a population of 14,755 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46228? ▼
The median household income in ZIP 46228 is $91,156, which is 19% above the national average of $76,288.
What is the average home value in ZIP 46228? ▼
The median home value in ZIP 46228 is $254,500, which is 9% below the national average of $278,155.
What is the demographic makeup of ZIP 46228? ▼
The largest racial group in ZIP 46228 is African American at 45.1%. Hispanic or Latino residents make up 5.4% of the population.
How many businesses are in ZIP code 46228? ▼
ZIP code 46228 has 172 business establishments employing approximately 883 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46228? ▼
The top industries by establishment count in ZIP 46228 are: Health care and social assistance (31), Professional, scientific, and technical services (27), Other services (except public administration) (22). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 46228? ▼
According to the FHFA House Price Index, home values in ZIP 46228 decreased by 2.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 121%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46228? ▼
In ZIP code 46228, 67.6% of residents aged 25+ have a high school diploma or higher, and 49.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46228? ▼
The mean commute time for workers in ZIP code 46228 is 25.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46228? ▼
In ZIP code 46228, approximately 84.4% of occupied housing units are owner-occupied and 15.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46228? ▼
The poverty rate in ZIP code 46228 is 8.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.