Residential delivery area · Indiana

ZIP Code 46228: Indianapolis, IN

ZIP code 46228 is in Indianapolis, Indiana, entirely in Marion County (Census 2020 ZIP-county file). About 16,000 people live there (Census Bureau, ACS 2020-2024), the 29th most populous of Indianapolis's 38 residential ZIP codes. Median household income is $91,156 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Indianapolis (90%), Crows Nest (5%), Wynnedale (2%), Spring Hill (1%) and North Crows Nest (under 1%).

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
4national area: Indiana, Kentucky, Michigan and Ohio
462sectional center: Indianapolis, IN (SCF 460)
28delivery area within it
Town
Indianapolis · 38 residential ZIPs
Census places
Indianapolis (90%); Crows Nest (5%); Wynnedale (2%); Spring Hill (1%)
Metro area
Indianapolis-Carmel-Greenwood, IN
House district
IN-7 119th Congress
State
Indiana
Time zone
Eastern
Land area
7.9 sq mi · 1,985 people per sq mi
PO Box ZIPs
25 more ZIP codes use the name Indianapolis for PO boxes or single organizations

Where is ZIP code 46228?

46228 centers on 39.848°, -86.201° and covers 7.9 square miles of land plus 0.1 of water. It borders 5 ZIP codes: 46208, 46260, 46254, 46268, 46222.

46208 · Indianapolis46222 · Indianapolis46254 · Indianapolis46260 · Indianapolis46268 · Indianapolis46228 · Indianapolis (this ZIP)46228462544622246268462604620846208 · Indianapolis46222 · Indianapolis46254 · Indianapolis46260 · Indianapolis46268 · Indianapolis46228 · Indianapolis (this ZIP)46228462544622246268462604620846208 · Indianapolis46222 · Indianapolis46254 · Indianapolis46260 · Indianapolis46268 · Indianapolis46228 · Indianapolis (this ZIP)462284625446222462684626046208
Shaded by median household income, in national fifths (ACS 2020-2024); 46228 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 46228, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 46228 compare with the rest of Indianapolis?

Rank of 46228 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure46228In IndianapolisIn IN
People (ACS 2020-2024)15,72429th of 38163rd of 807
Median household income$91k8th of 3677th of 478
Median home value$255k15th of 36110th of 509

Its median household income is higher than in 74% of U.S. residential ZIP codes, and it is denser than 84% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 46228?

The 2020 Census counted 15,824 people in 46228; the ACS, which samples households over 2020-2024, estimates 15,724. Between the 2010 and 2020 censuses its population grew 7.2% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
15,724
2020 Census count
15,824+7.2% since 2010 (14,755)
Households
6,083
Median age
40.6

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 46228?

Of the 15,724 people the ACS estimates in 46228, 19.8% are under 18 and 18.6% are 65 or older. The largest group by race and Hispanic origin is Black (not Hispanic) (45.1%), then White (not Hispanic) (42.2%).

  • Under 1819.8%
  • 18 to 6461.6%
  • 65 and older18.6%
Age of the people of 46228 (ACS 2020-2024, B01001)
  • Black, not Hispanic45.1%
  • White, not Hispanic42.2%
  • Other or two or more5.5%
  • Hispanic or Latino5.4%
  • Asian, not Hispanic1.8%
Race and Hispanic origin in 46228 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 46228 earn?

Median household income is $91,156 (ACS 2020-2024), the 8th highest of the 36 ranked ZIP codes in Indianapolis. It is not measurably different from 2015-2019 ($85,304 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$91,156±$10,974
Income per person
$44,979
Below the poverty line
8.3%
Unemployed (of the labor force)
3.5%
Adults 25+ with a bachelor's degree
49.3%
Adjusted gross income per tax return, 2022
$89,2047,910 returns; wages 64% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 46228?

FHFA's house price index for 46228, built from repeat sales and appraisals of the same homes, rose 108% from 2015 to 2025 and rose 63% from 2020 to 2025, and moved +11.8% in 2025.

Median home value (owners' estimate)
$254,500
Median gross rent
$1,260
Homes owned by their occupants
84.4%
Housing units
6,445
0 200 400 600 197719902000201020202025 0 200 400 600 197719902000201020202025 0 200 400 600 197719902000201020202025
Index = 100 in 1977, the first year FHFA reports for 46228; 2025: 678.8. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 46228?

172 business establishments had a location in this ZIP code in 2023, 27 more than in 2018; the most are in health care and social assistance (ZIP Code Business Patterns).

  • Health care and social assistance31
  • Professional, scientific, and technical services27
  • Other services (except public administration)22
  • Construction21
  • Real estate and rental and leasing16
  • Administrative and support and waste management and remediation services13

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 46228?

ZIP codes that share a boundary with 46228, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
46208Indianapolis22,379$60k2.6 mi
46260Indianapolis35,707$73k3.6 mi
46254Indianapolis40,674$60k3.7 mi
46268Indianapolis25,913$69k3.8 mi
46222Indianapolis38,887$51k4.0 mi
46205Indianapolis28,259$72k3.8 mi (near)
46224Indianapolis40,228$56k4.7 mi (near)
46202Indianapolis20,180$64k4.9 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.