PlainZIP

Indianapolis, IN · standard

ZIP Code 46278

Marion County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

8,197
242/sq mi
$158,648
Median income
$408,900
Median home value
64.0%
Bachelor's or higher

The verdict

Indianapolis pairs a top-decile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 3%
household income, US ZIPs
Top 20%
home value, US ZIPs
242
people per sq mi
98%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46278 against every reporting US ZIP.

ZIP code 46278 is a mid-sized community (a standard USPS delivery area) in Indianapolis, Marion County, Indiana, home to 8,197 residents across 33.9 square miles, a density of 242 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46278 skews affluent, with a median household income of $158,648 (115% above the Indiana average), while per-capita income is $70,148. Poverty here runs at 4.8%, with unemployment measured at 4.4%. On housing, the median home value is $408,900 (111% above the state average) with median rent at $1,589 per month, and 97.8% of occupied units are owner-occupied.

This is a highly-educated ZIP: 64.0% of adults hold a bachelor's degree or higher, the median age is 45.6, and the average commute is 25 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Marion County, so you can benchmark 46278 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46278

Top 5 sectors by establishment count in Indianapolis, IN

Which industries have the most business establishments in ZIP 46278.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46278, Indianapolis, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

8,197

Population

33.9

Area (sq mi)

242

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46278?

45.6

Median Age

52.0%

Male

48.0%

Female

6.7%

Foreign-Born

White 64.8%
African American 26.8%
Asian 4.2%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.7%
Hispanic or Latino 3.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$158,648

Median Household Income

+115% vs state

$70,148

Per Capita Income

4.8%

Poverty Rate

4.4%

Unemployment Rate

25.0 min

Mean Commute Time

How ZIP 46278 ranks nationally

Indianapolis, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$158,648 Top 3% higher than 97% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). This entry sits in this band. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 74.7%
Bachelor's Degree or Higher 64.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,270

Total Housing Units

3,204

Occupied Units

66

Vacant Units

2.63

Avg Household Size

Occupancy Type

Owner 97.8%
Renter 2.2%

$408,900

Median Home Value

+111% vs state

$1,589

Median Rent

1992

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.3%

YoY Change (2024)

189

HPI Index (2000 = 100)

+89%

Total Change Since 2000

Home values in ZIP 46278 have increased 2.3% over the past year (2024). Since 2000, this ZIP has seen +89% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.5% 134
2021 +10.5% 148
2022 +17.6% 174
2023 +6.3% 185
2024 +2.3% 189

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 489 business establishments in ZIP 46278, employing approximately 16,541 people with a combined annual payroll of $1,181,356,000.

489

Businesses

16,541

Employees

$1.2B

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 67 13.7%
Wholesale trade 65 13.3%
Health care and social assistance 52 10.6%
Accommodation and food services 41 8.4%
Administrative and support and waste management and remediation services 40 8.2%
Finance and insurance 31 6.3%
Construction 30 6.1%
Retail trade 27 5.5%
Transportation and warehousing 24 4.9%
Real estate and rental and leasing 24 4.9%
Other services (except public administration) 21 4.3%
Manufacturing 20 4.1%
Information 15 3.1%
Management of companies and enterprises 13 2.7%
Educational services 9 1.8%
Arts, entertainment, and recreation 9 1.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46278 vs 46268 →

ZIP 46278 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46278 ranks #0 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46278 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46278 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46268 Indianapolis, IN 24,965 3.4 mi
46254 Indianapolis, IN 38,095 3.5 mi
46077 Zionsville, IN 24,512 6.2 mi
46234 Indianapolis, IN 24,810 5.9 mi
46214 Indianapolis, IN 24,306 7.2 mi
46112 Brownsburg, IN 33,662 5.0 mi
46260 Indianapolis, IN 32,406 6.3 mi
46224 Indianapolis, IN 35,094 7.2 mi
46228 Indianapolis, IN 14,755 6.1 mi
46075 Whitestown, IN 2,913 9.2 mi

More ZIP Codes in Marion County

46227 standard
Indianapolis, IN
Pop: 57,086
46226 standard
Indianapolis, IN
Pop: 43,904
46237 standard
Indianapolis, IN
Pop: 39,624
46203 standard
Indianapolis, IN
Pop: 38,950
46254 standard
Indianapolis, IN
Pop: 38,095
46224 standard
Indianapolis, IN
Pop: 35,094

Related Areas

Marion County Indianapolis, IN Indiana

Frequently Asked Questions

What county is ZIP code 46278 in? ▼
ZIP code 46278 (Indianapolis) is located in Marion County, Indiana. Marion County contains multiple ZIP codes, see the full list at /counties/marion-in.
What is the population of ZIP code 46278? ▼
ZIP code 46278 in Indianapolis, IN has a population of 8,197 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46278? ▼
The median household income in ZIP 46278 is $158,648, which is 108% above the national average of $76,288.
What is the average home value in ZIP 46278? ▼
The median home value in ZIP 46278 is $408,900, which is 47% above the national average of $278,155.
What is the demographic makeup of ZIP 46278? ▼
The largest racial group in ZIP 46278 is White at 64.8%. Hispanic or Latino residents make up 3.1% of the population.
How many businesses are in ZIP code 46278? ▼
ZIP code 46278 has 489 business establishments employing approximately 16,541 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46278? ▼
The top industries by establishment count in ZIP 46278 are: Professional, scientific, and technical services (67), Wholesale trade (65), Health care and social assistance (52). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 46278? ▼
According to the FHFA House Price Index, home values in ZIP 46278 increased by 2.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 89%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46278? ▼
In ZIP code 46278, 74.7% of residents aged 25+ have a high school diploma or higher, and 64.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46278? ▼
The mean commute time for workers in ZIP code 46278 is 25.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46278? ▼
In ZIP code 46278, approximately 97.8% of occupied housing units are owner-occupied and 2.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46278? ▼
The poverty rate in ZIP code 46278 is 4.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.