Orland, IN · standard

ZIP Code 46776

Steuben County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,484
25/sq mi Moderate-density area
$54,801
Median income Below-median income area
$208,700
Median home value Near-median home value
14.0%
Bachelor's or higher Below-average bachelor's attainment

National ZIP placement

Orland pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

21st pct
household income, US ZIPs
46th pct
home value, US ZIPs
25
people per sq mi
89%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46776 against every reporting US ZIP.

ZIP code 46776 is a sparsely populated ZIP (a standard USPS delivery area) in Orland, Steuben County, Indiana, home to just 1,484 residents across 60.6 square miles, a density of 25 people per square mile, in the Detroit time zone.

ZIP 46776 reports a modest median household income of $54,801 (26% below the average Indiana ZIP), while per-capita income is $31,795. Both reported hardship measures are comparatively low in absolute terms: poverty is 3.7% and unemployment is 0.0%. Median home value is $208,700 (8% above the average Indiana ZIP) and median rent is $734; 89.0% of occupied homes are owner-occupied.

Formal educational attainment runs low here: just 14.0% of adults hold a bachelor's degree or higher, the median age is 46.3, and the average commute is 21 minutes. The page also surfaces 2 ZIP codes within roughly 10 miles and 5 more in Steuben County, so 46776 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

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Top industries in ZIP 46776

Top 5 sectors by establishment count in Orland, IN

Which industries have the most business establishments in ZIP 46776.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46776, Orland, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,484

Population

60.6

Area (sq mi)

25

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46776?

46.3

Median Age

51.3%

Male

48.7%

Female

4.8%

Foreign-Born

White 87.7%
African American 0.1%
Asian 1.2%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.8%
Hispanic or Latino 8.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$54,801

Median Household Income

-26% vs state ZIP avg

$31,795

Per Capita Income

3.7%

Poverty Rate

0.0%

Unemployment Rate

21.1 min

Mean Commute Time

How ZIP 46776 ranks among Indiana ZIPs

Orland, IN household income vs. every Indiana ZIP code

Median household income among 721 reporting Indiana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$54,801 15th percentile higher than 15% of 721 Indiana ZIPs

This ZIP $0 $200K+ every Indiana ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Indiana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.8%
Bachelor's Degree or Higher 14.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

913

Total Housing Units

637

Occupied Units

276

Vacant Units

2.43

Avg Household Size

Occupancy Type

Owner 89.0%
Renter 11.0%

$208,700

Median Home Value

+8% vs state ZIP avg

$734

Median Rent

1971

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+10.1%

YoY Change (2022)

220

HPI Index (2000 = 100)

+120%

Total Change Since 2000

Home values in ZIP 46776 have increased 10.1% over the past year (2022). Since 2000, this ZIP has seen +120% cumulative appreciation.

Year Annual Change HPI Index
2018 +1.0% 154
2019 +6.0% 164
2020 +4.5% 171
2021 +16.8% 200
2022 +10.1% 220

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 36 business establishments in ZIP 46776, employing approximately 426 people with a combined annual payroll of $25,934,000.

36

Businesses

426

Employees

$25.9M

Annual Payroll

5

Industry Sectors

Industry Establishments % of Total
Manufacturing 8 22.2%
Retail trade 6 16.7%
Other services (except public administration) 6 16.7%
Construction 4 11.1%
Accommodation and food services 4 11.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46776 vs 49028 →

ZIP 46776 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46776 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
49028 Bronson, MI 6,387 8.4 mi
46771 Mongo, IN 105 7.3 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 46776, both outside IN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (1,484 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Steuben County

Frequently Asked Questions

What county is ZIP code 46776 in?

ZIP code 46776 (Orland) is located in Steuben County, Indiana. Steuben County contains multiple ZIP codes, see the full list at /counties/steuben-in.

What is the population of ZIP code 46776?

ZIP code 46776 in Orland, IN has a population of 1,484 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 46776?

The median household income in ZIP 46776 is $54,801, which is 28% below the national average of $76,288.

What is the average home value in ZIP 46776?

The median home value in ZIP 46776 is $208,700, which is 25% below the national average of $278,155.

What is the demographic makeup of ZIP 46776?

The largest racial group in ZIP 46776 is White at 87.7%. Hispanic or Latino residents make up 8.5% of the population.

How many businesses are in ZIP code 46776?

ZIP code 46776 has 36 business establishments employing approximately 426 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 46776?

The top industries by establishment count in ZIP 46776 are: Manufacturing (8), Retail trade (6), Other services (except public administration) (6). There are 5 industry sectors represented in total.

How have home values changed in ZIP code 46776?

According to the FHFA House Price Index, home values in ZIP 46776 increased by 10.1% in 2022. Since 2000, home values in this ZIP have appreciated by approximately 120%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 46776?

In ZIP code 46776, 59.8% of residents aged 25+ have a high school diploma or higher, and 14.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 46776?

The mean commute time for workers in ZIP code 46776 is 21.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 46776?

In ZIP code 46776, approximately 89.0% of occupied housing units are owner-occupied and 11.0% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 46776?

The poverty rate in ZIP code 46776 is 3.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 46776's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

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Read our methodology : how this data is sourced, computed, and verified.

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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.