ZIP Code 46737

standard

Source:

Fremont · Steuben County · Indiana

Population
7,068

42/sq mi

Median income
$74,975

▼ 2% vs US

higher than 55% of US ZIPs

Median home value
$199,200

▼ 28% vs US

higher than 43% of US ZIPs

Bachelor's or higher
28.3%

Median age 48.9

Land area
168.7 sq mi

Detroit

ZIP code 46737 in Fremont, Indiana has a population of 7,068. The median household income is $74,975, which is 2% below the national average. Median home value is $199,200, 28% below the US average. 28.3% of residents hold a bachelor's degree or higher.

ZIP code 46737 is classified by USPS as a standard delivery area and covers roughly 168.7 square miles in Fremont, Steuben County, Indiana. The area is home to 7,068 residents, producing a population density of 42 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 46737 against Indiana and the nation.

On the economic side, the median household income for ZIP 46737 sits at $74,975 (2% above the Indiana average), while per-capita income is $43,897. The poverty rate stands at 6.1% and the unemployment rate at 12.2%. On housing, the median home value is $199,200 (3% above the state average) with median rent at $837 per month, and 86.5% of occupied units are owner-occupied, a direct signal of whether 46737 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 28.3% of adults hold a bachelor's degree or higher, the median age is 48.9, and the average commute is 21 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 5 additional ZIPs sharing Steuben County, so you can benchmark 46737 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 46737

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 46737.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 46737, Fremont, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

7,068

Population

168.7

Area (sq mi)

42

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46737?

48.9

Median Age

51.5%

Male

48.5%

Female

1.1%

Foreign-Born

White 94.6%
African American 0.0%
Asian 0.5%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 3.0%
Hispanic or Latino 1.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$74,975

Median Household Income

+2% vs state

$43,897

Per Capita Income

6.1%

Poverty Rate

12.2%

Unemployment Rate

20.5 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 69.0%
Bachelor's Degree or Higher 28.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,907

Total Housing Units

3,302

Occupied Units

1,605

Vacant Units

2.24

Avg Household Size

Occupancy Type

Owner 86.5%
Renter 13.5%

$199,200

Median Home Value

+3% vs state

$837

Median Rent

1983

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+20.8%

YoY Change (2024)

259

HPI Index (2000 = 100)

+159%

Total Change Since 2000

Home values in ZIP 46737 have increased 20.8% over the past year (2024). Since 2000, this ZIP has seen +159% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.3% 162
2021 +8.9% 176
2022 +13.6% 200
2023 +7.2% 215
2024 +20.8% 259

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 175 business establishments in ZIP 46737, employing approximately 3,016 people with a combined annual payroll of $154,124,000.

175

Businesses

3,016

Employees

$154.1M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Retail trade 36 20.6%
Manufacturing 24 13.7%
Other services (except public administration) 18 10.3%
Construction 17 9.7%
Accommodation and food services 13 7.4%
Wholesale trade 12 6.9%
Professional, scientific, and technical services 12 6.9%
Real estate and rental and leasing 9 5.1%
Transportation and warehousing 8 4.6%
Administrative and support and waste management and remediation services 8 4.6%
Health care and social assistance 7 4.0%
Finance and insurance 4 2.3%
Arts, entertainment, and recreation 4 2.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46737 vs 49255 →

ZIP Code City Population Distance
49255 Montgomery, MI 1,939 5.2 mi
46703 Angola, IN 18,029 6.4 mi
46779 Pleasant Lake, IN 2,166 11.7 mi

More ZIP Codes in Steuben County

Frequently Asked Questions

What county is ZIP code 46737 in?
ZIP code 46737 (Fremont) is located in Steuben County, Indiana. Steuben County contains multiple ZIP codes, see the full list at /counties/steuben-in.
What is the population of ZIP code 46737?
ZIP code 46737 in Fremont, IN has a population of 7,068 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46737?
The median household income in ZIP 46737 is $74,975, which is 2% below the national average of $76,288.
What is the average home value in ZIP 46737?
The median home value in ZIP 46737 is $199,200, which is 28% below the national average of $278,155.
What is the demographic makeup of ZIP 46737?
The largest racial group in ZIP 46737 is White at 94.6%. Hispanic or Latino residents make up 1.3% of the population.
How many businesses are in ZIP code 46737?
ZIP code 46737 has 175 business establishments employing approximately 3,016 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46737?
The top industries by establishment count in ZIP 46737 are: Retail trade (36), Manufacturing (24), Other services (except public administration) (18). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 46737?
According to the FHFA House Price Index, home values in ZIP 46737 increased by 20.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 159%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46737?
In ZIP code 46737, 69.0% of residents aged 25+ have a high school diploma or higher, and 28.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46737?
The mean commute time for workers in ZIP code 46737 is 20.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46737?
In ZIP code 46737, approximately 86.5% of occupied housing units are owner-occupied and 13.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46737?
The poverty rate in ZIP code 46737 is 6.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Fremont, IN

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.