Fremont, IN · standard
ZIP Code 46737
Steuben County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 7,068
- 42/sq mi Moderate-density area
- $74,975
- Median income Near-median income area
- $199,200
- Median home value Near-median home value
- 28.3%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Fremont pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 45%
- household income, US ZIPs
- 43rd pct
- home value, US ZIPs
- 42
- people per sq mi
- 87%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46737 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 46737 (Fremont, IN) rose +20.8% from 2023 to 2024. The all-transactions index moved from 214.5 in 2023 to 259.1 in 2024 (2000 = 100).
ZIP code 46737 is a mid-sized community (a standard USPS delivery area) in Fremont, Steuben County, Indiana, home to 7,068 residents across 168.7 square miles, a density of 42 people per square mile, in the Detroit time zone.
ZIP 46737 lands in the middle-income range, with a median household income of $74,975 (2% above the average Indiana ZIP), while per-capita income is $43,897. Unemployment is 12.2%, an important qualifier alongside the household-income figure. Median home value is $199,200 (3% above the average Indiana ZIP) and median rent is $837; 86.5% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 28.3% of adults hold a bachelor's degree or higher, the median age is 48.9, and the average commute is 21 minutes. The page also surfaces 3 ZIP codes within roughly 10 miles and 5 more in Steuben County, so 46737 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 46737
Top 5 sectors by establishment count in Fremont, IN
Which industries have the most business establishments in ZIP 46737.
- Retail trade
Retail trade
36 establishments
- Manufacturing
Manufacturing
24 establishments
- Other services (except public administration)
Other services (except public administration)
18 establishments
- Construction
Construction
17 establishments
- Accommodation and food services 13
Accommodation and food services
13 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46737, Fremont, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
7,068
Population
168.7
Area (sq mi)
42
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 46737?
48.9
Median Age
51.5%
Male
48.5%
Female
1.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$74,975
Median Household Income
+2% vs state ZIP avg
$43,897
Per Capita Income
6.1%
Poverty Rate
12.2%
Unemployment Rate
20.5 min
Mean Commute Time
How ZIP 46737 ranks among Indiana ZIPs
Fremont, IN household income vs. every Indiana ZIP code
Median household income among 721 reporting Indiana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$74,975 Top 41% higher than 59% of 721 Indiana ZIPs
Each bar is a $20K-wide band; taller bars hold more Indiana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
4,907housing units
4,907
Total Housing Units
3,302
Occupied Units
1,605
Vacant Units
2.24
Avg Household Size
Occupancy Type
$199,200
Median Home Value
+3% vs state ZIP avg
$837
Median Rent
1983
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+20.8%
YoY Change (2024)
259
HPI Index (2000 = 100)
+159%
Total Change Since 2000
Home values in ZIP 46737 have increased 20.8% over the past year (2024). Since 2000, this ZIP has seen +159% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.3% | 162 |
| 2021 | +8.9% | 176 |
| 2022 | +13.6% | 200 |
| 2023 | +7.2% | 215 |
| 2024 | +20.8% | 259 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 175 business establishments in ZIP 46737, employing approximately 3,016 people with a combined annual payroll of $154,124,000.
175
Businesses
3,016
Employees
$154.1M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 36 | 20.6% |
| Manufacturing | 24 | 13.7% |
| Other services (except public administration) | 18 | 10.3% |
| Construction | 17 | 9.7% |
| Accommodation and food services | 13 | 7.4% |
| Wholesale trade | 12 | 6.9% |
| Professional, scientific, and technical services | 12 | 6.9% |
| Real estate and rental and leasing | 9 | 5.1% |
| Transportation and warehousing | 8 | 4.6% |
| Administrative and support and waste management and remediation services | 8 | 4.6% |
| Health care and social assistance | 7 | 4.0% |
| Finance and insurance | 4 | 2.3% |
| Arts, entertainment, and recreation | 4 | 2.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46737 vs 49255 →
ZIP 46737 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46703
Angola (46703)
18,029 residents
- 46737 7,068
Fremont (46737)
7,068 residents
- 46779 2,166
Pleasant Lake (46779)
2,166 residents
- 49255 1,939
Montgomery (49255)
1,939 residents
What this shows Among its immediate neighbors, ZIP 46737 ranks #2 by population - useful context the national average alone can't give.
ZIP 46737 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46779
Pleasant Lake (46779)
$86,000 median income
- 46737
Fremont (46737)
$74,975 median income
- 46703
Angola (46703)
$74,569 median income
- 49255
Montgomery (49255)
$51,346 median income
What this shows By household income, ZIP 46737 ranks #2 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 46737, both outside IN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (7,068 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Steuben County
Related Areas
Frequently Asked Questions
What county is ZIP code 46737 in?
ZIP code 46737 (Fremont) is located in Steuben County, Indiana. Steuben County contains multiple ZIP codes, see the full list at /counties/steuben-in.
What is the population of ZIP code 46737?
ZIP code 46737 in Fremont, IN has a population of 7,068 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46737?
The median household income in ZIP 46737 is $74,975, which is 2% below the national average of $76,288.
What is the average home value in ZIP 46737?
The median home value in ZIP 46737 is $199,200, which is 28% below the national average of $278,155.
What is the demographic makeup of ZIP 46737?
The largest racial group in ZIP 46737 is White at 94.6%. Hispanic or Latino residents make up 1.3% of the population.
How many businesses are in ZIP code 46737?
ZIP code 46737 has 175 business establishments employing approximately 3,016 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46737?
The top industries by establishment count in ZIP 46737 are: Retail trade (36), Manufacturing (24), Other services (except public administration) (18). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 46737?
According to the FHFA House Price Index, home values in ZIP 46737 increased by 20.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 159%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46737?
In ZIP code 46737, 69.0% of residents aged 25+ have a high school diploma or higher, and 28.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46737?
The mean commute time for workers in ZIP code 46737 is 20.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46737?
In ZIP code 46737, approximately 86.5% of occupied housing units are owner-occupied and 13.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46737?
The poverty rate in ZIP code 46737 is 6.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 46737's numbers, next.
- See how ZIP 46737 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Fremont, IN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.