PlainZIP

Fremont, IN · standard

ZIP Code 46737

Steuben County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

7,068
42/sq mi
$74,975
Median income
$199,200
Median home value
28.3%
Bachelor's or higher

The verdict

Fremont pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 45%
household income, US ZIPs
43th pct
home value, US ZIPs
42
people per sq mi
87%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46737 against every reporting US ZIP.

ZIP code 46737 is a mid-sized community (a standard USPS delivery area) in Fremont, Steuben County, Indiana, home to 7,068 residents across 168.7 square miles, a density of 42 people per square mile, in the Detroit time zone.

ZIP 46737 lands in the middle-income range, with a median household income of $74,975 (2% above the Indiana average), while per-capita income is $43,897. 6.1% of residents live below the poverty line, and the unemployment rate reads 12.2%. The typical home here is valued at $199,200 (3% above the state average); renters pay a median of $837 monthly, and 86.5% of units are owner-occupied.

Educational attainment sits below the national norm: 28.3% of adults hold a bachelor's degree or higher, the median age is 48.9, and the average commute is 21 minutes. To put 46737 in local context, 3 ZIP codes within roughly 10 miles appear further down this page alongside 5 additional ZIPs in Steuben County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46737

Top 5 sectors by establishment count in Fremont, IN

Which industries have the most business establishments in ZIP 46737.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46737, Fremont, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

7,068

Population

168.7

Area (sq mi)

42

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46737?

48.9

Median Age

51.5%

Male

48.5%

Female

1.1%

Foreign-Born

White 94.6%
African American 0.0%
Asian 0.5%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 3.0%
Hispanic or Latino 1.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$74,975

Median Household Income

+2% vs state

$43,897

Per Capita Income

6.1%

Poverty Rate

12.2%

Unemployment Rate

20.5 min

Mean Commute Time

How ZIP 46737 ranks nationally

Fremont, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$74,975 Top 45% higher than 55% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 69.0%
Bachelor's Degree or Higher 28.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,907

Total Housing Units

3,302

Occupied Units

1,605

Vacant Units

2.24

Avg Household Size

Occupancy Type

Owner 86.5%
Renter 13.5%

$199,200

Median Home Value

+3% vs state

$837

Median Rent

1983

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+20.8%

YoY Change (2024)

259

HPI Index (2000 = 100)

+159%

Total Change Since 2000

Home values in ZIP 46737 have increased 20.8% over the past year (2024). Since 2000, this ZIP has seen +159% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.3% 162
2021 +8.9% 176
2022 +13.6% 200
2023 +7.2% 215
2024 +20.8% 259

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 175 business establishments in ZIP 46737, employing approximately 3,016 people with a combined annual payroll of $154,124,000.

175

Businesses

3,016

Employees

$154.1M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Retail trade 36 20.6%
Manufacturing 24 13.7%
Other services (except public administration) 18 10.3%
Construction 17 9.7%
Accommodation and food services 13 7.4%
Wholesale trade 12 6.9%
Professional, scientific, and technical services 12 6.9%
Real estate and rental and leasing 9 5.1%
Transportation and warehousing 8 4.6%
Administrative and support and waste management and remediation services 8 4.6%
Health care and social assistance 7 4.0%
Finance and insurance 4 2.3%
Arts, entertainment, and recreation 4 2.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46737 vs 49255 →

ZIP 46737 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46737 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46737 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46737 ranks #2 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
49255 Montgomery, MI 1,939 5.2 mi
46703 Angola, IN 18,029 6.4 mi
46779 Pleasant Lake, IN 2,166 11.7 mi

More ZIP Codes in Steuben County

46703 standard
Angola, IN
Pop: 18,029
46742 standard
Hamilton, IN
Pop: 3,488
46747 standard
Hudson, IN
Pop: 2,693
46779 standard
Pleasant Lake, IN
Pop: 2,166
46776 standard
Orland, IN
Pop: 1,484

Related Areas

Steuben County Fremont, IN Indiana

Frequently Asked Questions

What county is ZIP code 46737 in? ▼
ZIP code 46737 (Fremont) is located in Steuben County, Indiana. Steuben County contains multiple ZIP codes, see the full list at /counties/steuben-in.
What is the population of ZIP code 46737? ▼
ZIP code 46737 in Fremont, IN has a population of 7,068 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46737? ▼
The median household income in ZIP 46737 is $74,975, which is 2% below the national average of $76,288.
What is the average home value in ZIP 46737? ▼
The median home value in ZIP 46737 is $199,200, which is 28% below the national average of $278,155.
What is the demographic makeup of ZIP 46737? ▼
The largest racial group in ZIP 46737 is White at 94.6%. Hispanic or Latino residents make up 1.3% of the population.
How many businesses are in ZIP code 46737? ▼
ZIP code 46737 has 175 business establishments employing approximately 3,016 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46737? ▼
The top industries by establishment count in ZIP 46737 are: Retail trade (36), Manufacturing (24), Other services (except public administration) (18). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 46737? ▼
According to the FHFA House Price Index, home values in ZIP 46737 increased by 20.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 159%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46737? ▼
In ZIP code 46737, 69.0% of residents aged 25+ have a high school diploma or higher, and 28.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46737? ▼
The mean commute time for workers in ZIP code 46737 is 20.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46737? ▼
In ZIP code 46737, approximately 86.5% of occupied housing units are owner-occupied and 13.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46737? ▼
The poverty rate in ZIP code 46737 is 6.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.