ZIP Code 49036
standardSource:
Coldwater · Branch County · Michigan
- Population
- 24,868
- Median income
- $62,259
- Median home value
- $167,800
- Bachelor's or higher
- 18.4%
- Land area
- 407.7 sq mi
61/sq mi
▼ 18% vs US
higher than 33% of US ZIPs
▼ 40% vs US
higher than 33% of US ZIPs
Median age 42.6
Detroit
ZIP code 49036 in Coldwater, Michigan has a population of 24,868. The median household income is $62,259, which is 18% below the national average. Median home value is $167,800, 40% below the US average. 18.4% of residents hold a bachelor's degree or higher.
ZIP code 49036 is classified by USPS as a standard delivery area and covers roughly 407.7 square miles in Coldwater, Branch County, Michigan. The area is home to 24,868 residents, producing a population density of 61 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 49036 against Michigan and the nation.
On the economic side, the median household income for ZIP 49036 sits at $62,259 (15% below the Michigan average), while per-capita income is $31,522. The poverty rate stands at 16.3% and the unemployment rate at 6.9%. On housing, the median home value is $167,800 (24% below the state average) with median rent at $967 per month, and 74.9% of occupied units are owner-occupied, a direct signal of whether 49036 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 18.4% of adults hold a bachelor's degree or higher, the median age is 42.6, and the average commute is 20 minutes. We also surface 2 nearby ZIP codes within roughly 10 miles and 5 additional ZIPs sharing Branch County, so you can benchmark 49036 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 49036
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 49036.
- Retail trade
Retail trade
107 establishments
- Health care and social assistance
Health care and social assistance
75 establishments
- Other services (except public administration)
Other services (except public administration)
56 establishments
- Accommodation and food services
Accommodation and food services
55 establishments
- Finance and insurance 38
Finance and insurance
38 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 49036, Coldwater, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
24,868
Population
407.7
Area (sq mi)
61
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 49036?
42.6
Median Age
51.9%
Male
48.1%
Female
5.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$62,259
Median Household Income
-15% vs state
$31,522
Per Capita Income
16.3%
Poverty Rate
6.9%
Unemployment Rate
19.5 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
11,863
Total Housing Units
9,366
Occupied Units
2,497
Vacant Units
2.46
Avg Household Size
Occupancy Type
$167,800
Median Home Value
-24% vs state
$967
Median Rent
1972
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+11.7%
YoY Change (2024)
207
HPI Index (2000 = 100)
+107%
Total Change Since 2000
Home values in ZIP 49036 have increased 11.7% over the past year (2024). Since 2000, this ZIP has seen +107% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.3% | 133 |
| 2021 | +10.8% | 148 |
| 2022 | +20.9% | 178 |
| 2023 | +4.0% | 186 |
| 2024 | +11.7% | 207 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 578 business establishments in ZIP 49036, employing approximately 11,186 people with a combined annual payroll of $604,259,000.
578
Businesses
11,186
Employees
$604.3M
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 107 | 18.5% |
| Health care and social assistance | 75 | 13.0% |
| Other services (except public administration) | 56 | 9.7% |
| Accommodation and food services | 55 | 9.5% |
| Finance and insurance | 38 | 6.6% |
| Construction | 36 | 6.2% |
| Manufacturing | 36 | 6.2% |
| Professional, scientific, and technical services | 36 | 6.2% |
| Administrative and support and waste management and remediation services | 29 | 5.0% |
| Wholesale trade | 27 | 4.7% |
| Real estate and rental and leasing | 26 | 4.5% |
| Transportation and warehousing | 20 | 3.5% |
| Information | 13 | 2.3% |
| Arts, entertainment, and recreation | 13 | 2.3% |
| Utilities | 3 | 0.5% |
| Management of companies and enterprises | 3 | 0.5% |
| Educational services | 3 | 0.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 49036 vs 49082 →
More ZIP Codes in Branch County
Related Areas
Frequently Asked Questions
What county is ZIP code 49036 in? ▼
What is the population of ZIP code 49036? ▼
What is the median household income in ZIP 49036? ▼
What is the average home value in ZIP 49036? ▼
What is the demographic makeup of ZIP 49036? ▼
How many businesses are in ZIP code 49036? ▼
What are the main industries in ZIP code 49036? ▼
How have home values changed in ZIP code 49036? ▼
What is the education level in ZIP code 49036? ▼
What is the average commute time in ZIP 49036? ▼
What percentage of residents own vs. rent in ZIP 49036? ▼
What is the poverty rate in ZIP code 49036? ▼
ZIP Code Research Guides
Official Data Resources for Coldwater, MI
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.