PlainZIP

Montgomery, MI · standard

ZIP Code 49255

Branch County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,939
19/sq mi
$51,346
Median income
$141,400
Median home value
11.4%
Bachelor's or higher

The verdict

Montgomery pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

16th pct
household income, US ZIPs
23th pct
home value, US ZIPs
19
people per sq mi
88%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49255 against every reporting US ZIP.

ZIP code 49255 covers 103.7 square miles in Montgomery, Branch County, Michigan (a standard USPS delivery area), with a modest 1,939 residents on file, a density of 19 people per square mile, in the Detroit time zone.

ZIP 49255 reports a modest median household income of $51,346 (30% below the Michigan average), while per-capita income is $20,924. Poverty here runs at 38.6%, with unemployment measured at 2.3%. On housing, the median home value is $141,400 (36% below the state average) with median rent at $908 per month, and 88.3% of occupied units are owner-occupied.

Formal educational attainment runs low here: just 11.4% of adults hold a bachelor's degree or higher, the median age is 30.3, and the average commute is -. We also surface 2 nearby ZIP codes within roughly 10 miles and 5 additional ZIPs sharing Branch County, so you can benchmark 49255 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49255, Montgomery, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,939

Population

103.7

Area (sq mi)

19

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49255?

30.3

Median Age

51.8%

Male

48.2%

Female

0.1%

Foreign-Born

White 94.2%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.6%
Hispanic or Latino 4.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$51,346

Median Household Income

-30% vs state

$20,924

Per Capita Income

38.6%

Poverty Rate

2.3%

Unemployment Rate

How ZIP 49255 ranks nationally

Montgomery, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$51,346 16th percentile higher than 16% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 43.2%
Bachelor's Degree or Higher 11.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

837

Total Housing Units

614

Occupied Units

223

Vacant Units

3.36

Avg Household Size

Occupancy Type

Owner 88.3%
Renter 11.7%

$141,400

Median Home Value

-36% vs state

$908

Median Rent

1966

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-12.4%

YoY Change (2022)

157

HPI Index (2000 = 100)

+57%

Total Change Since 2000

Home values in ZIP 49255 have decreased 12.4% over the past year (2022). Since 2000, this ZIP has seen +57% cumulative appreciation.

Year Annual Change HPI Index
2018 +8.4% 146
2019 +3.1% 151
2020 -3.2% 146
2021 +22.8% 179
2022 -12.4% 157

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 6 business establishments in ZIP 49255, employing approximately 4 people with a combined annual payroll of $249,000.

6

Businesses

4

Employees

$249K

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 49255 vs 46737 →

ZIP 49255 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 49255 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 49255 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 49255 ranks #3 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46737 Fremont, IN 7,068 5.2 mi
49274 Reading, MI 3,670 6.4 mi

More ZIP Codes in Branch County

49036 standard
Coldwater, MI
Pop: 24,868
49082 standard
Quincy, MI
Pop: 6,579
49028 standard
Bronson, MI
Pop: 6,387
49094 standard
Union City, MI
Pop: 4,104
49089 standard
Sherwood, MI
Pop: 1,875

Related Areas

Branch County Montgomery, MI Michigan

Frequently Asked Questions

What county is ZIP code 49255 in? ▼
ZIP code 49255 (Montgomery) is located in Branch County, Michigan. Branch County contains multiple ZIP codes, see the full list at /counties/branch-mi.
What is the population of ZIP code 49255? ▼
ZIP code 49255 in Montgomery, MI has a population of 1,939 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49255? ▼
The median household income in ZIP 49255 is $51,346, which is 33% below the national average of $76,288.
What is the average home value in ZIP 49255? ▼
The median home value in ZIP 49255 is $141,400, which is 49% below the national average of $278,155.
What is the demographic makeup of ZIP 49255? ▼
The largest racial group in ZIP 49255 is White at 94.2%. Hispanic or Latino residents make up 4.1% of the population.
How many businesses are in ZIP code 49255? ▼
ZIP code 49255 has 6 business establishments employing approximately 4 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
How have home values changed in ZIP code 49255? ▼
According to the FHFA House Price Index, home values in ZIP 49255 decreased by 12.4% in 2022. Since 2000, home values in this ZIP have appreciated by approximately 57%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 49255? ▼
In ZIP code 49255, 43.2% of residents aged 25+ have a high school diploma or higher, and 11.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 49255? ▼
In ZIP code 49255, approximately 88.3% of occupied housing units are owner-occupied and 11.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49255? ▼
The poverty rate in ZIP code 49255 is 38.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.