ZIP Code 49232

standard

Source:

Camden · Hillsdale County · Michigan

Population
2,801

17/sq mi

Median income
$56,324

▼ 26% vs US

higher than 23% of US ZIPs

Median home value
$210,500

▼ 24% vs US

higher than 46% of US ZIPs

Bachelor's or higher
7.7%

Median age 38.3

Land area
162.8 sq mi

Detroit

ZIP code 49232 in Camden, Michigan has a population of 2,801. The median household income is $56,324, which is 26% below the national average. Median home value is $210,500, 24% below the US average. 7.7% of residents hold a bachelor's degree or higher.

ZIP code 49232 is classified by USPS as a standard delivery area and covers roughly 162.8 square miles in Camden, Hillsdale County, Michigan. The area is home to 2,801 residents, producing a population density of 17 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 49232 against Michigan and the nation.

On the economic side, the median household income for ZIP 49232 sits at $56,324 (23% below the Michigan average), while per-capita income is $24,602. The poverty rate stands at 28.5% and the unemployment rate at 4.2%. On housing, the median home value is $210,500 (4% below the state average) with median rent at $835 per month, and 84.1% of occupied units are owner-occupied, a direct signal of whether 49232 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 7.7% of adults hold a bachelor's degree or higher, the median age is 38.3, and the average commute is 31 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hillsdale County, so you can benchmark 49232 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 49232

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 49232.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 49232, Camden, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

2,801

Population

162.8

Area (sq mi)

17

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49232?

38.3

Median Age

51.9%

Male

48.1%

Female

0.3%

Foreign-Born

White 93.4%
African American 0.3%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.2%
Hispanic or Latino 2.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$56,324

Median Household Income

-23% vs state

$24,602

Per Capita Income

28.5%

Poverty Rate

4.2%

Unemployment Rate

31.4 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 51.7%
Bachelor's Degree or Higher 7.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,236

Total Housing Units

936

Occupied Units

300

Vacant Units

2.97

Avg Household Size

Occupancy Type

Owner 84.1%
Renter 15.9%

$210,500

Median Home Value

-4% vs state

$835

Median Rent

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+21.8%

YoY Change (2024)

211

HPI Index (2000 = 100)

+111%

Total Change Since 2000

Home values in ZIP 49232 have increased 21.8% over the past year (2024). Since 2000, this ZIP has seen +111% cumulative appreciation.

Year Annual Change HPI Index
2020 +0.4% 139
2021 +15.2% 160
2022 +8.5% 174
2023 -0.1% 173
2024 +21.8% 211

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 32 business establishments in ZIP 49232, employing approximately 175 people with a combined annual payroll of $8,207,000.

32

Businesses

175

Employees

$8.2M

Annual Payroll

6

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 6 18.8%
Construction 4 12.5%
Retail trade 4 12.5%
Wholesale trade 3 9.4%
Real estate and rental and leasing 3 9.4%
Professional, scientific, and technical services 3 9.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 49232 vs 43543 →

ZIP Code City Population Distance
43543 Montpelier, OH 7,771 9.5 mi
43554 Pioneer, OH 2,408 7.9 mi
49274 Reading, MI 3,670 8.3 mi
49242 Hillsdale, MI 15,248 10.2 mi
49266 Osseo, MI 2,942 9.4 mi

More ZIP Codes in Hillsdale County

Frequently Asked Questions

What county is ZIP code 49232 in?
ZIP code 49232 (Camden) is located in Hillsdale County, Michigan. Hillsdale County contains multiple ZIP codes, see the full list at /counties/hillsdale-mi.
What is the population of ZIP code 49232?
ZIP code 49232 in Camden, MI has a population of 2,801 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49232?
The median household income in ZIP 49232 is $56,324, which is 26% below the national average of $76,288.
What is the average home value in ZIP 49232?
The median home value in ZIP 49232 is $210,500, which is 24% below the national average of $278,155.
What is the demographic makeup of ZIP 49232?
The largest racial group in ZIP 49232 is White at 93.4%. Hispanic or Latino residents make up 2.4% of the population.
How many businesses are in ZIP code 49232?
ZIP code 49232 has 32 business establishments employing approximately 175 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49232?
The top industries by establishment count in ZIP 49232 are: Other services (except public administration) (6), Construction (4), Retail trade (4). There are 6 industry sectors represented in total.
How have home values changed in ZIP code 49232?
According to the FHFA House Price Index, home values in ZIP 49232 increased by 21.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 111%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 49232?
In ZIP code 49232, 51.7% of residents aged 25+ have a high school diploma or higher, and 7.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 49232?
The mean commute time for workers in ZIP code 49232 is 31.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 49232?
In ZIP code 49232, approximately 84.1% of occupied housing units are owner-occupied and 15.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49232?
The poverty rate in ZIP code 49232 is 28.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Camden, MI

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.