Residential delivery area · Michigan

ZIP Code 49242: Hillsdale, MI

ZIP code 49242 uses the postal name Hillsdale, Michigan and lies entirely in Hillsdale County (Census 2020 ZIP-county file). About 15,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $61,029 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Hillsdale (6%) and Cambria (1%); 92% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
4national area: Michigan, Indiana, Kentucky and Ohio
492sectional center: Detroit, MI (SCF 481)
42delivery area within it
Town
Hillsdale · its only residential ZIP
Census places
Hillsdale (6%); Cambria (1%) census-designated place
Micro area
Hillsdale, MI
House district
MI-5 119th Congress
Time zone
Eastern
Land area
90.6 sq mi · 163 people per sq mi

Where is ZIP code 49242?

49242 centers on 41.886°, -84.623° and covers 90.6 square miles of land plus 2.7 of water. It borders 7 ZIP codes: 49266, 49274, 49227, 49250, 49271, 49262, 49232.

49227 · Allen49232 · Camden49250 · Jonesville49262 · North Adams49266 · Osseo49271 · Pittsford49274 · Reading49242 · Hillsdale (this ZIP)492424927449250492324927149266492624922749227 · Allen49232 · Camden49250 · Jonesville49262 · North Adams49266 · Osseo49271 · Pittsford49274 · Reading49242 · Hillsdale (this ZIP)492424927449250492324927149266492624922749227 · Allen49232 · Camden49250 · Jonesville49262 · North Adams49266 · Osseo49271 · Pittsford49274 · Reading49242 · Hillsdale (this ZIP)4924249274492504923249271492664926249227
Shaded by median household income, in national fifths (ACS 2020-2024); 49242 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 49242, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 49242 compare with the rest of Hillsdale County?

Rank of 49242 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure49242In Hillsdale CountyIn MI
People (ACS 2020-2024)14,7501st of 19261st of 992
Median household income$61k8th of 14564th of 774
Median home value$184k6th of 17450th of 779

Its median household income is higher than in 31% of U.S. residential ZIP codes, and it is denser than 60% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 49242?

The 2020 Census counted 14,812 people in 49242; the ACS, which samples households over 2020-2024, estimates 14,750. Between the 2010 and 2020 censuses its population fell 2.9% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
14,750
2020 Census count
14,812−2.9% since 2010 (15,248)
Households
5,427
Median age
37.6

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 49242?

Of the 14,750 people the ACS estimates in 49242, 20.4% are under 18 and 18.5% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (89.4%).

  • Under 1820.4%
  • 18 to 6461.1%
  • 65 and older18.5%
Age of the people of 49242 (ACS 2020-2024, B01001)
  • White, not Hispanic89.4%
  • Other or two or more6.1%
  • Hispanic or Latino3.2%
  • Black, not Hispanic1.0%
  • Asian, not Hispanic0.2%
Race and Hispanic origin in 49242 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 49242 earn?

Median household income is $61,029 (ACS 2020-2024), the 8th highest of the 14 ranked ZIP codes in Hillsdale County. It rose from $53,975 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.

Median household income
$61,029
Income per person
$29,984
Below the poverty line
15.1%
Unemployed (of the labor force)
4.7%
Adults 25+ with a bachelor's degree
26.1%
Adjusted gross income per tax return, 2022
$59,1156,220 returns; wages 66% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 49242?

FHFA's house price index for 49242, built from repeat sales and appraisals of the same homes, rose 113% from 2015 to 2025 and rose 60% from 2020 to 2025, and moved +5.0% in 2025.

Median home value (owners' estimate)
$183,700
Median gross rent
$806
Homes owned by their occupants
73.2%
Housing units
6,576
0 100 200 300 400 198619902000201020202025 0 100 200 300 400 198619902000201020202025 0 100 200 300 400 198619902000201020202025
Index = 100 in 1986, the first year FHFA reports for 49242; 2025: 445.8. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 49242?

338 business establishments had a location in this ZIP code in 2023, 7 fewer than in 2018; the most are in health care and social assistance (ZIP Code Business Patterns).

  • Health care and social assistance58
  • Retail trade49
  • Other services (except public administration)47
  • Accommodation and food services34
  • Professional, scientific, and technical services24
  • Manufacturing23

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 49242?

ZIP codes that share a boundary with 49242, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
49266Osseo2,982$66k5.1 mi
49274Reading3,679$58k7.6 mi
49227Allen1,287$54k8.9 mi
49250Jonesville5,653$66k9.4 mi
49271Pittsford2,280$56k9.5 mi
49262North Adams1,258$54k9.6 mi
49232Camden2,790$56k10.3 mi
49258Mosherville29–12.1 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.