PlainZIP

Osseo, MI · standard

ZIP Code 49266

Hillsdale County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,942
26/sq mi
$66,173
Median income
$170,800
Median home value
14.5%
Bachelor's or higher

The verdict

Osseo pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

40th pct
household income, US ZIPs
35th pct
home value, US ZIPs
26
people per sq mi
92%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49266 against every reporting US ZIP.

ZIP code 49266 covers 114.5 square miles in Osseo, Hillsdale County, Michigan (a standard USPS delivery area), with a modest 2,942 residents on file, a density of 26 people per square mile, in the Detroit time zone.

ZIP 49266 reports a modest median household income of $66,173 (10% below the Michigan average), while per-capita income is $32,138. Poverty here runs at 8.1%, with unemployment measured at 2.5%. The typical home here is valued at $170,800 (22% below the state average); renters pay a median of $1,108 monthly, and 91.9% of units are owner-occupied.

Formal educational attainment runs low here: just 14.5% of adults hold a bachelor's degree or higher, the median age is 55.3, and the average commute is 26 minutes. Beyond these figures, 5 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Hillsdale County, letting you compare 49266 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49266, Osseo, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,942

Population

114.5

Area (sq mi)

26

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49266?

55.3

Median Age

49.5%

Male

50.5%

Female

0.5%

Foreign-Born

White 92.5%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.4%
Hispanic or Latino 2.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$66,173

Median Household Income

-10% vs state

$32,138

Per Capita Income

8.1%

Poverty Rate

2.5%

Unemployment Rate

26.4 min

Mean Commute Time

How ZIP 49266 ranks nationally

Osseo, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$66,173 40th percentile higher than 40% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.9%
Bachelor's Degree or Higher 14.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,549

Total Housing Units

1,200

Occupied Units

349

Vacant Units

2.48

Avg Household Size

Occupancy Type

Owner 91.9%
Renter 8.1%

$170,800

Median Home Value

-22% vs state

$1,108

Median Rent

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+18.8%

YoY Change (2024)

215

HPI Index (2000 = 100)

+115%

Total Change Since 2000

Home values in ZIP 49266 have increased 18.8% over the past year (2024). Since 2000, this ZIP has seen +115% cumulative appreciation.

Year Annual Change HPI Index
2020 +9.2% 132
2021 +12.8% 149
2022 -6.7% 139
2023 +30.6% 181
2024 +18.8% 215

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 29 business establishments in ZIP 49266, employing approximately 121 people with a combined annual payroll of $5,131,000.

29

Businesses

121

Employees

$5.1M

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Construction 10 34.5%
Retail trade 7 24.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 49266 vs 49271 →

ZIP 49266 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 49266 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 49266 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 49266 ranks #2 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
49271 Pittsford, MI 2,256 4.8 mi
49242 Hillsdale, MI 15,248 4.5 mi
49262 North Adams, MI 1,280 9.2 mi
49232 Camden, MI 2,801 9.4 mi
49288 Waldron, MI 1,384 9.6 mi

More ZIP Codes in Hillsdale County

49242 standard
Hillsdale, MI
Pop: 15,248
49250 standard
Jonesville, MI
Pop: 6,182
49274 standard
Reading, MI
Pop: 3,670
49249 standard
Jerome, MI
Pop: 3,408
49232 standard
Camden, MI
Pop: 2,801
49233 standard
Cement City, MI
Pop: 2,646

Related Areas

Hillsdale County Osseo, MI Michigan

Frequently Asked Questions

What county is ZIP code 49266 in? ▼
ZIP code 49266 (Osseo) is located in Hillsdale County, Michigan. Hillsdale County contains multiple ZIP codes, see the full list at /counties/hillsdale-mi.
What is the population of ZIP code 49266? ▼
ZIP code 49266 in Osseo, MI has a population of 2,942 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49266? ▼
The median household income in ZIP 49266 is $66,173, which is 13% below the national average of $76,288.
What is the average home value in ZIP 49266? ▼
The median home value in ZIP 49266 is $170,800, which is 39% below the national average of $278,155.
What is the demographic makeup of ZIP 49266? ▼
The largest racial group in ZIP 49266 is White at 92.5%. Hispanic or Latino residents make up 2.2% of the population.
How many businesses are in ZIP code 49266? ▼
ZIP code 49266 has 29 business establishments employing approximately 121 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
How have home values changed in ZIP code 49266? ▼
According to the FHFA House Price Index, home values in ZIP 49266 increased by 18.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 115%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 49266? ▼
In ZIP code 49266, 62.9% of residents aged 25+ have a high school diploma or higher, and 14.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 49266? ▼
The mean commute time for workers in ZIP code 49266 is 26.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 49266? ▼
In ZIP code 49266, approximately 91.9% of occupied housing units are owner-occupied and 8.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49266? ▼
The poverty rate in ZIP code 49266 is 8.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.