ZIP Code 49266

standard

Source:

Osseo · Hillsdale County · Michigan

Population
2,942

26/sq mi

Median income
$66,173

▼ 13% vs US

higher than 40% of US ZIPs

Median home value
$170,800

▼ 39% vs US

higher than 35% of US ZIPs

Bachelor's or higher
14.5%

Median age 55.3

Land area
114.5 sq mi

Detroit

ZIP code 49266 in Osseo, Michigan has a population of 2,942. The median household income is $66,173, which is 13% below the national average. Median home value is $170,800, 39% below the US average. 14.5% of residents hold a bachelor's degree or higher.

ZIP code 49266 is classified by USPS as a standard delivery area and covers roughly 114.5 square miles in Osseo, Hillsdale County, Michigan. The area is home to 2,942 residents, producing a population density of 26 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 49266 against Michigan and the nation.

On the economic side, the median household income for ZIP 49266 sits at $66,173 (10% below the Michigan average), while per-capita income is $32,138. The poverty rate stands at 8.1% and the unemployment rate at 2.5%. On housing, the median home value is $170,800 (22% below the state average) with median rent at $1,108 per month, and 91.9% of occupied units are owner-occupied, a direct signal of whether 49266 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 14.5% of adults hold a bachelor's degree or higher, the median age is 55.3, and the average commute is 26 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hillsdale County, so you can benchmark 49266 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 49266, Osseo, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

2,942

Population

114.5

Area (sq mi)

26

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49266?

55.3

Median Age

49.5%

Male

50.5%

Female

0.5%

Foreign-Born

White 92.5%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.4%
Hispanic or Latino 2.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$66,173

Median Household Income

-10% vs state

$32,138

Per Capita Income

8.1%

Poverty Rate

2.5%

Unemployment Rate

26.4 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.9%
Bachelor's Degree or Higher 14.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,549

Total Housing Units

1,200

Occupied Units

349

Vacant Units

2.48

Avg Household Size

Occupancy Type

Owner 91.9%
Renter 8.1%

$170,800

Median Home Value

-22% vs state

$1,108

Median Rent

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+18.8%

YoY Change (2024)

215

HPI Index (2000 = 100)

+115%

Total Change Since 2000

Home values in ZIP 49266 have increased 18.8% over the past year (2024). Since 2000, this ZIP has seen +115% cumulative appreciation.

Year Annual Change HPI Index
2020 +9.2% 132
2021 +12.8% 149
2022 -6.7% 139
2023 +30.6% 181
2024 +18.8% 215

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 29 business establishments in ZIP 49266, employing approximately 121 people with a combined annual payroll of $5,131,000.

29

Businesses

121

Employees

$5.1M

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Construction 10 34.5%
Retail trade 7 24.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 49266 vs 49271 →

ZIP Code City Population Distance
49271 Pittsford, MI 2,256 4.8 mi
49242 Hillsdale, MI 15,248 4.5 mi
49262 North Adams, MI 1,280 9.2 mi
49232 Camden, MI 2,801 9.4 mi
49288 Waldron, MI 1,384 9.6 mi

More ZIP Codes in Hillsdale County

Frequently Asked Questions

What county is ZIP code 49266 in?
ZIP code 49266 (Osseo) is located in Hillsdale County, Michigan. Hillsdale County contains multiple ZIP codes, see the full list at /counties/hillsdale-mi.
What is the population of ZIP code 49266?
ZIP code 49266 in Osseo, MI has a population of 2,942 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49266?
The median household income in ZIP 49266 is $66,173, which is 13% below the national average of $76,288.
What is the average home value in ZIP 49266?
The median home value in ZIP 49266 is $170,800, which is 39% below the national average of $278,155.
What is the demographic makeup of ZIP 49266?
The largest racial group in ZIP 49266 is White at 92.5%. Hispanic or Latino residents make up 2.2% of the population.
How many businesses are in ZIP code 49266?
ZIP code 49266 has 29 business establishments employing approximately 121 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
How have home values changed in ZIP code 49266?
According to the FHFA House Price Index, home values in ZIP 49266 increased by 18.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 115%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 49266?
In ZIP code 49266, 62.9% of residents aged 25+ have a high school diploma or higher, and 14.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 49266?
The mean commute time for workers in ZIP code 49266 is 26.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 49266?
In ZIP code 49266, approximately 91.9% of occupied housing units are owner-occupied and 8.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49266?
The poverty rate in ZIP code 49266 is 8.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Osseo, MI

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.