ZIP Code 49266
standardSource:
Osseo · Hillsdale County · Michigan
- Population
- 2,942
- Median income
- $66,173
- Median home value
- $170,800
- Bachelor's or higher
- 14.5%
- Land area
- 114.5 sq mi
26/sq mi
▼ 13% vs US
higher than 40% of US ZIPs
▼ 39% vs US
higher than 35% of US ZIPs
Median age 55.3
Detroit
ZIP code 49266 in Osseo, Michigan has a population of 2,942. The median household income is $66,173, which is 13% below the national average. Median home value is $170,800, 39% below the US average. 14.5% of residents hold a bachelor's degree or higher.
ZIP code 49266 is classified by USPS as a standard delivery area and covers roughly 114.5 square miles in Osseo, Hillsdale County, Michigan. The area is home to 2,942 residents, producing a population density of 26 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 49266 against Michigan and the nation.
On the economic side, the median household income for ZIP 49266 sits at $66,173 (10% below the Michigan average), while per-capita income is $32,138. The poverty rate stands at 8.1% and the unemployment rate at 2.5%. On housing, the median home value is $170,800 (22% below the state average) with median rent at $1,108 per month, and 91.9% of occupied units are owner-occupied, a direct signal of whether 49266 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 14.5% of adults hold a bachelor's degree or higher, the median age is 55.3, and the average commute is 26 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hillsdale County, so you can benchmark 49266 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 49266, Osseo, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
2,942
Population
114.5
Area (sq mi)
26
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 49266?
55.3
Median Age
49.5%
Male
50.5%
Female
0.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$66,173
Median Household Income
-10% vs state
$32,138
Per Capita Income
8.1%
Poverty Rate
2.5%
Unemployment Rate
26.4 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,549
Total Housing Units
1,200
Occupied Units
349
Vacant Units
2.48
Avg Household Size
Occupancy Type
$170,800
Median Home Value
-22% vs state
$1,108
Median Rent
1974
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+18.8%
YoY Change (2024)
215
HPI Index (2000 = 100)
+115%
Total Change Since 2000
Home values in ZIP 49266 have increased 18.8% over the past year (2024). Since 2000, this ZIP has seen +115% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +9.2% | 132 |
| 2021 | +12.8% | 149 |
| 2022 | -6.7% | 139 |
| 2023 | +30.6% | 181 |
| 2024 | +18.8% | 215 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 29 business establishments in ZIP 49266, employing approximately 121 people with a combined annual payroll of $5,131,000.
29
Businesses
121
Employees
$5.1M
Annual Payroll
2
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 10 | 34.5% |
| Retail trade | 7 | 24.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 49266 vs 49271 →
More ZIP Codes in Hillsdale County
Related Areas
Frequently Asked Questions
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How many businesses are in ZIP code 49266? ▼
How have home values changed in ZIP code 49266? ▼
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What percentage of residents own vs. rent in ZIP 49266? ▼
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ZIP Code Research Guides
Official Data Resources for Osseo, MI
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.