PlainZIP

Howe, IN · standard

ZIP Code 46746

LaGrange County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,036
21/sq mi
$73,244
Median income
$160,800
Median home value
19.4%
Bachelor's or higher

The verdict

Howe pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 48%
household income, US ZIPs
30th pct
home value, US ZIPs
21
people per sq mi
72%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46746 against every reporting US ZIP.

ZIP code 46746 covers 190.4 square miles in Howe, LaGrange County, Indiana (a standard USPS delivery area), with a modest 4,036 residents on file, a density of 21 people per square mile, in the Detroit time zone.

ZIP 46746 lands in the middle-income range, with a median household income of $73,244 (1% below the Indiana average), while per-capita income is $28,731. The poverty rate stands at 6.4% and the unemployment rate at 9.3%. On housing, the median home value is $160,800 (17% below the state average) with median rent at $866 per month, and 71.6% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 19.4% of adults hold a bachelor's degree or higher, the median age is 31.4, and the average commute is -. A geography-based comparison follows: 4 ZIP codes within about 10 miles of 46746, plus 6 more within LaGrange County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46746

Top 5 sectors by establishment count in Howe, IN

Which industries have the most business establishments in ZIP 46746.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46746, Howe, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,036

Population

190.4

Area (sq mi)

21

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46746?

31.4

Median Age

47.3%

Male

52.7%

Female

3.3%

Foreign-Born

White 91.2%
African American 2.2%
Asian 0.4%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 5.2%
Hispanic or Latino 5.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$73,244

Median Household Income

-1% vs state

$28,731

Per Capita Income

6.4%

Poverty Rate

9.3%

Unemployment Rate

How ZIP 46746 ranks nationally

Howe, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$73,244 Top 48% higher than 52% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.1%
Bachelor's Degree or Higher 19.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,616

Total Housing Units

1,550

Occupied Units

66

Vacant Units

2.98

Avg Household Size

Occupancy Type

Owner 71.6%
Renter 28.4%

$160,800

Median Home Value

-17% vs state

$866

Median Rent

1973

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+11.4%

YoY Change (2023)

201

HPI Index (2000 = 100)

+101%

Total Change Since 2000

Home values in ZIP 46746 have increased 11.4% over the past year (2023). Since 2000, this ZIP has seen +101% cumulative appreciation.

Year Annual Change HPI Index
2019 +2.5% 135
2020 +5.7% 143
2021 +13.8% 163
2022 +10.7% 180
2023 +11.4% 201

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 70 business establishments in ZIP 46746, employing approximately 1,464 people with a combined annual payroll of $65,772,000.

70

Businesses

1,464

Employees

$65.8M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Retail trade 11 15.7%
Transportation and warehousing 11 15.7%
Other services (except public administration) 9 12.9%
Manufacturing 8 11.4%
Accommodation and food services 8 11.4%
Administrative and support and waste management and remediation services 5 7.1%
Construction 4 5.7%
Professional, scientific, and technical services 3 4.3%
Health care and social assistance 3 4.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46746 vs 46771 →

ZIP 46746 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46746 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46746 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46746 ranks the highest of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46771 Mongo, IN 105 3.3 mi
46761 Lagrange, IN 12,039 6.2 mi
49030 Burr Oak, MI 2,523 9.3 mi
49091 Sturgis, MI 19,872 8.7 mi

More ZIP Codes in LaGrange County

46761 standard
Lagrange, IN
Pop: 12,039
46565 standard
Shipshewana, IN
Pop: 7,950
46795 standard
Wolcottville, IN
Pop: 5,608
46571 standard
Topeka, IN
Pop: 5,532
46771 standard
Mongo, IN
Pop: 105
46786 standard
South Milford, IN
Pop: 102

Related Areas

LaGrange County Howe, IN Indiana

Frequently Asked Questions

What county is ZIP code 46746 in? ▼
ZIP code 46746 (Howe) is located in LaGrange County, Indiana. LaGrange County contains multiple ZIP codes, see the full list at /counties/lagrange-in.
What is the population of ZIP code 46746? ▼
ZIP code 46746 in Howe, IN has a population of 4,036 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46746? ▼
The median household income in ZIP 46746 is $73,244, which is 4% below the national average of $76,288.
What is the average home value in ZIP 46746? ▼
The median home value in ZIP 46746 is $160,800, which is 42% below the national average of $278,155.
What is the demographic makeup of ZIP 46746? ▼
The largest racial group in ZIP 46746 is White at 91.2%. Hispanic or Latino residents make up 5.9% of the population.
How many businesses are in ZIP code 46746? ▼
ZIP code 46746 has 70 business establishments employing approximately 1,464 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46746? ▼
The top industries by establishment count in ZIP 46746 are: Retail trade (11), Transportation and warehousing (11), Other services (except public administration) (9). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 46746? ▼
According to the FHFA House Price Index, home values in ZIP 46746 increased by 11.4% in 2023. Since 2000, home values in this ZIP have appreciated by approximately 101%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46746? ▼
In ZIP code 46746, 53.1% of residents aged 25+ have a high school diploma or higher, and 19.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 46746? ▼
In ZIP code 46746, approximately 71.6% of occupied housing units are owner-occupied and 28.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46746? ▼
The poverty rate in ZIP code 46746 is 6.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.