ZIP Code 46746

standard

Source:

Howe · LaGrange County · Indiana

Population
4,036

21/sq mi

Median income
$73,244

▼ 4% vs US

higher than 52% of US ZIPs

Median home value
$160,800

▼ 42% vs US

higher than 30% of US ZIPs

Bachelor's or higher
19.4%

Median age 31.4

Land area
190.4 sq mi

Detroit

ZIP code 46746 in Howe, Indiana has a population of 4,036. The median household income is $73,244, which is 4% below the national average. Median home value is $160,800, 42% below the US average. 19.4% of residents hold a bachelor's degree or higher.

ZIP code 46746 is classified by USPS as a standard delivery area and covers roughly 190.4 square miles in Howe, LaGrange County, Indiana. The area is home to 4,036 residents, producing a population density of 21 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 46746 against Indiana and the nation.

On the economic side, the median household income for ZIP 46746 sits at $73,244 (1% below the Indiana average), while per-capita income is $28,731. The poverty rate stands at 6.4% and the unemployment rate at 9.3%. On housing, the median home value is $160,800 (17% below the state average) with median rent at $866 per month, and 71.6% of occupied units are owner-occupied, a direct signal of whether 46746 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 19.4% of adults hold a bachelor's degree or higher, the median age is 31.4, and the average commute is . We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing LaGrange County, so you can benchmark 46746 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 46746

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 46746.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 46746, Howe, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

4,036

Population

190.4

Area (sq mi)

21

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46746?

31.4

Median Age

47.3%

Male

52.7%

Female

3.3%

Foreign-Born

White 91.2%
African American 2.2%
Asian 0.4%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 5.2%
Hispanic or Latino 5.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$73,244

Median Household Income

-1% vs state

$28,731

Per Capita Income

6.4%

Poverty Rate

9.3%

Unemployment Rate

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.1%
Bachelor's Degree or Higher 19.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,616

Total Housing Units

1,550

Occupied Units

66

Vacant Units

2.98

Avg Household Size

Occupancy Type

Owner 71.6%
Renter 28.4%

$160,800

Median Home Value

-17% vs state

$866

Median Rent

1973

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+11.4%

YoY Change (2023)

201

HPI Index (2000 = 100)

+101%

Total Change Since 2000

Home values in ZIP 46746 have increased 11.4% over the past year (2023). Since 2000, this ZIP has seen +101% cumulative appreciation.

Year Annual Change HPI Index
2019 +2.5% 135
2020 +5.7% 143
2021 +13.8% 163
2022 +10.7% 180
2023 +11.4% 201

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 70 business establishments in ZIP 46746, employing approximately 1,464 people with a combined annual payroll of $65,772,000.

70

Businesses

1,464

Employees

$65.8M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Retail trade 11 15.7%
Transportation and warehousing 11 15.7%
Other services (except public administration) 9 12.9%
Manufacturing 8 11.4%
Accommodation and food services 8 11.4%
Administrative and support and waste management and remediation services 5 7.1%
Construction 4 5.7%
Professional, scientific, and technical services 3 4.3%
Health care and social assistance 3 4.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46746 vs 46771 →

ZIP Code City Population Distance
46771 Mongo, IN 105 3.3 mi
46761 Lagrange, IN 12,039 6.2 mi
49030 Burr Oak, MI 2,523 9.3 mi
49091 Sturgis, MI 19,872 8.7 mi

More ZIP Codes in LaGrange County

Frequently Asked Questions

What county is ZIP code 46746 in?
ZIP code 46746 (Howe) is located in LaGrange County, Indiana. LaGrange County contains multiple ZIP codes, see the full list at /counties/lagrange-in.
What is the population of ZIP code 46746?
ZIP code 46746 in Howe, IN has a population of 4,036 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46746?
The median household income in ZIP 46746 is $73,244, which is 4% below the national average of $76,288.
What is the average home value in ZIP 46746?
The median home value in ZIP 46746 is $160,800, which is 42% below the national average of $278,155.
What is the demographic makeup of ZIP 46746?
The largest racial group in ZIP 46746 is White at 91.2%. Hispanic or Latino residents make up 5.9% of the population.
How many businesses are in ZIP code 46746?
ZIP code 46746 has 70 business establishments employing approximately 1,464 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46746?
The top industries by establishment count in ZIP 46746 are: Retail trade (11), Transportation and warehousing (11), Other services (except public administration) (9). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 46746?
According to the FHFA House Price Index, home values in ZIP 46746 increased by 11.4% in 2023. Since 2000, home values in this ZIP have appreciated by approximately 101%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46746?
In ZIP code 46746, 53.1% of residents aged 25+ have a high school diploma or higher, and 19.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 46746?
In ZIP code 46746, approximately 71.6% of occupied housing units are owner-occupied and 28.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46746?
The poverty rate in ZIP code 46746 is 6.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Howe, IN

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.