Sturgis, MI · standard
ZIP Code 49091
St. Joseph County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 19,872
- 88/sq mi Moderate-density area
- $67,333
- Median income Near-median income area
- $182,600
- Median home value Near-median home value
- 19.4%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Sturgis pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 42nd pct
- household income, US ZIPs
- 39th pct
- home value, US ZIPs
- 88
- people per sq mi
- 74%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49091 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 49091 (Sturgis, MI) rose +6.7% from 2023 to 2024. The all-transactions index moved from 187.9 in 2023 to 200.5 in 2024 (2000 = 100).
ZIP code 49091 is a mid-sized community (a standard USPS delivery area) in Sturgis, St. Joseph County, Michigan, home to 19,872 residents across 225.6 square miles, a density of 88 people per square mile, in the Detroit time zone.
ZIP 49091 reports a modest median household income of $67,333 (8% below the average Michigan ZIP), while per-capita income is $32,676. The poverty rate is 11.1%, with unemployment at 6.2%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $182,600 (17% below the average Michigan ZIP), and median rent is $841; owner occupancy is 74.0%.
Educational attainment sits below the national norm: 19.4% of adults hold a bachelor's degree or higher, the median age is 36.6, and the average commute is 19 minutes. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in St. Joseph County, so 49091 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 49091
Top 5 sectors by establishment count in Sturgis, MI
Which industries have the most business establishments in ZIP 49091.
- Retail trade
Retail trade
81 establishments
- Manufacturing
Manufacturing
50 establishments
- Health care and social assistance
Health care and social assistance
48 establishments
- Other services (except public administration)
Other services (except public administration)
47 establishments
- Accommodation and food services
Accommodation and food services
38 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49091, Sturgis, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
19,872
Population
225.6
Area (sq mi)
88
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 49091?
36.6
Median Age
49.4%
Male
50.6%
Female
8.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$67,333
Median Household Income
-8% vs state ZIP avg
$32,676
Per Capita Income
11.1%
Poverty Rate
6.2%
Unemployment Rate
19.0 min
Mean Commute Time
How ZIP 49091 ranks among Michigan ZIPs
Sturgis, MI household income vs. every Michigan ZIP code
Median household income among 962 reporting Michigan ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$67,333 48th percentile higher than 48% of 962 Michigan ZIPs
Each bar is a $20K-wide band; taller bars hold more Michigan ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
8,746housing units
8,746
Total Housing Units
7,463
Occupied Units
1,283
Vacant Units
2.57
Avg Household Size
Occupancy Type
$182,600
Median Home Value
-17% vs state ZIP avg
$841
Median Rent
1967
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.7%
YoY Change (2024)
201
HPI Index (2000 = 100)
+101%
Total Change Since 2000
Home values in ZIP 49091 have increased 6.7% over the past year (2024). Since 2000, this ZIP has seen +101% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.6% | 140 |
| 2021 | +10.7% | 155 |
| 2022 | +13.9% | 176 |
| 2023 | +6.5% | 188 |
| 2024 | +6.7% | 201 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 431 business establishments in ZIP 49091, employing approximately 7,693 people with a combined annual payroll of $415,584,000.
431
Businesses
7,693
Employees
$415.6M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 81 | 18.8% |
| Manufacturing | 50 | 11.6% |
| Health care and social assistance | 48 | 11.1% |
| Other services (except public administration) | 47 | 10.9% |
| Accommodation and food services | 38 | 8.8% |
| Finance and insurance | 32 | 7.4% |
| Professional, scientific, and technical services | 32 | 7.4% |
| Wholesale trade | 22 | 5.1% |
| Construction | 20 | 4.6% |
| Real estate and rental and leasing | 14 | 3.3% |
| Transportation and warehousing | 13 | 3.0% |
| Administrative and support and waste management and remediation services | 13 | 3.0% |
| Information | 5 | 1.2% |
| Arts, entertainment, and recreation | 5 | 1.2% |
| Agriculture, forestry, fishing and hunting | 4 | 0.9% |
| Educational services | 4 | 0.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 49091 vs 49075 →
ZIP 49091 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 49091
Sturgis (49091)
19,872 residents
- 46565
Shipshewana (46565)
7,950 residents
- 46746 4,036
Howe (46746)
4,036 residents
- 49040 3,388
Colon (49040)
3,388 residents
- 49032 3,105
Centreville (49032)
3,105 residents
- 49030 2,523
Burr Oak (49030)
2,523 residents
- 49075 121
Nottawa (49075)
121 residents
What this shows Among its immediate neighbors, ZIP 49091 ranks the most populous - useful context the national average alone can't give.
ZIP 49091 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 49075
Nottawa (49075)
$105,147 median income
- 46565
Shipshewana (46565)
$96,199 median income
- 46746
Howe (46746)
$73,244 median income
- 49030
Burr Oak (49030)
$69,167 median income
- 49091
Sturgis (49091)
$67,333 median income
- 49032
Centreville (49032)
$66,420 median income
- 49040
Colon (49040)
$64,306 median income
What this shows By household income, ZIP 49091 ranks #5 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 49091, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (19,872 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in St. Joseph County
Related Areas
Frequently Asked Questions
What county is ZIP code 49091 in?
ZIP code 49091 (Sturgis) is located in St. Joseph County, Michigan. St. Joseph County contains multiple ZIP codes, see the full list at /counties/st-joseph-mi.
What is the population of ZIP code 49091?
ZIP code 49091 in Sturgis, MI has a population of 19,872 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49091?
The median household income in ZIP 49091 is $67,333, which is 12% below the national average of $76,288.
What is the average home value in ZIP 49091?
The median home value in ZIP 49091 is $182,600, which is 34% below the national average of $278,155.
What is the demographic makeup of ZIP 49091?
The largest racial group in ZIP 49091 is White at 77.6%. Hispanic or Latino residents make up 18.3% of the population.
How many businesses are in ZIP code 49091?
ZIP code 49091 has 431 business establishments employing approximately 7,693 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49091?
The top industries by establishment count in ZIP 49091 are: Retail trade (81), Manufacturing (50), Health care and social assistance (48). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 49091?
According to the FHFA House Price Index, home values in ZIP 49091 increased by 6.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 101%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 49091?
In ZIP code 49091, 55.2% of residents aged 25+ have a high school diploma or higher, and 19.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 49091?
The mean commute time for workers in ZIP code 49091 is 19.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 49091?
In ZIP code 49091, approximately 74.0% of occupied housing units are owner-occupied and 26.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49091?
The poverty rate in ZIP code 49091 is 11.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 49091's numbers, next.
- See how ZIP 49091 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Sturgis, MI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.