PlainZIP

Memphis, MI · standard

ZIP Code 48041

St. Clair County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,561
44/sq mi
$75,677
Median income
$316,500
Median home value
18.1%
Bachelor's or higher

The verdict

Memphis pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 44%
household income, US ZIPs
Top 31%
home value, US ZIPs
44
people per sq mi
89%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48041 against every reporting US ZIP.

ZIP code 48041 covers 103.7 square miles in Memphis, St. Clair County, Michigan (a standard USPS delivery area), with a modest 4,561 residents on file, a density of 44 people per square mile, in the Detroit time zone.

ZIP 48041 lands in the middle-income range, with a median household income of $75,677 (3% above the Michigan average), while per-capita income is $41,964. Poverty here runs at 8.3%, with unemployment measured at 2.4%. On housing, the median home value is $316,500 (44% above the state average) with median rent at $938 per month, and 89.1% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 18.1% of adults hold a bachelor's degree or higher, the median age is 47.5, and the average commute is 35 minutes. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing St. Clair County, so you can benchmark 48041 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 48041

Top 5 sectors by establishment count in Memphis, MI

Which industries have the most business establishments in ZIP 48041.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48041, Memphis, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,561

Population

103.7

Area (sq mi)

44

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48041?

47.5

Median Age

51.0%

Male

49.0%

Female

2.5%

Foreign-Born

White 90.8%
African American 1.0%
Asian 3.3%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.3%
Two or More Ethnicities 3.6%
Hispanic or Latino 2.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$75,677

Median Household Income

+3% vs state

$41,964

Per Capita Income

8.3%

Poverty Rate

2.4%

Unemployment Rate

35.0 min

Mean Commute Time

How ZIP 48041 ranks nationally

Memphis, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$75,677 Top 44% higher than 56% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 50.6%
Bachelor's Degree or Higher 18.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,940

Total Housing Units

1,829

Occupied Units

111

Vacant Units

2.35

Avg Household Size

Occupancy Type

Owner 89.1%
Renter 10.9%

$316,500

Median Home Value

+44% vs state

$938

Median Rent

1981

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.8%

YoY Change (2024)

169

HPI Index (2000 = 100)

+69%

Total Change Since 2000

Home values in ZIP 48041 have increased 3.8% over the past year (2024). Since 2000, this ZIP has seen +69% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.9% 126
2021 +8.8% 137
2022 +11.4% 153
2023 +6.4% 163
2024 +3.8% 169

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 64 business establishments in ZIP 48041, employing approximately 441 people with a combined annual payroll of $16,282,000.

64

Businesses

441

Employees

$16.3M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Construction 15 23.4%
Retail trade 11 17.2%
Manufacturing 8 12.5%
Transportation and warehousing 5 7.8%
Professional, scientific, and technical services 5 7.8%
Administrative and support and waste management and remediation services 5 7.8%
Accommodation and food services 5 7.8%
Health care and social assistance 3 4.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48041 vs 48062 →

ZIP 48041 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 48041 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 48041 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 48041 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
48062 Richmond, MI 9,373 6.2 mi
48022 Emmett, MI 2,654 6.2 mi
48002 Allenton, MI 3,285 6.2 mi
48027 Goodells, MI 3,249 6.1 mi
48063 Columbus, MI 4,070 8.6 mi
48005 Armada, MI 5,379 8.6 mi
48014 Capac, MI 4,256 8.8 mi
48006 Avoca, MI 4,007 10.9 mi

More ZIP Codes in St. Clair County

48060 standard
Port Huron, MI
Pop: 40,831
48059 standard
Fort Gratiot, MI
Pop: 15,123
48079 standard
Saint Clair, MI
Pop: 12,304
48001 standard
Algonac, MI
Pop: 11,986
48040 standard
Marysville, MI
Pop: 9,956
48074 standard
Smiths Creek, MI
Pop: 9,356

Related Areas

St. Clair County Memphis, MI Michigan

Frequently Asked Questions

What county is ZIP code 48041 in? ▼
ZIP code 48041 (Memphis) is located in St. Clair County, Michigan. St. Clair County contains multiple ZIP codes, see the full list at /counties/st-clair-mi.
What is the population of ZIP code 48041? ▼
ZIP code 48041 in Memphis, MI has a population of 4,561 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48041? ▼
The median household income in ZIP 48041 is $75,677, which is 1% below the national average of $76,288.
What is the average home value in ZIP 48041? ▼
The median home value in ZIP 48041 is $316,500, which is 14% above the national average of $278,155.
What is the demographic makeup of ZIP 48041? ▼
The largest racial group in ZIP 48041 is White at 90.8%. Hispanic or Latino residents make up 2.0% of the population.
How many businesses are in ZIP code 48041? ▼
ZIP code 48041 has 64 business establishments employing approximately 441 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48041? ▼
The top industries by establishment count in ZIP 48041 are: Construction (15), Retail trade (11), Manufacturing (8). There are 8 industry sectors represented in total.
How have home values changed in ZIP code 48041? ▼
According to the FHFA House Price Index, home values in ZIP 48041 increased by 3.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 69%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48041? ▼
In ZIP code 48041, 50.6% of residents aged 25+ have a high school diploma or higher, and 18.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48041? ▼
The mean commute time for workers in ZIP code 48041 is 35.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48041? ▼
In ZIP code 48041, approximately 89.1% of occupied housing units are owner-occupied and 10.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48041? ▼
The poverty rate in ZIP code 48041 is 8.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.