PlainZIP

Capac, MI · standard

ZIP Code 48014

St. Clair County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,256
45/sq mi
$66,800
Median income
$217,900
Median home value
11.0%
Bachelor's or higher

The verdict

Capac pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

41th pct
household income, US ZIPs
49th pct
home value, US ZIPs
45
people per sq mi
88%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48014 against every reporting US ZIP.

ZIP code 48014 covers 94.8 square miles in Capac, St. Clair County, Michigan (a standard USPS delivery area), with a modest 4,256 residents on file, a density of 45 people per square mile, in the Detroit time zone.

ZIP 48014 reports a modest median household income of $66,800 (9% below the Michigan average), while per-capita income is $33,722. 5.8% of residents live below the poverty line, and the unemployment rate reads 7.9%. On housing, the median home value is $217,900 (1% below the state average) with median rent at $848 per month, and 87.6% of occupied units are owner-occupied.

Formal educational attainment runs low here: just 11.0% of adults hold a bachelor's degree or higher, the median age is 41.4, and the average commute is 39 minutes. To put 48014 in local context, 6 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in St. Clair County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 48014

Top 5 sectors by establishment count in Capac, MI

Which industries have the most business establishments in ZIP 48014.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48014, Capac, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,256

Population

94.8

Area (sq mi)

45

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48014?

41.4

Median Age

51.0%

Male

49.0%

Female

2.1%

Foreign-Born

White 92.7%
African American 0.6%
Asian 0.1%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.9%
Hispanic or Latino 7.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$66,800

Median Household Income

-9% vs state

$33,722

Per Capita Income

5.8%

Poverty Rate

7.9%

Unemployment Rate

39.0 min

Mean Commute Time

How ZIP 48014 ranks nationally

Capac, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$66,800 41st percentile higher than 41% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 45.1%
Bachelor's Degree or Higher 11.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,830

Total Housing Units

1,806

Occupied Units

24

Vacant Units

2.38

Avg Household Size

Occupancy Type

Owner 87.6%
Renter 12.4%

$217,900

Median Home Value

-1% vs state

$848

Median Rent

1985

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+14.6%

YoY Change (2024)

168

HPI Index (2000 = 100)

+68%

Total Change Since 2000

Home values in ZIP 48014 have increased 14.6% over the past year (2024). Since 2000, this ZIP has seen +68% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.7% 122
2021 +12.9% 137
2022 +14.6% 158
2023 -6.9% 147
2024 +14.6% 168

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 70 business establishments in ZIP 48014, employing approximately 533 people with a combined annual payroll of $21,420,000.

70

Businesses

533

Employees

$21.4M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Construction 14 20.0%
Retail trade 12 17.1%
Health care and social assistance 8 11.4%
Other services (except public administration) 8 11.4%
Accommodation and food services 5 7.1%
Manufacturing 4 5.7%
Wholesale trade 4 5.7%
Transportation and warehousing 4 5.7%
Finance and insurance 3 4.3%
Real estate and rental and leasing 3 4.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48014 vs 48002 →

ZIP 48014 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 48014 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 48014 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 48014 ranks #6 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
48002 Allenton, MI 3,285 6.0 mi
48022 Emmett, MI 2,654 6.0 mi
48444 Imlay City, MI 9,327 6.8 mi
48097 Yale, MI 5,499 8.6 mi
48003 Almont, MI 6,070 8.5 mi
48041 Memphis, MI 4,561 8.8 mi

More ZIP Codes in St. Clair County

48060 standard
Port Huron, MI
Pop: 40,831
48059 standard
Fort Gratiot, MI
Pop: 15,123
48079 standard
Saint Clair, MI
Pop: 12,304
48001 standard
Algonac, MI
Pop: 11,986
48040 standard
Marysville, MI
Pop: 9,956
48074 standard
Smiths Creek, MI
Pop: 9,356

Related Areas

St. Clair County Capac, MI Michigan

Frequently Asked Questions

What county is ZIP code 48014 in? ▼
ZIP code 48014 (Capac) is located in St. Clair County, Michigan. St. Clair County contains multiple ZIP codes, see the full list at /counties/st-clair-mi.
What is the population of ZIP code 48014? ▼
ZIP code 48014 in Capac, MI has a population of 4,256 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48014? ▼
The median household income in ZIP 48014 is $66,800, which is 12% below the national average of $76,288.
What is the average home value in ZIP 48014? ▼
The median home value in ZIP 48014 is $217,900, which is 22% below the national average of $278,155.
What is the demographic makeup of ZIP 48014? ▼
The largest racial group in ZIP 48014 is White at 92.7%. Hispanic or Latino residents make up 7.1% of the population.
How many businesses are in ZIP code 48014? ▼
ZIP code 48014 has 70 business establishments employing approximately 533 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48014? ▼
The top industries by establishment count in ZIP 48014 are: Construction (14), Retail trade (12), Health care and social assistance (8). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 48014? ▼
According to the FHFA House Price Index, home values in ZIP 48014 increased by 14.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 68%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48014? ▼
In ZIP code 48014, 45.1% of residents aged 25+ have a high school diploma or higher, and 11.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48014? ▼
The mean commute time for workers in ZIP code 48014 is 39.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48014? ▼
In ZIP code 48014, approximately 87.6% of occupied housing units are owner-occupied and 12.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48014? ▼
The poverty rate in ZIP code 48014 is 5.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.