ZIP Code 48097

standard

Source:

Yale · St. Clair County · Michigan

Population
5,499

28/sq mi

Median income
$63,659

▼ 17% vs US

higher than 36% of US ZIPs

Median home value
$198,700

▼ 29% vs US

higher than 43% of US ZIPs

Bachelor's or higher
13.5%

Median age 40.8

Land area
197.8 sq mi

Detroit

ZIP code 48097 in Yale, Michigan has a population of 5,499. The median household income is $63,659, which is 17% below the national average. Median home value is $198,700, 29% below the US average. 13.5% of residents hold a bachelor's degree or higher.

ZIP code 48097 is classified by USPS as a standard delivery area and covers roughly 197.8 square miles in Yale, St. Clair County, Michigan. The area is home to 5,499 residents, producing a population density of 28 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 48097 against Michigan and the nation.

On the economic side, the median household income for ZIP 48097 sits at $63,659 (13% below the Michigan average), while per-capita income is $31,904. The poverty rate stands at 14.3% and the unemployment rate at 12.1%. On housing, the median home value is $198,700 (10% below the state average) with median rent at $924 per month, and 82.1% of occupied units are owner-occupied, a direct signal of whether 48097 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 13.5% of adults hold a bachelor's degree or higher, the median age is 40.8, and the average commute is 39 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing St. Clair County, so you can benchmark 48097 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 48097

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 48097.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 48097, Yale, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

5,499

Population

197.8

Area (sq mi)

28

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48097?

40.8

Median Age

50.8%

Male

49.2%

Female

1.4%

Foreign-Born

White 95.6%
African American 0.2%
Asian 0.2%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.8%
Hispanic or Latino 3.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$63,659

Median Household Income

-13% vs state

$31,904

Per Capita Income

14.3%

Poverty Rate

12.1%

Unemployment Rate

39.4 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.8%
Bachelor's Degree or Higher 13.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,336

Total Housing Units

2,184

Occupied Units

152

Vacant Units

2.44

Avg Household Size

Occupancy Type

Owner 82.1%
Renter 17.9%

$198,700

Median Home Value

-10% vs state

$924

Median Rent

1973

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+10.4%

YoY Change (2024)

188

HPI Index (2000 = 100)

+88%

Total Change Since 2000

Home values in ZIP 48097 have increased 10.4% over the past year (2024). Since 2000, this ZIP has seen +88% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.5% 125
2021 +8.8% 136
2022 +11.6% 152
2023 +12.6% 171
2024 +10.4% 188

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 81 business establishments in ZIP 48097, employing approximately 912 people with a combined annual payroll of $30,363,000.

81

Businesses

912

Employees

$30.4M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Retail trade 16 19.8%
Health care and social assistance 16 19.8%
Accommodation and food services 9 11.1%
Construction 8 9.9%
Manufacturing 6 7.4%
Finance and insurance 6 7.4%
Administrative and support and waste management and remediation services 5 6.2%
Other services (except public administration) 5 6.2%
Professional, scientific, and technical services 3 3.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48097 vs 48454 →

ZIP Code City Population Distance
48454 Melvin, MI 1,324 5.1 mi
48022 Emmett, MI 2,654 6.8 mi
48006 Avoca, MI 4,007 7.6 mi
48014 Capac, MI 4,256 8.6 mi

More ZIP Codes in St. Clair County

Frequently Asked Questions

What county is ZIP code 48097 in?
ZIP code 48097 (Yale) is located in St. Clair County, Michigan. St. Clair County contains multiple ZIP codes, see the full list at /counties/st-clair-mi.
What is the population of ZIP code 48097?
ZIP code 48097 in Yale, MI has a population of 5,499 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48097?
The median household income in ZIP 48097 is $63,659, which is 17% below the national average of $76,288.
What is the average home value in ZIP 48097?
The median home value in ZIP 48097 is $198,700, which is 29% below the national average of $278,155.
What is the demographic makeup of ZIP 48097?
The largest racial group in ZIP 48097 is White at 95.6%. Hispanic or Latino residents make up 3.1% of the population.
How many businesses are in ZIP code 48097?
ZIP code 48097 has 81 business establishments employing approximately 912 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48097?
The top industries by establishment count in ZIP 48097 are: Retail trade (16), Health care and social assistance (16), Accommodation and food services (9). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 48097?
According to the FHFA House Price Index, home values in ZIP 48097 increased by 10.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 88%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48097?
In ZIP code 48097, 58.8% of residents aged 25+ have a high school diploma or higher, and 13.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48097?
The mean commute time for workers in ZIP code 48097 is 39.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48097?
In ZIP code 48097, approximately 82.1% of occupied housing units are owner-occupied and 17.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48097?
The poverty rate in ZIP code 48097 is 14.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Yale, MI

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.