ZIP Code 48097
standardSource:
Yale · St. Clair County · Michigan
- Population
- 5,499
- Median income
- $63,659
- Median home value
- $198,700
- Bachelor's or higher
- 13.5%
- Land area
- 197.8 sq mi
28/sq mi
▼ 17% vs US
higher than 36% of US ZIPs
▼ 29% vs US
higher than 43% of US ZIPs
Median age 40.8
Detroit
ZIP code 48097 in Yale, Michigan has a population of 5,499. The median household income is $63,659, which is 17% below the national average. Median home value is $198,700, 29% below the US average. 13.5% of residents hold a bachelor's degree or higher.
ZIP code 48097 is classified by USPS as a standard delivery area and covers roughly 197.8 square miles in Yale, St. Clair County, Michigan. The area is home to 5,499 residents, producing a population density of 28 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 48097 against Michigan and the nation.
On the economic side, the median household income for ZIP 48097 sits at $63,659 (13% below the Michigan average), while per-capita income is $31,904. The poverty rate stands at 14.3% and the unemployment rate at 12.1%. On housing, the median home value is $198,700 (10% below the state average) with median rent at $924 per month, and 82.1% of occupied units are owner-occupied, a direct signal of whether 48097 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 13.5% of adults hold a bachelor's degree or higher, the median age is 40.8, and the average commute is 39 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing St. Clair County, so you can benchmark 48097 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 48097
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 48097.
- Retail trade
Retail trade
16 establishments
- Health care and social assistance
Health care and social assistance
16 establishments
- Accommodation and food services
Accommodation and food services
9 establishments
- Construction
Construction
8 establishments
- Manufacturing 6
Manufacturing
6 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 48097, Yale, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
5,499
Population
197.8
Area (sq mi)
28
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 48097?
40.8
Median Age
50.8%
Male
49.2%
Female
1.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$63,659
Median Household Income
-13% vs state
$31,904
Per Capita Income
14.3%
Poverty Rate
12.1%
Unemployment Rate
39.4 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
2,336
Total Housing Units
2,184
Occupied Units
152
Vacant Units
2.44
Avg Household Size
Occupancy Type
$198,700
Median Home Value
-10% vs state
$924
Median Rent
1973
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+10.4%
YoY Change (2024)
188
HPI Index (2000 = 100)
+88%
Total Change Since 2000
Home values in ZIP 48097 have increased 10.4% over the past year (2024). Since 2000, this ZIP has seen +88% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.5% | 125 |
| 2021 | +8.8% | 136 |
| 2022 | +11.6% | 152 |
| 2023 | +12.6% | 171 |
| 2024 | +10.4% | 188 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 81 business establishments in ZIP 48097, employing approximately 912 people with a combined annual payroll of $30,363,000.
81
Businesses
912
Employees
$30.4M
Annual Payroll
9
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 16 | 19.8% |
| Health care and social assistance | 16 | 19.8% |
| Accommodation and food services | 9 | 11.1% |
| Construction | 8 | 9.9% |
| Manufacturing | 6 | 7.4% |
| Finance and insurance | 6 | 7.4% |
| Administrative and support and waste management and remediation services | 5 | 6.2% |
| Other services (except public administration) | 5 | 6.2% |
| Professional, scientific, and technical services | 3 | 3.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 48097 vs 48454 →
More ZIP Codes in St. Clair County
Related Areas
Frequently Asked Questions
What county is ZIP code 48097 in? ▼
What is the population of ZIP code 48097? ▼
What is the median household income in ZIP 48097? ▼
What is the average home value in ZIP 48097? ▼
What is the demographic makeup of ZIP 48097? ▼
How many businesses are in ZIP code 48097? ▼
What are the main industries in ZIP code 48097? ▼
How have home values changed in ZIP code 48097? ▼
What is the education level in ZIP code 48097? ▼
What is the average commute time in ZIP 48097? ▼
What percentage of residents own vs. rent in ZIP 48097? ▼
What is the poverty rate in ZIP code 48097? ▼
ZIP Code Research Guides
Official Data Resources for Yale, MI
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.