Harrison Township, MI · standard

ZIP Code 48045

Macomb County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

24,604
657/sq mi
$80,366
Median income
$262,400
Median home value
27.8%
Bachelor's or higher

The verdict

Harrison Township pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.

Top 38%
household income, US ZIPs
Top 40%
home value, US ZIPs
657
people per sq mi
73%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48045 against every reporting US ZIP.

ZIP code 48045 is a densely settled ZIP (a standard USPS delivery area) in Harrison Township, Macomb County, Michigan, with 24,604 residents across 37.5 square miles, a density of 657 people per square mile, in the Detroit time zone.

ZIP 48045 lands in the middle-income range, with a median household income of $80,366 (10% above the Michigan average), while per-capita income is $49,574. 10.2% of residents live below the poverty line, and the unemployment rate reads 4.7%. Median home value sits at $262,400 (19% above the state average), median rent at $1,097 a month, and owner-occupancy at 72.5%.

Educational attainment sits below the national norm: 27.8% of adults hold a bachelor's degree or higher, the median age is 45.8, and the average commute is 28 minutes. To put 48045 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Macomb County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 48045

Top 5 sectors by establishment count in Harrison Township, MI

Which industries have the most business establishments in ZIP 48045.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48045, Harrison Township, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

24,604

Population

37.5

Area (sq mi)

657

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48045?

45.8

Median Age

50.6%

Male

49.4%

Female

3.2%

Foreign-Born

White 82.5%
African American 9.8%
Asian 0.2%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 6.9%
Hispanic or Latino 2.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$80,366

Median Household Income

+10% vs state

$49,574

Per Capita Income

10.2%

Poverty Rate

4.7%

Unemployment Rate

28.2 min

Mean Commute Time

How ZIP 48045 ranks nationally

Harrison Township, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$80,366 Top 38% higher than 62% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.9%
Bachelor's Degree or Higher 27.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

12,592

Total Housing Units

11,726

Occupied Units

866

Vacant Units

2.05

Avg Household Size

Occupancy Type

Owner 72.5%
Renter 27.5%

$262,400

Median Home Value

+19% vs state

$1,097

Median Rent

1980

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.9%

YoY Change (2024)

168

HPI Index (2000 = 100)

+68%

Total Change Since 2000

Home values in ZIP 48045 have increased 8.9% over the past year (2024). Since 2000, this ZIP has seen +68% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.4% 121
2021 +9.2% 132
2022 +10.2% 145
2023 +6.2% 154
2024 +8.9% 168

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 415 business establishments in ZIP 48045, employing approximately 3,301 people with a combined annual payroll of $176,016,000.

415

Businesses

3,301

Employees

$176.0M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Construction 47 11.3%
Manufacturing 46 11.1%
Other services (except public administration) 45 10.8%
Administrative and support and waste management and remediation services 39 9.4%
Retail trade 37 8.9%
Professional, scientific, and technical services 37 8.9%
Accommodation and food services 35 8.4%
Health care and social assistance 32 7.7%
Real estate and rental and leasing 27 6.5%
Transportation and warehousing 20 4.8%
Arts, entertainment, and recreation 19 4.6%
Finance and insurance 11 2.6%
Wholesale trade 8 1.9%
Information 6 1.4%
Educational services 4 1.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48045 vs 48043 →

ZIP 48045 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 48045 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 48045 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 48045 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
48043 Mount Clemens, MI 16,305 2.7 mi
48036 Clinton Township, MI 20,980 3.5 mi
48051 New Baltimore, MI 17,319 7.1 mi
48035 Clinton Township, MI 34,788 4.7 mi
48082 Saint Clair Shores, MI 16,549 5.3 mi
48038 Clinton Township, MI 41,057 5.7 mi
48047 New Baltimore, MI 39,415 6.5 mi
48044 Macomb, MI 52,289 6.5 mi
48081 Saint Clair Shores, MI 20,635 7.5 mi
48026 Fraser, MI 14,480 7.1 mi

More ZIP Codes in Macomb County

Frequently Asked Questions

What county is ZIP code 48045 in?
ZIP code 48045 (Harrison Township) is located in Macomb County, Michigan. Macomb County contains multiple ZIP codes, see the full list at /counties/macomb-mi.
What is the population of ZIP code 48045?
ZIP code 48045 in Harrison Township, MI has a population of 24,604 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48045?
The median household income in ZIP 48045 is $80,366, which is 5% above the national average of $76,288.
What is the average home value in ZIP 48045?
The median home value in ZIP 48045 is $262,400, which is 6% below the national average of $278,155.
What is the demographic makeup of ZIP 48045?
The largest racial group in ZIP 48045 is White at 82.5%. Hispanic or Latino residents make up 2.6% of the population.
How many businesses are in ZIP code 48045?
ZIP code 48045 has 415 business establishments employing approximately 3,301 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48045?
The top industries by establishment count in ZIP 48045 are: Construction (47), Manufacturing (46), Other services (except public administration) (45). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 48045?
According to the FHFA House Price Index, home values in ZIP 48045 increased by 8.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 68%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48045?
In ZIP code 48045, 57.9% of residents aged 25+ have a high school diploma or higher, and 27.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48045?
The mean commute time for workers in ZIP code 48045 is 28.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48045?
In ZIP code 48045, approximately 72.5% of occupied housing units are owner-occupied and 27.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48045?
The poverty rate in ZIP code 48045 is 10.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.