Saint Clair Shores, MI · standard
ZIP Code 48082
Macomb County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 16,549
- 1,938/sq mi High-density area
- $74,806
- Median income Near-median income area
- $214,200
- Median home value Near-median home value
- 26.1%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Saint Clair Shores pairs an above-median household income with below-median home values, in a low-density, homeowner-dominated area.
- Top 45%
- household income, US ZIPs
- 48th pct
- home value, US ZIPs
- 1,938
- people per sq mi
- 87%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48082 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 48082 (Saint Clair Shores, MI) rose +7.5% from 2023 to 2024. The all-transactions index moved from 162.5 in 2023 to 174.7 in 2024 (2000 = 100).
ZIP code 48082 is a mid-sized community (a standard USPS delivery area) in Saint Clair Shores, Macomb County, Michigan, home to 16,549 residents across 8.5 square miles, a density of 1,938 people per square mile, in the Detroit time zone.
ZIP 48082 lands in the middle-income range, with a median household income of $74,806 (2% above the average Michigan ZIP), while per-capita income is $41,459. The poverty rate is 8.1%, with unemployment at 5.5%; those measures add context to the income figure. Median home value is $214,200 (2% below the average Michigan ZIP) and median rent is $1,316; 87.4% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 26.1% of adults hold a bachelor's degree or higher, the median age is 42, and the average commute is 27 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Macomb County, so 48082 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 48082
Top 5 sectors by establishment count in Saint Clair Shores, MI
Which industries have the most business establishments in ZIP 48082.
- Construction
Construction
34 establishments
- Retail trade
Retail trade
33 establishments
- Health care and social assistance
Health care and social assistance
31 establishments
- Accommodation and food services
Accommodation and food services
28 establishments
- Other services (except public administration)
Other services (except public administration)
27 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48082, Saint Clair Shores, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
16,549
Population
8.5
Area (sq mi)
1,938
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 48082?
42.0
Median Age
49.7%
Male
50.3%
Female
3.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$74,806
Median Household Income
+2% vs state ZIP avg
$41,459
Per Capita Income
8.1%
Poverty Rate
5.5%
Unemployment Rate
27.1 min
Mean Commute Time
How ZIP 48082 ranks among Michigan ZIPs
Saint Clair Shores, MI household income vs. every Michigan ZIP code
Median household income among 962 reporting Michigan ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$74,806 Top 38% higher than 62% of 962 Michigan ZIPs
Each bar is a $20K-wide band; taller bars hold more Michigan ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
7,400housing units
7,400
Total Housing Units
7,222
Occupied Units
178
Vacant Units
2.22
Avg Household Size
Occupancy Type
$214,200
Median Home Value
-2% vs state ZIP avg
$1,316
Median Rent
1958
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.5%
YoY Change (2024)
175
HPI Index (2000 = 100)
+75%
Total Change Since 2000
Home values in ZIP 48082 have increased 7.5% over the past year (2024). Since 2000, this ZIP has seen +75% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.0% | 124 |
| 2021 | +13.1% | 140 |
| 2022 | +9.5% | 153 |
| 2023 | +6.1% | 162 |
| 2024 | +7.5% | 175 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 224 business establishments in ZIP 48082, employing approximately 2,243 people with a combined annual payroll of $93,927,000.
224
Businesses
2,243
Employees
$93.9M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 34 | 15.2% |
| Retail trade | 33 | 14.7% |
| Health care and social assistance | 31 | 13.8% |
| Accommodation and food services | 28 | 12.5% |
| Other services (except public administration) | 27 | 12.1% |
| Professional, scientific, and technical services | 17 | 7.6% |
| Administrative and support and waste management and remediation services | 13 | 5.8% |
| Finance and insurance | 12 | 5.4% |
| Arts, entertainment, and recreation | 7 | 3.1% |
| Manufacturing | 6 | 2.7% |
| Transportation and warehousing | 6 | 2.7% |
| Real estate and rental and leasing | 5 | 2.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 48082 vs 48081 →
ZIP 48082 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 48066
Roseville (48066)
47,388 residents
- 48035
Clinton Township (48035)
34,788 residents
- 48021
Eastpointe (48021)
32,353 residents
- 48236
Grosse Pointe (48236)
30,607 residents
- 48080
Saint Clair Shores (48080)
22,494 residents
- 48088
Warren (48088)
22,255 residents
- 48036
Clinton Township (48036)
20,980 residents
- 48081
Saint Clair Shores (48081)
20,635 residents
- 48082 16,549
Saint Clair Shores (48082)
16,549 residents
What this shows Among its immediate neighbors, ZIP 48082 ranks #9 by population - useful context the national average alone can't give.
ZIP 48082 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 48236
Grosse Pointe (48236)
$128,242 median income
- 48081
Saint Clair Shores (48081)
$82,009 median income
- 48088
Warren (48088)
$81,601 median income
- 48082
Saint Clair Shores (48082)
$74,806 median income
- 48035
Clinton Township (48035)
$73,015 median income
- 48036
Clinton Township (48036)
$70,071 median income
- 48080
Saint Clair Shores (48080)
$66,986 median income
- 48026
Fraser (48026)
$64,354 median income
- 48021
Eastpointe (48021)
$62,325 median income
What this shows By household income, ZIP 48082 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 48081 | Saint Clair Shores, MI | 20,635 | 2.3 mi |
| 48035 | Clinton Township, MI | 34,788 | 2.3 mi |
| 48066 | Roseville, MI | 47,388 | 2.9 mi |
| 48026 | Fraser, MI | 14,480 | 3.3 mi |
| 48080 | Saint Clair Shores, MI | 22,494 | 4.4 mi |
| 48043 | Mount Clemens, MI | 16,305 | 4.9 mi |
| 48036 | Clinton Township, MI | 20,980 | 4.5 mi |
| 48088 | Warren, MI | 22,255 | 4.9 mi |
| 48236 | Grosse Pointe, MI | 30,607 | 7.1 mi |
| 48021 | Eastpointe, MI | 32,353 | 5.2 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 48082, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (16,549 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Macomb County
Related Areas
Frequently Asked Questions
What county is ZIP code 48082 in?
ZIP code 48082 (Saint Clair Shores) is located in Macomb County, Michigan. Macomb County contains multiple ZIP codes, see the full list at /counties/macomb-mi.
What is the population of ZIP code 48082?
ZIP code 48082 in Saint Clair Shores, MI has a population of 16,549 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48082?
The median household income in ZIP 48082 is $74,806, which is 2% below the national average of $76,288.
What is the average home value in ZIP 48082?
The median home value in ZIP 48082 is $214,200, which is 23% below the national average of $278,155.
What is the demographic makeup of ZIP 48082?
The largest racial group in ZIP 48082 is White at 90.0%. Hispanic or Latino residents make up 2.3% of the population.
How many businesses are in ZIP code 48082?
ZIP code 48082 has 224 business establishments employing approximately 2,243 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48082?
The top industries by establishment count in ZIP 48082 are: Construction (34), Retail trade (33), Health care and social assistance (31). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 48082?
According to the FHFA House Price Index, home values in ZIP 48082 increased by 7.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 75%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48082?
In ZIP code 48082, 60.4% of residents aged 25+ have a high school diploma or higher, and 26.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48082?
The mean commute time for workers in ZIP code 48082 is 27.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48082?
In ZIP code 48082, approximately 87.4% of occupied housing units are owner-occupied and 12.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48082?
The poverty rate in ZIP code 48082 is 8.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 48082's numbers, next.
- See how ZIP 48082 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Saint Clair Shores, MI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.