ZIP Code 48081
standardSource:
Saint Clair Shores · Macomb County · Michigan
- Population
- 20,635
- Median income
- $82,009
- Median home value
- $217,900
- Bachelor's or higher
- 28.9%
- Land area
- 10.2 sq mi
2,026/sq mi
▲ 7% vs US
higher than 64% of US ZIPs
▼ 22% vs US
higher than 49% of US ZIPs
Median age 44.8
Detroit
ZIP code 48081 in Saint Clair Shores, Michigan has a population of 20,635. The median household income is $82,009, which is 7% above the national average. Median home value is $217,900, 22% below the US average. 28.9% of residents hold a bachelor's degree or higher.
ZIP code 48081 is classified by USPS as a standard delivery area and covers roughly 10.2 square miles in Saint Clair Shores, Macomb County, Michigan. The area is home to 20,635 residents, producing a population density of 2,026 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 48081 against Michigan and the nation.
On the economic side, the median household income for ZIP 48081 sits at $82,009 (12% above the Michigan average), while per-capita income is $43,370. The poverty rate stands at 5.8% and the unemployment rate at 4.6%. On housing, the median home value is $217,900 (1% below the state average) with median rent at $1,334 per month, and 85.3% of occupied units are owner-occupied, a direct signal of whether 48081 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 28.9% of adults hold a bachelor's degree or higher, the median age is 44.8, and the average commute is 27 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Macomb County, so you can benchmark 48081 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 48081
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 48081.
- Health care and social assistance
Health care and social assistance
99 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
59 establishments
- Retail trade
Retail trade
44 establishments
- Construction 36
Construction
36 establishments
- Other services (except public administration) 35
Other services (except public administration)
35 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 48081, Saint Clair Shores, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
20,635
Population
10.2
Area (sq mi)
2,026
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 48081?
44.8
Median Age
50.4%
Male
49.6%
Female
3.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$82,009
Median Household Income
+12% vs state
$43,370
Per Capita Income
5.8%
Poverty Rate
4.6%
Unemployment Rate
27.4 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
9,573
Total Housing Units
9,139
Occupied Units
434
Vacant Units
2.23
Avg Household Size
Occupancy Type
$217,900
Median Home Value
-1% vs state
$1,334
Median Rent
1957
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.0%
YoY Change (2024)
171
HPI Index (2000 = 100)
+71%
Total Change Since 2000
Home values in ZIP 48081 have increased 8.0% over the past year (2024). Since 2000, this ZIP has seen +71% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.6% | 122 |
| 2021 | +10.3% | 135 |
| 2022 | +11.2% | 150 |
| 2023 | +5.6% | 158 |
| 2024 | +8.0% | 171 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 400 business establishments in ZIP 48081, employing approximately 3,560 people with a combined annual payroll of $215,947,000.
400
Businesses
3,560
Employees
$215.9M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 99 | 24.8% |
| Professional, scientific, and technical services | 59 | 14.8% |
| Retail trade | 44 | 11.0% |
| Construction | 36 | 9.0% |
| Other services (except public administration) | 35 | 8.8% |
| Accommodation and food services | 27 | 6.8% |
| Finance and insurance | 26 | 6.5% |
| Real estate and rental and leasing | 20 | 5.0% |
| Administrative and support and waste management and remediation services | 19 | 4.8% |
| Wholesale trade | 9 | 2.3% |
| Manufacturing | 8 | 2.0% |
| Arts, entertainment, and recreation | 8 | 2.0% |
| Transportation and warehousing | 4 | 1.0% |
| Management of companies and enterprises | 3 | 0.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 48081 vs 48080 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 48080 | Saint Clair Shores, MI | 22,494 | 2.1 mi |
| 48082 | Saint Clair Shores, MI | 16,549 | 2.3 mi |
| 48066 | Roseville, MI | 47,388 | 2.1 mi |
| 48035 | Clinton Township, MI | 34,788 | 4.3 mi |
| 48236 | Grosse Pointe, MI | 30,607 | 4.8 mi |
| 48021 | Eastpointe, MI | 32,353 | 3.2 mi |
| 48225 | Harper Woods, MI | 14,554 | 4.2 mi |
| 48026 | Fraser, MI | 14,480 | 4.0 mi |
| 48036 | Clinton Township, MI | 20,980 | 6.7 mi |
| 48088 | Warren, MI | 22,255 | 4.5 mi |
More ZIP Codes in Macomb County
Related Areas
Frequently Asked Questions
What county is ZIP code 48081 in? ▼
What is the population of ZIP code 48081? ▼
What is the median household income in ZIP 48081? ▼
What is the average home value in ZIP 48081? ▼
What is the demographic makeup of ZIP 48081? ▼
How many businesses are in ZIP code 48081? ▼
What are the main industries in ZIP code 48081? ▼
How have home values changed in ZIP code 48081? ▼
What is the education level in ZIP code 48081? ▼
What is the average commute time in ZIP 48081? ▼
What percentage of residents own vs. rent in ZIP 48081? ▼
What is the poverty rate in ZIP code 48081? ▼
ZIP Code Research Guides
Official Data Resources for Saint Clair Shores, MI
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.