Ann Arbor, MI · standard
ZIP Code 48103
Washtenaw County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 53,057
- 315/sq mi High-density area
- $116,194
- Median income Above-median income area
- $471,700
- Median home value Above-median home value
- 75.3%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Ann Arbor pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated and unusually populous area.
- Top 11%
- household income, US ZIPs
- Top 15%
- home value, US ZIPs
- 315
- people per sq mi
- 67%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48103 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 48103 (Ann Arbor, MI) rose +7.1% from 2023 to 2024. The all-transactions index moved from 214.9 in 2023 to 230.2 in 2024 (2000 = 100).
ZIP code 48103 is a densely settled ZIP (a standard USPS delivery area) in Ann Arbor, Washtenaw County, Michigan, with 53,057 residents across 168.5 square miles, a density of 315 people per square mile, in the Detroit time zone.
ZIP 48103 skews affluent, with a median household income of $116,194 (58% above the average Michigan ZIP), while per-capita income is $69,131. The poverty rate is 8.4%, with unemployment at 2.2%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $471,700 (115% above the average Michigan ZIP), while 66.5% of occupied homes are owner-occupied and median rent is $1,810.
This is a highly-educated ZIP: 75.3% of adults hold a bachelor's degree or higher, the median age is 39.7, and the average commute is 21 minutes. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Washtenaw County, so 48103 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 48103
Top 5 sectors by establishment count in Ann Arbor, MI
Which industries have the most business establishments in ZIP 48103.
- Professional, scientific, and technical services
Professional, scientific, and technical services
258 establishments
- Retail trade
Retail trade
191 establishments
- Health care and social assistance
Health care and social assistance
190 establishments
- Other services (except public administration)
Other services (except public administration)
132 establishments
- Accommodation and food services
Accommodation and food services
123 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48103, Ann Arbor, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
53,057
Population
168.5
Area (sq mi)
315
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 48103?
39.7
Median Age
49.8%
Male
50.2%
Female
13.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$116,194
Median Household Income
+58% vs state ZIP avg
$69,131
Per Capita Income
8.4%
Poverty Rate
2.2%
Unemployment Rate
21.1 min
Mean Commute Time
How ZIP 48103 ranks nationally
Ann Arbor, MI household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$116,194 Top 11% higher than 89% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
25,578housing units
25,578
Total Housing Units
24,258
Occupied Units
1,320
Vacant Units
2.26
Avg Household Size
Occupancy Type
$471,700
Median Home Value
+115% vs state ZIP avg
$1,810
Median Rent
1977
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.1%
YoY Change (2024)
230
HPI Index (2000 = 100)
+130%
Total Change Since 2000
Home values in ZIP 48103 have increased 7.1% over the past year (2024). Since 2000, this ZIP has seen +130% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +0.7% | 170 |
| 2021 | +6.9% | 182 |
| 2022 | +10.8% | 201 |
| 2023 | +6.7% | 215 |
| 2024 | +7.1% | 230 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,478 business establishments in ZIP 48103, employing approximately 26,242 people with a combined annual payroll of $1,431,584,000.
1,478
Businesses
26,242
Employees
$1.4B
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 258 | 17.5% |
| Retail trade | 191 | 12.9% |
| Health care and social assistance | 190 | 12.9% |
| Other services (except public administration) | 132 | 8.9% |
| Accommodation and food services | 123 | 8.3% |
| Construction | 104 | 7.0% |
| Administrative and support and waste management and remediation services | 78 | 5.3% |
| Finance and insurance | 77 | 5.2% |
| Real estate and rental and leasing | 63 | 4.3% |
| Wholesale trade | 59 | 4.0% |
| Manufacturing | 58 | 3.9% |
| Arts, entertainment, and recreation | 49 | 3.3% |
| Information | 36 | 2.4% |
| Educational services | 33 | 2.2% |
| Transportation and warehousing | 14 | 0.9% |
| Management of companies and enterprises | 7 | 0.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 48103 vs 48104 →
ZIP 48103 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 48103
Ann Arbor (48103)
53,057 residents
- 48104
Ann Arbor (48104)
38,315 residents
- 48105
Ann Arbor (48105)
33,905 residents
- 48108
Ann Arbor (48108)
26,164 residents
- 48176
Saline (48176)
21,447 residents
- 48130 14,420
Dexter (48130)
14,420 residents
- 48109 6,904
Ann Arbor (48109)
6,904 residents
What this shows Among its immediate neighbors, ZIP 48103 ranks the most populous - useful context the national average alone can't give.
ZIP 48103 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 48130
Dexter (48130)
$129,254 median income
- 48103
Ann Arbor (48103)
$116,194 median income
- 48176
Saline (48176)
$114,206 median income
- 48105
Ann Arbor (48105)
$94,774 median income
- 48108
Ann Arbor (48108)
$89,355 median income
- 48104
Ann Arbor (48104)
$64,231 median income
- 48109 $14,093
Ann Arbor (48109)
$14,093 median income
What this shows By household income, ZIP 48103 ranks #2 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 48103, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (53,057 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Washtenaw County
Related Areas
Frequently Asked Questions
What county is ZIP code 48103 in?
ZIP code 48103 (Ann Arbor) is located in Washtenaw County, Michigan. Washtenaw County contains multiple ZIP codes, see the full list at /counties/washtenaw-mi.
What is the population of ZIP code 48103?
ZIP code 48103 in Ann Arbor, MI has a population of 53,057 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48103?
The median household income in ZIP 48103 is $116,194, which is 52% above the national average of $76,288.
What is the average home value in ZIP 48103?
The median home value in ZIP 48103 is $471,700, which is 70% above the national average of $278,155.
What is the demographic makeup of ZIP 48103?
The largest racial group in ZIP 48103 is White at 70.8%. Hispanic or Latino residents make up 7.2% of the population.
How many businesses are in ZIP code 48103?
ZIP code 48103 has 1,478 business establishments employing approximately 26,242 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48103?
The top industries by establishment count in ZIP 48103 are: Professional, scientific, and technical services (258), Retail trade (191), Health care and social assistance (190). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 48103?
According to the FHFA House Price Index, home values in ZIP 48103 increased by 7.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 130%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48103?
In ZIP code 48103, 83.4% of residents aged 25+ have a high school diploma or higher, and 75.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48103?
The mean commute time for workers in ZIP code 48103 is 21.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48103?
In ZIP code 48103, approximately 66.5% of occupied housing units are owner-occupied and 33.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48103?
The poverty rate in ZIP code 48103 is 8.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 48103's numbers, next.
- See how ZIP 48103 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Ann Arbor, MI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.