Ann Arbor, MI · standard
ZIP Code 48104
Washtenaw County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 38,315
- 1,902/sq mi High-density area
- $64,231
- Median income Near-median income area
- $491,200
- Median home value Above-median home value
- 80.9%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Ann Arbor pairs a below-median household income with upper-quartile home values, in a low-density, renter-heavy area.
- 37th pct
- household income, US ZIPs
- Top 13%
- home value, US ZIPs
- 1,902
- people per sq mi
- 37%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48104 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 48104 (Ann Arbor, MI) rose +7.6% from 2023 to 2024. The all-transactions index moved from 228.5 in 2023 to 245.8 in 2024 (2000 = 100).
ZIP code 48104 is a densely settled ZIP (a standard USPS delivery area) in Ann Arbor, Washtenaw County, Michigan, with 38,315 residents across 20.1 square miles, a density of 1,902 people per square mile, in the Detroit time zone.
ZIP 48104 reports a modest median household income of $64,231 (12% below the average Michigan ZIP), while per-capita income is $52,000. The poverty rate is 36.3%, so the area-level income figures should not be treated as typical household experience. Housing costs run above the statewide ZIP benchmark while renting is common: median home value is $491,200 (124% above the average Michigan ZIP), with only 36.9% owner-occupied homes and median rent of $1,639.
This is a highly-educated ZIP: 80.9% of adults hold a bachelor's degree or higher, the median age is 22.9, and the average commute is 19 minutes. The page also surfaces 9 ZIP codes within roughly 10 miles and 6 more in Washtenaw County, so 48104 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 48104
Top 5 sectors by establishment count in Ann Arbor, MI
Which industries have the most business establishments in ZIP 48104.
- Professional, scientific, and technical services
Professional, scientific, and technical services
279 establishments
- Accommodation and food services
Accommodation and food services
253 establishments
- Retail trade
Retail trade
226 establishments
- Other services (except public administration)
Other services (except public administration)
175 establishments
- Health care and social assistance
Health care and social assistance
173 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48104, Ann Arbor, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
38,315
Population
20.1
Area (sq mi)
1,902
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 48104?
22.9
Median Age
49.8%
Male
50.2%
Female
13.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$64,231
Median Household Income
-12% vs state ZIP avg
$52,000
Per Capita Income
36.3%
Poverty Rate
5.1%
Unemployment Rate
18.8 min
Mean Commute Time
How ZIP 48104 ranks nationally
Ann Arbor, MI household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$64,231 37th percentile higher than 37% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
19,300housing units
19,300
Total Housing Units
17,526
Occupied Units
1,774
Vacant Units
2.34
Avg Household Size
Occupancy Type
$491,200
Median Home Value
+124% vs state ZIP avg
$1,639
Median Rent
1965
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.6%
YoY Change (2024)
246
HPI Index (2000 = 100)
+146%
Total Change Since 2000
Home values in ZIP 48104 have increased 7.6% over the past year (2024). Since 2000, this ZIP has seen +146% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -0.8% | 169 |
| 2021 | +7.8% | 182 |
| 2022 | +12.8% | 205 |
| 2023 | +11.2% | 228 |
| 2024 | +7.6% | 246 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,527 business establishments in ZIP 48104, employing approximately 23,935 people with a combined annual payroll of $1,692,351,000.
1,527
Businesses
23,935
Employees
$1.7B
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 279 | 18.3% |
| Accommodation and food services | 253 | 16.6% |
| Retail trade | 226 | 14.8% |
| Other services (except public administration) | 175 | 11.5% |
| Health care and social assistance | 173 | 11.3% |
| Finance and insurance | 87 | 5.7% |
| Real estate and rental and leasing | 86 | 5.6% |
| Information | 44 | 2.9% |
| Administrative and support and waste management and remediation services | 39 | 2.5% |
| Arts, entertainment, and recreation | 35 | 2.3% |
| Wholesale trade | 33 | 2.2% |
| Manufacturing | 28 | 1.8% |
| Educational services | 28 | 1.8% |
| Construction | 25 | 1.6% |
| Transportation and warehousing | 8 | 0.5% |
| Management of companies and enterprises | 6 | 0.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 48104 vs 48109 →
ZIP 48104 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 48197
Ypsilanti (48197)
61,132 residents
- 48103
Ann Arbor (48103)
53,057 residents
- 48104
Ann Arbor (48104)
38,315 residents
- 48198
Ypsilanti (48198)
38,186 residents
- 48105
Ann Arbor (48105)
33,905 residents
- 48108
Ann Arbor (48108)
26,164 residents
- 48176 21,447
Saline (48176)
21,447 residents
- 48189 13,632
Whitmore Lake (48189)
13,632 residents
- 48109 6,904
Ann Arbor (48109)
6,904 residents
What this shows Among its immediate neighbors, ZIP 48104 ranks #3 by population - useful context the national average alone can't give.
ZIP 48104 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 48103
Ann Arbor (48103)
$116,194 median income
- 48176
Saline (48176)
$114,206 median income
- 48105
Ann Arbor (48105)
$94,774 median income
- 48108
Ann Arbor (48108)
$89,355 median income
- 48189
Whitmore Lake (48189)
$87,145 median income
- 48190
Whittaker (48190)
$76,875 median income
- 48197
Ypsilanti (48197)
$73,737 median income
- 48104
Ann Arbor (48104)
$64,231 median income
- 48198
Ypsilanti (48198)
$63,326 median income
What this shows By household income, ZIP 48104 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 48109 | Ann Arbor, MI | 6,904 | 1.4 mi |
| 48108 | Ann Arbor, MI | 26,164 | 3.0 mi |
| 48105 | Ann Arbor, MI | 33,905 | 4.7 mi |
| 48103 | Ann Arbor, MI | 53,057 | 6.5 mi |
| 48198 | Ypsilanti, MI | 38,186 | 6.6 mi |
| 48197 | Ypsilanti, MI | 61,132 | 6.5 mi |
| 48176 | Saline, MI | 21,447 | 9.3 mi |
| 48189 | Whitmore Lake, MI | 13,632 | 10.8 mi |
| 48190 | Whittaker, MI | 107 | 11.1 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 48104, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (38,315 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Washtenaw County
Related Areas
Frequently Asked Questions
What county is ZIP code 48104 in?
ZIP code 48104 (Ann Arbor) is located in Washtenaw County, Michigan. Washtenaw County contains multiple ZIP codes, see the full list at /counties/washtenaw-mi.
What is the population of ZIP code 48104?
ZIP code 48104 in Ann Arbor, MI has a population of 38,315 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48104?
The median household income in ZIP 48104 is $64,231, which is 16% below the national average of $76,288.
What is the average home value in ZIP 48104?
The median home value in ZIP 48104 is $491,200, which is 77% above the national average of $278,155.
What is the demographic makeup of ZIP 48104?
The largest racial group in ZIP 48104 is White at 74.7%. Hispanic or Latino residents make up 5.1% of the population.
How many businesses are in ZIP code 48104?
ZIP code 48104 has 1,527 business establishments employing approximately 23,935 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48104?
The top industries by establishment count in ZIP 48104 are: Professional, scientific, and technical services (279), Accommodation and food services (253), Retail trade (226). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 48104?
According to the FHFA House Price Index, home values in ZIP 48104 increased by 7.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 146%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48104?
In ZIP code 48104, 86.1% of residents aged 25+ have a high school diploma or higher, and 80.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48104?
The mean commute time for workers in ZIP code 48104 is 18.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48104?
In ZIP code 48104, approximately 36.9% of occupied housing units are owner-occupied and 63.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48104?
The poverty rate in ZIP code 48104 is 36.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 48104's numbers, next.
- See how ZIP 48104 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Ann Arbor, MI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.