PlainZIP

Ann Arbor, MI · standard

ZIP Code 48104

Washtenaw County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

38,315
1,902/sq mi
$64,231
Median income
$491,200
Median home value
80.9%
Bachelor's or higher

The verdict

Ann Arbor pairs a below-median household income with upper-quartile home values, in a low-density, renter-heavy area.

37th pct
household income, US ZIPs
Top 13%
home value, US ZIPs
1,902
people per sq mi
37%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48104 against every reporting US ZIP.

ZIP code 48104 is a densely settled ZIP (a standard USPS delivery area) in Ann Arbor, Washtenaw County, Michigan, with 38,315 residents across 20.1 square miles, a density of 1,902 people per square mile, in the Detroit time zone.

ZIP 48104 reports a modest median household income of $64,231 (12% below the Michigan average), while per-capita income is $52,000. Local economic indicators show a 36.3% poverty rate alongside 5.1% unemployment. Housing costs here run $491,200 for a typical home value (124% above the state average), with rent averaging $1,639 a month; 36.9% of homes are owner-occupied.

This is a highly-educated ZIP: 80.9% of adults hold a bachelor's degree or higher, the median age is 22.9, and the average commute is 19 minutes. Beyond these figures, 9 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Washtenaw County, letting you compare 48104 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 48104

Top 5 sectors by establishment count in Ann Arbor, MI

Which industries have the most business establishments in ZIP 48104.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48104, Ann Arbor, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

38,315

Population

20.1

Area (sq mi)

1,902

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48104?

22.9

Median Age

49.8%

Male

50.2%

Female

13.7%

Foreign-Born

White 74.7%
African American 4.0%
Asian 13.9%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.2%
Hispanic or Latino 5.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$64,231

Median Household Income

-12% vs state

$52,000

Per Capita Income

36.3%

Poverty Rate

5.1%

Unemployment Rate

18.8 min

Mean Commute Time

How ZIP 48104 ranks nationally

Ann Arbor, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$64,231 37th percentile higher than 37% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 86.1%
Bachelor's Degree or Higher 80.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

19,300

Total Housing Units

17,526

Occupied Units

1,774

Vacant Units

2.34

Avg Household Size

Occupancy Type

Owner 36.9%
Renter 63.1%

$491,200

Median Home Value

+124% vs state

$1,639

Median Rent

1965

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.6%

YoY Change (2024)

246

HPI Index (2000 = 100)

+146%

Total Change Since 2000

Home values in ZIP 48104 have increased 7.6% over the past year (2024). Since 2000, this ZIP has seen +146% cumulative appreciation.

Year Annual Change HPI Index
2020 -0.8% 169
2021 +7.8% 182
2022 +12.8% 205
2023 +11.2% 228
2024 +7.6% 246

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,527 business establishments in ZIP 48104, employing approximately 23,935 people with a combined annual payroll of $1,692,351,000.

1,527

Businesses

23,935

Employees

$1.7B

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 279 18.3%
Accommodation and food services 253 16.6%
Retail trade 226 14.8%
Other services (except public administration) 175 11.5%
Health care and social assistance 173 11.3%
Finance and insurance 87 5.7%
Real estate and rental and leasing 86 5.6%
Information 44 2.9%
Administrative and support and waste management and remediation services 39 2.5%
Arts, entertainment, and recreation 35 2.3%
Wholesale trade 33 2.2%
Manufacturing 28 1.8%
Educational services 28 1.8%
Construction 25 1.6%
Transportation and warehousing 8 0.5%
Management of companies and enterprises 6 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48104 vs 48109 →

ZIP 48104 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 48104 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 48104 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 48104 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
48109 Ann Arbor, MI 6,904 1.4 mi
48108 Ann Arbor, MI 26,164 3.0 mi
48105 Ann Arbor, MI 33,905 4.7 mi
48103 Ann Arbor, MI 53,057 6.5 mi
48198 Ypsilanti, MI 38,186 6.6 mi
48197 Ypsilanti, MI 61,132 6.5 mi
48176 Saline, MI 21,447 9.3 mi
48189 Whitmore Lake, MI 13,632 10.8 mi
48190 Whittaker, MI 107 11.1 mi

More ZIP Codes in Washtenaw County

48197 standard
Ypsilanti, MI
Pop: 61,132
48103 standard
Ann Arbor, MI
Pop: 53,057
48198 standard
Ypsilanti, MI
Pop: 38,186
48105 standard
Ann Arbor, MI
Pop: 33,905
48178 standard
South Lyon, MI
Pop: 29,320
48108 standard
Ann Arbor, MI
Pop: 26,164

Related Areas

Washtenaw County Ann Arbor, MI Michigan

Frequently Asked Questions

What county is ZIP code 48104 in? ▼
ZIP code 48104 (Ann Arbor) is located in Washtenaw County, Michigan. Washtenaw County contains multiple ZIP codes, see the full list at /counties/washtenaw-mi.
What is the population of ZIP code 48104? ▼
ZIP code 48104 in Ann Arbor, MI has a population of 38,315 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48104? ▼
The median household income in ZIP 48104 is $64,231, which is 16% below the national average of $76,288.
What is the average home value in ZIP 48104? ▼
The median home value in ZIP 48104 is $491,200, which is 77% above the national average of $278,155.
What is the demographic makeup of ZIP 48104? ▼
The largest racial group in ZIP 48104 is White at 74.7%. Hispanic or Latino residents make up 5.1% of the population.
How many businesses are in ZIP code 48104? ▼
ZIP code 48104 has 1,527 business establishments employing approximately 23,935 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48104? ▼
The top industries by establishment count in ZIP 48104 are: Professional, scientific, and technical services (279), Accommodation and food services (253), Retail trade (226). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 48104? ▼
According to the FHFA House Price Index, home values in ZIP 48104 increased by 7.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 146%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48104? ▼
In ZIP code 48104, 86.1% of residents aged 25+ have a high school diploma or higher, and 80.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48104? ▼
The mean commute time for workers in ZIP code 48104 is 18.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48104? ▼
In ZIP code 48104, approximately 36.9% of occupied housing units are owner-occupied and 63.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48104? ▼
The poverty rate in ZIP code 48104 is 36.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.