PlainZIP

Ypsilanti, MI · standard

ZIP Code 48198

Washtenaw County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

38,186
439/sq mi
$63,326
Median income
$189,100
Median home value
34.9%
Bachelor's or higher

The verdict

Ypsilanti pairs a below-median household income with below-median home values, in a low-density, mixed-tenure area.

35th pct
household income, US ZIPs
41th pct
home value, US ZIPs
439
people per sq mi
58%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48198 against every reporting US ZIP.

ZIP code 48198 is a densely settled ZIP (a standard USPS delivery area) in Ypsilanti, Washtenaw County, Michigan, with 38,186 residents across 87.0 square miles, a density of 439 people per square mile, in the Detroit time zone.

ZIP 48198 reports a modest median household income of $63,326 (14% below the Michigan average), while per-capita income is $34,318. Poverty here runs at 18.7%, with unemployment measured at 8.3%. The typical home here is valued at $189,100 (14% below the state average); renters pay a median of $1,276 monthly, and 57.5% of units are owner-occupied.

A solid share of residents have a four-year degree: 34.9% of adults hold a bachelor's degree or higher, the median age is 33.8, and the average commute is 26 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Washtenaw County, so you can benchmark 48198 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 48198

Top 5 sectors by establishment count in Ypsilanti, MI

Which industries have the most business establishments in ZIP 48198.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48198, Ypsilanti, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

38,186

Population

87.0

Area (sq mi)

439

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48198?

33.8

Median Age

48.7%

Male

51.3%

Female

8.8%

Foreign-Born

White 48.1%
African American 34.0%
Asian 2.1%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 11.5%
Hispanic or Latino 8.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$63,326

Median Household Income

-14% vs state

$34,318

Per Capita Income

18.7%

Poverty Rate

8.3%

Unemployment Rate

25.6 min

Mean Commute Time

How ZIP 48198 ranks nationally

Ypsilanti, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$63,326 35th percentile higher than 35% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.6%
Bachelor's Degree or Higher 34.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

17,335

Total Housing Units

16,471

Occupied Units

864

Vacant Units

2.37

Avg Household Size

Occupancy Type

Owner 57.5%
Renter 42.5%

$189,100

Median Home Value

-14% vs state

$1,276

Median Rent

1970

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.8%

YoY Change (2024)

188

HPI Index (2000 = 100)

+88%

Total Change Since 2000

Home values in ZIP 48198 have increased 4.8% over the past year (2024). Since 2000, this ZIP has seen +88% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.6% 130
2021 +12.7% 147
2022 +12.3% 165
2023 +9.0% 180
2024 +4.8% 188

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 445 business establishments in ZIP 48198, employing approximately 6,167 people with a combined annual payroll of $473,854,000.

445

Businesses

6,167

Employees

$473.9M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 82 18.4%
Other services (except public administration) 62 13.9%
Accommodation and food services 43 9.7%
Professional, scientific, and technical services 42 9.4%
Health care and social assistance 40 9.0%
Construction 38 8.5%
Administrative and support and waste management and remediation services 34 7.6%
Transportation and warehousing 24 5.4%
Real estate and rental and leasing 22 4.9%
Manufacturing 16 3.6%
Wholesale trade 15 3.4%
Finance and insurance 8 1.8%
Educational services 6 1.4%
Arts, entertainment, and recreation 5 1.1%
Information 4 0.9%
Management of companies and enterprises 3 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48198 vs 48188 →

ZIP 48198 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 48198 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 48198 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 48198 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
48188 Canton, MI 41,025 5.3 mi
48197 Ypsilanti, MI 61,132 5.8 mi
48104 Ann Arbor, MI 38,315 6.6 mi
48109 Ann Arbor, MI 6,904 7.0 mi
48170 Plymouth, MI 39,963 7.0 mi
48190 Whittaker, MI 107 9.9 mi
48187 Canton, MI 49,148 6.3 mi
48105 Ann Arbor, MI 33,905 7.2 mi
48168 Northville, MI 21,781 9.4 mi
48108 Ann Arbor, MI 26,164 8.2 mi

More ZIP Codes in Washtenaw County

48197 standard
Ypsilanti, MI
Pop: 61,132
48103 standard
Ann Arbor, MI
Pop: 53,057
48104 standard
Ann Arbor, MI
Pop: 38,315
48105 standard
Ann Arbor, MI
Pop: 33,905
48178 standard
South Lyon, MI
Pop: 29,320
48108 standard
Ann Arbor, MI
Pop: 26,164

Related Areas

Washtenaw County Ypsilanti, MI Michigan

Frequently Asked Questions

What county is ZIP code 48198 in? ▼
ZIP code 48198 (Ypsilanti) is located in Washtenaw County, Michigan. Washtenaw County contains multiple ZIP codes, see the full list at /counties/washtenaw-mi.
What is the population of ZIP code 48198? ▼
ZIP code 48198 in Ypsilanti, MI has a population of 38,186 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48198? ▼
The median household income in ZIP 48198 is $63,326, which is 17% below the national average of $76,288.
What is the average home value in ZIP 48198? ▼
The median home value in ZIP 48198 is $189,100, which is 32% below the national average of $278,155.
What is the demographic makeup of ZIP 48198? ▼
The largest racial group in ZIP 48198 is White at 48.1%. Hispanic or Latino residents make up 8.1% of the population.
How many businesses are in ZIP code 48198? ▼
ZIP code 48198 has 445 business establishments employing approximately 6,167 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48198? ▼
The top industries by establishment count in ZIP 48198 are: Retail trade (82), Other services (except public administration) (62), Accommodation and food services (43). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 48198? ▼
According to the FHFA House Price Index, home values in ZIP 48198 increased by 4.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 88%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48198? ▼
In ZIP code 48198, 61.6% of residents aged 25+ have a high school diploma or higher, and 34.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48198? ▼
The mean commute time for workers in ZIP code 48198 is 25.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48198? ▼
In ZIP code 48198, approximately 57.5% of occupied housing units are owner-occupied and 42.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48198? ▼
The poverty rate in ZIP code 48198 is 18.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.