PlainZIP

Ypsilanti, MI · standard

ZIP Code 48197

Washtenaw County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

61,132
563/sq mi
$73,737
Median income
$294,500
Median home value
47.5%
Bachelor's or higher

The verdict

Ypsilanti pairs an above-median household income with above-median home values, in a low-density, mixed-tenure and unusually populous area.

Top 47%
household income, US ZIPs
Top 34%
home value, US ZIPs
563
people per sq mi
54%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48197 against every reporting US ZIP.

ZIP code 48197 is a densely settled ZIP (a standard USPS delivery area) in Ypsilanti, Washtenaw County, Michigan, with 61,132 residents across 108.6 square miles, a density of 563 people per square mile, in the Detroit time zone.

ZIP 48197 lands in the middle-income range, with a median household income of $73,737 (1% above the Michigan average), while per-capita income is $40,558. Poverty here runs at 13.1%, with unemployment measured at 6.5%. On housing, the median home value is $294,500 (34% above the state average) with median rent at $1,245 per month, and 53.9% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 47.5% of adults hold a bachelor's degree or higher, the median age is 33.4, and the average commute is 23 minutes. To put 48197 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Washtenaw County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 48197

Top 5 sectors by establishment count in Ypsilanti, MI

Which industries have the most business establishments in ZIP 48197.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48197, Ypsilanti, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

61,132

Population

108.6

Area (sq mi)

563

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48197?

33.4

Median Age

48.0%

Male

52.0%

Female

13.2%

Foreign-Born

White 56.9%
African American 23.5%
Asian 7.0%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 9.7%
Hispanic or Latino 7.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$73,737

Median Household Income

+1% vs state

$40,558

Per Capita Income

13.1%

Poverty Rate

6.5%

Unemployment Rate

23.4 min

Mean Commute Time

How ZIP 48197 ranks nationally

Ypsilanti, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$73,737 Top 47% higher than 53% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 64.9%
Bachelor's Degree or Higher 47.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

29,173

Total Housing Units

27,559

Occupied Units

1,614

Vacant Units

2.26

Avg Household Size

Occupancy Type

Owner 53.9%
Renter 46.1%

$294,500

Median Home Value

+34% vs state

$1,245

Median Rent

1981

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.0%

YoY Change (2024)

188

HPI Index (2000 = 100)

+88%

Total Change Since 2000

Home values in ZIP 48197 have increased 5.0% over the past year (2024). Since 2000, this ZIP has seen +88% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.6% 134
2021 +10.9% 148
2022 +15.1% 171
2023 +5.1% 179
2024 +5.0% 188

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,038 business establishments in ZIP 48197, employing approximately 14,110 people with a combined annual payroll of $745,839,000.

1,038

Businesses

14,110

Employees

$745.8M

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 192 18.5%
Retail trade 153 14.7%
Accommodation and food services 122 11.8%
Other services (except public administration) 110 10.6%
Professional, scientific, and technical services 99 9.5%
Construction 78 7.5%
Administrative and support and waste management and remediation services 61 5.9%
Real estate and rental and leasing 59 5.7%
Finance and insurance 44 4.2%
Transportation and warehousing 28 2.7%
Manufacturing 22 2.1%
Wholesale trade 22 2.1%
Arts, entertainment, and recreation 18 1.7%
Information 11 1.1%
Educational services 11 1.1%
Management of companies and enterprises 5 0.5%
Utilities 3 0.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48197 vs 48190 →

ZIP 48197 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 48197 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 48197 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 48197 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
48190 Whittaker, MI 107 4.9 mi
48198 Ypsilanti, MI 38,186 5.8 mi
48108 Ann Arbor, MI 26,164 5.5 mi
48191 Willis, MI 4,054 6.3 mi
48104 Ann Arbor, MI 38,315 6.5 mi
48111 Belleville, MI 42,313 7.4 mi
48160 Milan, MI 13,785 8.4 mi
48109 Ann Arbor, MI 6,904 7.7 mi
48105 Ann Arbor, MI 33,905 10.1 mi
48188 Canton, MI 41,025 9.5 mi

More ZIP Codes in Washtenaw County

48103 standard
Ann Arbor, MI
Pop: 53,057
48104 standard
Ann Arbor, MI
Pop: 38,315
48198 standard
Ypsilanti, MI
Pop: 38,186
48105 standard
Ann Arbor, MI
Pop: 33,905
48178 standard
South Lyon, MI
Pop: 29,320
48108 standard
Ann Arbor, MI
Pop: 26,164

Related Areas

Washtenaw County Ypsilanti, MI Michigan

Frequently Asked Questions

What county is ZIP code 48197 in? ▼
ZIP code 48197 (Ypsilanti) is located in Washtenaw County, Michigan. Washtenaw County contains multiple ZIP codes, see the full list at /counties/washtenaw-mi.
What is the population of ZIP code 48197? ▼
ZIP code 48197 in Ypsilanti, MI has a population of 61,132 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48197? ▼
The median household income in ZIP 48197 is $73,737, which is 3% below the national average of $76,288.
What is the average home value in ZIP 48197? ▼
The median home value in ZIP 48197 is $294,500, which is 6% above the national average of $278,155.
What is the demographic makeup of ZIP 48197? ▼
The largest racial group in ZIP 48197 is White at 56.9%. Hispanic or Latino residents make up 7.9% of the population.
How many businesses are in ZIP code 48197? ▼
ZIP code 48197 has 1,038 business establishments employing approximately 14,110 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48197? ▼
The top industries by establishment count in ZIP 48197 are: Health care and social assistance (192), Retail trade (153), Accommodation and food services (122). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 48197? ▼
According to the FHFA House Price Index, home values in ZIP 48197 increased by 5.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 88%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48197? ▼
In ZIP code 48197, 64.9% of residents aged 25+ have a high school diploma or higher, and 47.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48197? ▼
The mean commute time for workers in ZIP code 48197 is 23.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48197? ▼
In ZIP code 48197, approximately 53.9% of occupied housing units are owner-occupied and 46.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48197? ▼
The poverty rate in ZIP code 48197 is 13.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.