PlainZIP

Luna Pier, MI · standard

ZIP Code 48157

Monroe County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,436
577/sq mi
$61,641
Median income
$188,800
Median home value
21.8%
Bachelor's or higher

The verdict

Luna Pier pairs a below-median household income with below-median home values, in a low-density, homeowner-dominated area.

32th pct
household income, US ZIPs
40th pct
home value, US ZIPs
577
people per sq mi
83%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48157 against every reporting US ZIP.

ZIP code 48157 is a sparsely populated ZIP (a standard USPS delivery area) in Luna Pier, Monroe County, Michigan, home to just 1,436 residents across 2.5 square miles, a density of 577 people per square mile, in the Detroit time zone.

ZIP 48157 reports a modest median household income of $61,641 (16% below the Michigan average), while per-capita income is $40,125. Poverty here runs at 26.0%, with unemployment measured at 3.8%. Housing costs here run $188,800 for a typical home value (14% below the state average), with rent averaging $395 a month; 83.2% of homes are owner-occupied.

Educational attainment sits below the national norm: 21.8% of adults hold a bachelor's degree or higher, the median age is 50.7, and the average commute is 27 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Monroe County, so you can benchmark 48157 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 48157

Top 5 sectors by establishment count in Luna Pier, MI

Which industries have the most business establishments in ZIP 48157.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48157, Luna Pier, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,436

Population

2.5

Area (sq mi)

577

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48157?

50.7

Median Age

55.1%

Male

44.9%

Female

2.1%

Foreign-Born

White 86.4%
African American 1.6%
Asian 1.7%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 10.3%
Hispanic or Latino 4.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$61,641

Median Household Income

-16% vs state

$40,125

Per Capita Income

26.0%

Poverty Rate

3.8%

Unemployment Rate

27.1 min

Mean Commute Time

How ZIP 48157 ranks nationally

Luna Pier, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$61,641 32nd percentile higher than 32% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 48.4%
Bachelor's Degree or Higher 21.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

749

Total Housing Units

647

Occupied Units

102

Vacant Units

1.92

Avg Household Size

Occupancy Type

Owner 83.2%
Renter 16.8%

$188,800

Median Home Value

-14% vs state

$395

Median Rent

1959

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+19.9%

YoY Change (2024)

181

HPI Index (2000 = 100)

+81%

Total Change Since 2000

Home values in ZIP 48157 have increased 19.9% over the past year (2024). Since 2000, this ZIP has seen +81% cumulative appreciation.

Year Annual Change HPI Index
2019 +9.6% 125
2020 +8.3% 135
2021 +3.1% 139
2022 +8.0% 151
2024 +19.9% 181

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 18 business establishments in ZIP 48157, employing approximately 139 people with a combined annual payroll of $8,652,000.

18

Businesses

139

Employees

$8.7M

Annual Payroll

3

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 5 27.8%
Retail trade 4 22.2%
Health care and social assistance 4 22.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48157 vs 48145 →

ZIP 48157 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 48157 ranks #9 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 48157 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 48157 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
48145 La Salle, MI 3,503 2.8 mi
48133 Erie, MI 5,753 3.4 mi
48161 Monroe, MI 26,470 6.7 mi
43434 Harbor View, OH 101 8.4 mi
48162 Monroe, MI 29,344 10.1 mi
48177 Samaria, MI 218 7.4 mi
48182 Temperance, MI 21,708 7.4 mi
43611 Toledo, OH 19,207 8.2 mi
48140 Ida, MI 3,095 8.7 mi
43612 Toledo, OH 29,674 9.2 mi

More ZIP Codes in Monroe County

48162 standard
Monroe, MI
Pop: 29,344
48161 standard
Monroe, MI
Pop: 26,470
48182 standard
Temperance, MI
Pop: 21,708
48166 standard
Newport, MI
Pop: 11,569
48117 standard
Carleton, MI
Pop: 10,124
48144 standard
Lambertville, MI
Pop: 9,952

Related Areas

Monroe County Luna Pier, MI Michigan

Frequently Asked Questions

What county is ZIP code 48157 in? ▼
ZIP code 48157 (Luna Pier) is located in Monroe County, Michigan. Monroe County contains multiple ZIP codes, see the full list at /counties/monroe-mi.
What is the population of ZIP code 48157? ▼
ZIP code 48157 in Luna Pier, MI has a population of 1,436 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48157? ▼
The median household income in ZIP 48157 is $61,641, which is 19% below the national average of $76,288.
What is the average home value in ZIP 48157? ▼
The median home value in ZIP 48157 is $188,800, which is 32% below the national average of $278,155.
What is the demographic makeup of ZIP 48157? ▼
The largest racial group in ZIP 48157 is White at 86.4%. Hispanic or Latino residents make up 4.6% of the population.
How many businesses are in ZIP code 48157? ▼
ZIP code 48157 has 18 business establishments employing approximately 139 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48157? ▼
The top industries by establishment count in ZIP 48157 are: Accommodation and food services (5), Retail trade (4), Health care and social assistance (4). There are 3 industry sectors represented in total.
How have home values changed in ZIP code 48157? ▼
According to the FHFA House Price Index, home values in ZIP 48157 increased by 19.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 81%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48157? ▼
In ZIP code 48157, 48.4% of residents aged 25+ have a high school diploma or higher, and 21.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48157? ▼
The mean commute time for workers in ZIP code 48157 is 27.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48157? ▼
In ZIP code 48157, approximately 83.2% of occupied housing units are owner-occupied and 16.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48157? ▼
The poverty rate in ZIP code 48157 is 26.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.