ZIP Code 48157

standard

Source:

Luna Pier · Monroe County · Michigan

Population
1,436

577/sq mi

Median income
$61,641

▼ 19% vs US

higher than 32% of US ZIPs

Median home value
$188,800

▼ 32% vs US

higher than 40% of US ZIPs

Bachelor's or higher
21.8%

Median age 50.7

Land area
2.5 sq mi

Detroit

ZIP code 48157 in Luna Pier, Michigan has a population of 1,436. The median household income is $61,641, which is 19% below the national average. Median home value is $188,800, 32% below the US average. 21.8% of residents hold a bachelor's degree or higher.

ZIP code 48157 is classified by USPS as a standard delivery area and covers roughly 2.5 square miles in Luna Pier, Monroe County, Michigan. The area is home to 1,436 residents, producing a population density of 577 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 48157 against Michigan and the nation.

On the economic side, the median household income for ZIP 48157 sits at $61,641 (16% below the Michigan average), while per-capita income is $40,125. The poverty rate stands at 26.0% and the unemployment rate at 3.8%. On housing, the median home value is $188,800 (14% below the state average) with median rent at $395 per month, and 83.2% of occupied units are owner-occupied, a direct signal of whether 48157 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 21.8% of adults hold a bachelor's degree or higher, the median age is 50.7, and the average commute is 27 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Monroe County, so you can benchmark 48157 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 48157

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 48157.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 48157, Luna Pier, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

1,436

Population

2.5

Area (sq mi)

577

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48157?

50.7

Median Age

55.1%

Male

44.9%

Female

2.1%

Foreign-Born

White 86.4%
African American 1.6%
Asian 1.7%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 10.3%
Hispanic or Latino 4.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$61,641

Median Household Income

-16% vs state

$40,125

Per Capita Income

26.0%

Poverty Rate

3.8%

Unemployment Rate

27.1 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 48.4%
Bachelor's Degree or Higher 21.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

749

Total Housing Units

647

Occupied Units

102

Vacant Units

1.92

Avg Household Size

Occupancy Type

Owner 83.2%
Renter 16.8%

$188,800

Median Home Value

-14% vs state

$395

Median Rent

1959

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+19.9%

YoY Change (2024)

181

HPI Index (2000 = 100)

+81%

Total Change Since 2000

Home values in ZIP 48157 have increased 19.9% over the past year (2024). Since 2000, this ZIP has seen +81% cumulative appreciation.

Year Annual Change HPI Index
2019 +9.6% 125
2020 +8.3% 135
2021 +3.1% 139
2022 +8.0% 151
2024 +19.9% 181

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 18 business establishments in ZIP 48157, employing approximately 139 people with a combined annual payroll of $8,652,000.

18

Businesses

139

Employees

$8.7M

Annual Payroll

3

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 5 27.8%
Retail trade 4 22.2%
Health care and social assistance 4 22.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48157 vs 48145 →

ZIP Code City Population Distance
48145 La Salle, MI 3,503 2.8 mi
48133 Erie, MI 5,753 3.4 mi
48161 Monroe, MI 26,470 6.7 mi
43434 Harbor View, OH 101 8.4 mi
48162 Monroe, MI 29,344 10.1 mi
48177 Samaria, MI 218 7.4 mi
48182 Temperance, MI 21,708 7.4 mi
43611 Toledo, OH 19,207 8.2 mi
48140 Ida, MI 3,095 8.7 mi
43612 Toledo, OH 29,674 9.2 mi

More ZIP Codes in Monroe County

Frequently Asked Questions

What county is ZIP code 48157 in?
ZIP code 48157 (Luna Pier) is located in Monroe County, Michigan. Monroe County contains multiple ZIP codes, see the full list at /counties/monroe-mi.
What is the population of ZIP code 48157?
ZIP code 48157 in Luna Pier, MI has a population of 1,436 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48157?
The median household income in ZIP 48157 is $61,641, which is 19% below the national average of $76,288.
What is the average home value in ZIP 48157?
The median home value in ZIP 48157 is $188,800, which is 32% below the national average of $278,155.
What is the demographic makeup of ZIP 48157?
The largest racial group in ZIP 48157 is White at 86.4%. Hispanic or Latino residents make up 4.6% of the population.
How many businesses are in ZIP code 48157?
ZIP code 48157 has 18 business establishments employing approximately 139 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48157?
The top industries by establishment count in ZIP 48157 are: Accommodation and food services (5), Retail trade (4), Health care and social assistance (4). There are 3 industry sectors represented in total.
How have home values changed in ZIP code 48157?
According to the FHFA House Price Index, home values in ZIP 48157 increased by 19.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 81%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48157?
In ZIP code 48157, 48.4% of residents aged 25+ have a high school diploma or higher, and 21.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48157?
The mean commute time for workers in ZIP code 48157 is 27.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48157?
In ZIP code 48157, approximately 83.2% of occupied housing units are owner-occupied and 16.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48157?
The poverty rate in ZIP code 48157 is 26.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Luna Pier, MI

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.