Luna Pier, MI · standard
ZIP Code 48157
Monroe County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,436
- 577/sq mi High-density area
- $61,641
- Median income Below-median income area
- $188,800
- Median home value Near-median home value
- 21.8%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Luna Pier pairs a below-median household income with below-median home values, in a low-density, homeowner-dominated area.
- 32nd pct
- household income, US ZIPs
- 40th pct
- home value, US ZIPs
- 577
- people per sq mi
- 83%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48157 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 48157 (Luna Pier, MI) rose +19.9% from 2023 to 2024.
ZIP code 48157 is a sparsely populated ZIP (a standard USPS delivery area) in Luna Pier, Monroe County, Michigan, home to just 1,436 residents across 2.5 square miles, a density of 577 people per square mile, in the Detroit time zone.
ZIP 48157 reports a modest median household income of $61,641 (16% below the average Michigan ZIP), while per-capita income is $40,125. The poverty rate is 26.0%, so the area-level income figures should not be treated as typical household experience. Median home value is $188,800 (14% below the average Michigan ZIP) and median rent is $395; 83.2% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 21.8% of adults hold a bachelor's degree or higher, the median age is 50.7, and the average commute is 27 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Monroe County, so 48157 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 48157
Top 5 sectors by establishment count in Luna Pier, MI
Which industries have the most business establishments in ZIP 48157.
- Accommodation and food services
Accommodation and food services
5 establishments
- Retail trade
Retail trade
4 establishments
- Health care and social assistance
Health care and social assistance
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48157, Luna Pier, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,436
Population
2.5
Area (sq mi)
577
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 48157?
50.7
Median Age
55.1%
Male
44.9%
Female
2.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$61,641
Median Household Income
-16% vs state ZIP avg
$40,125
Per Capita Income
26.0%
Poverty Rate
3.8%
Unemployment Rate
27.1 min
Mean Commute Time
How ZIP 48157 ranks among Michigan ZIPs
Luna Pier, MI household income vs. every Michigan ZIP code
Median household income among 962 reporting Michigan ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$61,641 33rd percentile higher than 33% of 962 Michigan ZIPs
Each bar is a $20K-wide band; taller bars hold more Michigan ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
749housing units
749
Total Housing Units
647
Occupied Units
102
Vacant Units
1.92
Avg Household Size
Occupancy Type
$188,800
Median Home Value
-14% vs state ZIP avg
$395
Median Rent
1959
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+19.9%
YoY Change (2024)
181
HPI Index (2000 = 100)
+81%
Total Change Since 2000
Home values in ZIP 48157 have increased 19.9% over the past year (2024). Since 2000, this ZIP has seen +81% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2019 | +9.6% | 125 |
| 2020 | +8.3% | 135 |
| 2021 | +3.1% | 139 |
| 2022 | +8.0% | 151 |
| 2024 | +19.9% | 181 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 18 business establishments in ZIP 48157, employing approximately 139 people with a combined annual payroll of $8,652,000.
18
Businesses
139
Employees
$8.7M
Annual Payroll
3
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 5 | 27.8% |
| Retail trade | 4 | 22.2% |
| Health care and social assistance | 4 | 22.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 48157 vs 48145 →
ZIP 48157 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 43612
Toledo (43612)
29,674 residents
- 48162
Monroe (48162)
29,344 residents
- 48161
Monroe (48161)
26,470 residents
- 48182
Temperance (48182)
21,708 residents
- 43611
Toledo (43611)
19,207 residents
- 48133 5,753
Erie (48133)
5,753 residents
- 48145 3,503
La Salle (48145)
3,503 residents
- 48140 3,095
Ida (48140)
3,095 residents
- 48157 1,436
Luna Pier (48157)
1,436 residents
What this shows Among its immediate neighbors, ZIP 48157 ranks #9 by population - useful context the national average alone can't give.
ZIP 48157 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 48140
Ida (48140)
$109,257 median income
- 48182
Temperance (48182)
$84,375 median income
- 48145
La Salle (48145)
$83,204 median income
- 48177
Samaria (48177)
$81,818 median income
- 48133
Erie (48133)
$74,388 median income
- 43434
Harbor View (43434)
$72,083 median income
- 48162
Monroe (48162)
$67,876 median income
- 48161
Monroe (48161)
$67,414 median income
- 43611
Toledo (43611)
$62,042 median income
What this shows By household income, ZIP 48157 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 48145 | La Salle, MI | 3,503 | 2.8 mi |
| 48133 | Erie, MI | 5,753 | 3.4 mi |
| 48161 | Monroe, MI | 26,470 | 6.7 mi |
| 43434 | Harbor View, OH | 101 | 8.4 mi |
| 48162 | Monroe, MI | 29,344 | 10.1 mi |
| 48177 | Samaria, MI | 218 | 7.4 mi |
| 48182 | Temperance, MI | 21,708 | 7.4 mi |
| 43611 | Toledo, OH | 19,207 | 8.2 mi |
| 48140 | Ida, MI | 3,095 | 8.7 mi |
| 43612 | Toledo, OH | 29,674 | 9.2 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 48157, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,436 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Monroe County
Related Areas
Frequently Asked Questions
What county is ZIP code 48157 in?
ZIP code 48157 (Luna Pier) is located in Monroe County, Michigan. Monroe County contains multiple ZIP codes, see the full list at /counties/monroe-mi.
What is the population of ZIP code 48157?
ZIP code 48157 in Luna Pier, MI has a population of 1,436 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48157?
The median household income in ZIP 48157 is $61,641, which is 19% below the national average of $76,288.
What is the average home value in ZIP 48157?
The median home value in ZIP 48157 is $188,800, which is 32% below the national average of $278,155.
What is the demographic makeup of ZIP 48157?
The largest racial group in ZIP 48157 is White at 86.4%. Hispanic or Latino residents make up 4.6% of the population.
How many businesses are in ZIP code 48157?
ZIP code 48157 has 18 business establishments employing approximately 139 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48157?
The top industries by establishment count in ZIP 48157 are: Accommodation and food services (5), Retail trade (4), Health care and social assistance (4). There are 3 industry sectors represented in total.
How have home values changed in ZIP code 48157?
According to the FHFA House Price Index, home values in ZIP 48157 increased by 19.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 81%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48157?
In ZIP code 48157, 48.4% of residents aged 25+ have a high school diploma or higher, and 21.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48157?
The mean commute time for workers in ZIP code 48157 is 27.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48157?
In ZIP code 48157, approximately 83.2% of occupied housing units are owner-occupied and 16.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48157?
The poverty rate in ZIP code 48157 is 26.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 48157's numbers, next.
- See how ZIP 48157 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Luna Pier, MI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.