Monroe, MI · standard
ZIP Code 48161
Monroe County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 26,470
- 228/sq mi High-density area
- $67,414
- Median income Near-median income area
- $176,200
- Median home value Near-median home value
- 19.3%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Monroe pairs a below-median household income with below-median home values, in a low-density, homeowner-dominated area.
- 43rd pct
- household income, US ZIPs
- 37th pct
- home value, US ZIPs
- 228
- people per sq mi
- 76%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48161 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 48161 (Monroe, MI) rose +6.9% from 2023 to 2024. The all-transactions index moved from 143.3 in 2023 to 153.1 in 2024 (2000 = 100).
ZIP code 48161 is a densely settled ZIP (a standard USPS delivery area) in Monroe, Monroe County, Michigan, with 26,470 residents across 116.0 square miles, a density of 228 people per square mile, in the Detroit time zone.
ZIP 48161 reports a modest median household income of $67,414 (8% below the average Michigan ZIP), while per-capita income is $35,777. The poverty rate is 16.3%, with unemployment at 7.6%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $176,200 (20% below the average Michigan ZIP), and median rent is $975; owner occupancy is 76.4%.
Educational attainment sits below the national norm: 19.3% of adults hold a bachelor's degree or higher, the median age is 42.9, and the average commute is 24 minutes. The page also surfaces 9 ZIP codes within roughly 10 miles and 6 more in Monroe County, so 48161 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 48161
Top 5 sectors by establishment count in Monroe, MI
Which industries have the most business establishments in ZIP 48161.
- Retail trade
Retail trade
93 establishments
- Health care and social assistance
Health care and social assistance
69 establishments
- Other services (except public administration)
Other services (except public administration)
65 establishments
- Accommodation and food services
Accommodation and food services
47 establishments
- Finance and insurance
Finance and insurance
44 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48161, Monroe, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
26,470
Population
116.0
Area (sq mi)
228
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 48161?
42.9
Median Age
47.6%
Male
52.4%
Female
2.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$67,414
Median Household Income
-8% vs state ZIP avg
$35,777
Per Capita Income
16.3%
Poverty Rate
7.6%
Unemployment Rate
24.2 min
Mean Commute Time
How ZIP 48161 ranks among Michigan ZIPs
Monroe, MI household income vs. every Michigan ZIP code
Median household income among 962 reporting Michigan ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$67,414 49th percentile higher than 49% of 962 Michigan ZIPs
Each bar is a $20K-wide band; taller bars hold more Michigan ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
11,790housing units
11,790
Total Housing Units
11,293
Occupied Units
497
Vacant Units
2.28
Avg Household Size
Occupancy Type
$176,200
Median Home Value
-20% vs state ZIP avg
$975
Median Rent
1969
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.9%
YoY Change (2024)
153
HPI Index (2000 = 100)
+53%
Total Change Since 2000
Home values in ZIP 48161 have increased 6.9% over the past year (2024). Since 2000, this ZIP has seen +53% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.5% | 112 |
| 2021 | +10.4% | 124 |
| 2022 | +11.9% | 138 |
| 2023 | +3.5% | 143 |
| 2024 | +6.9% | 153 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 505 business establishments in ZIP 48161, employing approximately 9,089 people with a combined annual payroll of $542,252,000.
505
Businesses
9,089
Employees
$542.3M
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 93 | 18.4% |
| Health care and social assistance | 69 | 13.7% |
| Other services (except public administration) | 65 | 12.9% |
| Accommodation and food services | 47 | 9.3% |
| Finance and insurance | 44 | 8.7% |
| Professional, scientific, and technical services | 36 | 7.1% |
| Construction | 34 | 6.7% |
| Manufacturing | 22 | 4.4% |
| Administrative and support and waste management and remediation services | 22 | 4.4% |
| Real estate and rental and leasing | 17 | 3.4% |
| Wholesale trade | 13 | 2.6% |
| Transportation and warehousing | 12 | 2.4% |
| Arts, entertainment, and recreation | 10 | 2.0% |
| Information | 7 | 1.4% |
| Educational services | 6 | 1.2% |
| Utilities | 5 | 1.0% |
| Management of companies and enterprises | 3 | 0.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 48161 vs 48145 →
ZIP 48161 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 48162
Monroe (48162)
29,344 residents
- 48161
Monroe (48161)
26,470 residents
- 48182
Temperance (48182)
21,708 residents
- 48117 10,124
Carleton (48117)
10,124 residents
- 48133 5,753
Erie (48133)
5,753 residents
- 48145 3,503
La Salle (48145)
3,503 residents
- 48140 3,095
Ida (48140)
3,095 residents
- 48159 2,582
Maybee (48159)
2,582 residents
- 48157 1,436
Luna Pier (48157)
1,436 residents
What this shows Among its immediate neighbors, ZIP 48161 ranks #2 by population - useful context the national average alone can't give.
ZIP 48161 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 48140
Ida (48140)
$109,257 median income
- 48182
Temperance (48182)
$84,375 median income
- 48145
La Salle (48145)
$83,204 median income
- 48177
Samaria (48177)
$81,818 median income
- 48117
Carleton (48117)
$78,942 median income
- 48159
Maybee (48159)
$74,519 median income
- 48133
Erie (48133)
$74,388 median income
- 48162
Monroe (48162)
$67,876 median income
- 48161
Monroe (48161)
$67,414 median income
What this shows By household income, ZIP 48161 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 48145 | La Salle, MI | 3,503 | 4.0 mi |
| 48162 | Monroe, MI | 29,344 | 4.1 mi |
| 48157 | Luna Pier, MI | 1,436 | 6.7 mi |
| 48140 | Ida, MI | 3,095 | 5.9 mi |
| 48133 | Erie, MI | 5,753 | 8.8 mi |
| 48159 | Maybee, MI | 2,582 | 9.1 mi |
| 48117 | Carleton, MI | 10,124 | 10.3 mi |
| 48177 | Samaria, MI | 218 | 9.1 mi |
| 48182 | Temperance, MI | 21,708 | 9.7 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 48161, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (26,470 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Monroe County
Related Areas
Frequently Asked Questions
What county is ZIP code 48161 in?
ZIP code 48161 (Monroe) is located in Monroe County, Michigan. Monroe County contains multiple ZIP codes, see the full list at /counties/monroe-mi.
What is the population of ZIP code 48161?
ZIP code 48161 in Monroe, MI has a population of 26,470 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48161?
The median household income in ZIP 48161 is $67,414, which is 12% below the national average of $76,288.
What is the average home value in ZIP 48161?
The median home value in ZIP 48161 is $176,200, which is 37% below the national average of $278,155.
What is the demographic makeup of ZIP 48161?
The largest racial group in ZIP 48161 is White at 85.4%. Hispanic or Latino residents make up 4.8% of the population.
How many businesses are in ZIP code 48161?
ZIP code 48161 has 505 business establishments employing approximately 9,089 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48161?
The top industries by establishment count in ZIP 48161 are: Retail trade (93), Health care and social assistance (69), Other services (except public administration) (65). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 48161?
According to the FHFA House Price Index, home values in ZIP 48161 increased by 6.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 53%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48161?
In ZIP code 48161, 54.5% of residents aged 25+ have a high school diploma or higher, and 19.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48161?
The mean commute time for workers in ZIP code 48161 is 24.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48161?
In ZIP code 48161, approximately 76.4% of occupied housing units are owner-occupied and 23.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48161?
The poverty rate in ZIP code 48161 is 16.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 48161's numbers, next.
- See how ZIP 48161 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Monroe, MI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.