PlainZIP

Monroe, MI · standard

ZIP Code 48161

Monroe County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

26,470
228/sq mi
$67,414
Median income
$176,200
Median home value
19.3%
Bachelor's or higher

The verdict

Monroe pairs a below-median household income with below-median home values, in a low-density, homeowner-dominated area.

43th pct
household income, US ZIPs
37th pct
home value, US ZIPs
228
people per sq mi
76%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48161 against every reporting US ZIP.

ZIP code 48161 is a densely settled ZIP (a standard USPS delivery area) in Monroe, Monroe County, Michigan, with 26,470 residents across 116.0 square miles, a density of 228 people per square mile, in the Detroit time zone.

ZIP 48161 reports a modest median household income of $67,414 (8% below the Michigan average), while per-capita income is $35,777. 16.3% of residents live below the poverty line, and the unemployment rate reads 7.6%. The typical home here is valued at $176,200 (20% below the state average); renters pay a median of $975 monthly, and 76.4% of units are owner-occupied.

Educational attainment sits below the national norm: 19.3% of adults hold a bachelor's degree or higher, the median age is 42.9, and the average commute is 24 minutes. To put 48161 in local context, 9 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Monroe County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 48161

Top 5 sectors by establishment count in Monroe, MI

Which industries have the most business establishments in ZIP 48161.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48161, Monroe, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

26,470

Population

116.0

Area (sq mi)

228

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48161?

42.9

Median Age

47.6%

Male

52.4%

Female

2.5%

Foreign-Born

White 85.4%
African American 4.8%
Asian 0.5%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.3%
Hispanic or Latino 4.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$67,414

Median Household Income

-8% vs state

$35,777

Per Capita Income

16.3%

Poverty Rate

7.6%

Unemployment Rate

24.2 min

Mean Commute Time

How ZIP 48161 ranks nationally

Monroe, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$67,414 43rd percentile higher than 43% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.5%
Bachelor's Degree or Higher 19.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

11,790

Total Housing Units

11,293

Occupied Units

497

Vacant Units

2.28

Avg Household Size

Occupancy Type

Owner 76.4%
Renter 23.6%

$176,200

Median Home Value

-20% vs state

$975

Median Rent

1969

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.9%

YoY Change (2024)

153

HPI Index (2000 = 100)

+53%

Total Change Since 2000

Home values in ZIP 48161 have increased 6.9% over the past year (2024). Since 2000, this ZIP has seen +53% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.5% 112
2021 +10.4% 124
2022 +11.9% 138
2023 +3.5% 143
2024 +6.9% 153

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 505 business establishments in ZIP 48161, employing approximately 9,089 people with a combined annual payroll of $542,252,000.

505

Businesses

9,089

Employees

$542.3M

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Retail trade 93 18.4%
Health care and social assistance 69 13.7%
Other services (except public administration) 65 12.9%
Accommodation and food services 47 9.3%
Finance and insurance 44 8.7%
Professional, scientific, and technical services 36 7.1%
Construction 34 6.7%
Manufacturing 22 4.4%
Administrative and support and waste management and remediation services 22 4.4%
Real estate and rental and leasing 17 3.4%
Wholesale trade 13 2.6%
Transportation and warehousing 12 2.4%
Arts, entertainment, and recreation 10 2.0%
Information 7 1.4%
Educational services 6 1.2%
Utilities 5 1.0%
Management of companies and enterprises 3 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48161 vs 48145 →

ZIP 48161 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 48161 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 48161 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 48161 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
48145 La Salle, MI 3,503 4.0 mi
48162 Monroe, MI 29,344 4.1 mi
48157 Luna Pier, MI 1,436 6.7 mi
48140 Ida, MI 3,095 5.9 mi
48133 Erie, MI 5,753 8.8 mi
48159 Maybee, MI 2,582 9.1 mi
48117 Carleton, MI 10,124 10.3 mi
48177 Samaria, MI 218 9.1 mi
48182 Temperance, MI 21,708 9.7 mi

More ZIP Codes in Monroe County

48162 standard
Monroe, MI
Pop: 29,344
48182 standard
Temperance, MI
Pop: 21,708
48166 standard
Newport, MI
Pop: 11,569
48117 standard
Carleton, MI
Pop: 10,124
48144 standard
Lambertville, MI
Pop: 9,952
48131 standard
Dundee, MI
Pop: 6,764

Related Areas

Monroe County Monroe, MI Michigan

Frequently Asked Questions

What county is ZIP code 48161 in? ▼
ZIP code 48161 (Monroe) is located in Monroe County, Michigan. Monroe County contains multiple ZIP codes, see the full list at /counties/monroe-mi.
What is the population of ZIP code 48161? ▼
ZIP code 48161 in Monroe, MI has a population of 26,470 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48161? ▼
The median household income in ZIP 48161 is $67,414, which is 12% below the national average of $76,288.
What is the average home value in ZIP 48161? ▼
The median home value in ZIP 48161 is $176,200, which is 37% below the national average of $278,155.
What is the demographic makeup of ZIP 48161? ▼
The largest racial group in ZIP 48161 is White at 85.4%. Hispanic or Latino residents make up 4.8% of the population.
How many businesses are in ZIP code 48161? ▼
ZIP code 48161 has 505 business establishments employing approximately 9,089 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48161? ▼
The top industries by establishment count in ZIP 48161 are: Retail trade (93), Health care and social assistance (69), Other services (except public administration) (65). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 48161? ▼
According to the FHFA House Price Index, home values in ZIP 48161 increased by 6.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 53%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48161? ▼
In ZIP code 48161, 54.5% of residents aged 25+ have a high school diploma or higher, and 19.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48161? ▼
The mean commute time for workers in ZIP code 48161 is 24.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48161? ▼
In ZIP code 48161, approximately 76.4% of occupied housing units are owner-occupied and 23.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48161? ▼
The poverty rate in ZIP code 48161 is 16.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.