Ferndale, MI · standard
ZIP Code 48220
Oakland County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 22,319
- 1,947/sq mi High-density area
- $89,881
- Median income Above-median income area
- $243,900
- Median home value Near-median home value
- 54.4%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Ferndale pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.
- Top 27%
- household income, US ZIPs
- Top 44%
- home value, US ZIPs
- 1,947
- people per sq mi
- 64%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48220 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 48220 (Ferndale, MI) rose +3.7% from 2023 to 2024. The all-transactions index moved from 213.1 in 2023 to 220.9 in 2024 (2000 = 100).
ZIP code 48220 is a densely settled ZIP (a standard USPS delivery area) in Ferndale, Oakland County, Michigan, with 22,319 residents across 11.5 square miles, a density of 1,947 people per square mile, in the Detroit time zone.
ZIP 48220 lands in the middle-income range, with a median household income of $89,881 (23% above the average Michigan ZIP), while per-capita income is $57,886. The poverty rate is 11.0%, with unemployment at 5.6%; those measures add context to the income figure. Median home value is $243,900 (11% above the average Michigan ZIP) and median rent is $1,272; 63.7% of occupied homes are owner-occupied.
This is a highly-educated ZIP: 54.4% of adults hold a bachelor's degree or higher, the median age is 36.9, and the average commute is 23 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Oakland County, so 48220 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 48220
Top 5 sectors by establishment count in Ferndale, MI
Which industries have the most business establishments in ZIP 48220.
- Accommodation and food services
Accommodation and food services
101 establishments
- Retail trade
Retail trade
98 establishments
- Other services (except public administration)
Other services (except public administration)
93 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
84 establishments
- Construction
Construction
53 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48220, Ferndale, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
22,319
Population
11.5
Area (sq mi)
1,947
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 48220?
36.9
Median Age
48.1%
Male
51.9%
Female
4.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$89,881
Median Household Income
+23% vs state ZIP avg
$57,886
Per Capita Income
11.0%
Poverty Rate
5.6%
Unemployment Rate
23.3 min
Mean Commute Time
How ZIP 48220 ranks among Michigan ZIPs
Ferndale, MI household income vs. every Michigan ZIP code
Median household income among 962 reporting Michigan ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$89,881 Top 19% higher than 81% of 962 Michigan ZIPs
Each bar is a $20K-wide band; taller bars hold more Michigan ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
12,044housing units
12,044
Total Housing Units
11,403
Occupied Units
641
Vacant Units
1.88
Avg Household Size
Occupancy Type
$243,900
Median Home Value
+11% vs state ZIP avg
$1,272
Median Rent
1947
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.7%
YoY Change (2024)
221
HPI Index (2000 = 100)
+121%
Total Change Since 2000
Home values in ZIP 48220 have increased 3.7% over the past year (2024). Since 2000, this ZIP has seen +121% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.3% | 166 |
| 2021 | +10.3% | 183 |
| 2022 | +9.3% | 200 |
| 2023 | +6.3% | 213 |
| 2024 | +3.7% | 221 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 732 business establishments in ZIP 48220, employing approximately 9,144 people with a combined annual payroll of $513,041,000.
732
Businesses
9,144
Employees
$513.0M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 101 | 13.8% |
| Retail trade | 98 | 13.4% |
| Other services (except public administration) | 93 | 12.7% |
| Professional, scientific, and technical services | 84 | 11.5% |
| Construction | 53 | 7.2% |
| Wholesale trade | 52 | 7.1% |
| Manufacturing | 48 | 6.6% |
| Health care and social assistance | 45 | 6.2% |
| Real estate and rental and leasing | 37 | 5.0% |
| Administrative and support and waste management and remediation services | 34 | 4.6% |
| Information | 26 | 3.5% |
| Finance and insurance | 22 | 3.0% |
| Arts, entertainment, and recreation | 19 | 2.6% |
| Educational services | 9 | 1.2% |
| Transportation and warehousing | 8 | 1.1% |
| Management of companies and enterprises | 3 | 0.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 48220 vs 48069 →
ZIP 48220 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 48221
Detroit (48221)
38,727 residents
- 48238
Detroit (48238)
31,743 residents
- 48091
Warren (48091)
31,106 residents
- 48071
Madison Heights (48071)
29,694 residents
- 48237
Oak Park (48237)
29,319 residents
- 48203
Highland Park (48203)
28,409 residents
- 48067
Royal Oak (48067)
24,458 residents
- 48220
Ferndale (48220)
22,319 residents
- 48030
Hazel Park (48030)
16,422 residents
What this shows Among its immediate neighbors, ZIP 48220 ranks #8 by population - useful context the national average alone can't give.
ZIP 48220 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 48070
Huntington Woods (48070)
$190,150 median income
- 48069
Pleasant Ridge (48069)
$171,125 median income
- 48067
Royal Oak (48067)
$112,840 median income
- 48220
Ferndale (48220)
$89,881 median income
- 48237 $71,510
Oak Park (48237)
$71,510 median income
- 48071 $69,503
Madison Heights (48071)
$69,503 median income
- 48030 $67,073
Hazel Park (48030)
$67,073 median income
- 48221 $57,878
Detroit (48221)
$57,878 median income
- 48091 $54,230
Warren (48091)
$54,230 median income
What this shows By household income, ZIP 48220 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 48069 | Pleasant Ridge, MI | 2,526 | 1.0 mi |
| 48067 | Royal Oak, MI | 24,458 | 2.2 mi |
| 48030 | Hazel Park, MI | 16,422 | 1.9 mi |
| 48221 | Detroit, MI | 38,727 | 2.3 mi |
| 48237 | Oak Park, MI | 29,319 | 2.5 mi |
| 48070 | Huntington Woods, MI | 6,238 | 2.4 mi |
| 48238 | Detroit, MI | 31,743 | 4.3 mi |
| 48203 | Highland Park, MI | 28,409 | 3.0 mi |
| 48071 | Madison Heights, MI | 29,694 | 3.8 mi |
| 48091 | Warren, MI | 31,106 | 4.0 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 48220, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (22,319 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Oakland County
Related Areas
Frequently Asked Questions
What county is ZIP code 48220 in?
ZIP code 48220 (Ferndale) is located in Oakland County, Michigan. Oakland County contains multiple ZIP codes, see the full list at /counties/oakland-mi.
What is the population of ZIP code 48220?
ZIP code 48220 in Ferndale, MI has a population of 22,319 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48220?
The median household income in ZIP 48220 is $89,881, which is 18% above the national average of $76,288.
What is the average home value in ZIP 48220?
The median home value in ZIP 48220 is $243,900, which is 12% below the national average of $278,155.
What is the demographic makeup of ZIP 48220?
The largest racial group in ZIP 48220 is White at 72.9%. Hispanic or Latino residents make up 4.2% of the population.
How many businesses are in ZIP code 48220?
ZIP code 48220 has 732 business establishments employing approximately 9,144 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48220?
The top industries by establishment count in ZIP 48220 are: Accommodation and food services (101), Retail trade (98), Other services (except public administration) (93). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 48220?
According to the FHFA House Price Index, home values in ZIP 48220 increased by 3.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 121%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48220?
In ZIP code 48220, 71.2% of residents aged 25+ have a high school diploma or higher, and 54.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48220?
The mean commute time for workers in ZIP code 48220 is 23.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48220?
In ZIP code 48220, approximately 63.7% of occupied housing units are owner-occupied and 36.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48220?
The poverty rate in ZIP code 48220 is 11.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 48220's numbers, next.
- See how ZIP 48220 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Ferndale, MI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.