Residential delivery area · Michigan

ZIP Code 48220: Ferndale, MI

ZIP code 48220 is in Ferndale, Michigan, entirely in Oakland County (Census 2020 ZIP-county file). About 22,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $89,881 (Census Bureau, ACS 2020-2024). By Census place, 88% of its land lies in Ferndale; 12% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
4national area: Michigan, Indiana, Kentucky and Ohio
482sectional center: Detroit, MI (SCF 481)
20delivery area within it
Town
Ferndale · its only residential ZIP
Census places
Ferndale
Metro area
Detroit-Warren-Dearborn, MI
House district
MI-11 119th Congress
Time zone
Eastern
Land area
4.4 sq mi · 4,867 people per sq mi

Where is ZIP code 48220?

48220 centers on 42.458°, -83.135° and covers 4.4 square miles of land. It borders 6 ZIP codes: 48069, 48030, 48067, 48221, 48237, 48203.

48030 · Hazel Park48067 · Royal Oak48069 · Pleasant Ridge48203 · Highland Park48221 · Detroit48237 · Oak Park48220 · Ferndale (this ZIP)4822048203482374822148067480304806948030 · Hazel Park48067 · Royal Oak48069 · Pleasant Ridge48203 · Highland Park48221 · Detroit48237 · Oak Park48220 · Ferndale (this ZIP)4822048203482374822148067480304806948030 · Hazel Park48067 · Royal Oak48069 · Pleasant Ridge48203 · Highland Park48221 · Detroit48237 · Oak Park48220 · Ferndale (this ZIP)48220482034823748221480674803048069
Shaded by median household income, in national fifths (ACS 2020-2024); 48220 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 48220, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 48220 compare with the rest of Oakland County?

Rank of 48220 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure48220In Oakland CountyIn MI
People (ACS 2020-2024)21,52732nd of 71175th of 992
Median household income$90k49th of 70159th of 774
Median home value$244k62nd of 71264th of 779

Its median household income is higher than in 73% of U.S. residential ZIP codes, and it is denser than 94% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 48220?

The 2020 Census counted 21,564 people in 48220; the ACS, which samples households over 2020-2024, estimates 21,527. Between the 2010 and 2020 censuses its population fell 3.4% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
21,527
2020 Census count
21,564−3.4% since 2010 (22,319)
Households
11,403
Median age
36.9

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 48220?

Of the 21,527 people the ACS estimates in 48220, 11.8% are under 18 and 12.2% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (71.8%), then Black (not Hispanic) (15.9%).

  • Under 1811.8%
  • 18 to 6476.0%
  • 65 and older12.2%
Age of the people of 48220 (ACS 2020-2024, B01001)
  • White, not Hispanic71.8%
  • Black, not Hispanic15.9%
  • Other or two or more5.2%
  • Hispanic or Latino4.2%
  • Asian, not Hispanic2.8%
Race and Hispanic origin in 48220 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 48220 earn?

Median household income is $89,881 (ACS 2020-2024), the 49th highest of the 70 ranked ZIP codes in Oakland County. It rose from $79,784 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.

Median household income
$89,881
Income per person
$57,886
Below the poverty line
11.0%
Unemployed (of the labor force)
5.6%
Adults 25+ with a bachelor's degree
54.4%
Adjusted gross income per tax return, 2022
$75,72511,950 returns; wages 83% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 48220?

FHFA's house price index for 48220, built from repeat sales and appraisals of the same homes, rose 105% from 2015 to 2025 and rose 38% from 2020 to 2025, and moved +4.0% in 2025.

Median home value (owners' estimate)
$243,900
Median gross rent
$1,272
Homes owned by their occupants
63.7%
Housing units
12,044
0 200 400 600 800 1000 197819902000201020202025 0 200 400 600 800 1000 197819902000201020202025 0 200 400 600 800 1000 197819902000201020202025
Index = 100 in 1978, the first year FHFA reports for 48220; 2025: 1061.0. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 48220?

732 business establishments had a location in this ZIP code in 2023, 43 more than in 2018; the most are in accommodation and food services (ZIP Code Business Patterns).

  • Accommodation and food services101
  • Retail trade98
  • Other services (except public administration)93
  • Professional, scientific, and technical services84
  • Construction53
  • Wholesale trade52

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 48220?

ZIP codes that share a boundary with 48220, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
48069Pleasant Ridge2,602$171k1.0 mi
48030Hazel Park14,963$67k1.9 mi
48067Royal Oak24,868$113k2.2 mi
48221Detroit41,392$58k2.3 mi
48237Oak Park29,318$72k2.5 mi
48203Highland Park20,049$38k3.0 mi
48070Huntington Woods6,328$190k2.4 mi (near)
48235Detroit45,600$39k3.7 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.