PlainZIP

Ferndale, MI · standard

ZIP Code 48220

Oakland County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

22,319
1,947/sq mi
$89,881
Median income
$243,900
Median home value
54.4%
Bachelor's or higher

The verdict

Ferndale pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.

Top 27%
household income, US ZIPs
Top 44%
home value, US ZIPs
1,947
people per sq mi
64%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48220 against every reporting US ZIP.

ZIP code 48220 is a densely settled ZIP (a standard USPS delivery area) in Ferndale, Oakland County, Michigan, with 22,319 residents across 11.5 square miles, a density of 1,947 people per square mile, in the Detroit time zone.

ZIP 48220 lands in the middle-income range, with a median household income of $89,881 (23% above the Michigan average), while per-capita income is $57,886. Poverty here runs at 11.0%, with unemployment measured at 5.6%. On housing, the median home value is $243,900 (11% above the state average) with median rent at $1,272 per month, and 63.7% of occupied units are owner-occupied.

This is a highly-educated ZIP: 54.4% of adults hold a bachelor's degree or higher, the median age is 36.9, and the average commute is 23 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Oakland County, letting you compare 48220 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 48220

Top 5 sectors by establishment count in Ferndale, MI

Which industries have the most business establishments in ZIP 48220.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48220, Ferndale, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

22,319

Population

11.5

Area (sq mi)

1,947

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48220?

36.9

Median Age

48.1%

Male

51.9%

Female

4.8%

Foreign-Born

White 72.9%
African American 15.9%
Asian 2.8%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 6.1%
Hispanic or Latino 4.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$89,881

Median Household Income

+23% vs state

$57,886

Per Capita Income

11.0%

Poverty Rate

5.6%

Unemployment Rate

23.3 min

Mean Commute Time

How ZIP 48220 ranks nationally

Ferndale, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$89,881 Top 27% higher than 73% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 71.2%
Bachelor's Degree or Higher 54.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

12,044

Total Housing Units

11,403

Occupied Units

641

Vacant Units

1.88

Avg Household Size

Occupancy Type

Owner 63.7%
Renter 36.3%

$243,900

Median Home Value

+11% vs state

$1,272

Median Rent

1947

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.7%

YoY Change (2024)

221

HPI Index (2000 = 100)

+121%

Total Change Since 2000

Home values in ZIP 48220 have increased 3.7% over the past year (2024). Since 2000, this ZIP has seen +121% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.3% 166
2021 +10.3% 183
2022 +9.3% 200
2023 +6.3% 213
2024 +3.7% 221

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 732 business establishments in ZIP 48220, employing approximately 9,144 people with a combined annual payroll of $513,041,000.

732

Businesses

9,144

Employees

$513.0M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 101 13.8%
Retail trade 98 13.4%
Other services (except public administration) 93 12.7%
Professional, scientific, and technical services 84 11.5%
Construction 53 7.2%
Wholesale trade 52 7.1%
Manufacturing 48 6.6%
Health care and social assistance 45 6.2%
Real estate and rental and leasing 37 5.0%
Administrative and support and waste management and remediation services 34 4.6%
Information 26 3.5%
Finance and insurance 22 3.0%
Arts, entertainment, and recreation 19 2.6%
Educational services 9 1.2%
Transportation and warehousing 8 1.1%
Management of companies and enterprises 3 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48220 vs 48069 →

ZIP 48220 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 48220 ranks #8 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 48220 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 48220 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
48069 Pleasant Ridge, MI 2,526 1.0 mi
48067 Royal Oak, MI 24,458 2.2 mi
48030 Hazel Park, MI 16,422 1.9 mi
48221 Detroit, MI 38,727 2.3 mi
48237 Oak Park, MI 29,319 2.5 mi
48070 Huntington Woods, MI 6,238 2.4 mi
48238 Detroit, MI 31,743 4.3 mi
48203 Highland Park, MI 28,409 3.0 mi
48071 Madison Heights, MI 29,694 3.8 mi
48091 Warren, MI 31,106 4.0 mi

More ZIP Codes in Oakland County

48307 standard
Rochester, MI
Pop: 41,369
48073 standard
Royal Oak, MI
Pop: 32,798
48322 standard
West Bloomfield, MI
Pop: 31,265
48071 standard
Madison Heights, MI
Pop: 29,694
48237 standard
Oak Park, MI
Pop: 29,319
48309 standard
Rochester, MI
Pop: 29,135

Related Areas

Oakland County Ferndale, MI Michigan

Frequently Asked Questions

What county is ZIP code 48220 in? ▼
ZIP code 48220 (Ferndale) is located in Oakland County, Michigan. Oakland County contains multiple ZIP codes, see the full list at /counties/oakland-mi.
What is the population of ZIP code 48220? ▼
ZIP code 48220 in Ferndale, MI has a population of 22,319 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48220? ▼
The median household income in ZIP 48220 is $89,881, which is 18% above the national average of $76,288.
What is the average home value in ZIP 48220? ▼
The median home value in ZIP 48220 is $243,900, which is 12% below the national average of $278,155.
What is the demographic makeup of ZIP 48220? ▼
The largest racial group in ZIP 48220 is White at 72.9%. Hispanic or Latino residents make up 4.2% of the population.
How many businesses are in ZIP code 48220? ▼
ZIP code 48220 has 732 business establishments employing approximately 9,144 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48220? ▼
The top industries by establishment count in ZIP 48220 are: Accommodation and food services (101), Retail trade (98), Other services (except public administration) (93). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 48220? ▼
According to the FHFA House Price Index, home values in ZIP 48220 increased by 3.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 121%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48220? ▼
In ZIP code 48220, 71.2% of residents aged 25+ have a high school diploma or higher, and 54.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48220? ▼
The mean commute time for workers in ZIP code 48220 is 23.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48220? ▼
In ZIP code 48220, approximately 63.7% of occupied housing units are owner-occupied and 36.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48220? ▼
The poverty rate in ZIP code 48220 is 11.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.