ZIP Code 48220

standard

Source:

Ferndale · Oakland County · Michigan

Population
22,319

1,947/sq mi

Median income
$89,881

▲ 18% vs US

higher than 73% of US ZIPs

Median home value
$243,900

▼ 12% vs US

higher than 56% of US ZIPs

Bachelor's or higher
54.4%

Median age 36.9

Land area
11.5 sq mi

Detroit

ZIP code 48220 in Ferndale, Michigan has a population of 22,319. The median household income is $89,881, which is 18% above the national average. Median home value is $243,900, 12% below the US average. 54.4% of residents hold a bachelor's degree or higher.

ZIP code 48220 is classified by USPS as a standard delivery area and covers roughly 11.5 square miles in Ferndale, Oakland County, Michigan. The area is home to 22,319 residents, producing a population density of 1,947 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 48220 against Michigan and the nation.

On the economic side, the median household income for ZIP 48220 sits at $89,881 (23% above the Michigan average), while per-capita income is $57,886. The poverty rate stands at 11.0% and the unemployment rate at 5.6%. On housing, the median home value is $243,900 (11% above the state average) with median rent at $1,272 per month, and 63.7% of occupied units are owner-occupied, a direct signal of whether 48220 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 54.4% of adults hold a bachelor's degree or higher, the median age is 36.9, and the average commute is 23 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Oakland County, so you can benchmark 48220 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 48220

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 48220.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 48220, Ferndale, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

22,319

Population

11.5

Area (sq mi)

1,947

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48220?

36.9

Median Age

48.1%

Male

51.9%

Female

4.8%

Foreign-Born

White 72.9%
African American 15.9%
Asian 2.8%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 6.1%
Hispanic or Latino 4.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$89,881

Median Household Income

+23% vs state

$57,886

Per Capita Income

11.0%

Poverty Rate

5.6%

Unemployment Rate

23.3 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 71.2%
Bachelor's Degree or Higher 54.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

12,044

Total Housing Units

11,403

Occupied Units

641

Vacant Units

1.88

Avg Household Size

Occupancy Type

Owner 63.7%
Renter 36.3%

$243,900

Median Home Value

+11% vs state

$1,272

Median Rent

1947

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.7%

YoY Change (2024)

221

HPI Index (2000 = 100)

+121%

Total Change Since 2000

Home values in ZIP 48220 have increased 3.7% over the past year (2024). Since 2000, this ZIP has seen +121% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.3% 166
2021 +10.3% 183
2022 +9.3% 200
2023 +6.3% 213
2024 +3.7% 221

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 732 business establishments in ZIP 48220, employing approximately 9,144 people with a combined annual payroll of $513,041,000.

732

Businesses

9,144

Employees

$513.0M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 101 13.8%
Retail trade 98 13.4%
Other services (except public administration) 93 12.7%
Professional, scientific, and technical services 84 11.5%
Construction 53 7.2%
Wholesale trade 52 7.1%
Manufacturing 48 6.6%
Health care and social assistance 45 6.2%
Real estate and rental and leasing 37 5.0%
Administrative and support and waste management and remediation services 34 4.6%
Information 26 3.5%
Finance and insurance 22 3.0%
Arts, entertainment, and recreation 19 2.6%
Educational services 9 1.2%
Transportation and warehousing 8 1.1%
Management of companies and enterprises 3 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48220 vs 48069 →

ZIP Code City Population Distance
48069 Pleasant Ridge, MI 2,526 1.0 mi
48067 Royal Oak, MI 24,458 2.2 mi
48030 Hazel Park, MI 16,422 1.9 mi
48221 Detroit, MI 38,727 2.3 mi
48237 Oak Park, MI 29,319 2.5 mi
48070 Huntington Woods, MI 6,238 2.4 mi
48238 Detroit, MI 31,743 4.3 mi
48203 Highland Park, MI 28,409 3.0 mi
48071 Madison Heights, MI 29,694 3.8 mi
48091 Warren, MI 31,106 4.0 mi

More ZIP Codes in Oakland County

Frequently Asked Questions

What county is ZIP code 48220 in?
ZIP code 48220 (Ferndale) is located in Oakland County, Michigan. Oakland County contains multiple ZIP codes, see the full list at /counties/oakland-mi.
What is the population of ZIP code 48220?
ZIP code 48220 in Ferndale, MI has a population of 22,319 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48220?
The median household income in ZIP 48220 is $89,881, which is 18% above the national average of $76,288.
What is the average home value in ZIP 48220?
The median home value in ZIP 48220 is $243,900, which is 12% below the national average of $278,155.
What is the demographic makeup of ZIP 48220?
The largest racial group in ZIP 48220 is White at 72.9%. Hispanic or Latino residents make up 4.2% of the population.
How many businesses are in ZIP code 48220?
ZIP code 48220 has 732 business establishments employing approximately 9,144 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48220?
The top industries by establishment count in ZIP 48220 are: Accommodation and food services (101), Retail trade (98), Other services (except public administration) (93). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 48220?
According to the FHFA House Price Index, home values in ZIP 48220 increased by 3.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 121%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48220?
In ZIP code 48220, 71.2% of residents aged 25+ have a high school diploma or higher, and 54.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48220?
The mean commute time for workers in ZIP code 48220 is 23.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48220?
In ZIP code 48220, approximately 63.7% of occupied housing units are owner-occupied and 36.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48220?
The poverty rate in ZIP code 48220 is 11.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Ferndale, MI

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

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