Sterling Heights, MI · standard
ZIP Code 48314
Macomb County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 20,245
- 1,015/sq mi High-density area
- $85,889
- Median income Above-median income area
- $331,500
- Median home value Above-median home value
- 35.9%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Sterling Heights pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.
- Top 31%
- household income, US ZIPs
- Top 29%
- home value, US ZIPs
- 1,015
- people per sq mi
- 76%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48314 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 48314 (Sterling Heights, MI) rose +10.7% from 2023 to 2024. The all-transactions index moved from 157.0 in 2023 to 173.9 in 2024 (2000 = 100).
ZIP code 48314 is a densely settled ZIP (a standard USPS delivery area) in Sterling Heights, Macomb County, Michigan, with 20,245 residents across 20.0 square miles, a density of 1,015 people per square mile, in the Detroit time zone.
ZIP 48314 lands in the middle-income range, with a median household income of $85,889 (17% above the average Michigan ZIP), while per-capita income is $47,712. The poverty rate is 8.6%, with unemployment at 1.9%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $331,500 (51% above the average Michigan ZIP), while 75.9% of occupied homes are owner-occupied and median rent is $1,476.
A solid share of residents have a four-year degree: 35.9% of adults hold a bachelor's degree or higher, the median age is 47.8, and the average commute is 25 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Macomb County, so 48314 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 48314
Top 5 sectors by establishment count in Sterling Heights, MI
Which industries have the most business establishments in ZIP 48314.
- Manufacturing
Manufacturing
106 establishments
- Health care and social assistance
Health care and social assistance
93 establishments
- Construction
Construction
78 establishments
- Retail trade
Retail trade
68 establishments
- Wholesale trade
Wholesale trade
59 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48314, Sterling Heights, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
20,245
Population
20.0
Area (sq mi)
1,015
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 48314?
47.8
Median Age
49.0%
Male
51.0%
Female
24.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$85,889
Median Household Income
+17% vs state ZIP avg
$47,712
Per Capita Income
8.6%
Poverty Rate
1.9%
Unemployment Rate
24.6 min
Mean Commute Time
How ZIP 48314 ranks among Michigan ZIPs
Sterling Heights, MI household income vs. every Michigan ZIP code
Median household income among 962 reporting Michigan ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$85,889 Top 23% higher than 77% of 962 Michigan ZIPs
Each bar is a $20K-wide band; taller bars hold more Michigan ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
9,412housing units
9,412
Total Housing Units
9,186
Occupied Units
226
Vacant Units
2.37
Avg Household Size
Occupancy Type
$331,500
Median Home Value
+51% vs state ZIP avg
$1,476
Median Rent
1994
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+10.7%
YoY Change (2024)
174
HPI Index (2000 = 100)
+74%
Total Change Since 2000
Home values in ZIP 48314 have increased 10.7% over the past year (2024). Since 2000, this ZIP has seen +74% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.5% | 122 |
| 2021 | +12.2% | 137 |
| 2022 | +11.3% | 153 |
| 2023 | +2.6% | 157 |
| 2024 | +10.7% | 174 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 696 business establishments in ZIP 48314, employing approximately 13,346 people with a combined annual payroll of $785,746,000.
696
Businesses
13,346
Employees
$785.7M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Manufacturing | 106 | 15.2% |
| Health care and social assistance | 93 | 13.4% |
| Construction | 78 | 11.2% |
| Retail trade | 68 | 9.8% |
| Wholesale trade | 59 | 8.5% |
| Professional, scientific, and technical services | 55 | 7.9% |
| Other services (except public administration) | 51 | 7.3% |
| Administrative and support and waste management and remediation services | 42 | 6.0% |
| Transportation and warehousing | 37 | 5.3% |
| Finance and insurance | 37 | 5.3% |
| Accommodation and food services | 36 | 5.2% |
| Real estate and rental and leasing | 18 | 2.6% |
| Arts, entertainment, and recreation | 6 | 0.9% |
| Information | 5 | 0.7% |
| Educational services | 3 | 0.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 48314 vs 48317 →
ZIP 48314 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 48310
Sterling Heights (48310)
42,766 residents
- 48307
Rochester (48307)
41,369 residents
- 48038
Clinton Township (48038)
41,057 residents
- 48313
Sterling Heights (48313)
33,952 residents
- 48312
Sterling Heights (48312)
32,720 residents
- 48317
Utica (48317)
26,610 residents
- 48092
Warren (48092)
25,680 residents
- 48316
Utica (48316)
25,404 residents
- 48085
Troy (48085)
24,660 residents
What this shows Among its immediate neighbors, ZIP 48314 ranks #0 by population - useful context the national average alone can't give.
ZIP 48314 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 48085
Troy (48085)
$146,390 median income
- 48316
Utica (48316)
$107,776 median income
- 48307
Rochester (48307)
$106,576 median income
- 48083
Troy (48083)
$90,794 median income
- 48313
Sterling Heights (48313)
$88,065 median income
- 48314
Sterling Heights (48314)
$85,889 median income
- 48038
Clinton Township (48038)
$78,567 median income
- 48310
Sterling Heights (48310)
$78,058 median income
- 48092
Warren (48092)
$73,808 median income
What this shows By household income, ZIP 48314 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 48317 | Utica, MI | 26,610 | 2.5 mi |
| 48310 | Sterling Heights, MI | 42,766 | 3.2 mi |
| 48313 | Sterling Heights, MI | 33,952 | 2.8 mi |
| 48085 | Troy, MI | 24,660 | 3.4 mi |
| 48316 | Utica, MI | 25,404 | 5.6 mi |
| 48312 | Sterling Heights, MI | 32,720 | 4.2 mi |
| 48092 | Warren, MI | 25,680 | 6.6 mi |
| 48083 | Troy, MI | 22,507 | 4.8 mi |
| 48038 | Clinton Township, MI | 41,057 | 5.7 mi |
| 48307 | Rochester, MI | 41,369 | 4.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 48314, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (20,245 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Macomb County
Related Areas
Frequently Asked Questions
What county is ZIP code 48314 in?
ZIP code 48314 (Sterling Heights) is located in Macomb County, Michigan. Macomb County contains multiple ZIP codes, see the full list at /counties/macomb-mi.
What is the population of ZIP code 48314?
ZIP code 48314 in Sterling Heights, MI has a population of 20,245 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48314?
The median household income in ZIP 48314 is $85,889, which is 13% above the national average of $76,288.
What is the average home value in ZIP 48314?
The median home value in ZIP 48314 is $331,500, which is 19% above the national average of $278,155.
What is the demographic makeup of ZIP 48314?
The largest racial group in ZIP 48314 is White at 73.9%. Hispanic or Latino residents make up 5.1% of the population.
How many businesses are in ZIP code 48314?
ZIP code 48314 has 696 business establishments employing approximately 13,346 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48314?
The top industries by establishment count in ZIP 48314 are: Manufacturing (106), Health care and social assistance (93), Construction (78). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 48314?
According to the FHFA House Price Index, home values in ZIP 48314 increased by 10.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 74%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48314?
In ZIP code 48314, 61.3% of residents aged 25+ have a high school diploma or higher, and 35.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48314?
The mean commute time for workers in ZIP code 48314 is 24.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48314?
In ZIP code 48314, approximately 75.9% of occupied housing units are owner-occupied and 24.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48314?
The poverty rate in ZIP code 48314 is 8.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 48314's numbers, next.
- See how ZIP 48314 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Sterling Heights, MI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.